Tesla to Lay Off 10% of Workforce Amid Sluggish Sales
Apple Cuts Over 600 California Workers in First Post-Pandemic Layoff Wave
Game Developers Gather in SF as Industry Reels From Mass Layoffs
L.A. Times Layoffs Decimate Journalists of Color
Layoffs: How to Prioritize Your Mental Health After Losing Your Job, From Telling Family to Self-Care
Layoffs: From Unemployment Benefits to Health Insurance, the Steps to Take ASAP
Layoffs: The Best Ways to Find a New Job, According to an Expert
Layoffs: How to Save More Money After Losing Your Job
A Layoff Spree At Bay Area Tech Companies
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The layoffs could affect about 14,000 of the 140,473 workers employed by the Austin, Texas, company at the end of last year.\u003c/p>\n\u003cp>Musk’s memo said that as Tesla prepares for its next phase of growth, “it is extremely important to look at every aspect of the company for cost reductions and increasing productivity,” \u003cem>The New York Times \u003c/em>and \u003cem>CNBC\u003c/em> reported. News of the layoffs was first reported by electric vehicle website Electrek.\u003c/p>\n\u003cp>Also, on Monday, two key Tesla executives announced on the social media platform X that they were leaving the company. Andrew Baglino, senior vice president of powertrain and energy engineering, wrote that he had decided to leave after 18 years with the company.\u003c/p>\n\u003cp>Rohan Patel, senior global director of public policy and business development, also wrote on X that he was leaving Tesla after eight years.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>[aside postID=\"news_11974466,news_11980088,science_1991185\" label=\"Related Stories\"]Baglino, who held several top engineering jobs at the company and was chief technology officer, wrote that the decision to leave was difficult. “I loved tackling nearly every problem we solved as a team and feel gratified to have contributed to the mission of accelerating the transition to sustainable energy,” he wrote.\u003c/p>\n\u003cp>He has no concrete plans beyond spending more time with family and his young children but wrote that he has difficulty staying still for long.\u003c/p>\n\u003cp>Musk thanked Baglino in a reply. “Few have contributed as much as you,” he wrote.\u003c/p>\n\u003cp>Shares of Tesla fell 4.8% Monday afternoon, hours after news of the layoffs and departures broke. Shares of Tesla Inc. have lost about one-third of their value so far this year as \u003ca href=\"https://apnews.com/70a663fbc0719ebda7a4ca814c2827d2\">sales of electric vehicles soften\u003c/a>.\u003c/p>\n\u003cp>Tesla sales \u003ca href=\"https://apnews.com/article/tesla-sales-fall-electric-vehicle-demand-slows-1ce56d5948f9f96235b9c809e3380108\">fell sharply last quarter\u003c/a> as competition increased worldwide, electric vehicle sales growth slowed, and price cuts failed to draw more buyers. The company said it delivered 386,810 vehicles from January through March, nearly 9% below the 423,000 it sold in the same quarter of last year.\u003c/p>\n\u003cp>Since last year, Tesla has \u003ca href=\"https://apnews.com/97648bc3624cfd2df3080e9a6dde8b1d\">cut prices by as much as $20,000\u003c/a> on some models as it faced increasing competition and slowing demand. The price cuts caused used electric vehicle values to drop and clipped Tesla’s profit margins.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>The company has said it will reveal an autonomous robotaxi at an event in August.\u003c/p>\n\n","blocks":[],"excerpt":"After reporting dismal first-quarter sales, Tesla plans to lay off about a tenth of its workforce as it tries to cut costs, multiple media outlets reported Monday.","status":"publish","parent":0,"modified":1713217110,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":14,"wordCount":435},"headData":{"title":"Tesla to Lay Off 10% of Workforce Amid Sluggish Sales | KQED","description":"After reporting dismal first-quarter sales, Tesla plans to lay off about a tenth of its workforce as it tries to cut costs, multiple media outlets reported Monday.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"sticky":false,"excludeFromSiteSearch":"Include","articleAge":"0","path":"/news/11983039/tesla-to-lay-off-10-of-workforce-amid-sluggish-sales","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>After reporting dismal first-quarter sales, Tesla plans to lay off about a tenth of its workforce as it \u003ca href=\"https://apnews.com/article/tesla-sales-fall-electric-vehicle-demand-slows-1ce56d5948f9f96235b9c809e3380108\">tries to cut costs\u003c/a>, multiple media outlets reported Monday.