While the term “medical-loss ratio” may be health care jargon to consumers, they’re about to find out what it means in the form of a check from their insurance company next week. This “MLR” provision of the federal health care overhaul requires insurance companies to spend a minimum of 80 percent of their revenue (85 percent for large groups) on health care costs, as opposed to marketing, administrative costs or other non-medical fees.

Consumers across California will be getting rebate checks from their health insurers next week – one of the first tangible results of the federal health care overhaul. About 1.8 million Californians will be getting money back, either directly or through a reduction in their monthly premium. The average California rebate: about $65 a family.

Read more at: www.sacbee.com


Lisa Aliferis

Lisa Aliferis is the founding editor of KQED's State of Health blog. Since 2011, she's been writing and editing stories for the site. Before taking up blogging, she toiled for many years (more than we can count) producing health stories for television, including Dateline NBC and San Francisco's CBS affiliate, KPIX-TV. She also wrote up a handy guide to the Affordable Care Act, especially for Californians. Her work has been honored for many awards. Most recently she was a finalist for "Best Topical Reporting" from the Online News Association. You can follow her on Twitter: @laliferis

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