\u003c/p>\n\u003cp>CEO Elon Musk detailed the plans in a memo sent to employees. The layoffs could affect about 14,000 of the 140,473 workers employed by the Austin, Texas, company at the end of last year.\u003c/p>\n\u003cp>Musk’s memo said that as Tesla prepares for its next phase of growth, “it is extremely important to look at every aspect of the company for cost reductions and increasing productivity,” \u003cem>The New York Times \u003c/em>and \u003cem>CNBC\u003c/em> reported. News of the layoffs was first reported by electric vehicle website Electrek.\u003c/p>\n\u003cp>Also, on Monday, two key Tesla executives announced on the social media platform X that they were leaving the company. Andrew Baglino, senior vice president of powertrain and energy engineering, wrote that he had decided to leave after 18 years with the company.\u003c/p>\n\u003cp>Rohan Patel, senior global director of public policy and business development, also wrote on X that he was leaving Tesla after eight years.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"postid":"news_11974466,news_11980088,science_1991185","label":"Related Stories "},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>Baglino, who held several top engineering jobs at the company and was chief technology officer, wrote that the decision to leave was difficult. “I loved tackling nearly every problem we solved as a team and feel gratified to have contributed to the mission of accelerating the transition to sustainable energy,” he wrote.\u003c/p>\n\u003cp>He has no concrete plans beyond spending more time with family and his young children but wrote that he has difficulty staying still for long.\u003c/p>\n\u003cp>Musk thanked Baglino in a reply. “Few have contributed as much as you,” he wrote.\u003c/p>\n\u003cp>Shares of Tesla fell 4.8% Monday afternoon, hours after news of the layoffs and departures broke. Shares of Tesla Inc. have lost about one-third of their value so far this year as \u003ca href=\"https://apnews.com/70a663fbc0719ebda7a4ca814c2827d2\">sales of electric vehicles soften\u003c/a>.\u003c/p>\n\u003cp>Tesla sales \u003ca href=\"https://apnews.com/article/tesla-sales-fall-electric-vehicle-demand-slows-1ce56d5948f9f96235b9c809e3380108\">fell sharply last quarter\u003c/a> as competition increased worldwide, electric vehicle sales growth slowed, and price cuts failed to draw more buyers. The company said it delivered 386,810 vehicles from January through March, nearly 9% below the 423,000 it sold in the same quarter of last year.\u003c/p>\n\u003cp>Since last year, Tesla has \u003ca href=\"https://apnews.com/97648bc3624cfd2df3080e9a6dde8b1d\">cut prices by as much as $20,000\u003c/a> on some models as it faced increasing competition and slowing demand. The price cuts caused used electric vehicle values to drop and clipped Tesla’s profit margins.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>The company has said it will reveal an autonomous robotaxi at an event in August.\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11983039/tesla-to-lay-off-10-of-workforce-amid-sluggish-sales","authors":["237"],"categories":["news_8"],"tags":["news_3897","news_352","news_57"],"featImg":"news_11983040","label":"news"},"news_11982005":{"type":"posts","id":"news_11982005","meta":{"index":"posts_1591205157","site":"news","id":"11982005","score":null,"sort":[1712339241000]},"guestAuthors":[],"slug":"apple-cuts-over-600-california-workers-in-first-post-pandemic-layoff-wave","title":"Apple Cuts Over 600 California Workers in First Post-Pandemic Layoff Wave","publishDate":1712339241,"format":"standard","headTitle":"Apple Cuts Over 600 California Workers in First Post-Pandemic Layoff Wave | KQED","labelTerm":{"site":"news"},"content":"\u003cp>Apple is laying off more than 600 workers in California, marking the company’s first big wave of post-pandemic job cuts amid a broader wave of tech industry consolidation.\u003c/p>\n\u003cp>The iPhone maker notified 614 workers in multiple offices on March 28 that they were losing their jobs, with the layoffs becoming effective on May 27, according to reports to regional authorities.\u003c/p>\n\u003cp>The workers were cut from eight Santa Clara offices, according to the filings under the state’s Worker Adjustment and Retraining Notification Act, also known as WARN. But it’s unclear which departments or projects the employees were involved in.\u003c/p>\n\u003cp>Apple did not immediately respond to a request for comment early Friday.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>The Cupertino company had been a notable exception as other tech companies slashed their workforces over the past two years. There was a massive surge in hiring during the COVID-19 pandemic, when people spent more time and money online, and big tech companies are still larger than before the pandemic. Still, as growth slows, companies are focusing on cutting costs. [aside postID=news_11979609 hero='https://cdn.kqed.org/wp-content/uploads/sites/10/2024/03/240313-GAMEINDUSTRY-JY-003-KQED-1020x680.jpg']In a recent regulatory filing, Apple said it had about 161,000 full-time equivalent employees.\u003c/p>\n\u003cp>Earlier this week, Amazon announced a \u003ca style=\"font-weight: var(--font-weight-reg)\" href=\"https://apnews.com/article/amazon-aws-layoffs-cloud-a26feee15793a65dca046b99e780943e#:~:text=In%20addition%20to%20the%20physical,as%20well%20as%20sales%20operations.\">fresh round of layoffs\u003c/a>, this time at its cloud computing business AWS. In recent months, video game maker \u003ca style=\"font-weight: var(--font-weight-reg)\" href=\"https://apnews.com/article/electronic-arts-layoffs-sony-microsoft-8725a896ccbd19c324b48f8c69981677\">Electronic Arts\u003c/a> said it’s cutting about 5% of its workforce, \u003ca style=\"font-weight: var(--font-weight-reg)\" href=\"https://apnews.com/article/sony-interactive-jobs-playstation-1f85ae1c0bdda667bd59ee87ac912000\">Sony\u003c/a> said it is axing about 900 jobs in its PlayStation division, \u003ca style=\"font-weight: var(--font-weight-reg)\" href=\"https://apnews.com/article/cisco-systems-layoffs-technology-trend-artificial-intelligence-28dc2ba343f65151c2187fd3f446ee7e\">Cisco Systems\u003c/a> revealed plans to lay off more than 4,000 workers and social media company Snap, owner of \u003ca style=\"font-weight: var(--font-weight-reg)\" href=\"https://apnews.com/article/snapchat-snap-layoffs-tech-b67df4deb437af7fc1612425a379cdd4\">Snapchat\u003c/a>, announced it is slashing 10% of its global workforce.\u003c/p>\n\u003cp>\u003c/p>\n","blocks":[],"excerpt":"On March 28, the iPhone maker notified 614 employees across 8 Santa Clara offices that they were losing their jobs. ","status":"publish","parent":0,"modified":1712340093,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":8,"wordCount":300},"headData":{"title":"Apple Cuts Over 600 California Workers in First Post-Pandemic Layoff Wave | KQED","description":"On March 28, the iPhone maker notified 614 employees across 8 Santa Clara offices that they were losing their jobs. ","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"sticky":false,"nprByline":"\u003ca href=\"https://apnews.com/\">The Associated Press\u003c/a>","excludeFromSiteSearch":"Include","showOnAuthorArchivePages":"No","articleAge":"0","path":"/news/11982005/apple-cuts-over-600-california-workers-in-first-post-pandemic-layoff-wave","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>Apple is laying off more than 600 workers in California, marking the company’s first big wave of post-pandemic job cuts amid a broader wave of tech industry consolidation.\u003c/p>\n\u003cp>The iPhone maker notified 614 workers in multiple offices on March 28 that they were losing their jobs, with the layoffs becoming effective on May 27, according to reports to regional authorities.\u003c/p>\n\u003cp>The workers were cut from eight Santa Clara offices, according to the filings under the state’s Worker Adjustment and Retraining Notification Act, also known as WARN. But it’s unclear which departments or projects the employees were involved in.\u003c/p>\n\u003cp>Apple did not immediately respond to a request for comment early Friday.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>The Cupertino company had been a notable exception as other tech companies slashed their workforces over the past two years. There was a massive surge in hiring during the COVID-19 pandemic, when people spent more time and money online, and big tech companies are still larger than before the pandemic. Still, as growth slows, companies are focusing on cutting costs. \u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"postid":"news_11979609","hero":"https://cdn.kqed.org/wp-content/uploads/sites/10/2024/03/240313-GAMEINDUSTRY-JY-003-KQED-1020x680.jpg","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>In a recent regulatory filing, Apple said it had about 161,000 full-time equivalent employees.\u003c/p>\n\u003cp>Earlier this week, Amazon announced a \u003ca style=\"font-weight: var(--font-weight-reg)\" href=\"https://apnews.com/article/amazon-aws-layoffs-cloud-a26feee15793a65dca046b99e780943e#:~:text=In%20addition%20to%20the%20physical,as%20well%20as%20sales%20operations.\">fresh round of layoffs\u003c/a>, this time at its cloud computing business AWS. In recent months, video game maker \u003ca style=\"font-weight: var(--font-weight-reg)\" href=\"https://apnews.com/article/electronic-arts-layoffs-sony-microsoft-8725a896ccbd19c324b48f8c69981677\">Electronic Arts\u003c/a> said it’s cutting about 5% of its workforce, \u003ca style=\"font-weight: var(--font-weight-reg)\" href=\"https://apnews.com/article/sony-interactive-jobs-playstation-1f85ae1c0bdda667bd59ee87ac912000\">Sony\u003c/a> said it is axing about 900 jobs in its PlayStation division, \u003ca style=\"font-weight: var(--font-weight-reg)\" href=\"https://apnews.com/article/cisco-systems-layoffs-technology-trend-artificial-intelligence-28dc2ba343f65151c2187fd3f446ee7e\">Cisco Systems\u003c/a> revealed plans to lay off more than 4,000 workers and social media company Snap, owner of \u003ca style=\"font-weight: var(--font-weight-reg)\" href=\"https://apnews.com/article/snapchat-snap-layoffs-tech-b67df4deb437af7fc1612425a379cdd4\">Snapchat\u003c/a>, announced it is slashing 10% of its global workforce.\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11982005/apple-cuts-over-600-california-workers-in-first-post-pandemic-layoff-wave","authors":["byline_news_11982005"],"categories":["news_8"],"tags":["news_19182","news_26334","news_352","news_1749","news_5745","news_1631"],"featImg":"news_11982008","label":"news"},"news_11979609":{"type":"posts","id":"news_11979609","meta":{"index":"posts_1591205157","site":"news","id":"11979609","score":null,"sort":[1710770449000]},"guestAuthors":[],"slug":"game-developers-gather-in-sf-as-industry-reels-from-mass-layoffs","title":"Game Developers Gather in SF as Industry Reels From Mass Layoffs","publishDate":1710770449,"format":"standard","headTitle":"Game Developers Gather in SF as Industry Reels From Mass Layoffs | KQED","labelTerm":{"site":"news"},"content":"\u003cp>In a good year for the game industry, the annual Game Developers Conference in San Francisco feels like “going to Disneyland,” said Russ Fan, a San Mateo game designer.\u003c/p>\n\u003cp>This is not one of those years. The conference, which gets underway Monday and is expected to draw tens of thousands of attendees, is taking place amid mass layoffs. And Fan is among the thousands of workers who have lost their jobs.\u003c/p>\n\u003cp>His prediction for this year’s conference? “Probably more serious and dour,” he said.\u003c/p>\n\u003cp>Roughly 8,000 workers have been laid off from the game industry since the start of 2024, \u003ca href=\"https://publish.obsidian.md/vg-layoffs/Archive/2024\">according\u003c/a> to a layoff tracker created by technical artist Farhan Noor. If the cuts continue, this year could surpass 2023, when about 10,500 people lost their jobs, according to the tracker.\u003c/p>\n\u003cp>Experts say no single cause drives the layoffs, and the numbers reflect the industry’s cyclical nature.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Fan was laid off from his game design job at Illumix, an augmented reality company, last March. This is not the first time he has been laid off in the two decades he has worked in the game industry. He recounted how, in one instance, he was laid off and then quickly brought back because the company had cut too many people and needed to finish a project.\u003c/p>\n\u003cp>“You become numb [to the layoffs],” he said. “Because if you don’t, they crush you.”\u003c/p>\n\u003cp>Though this year is shaping up to be difficult, experts project the industry will eventually rebound. But in the meantime, workers say the layoffs have cost them their livelihoods, produced a brutally competitive job market and could hurt the quality of the games themselves.\u003c/p>\n\u003cp>“It’s a staggeringly large number to comprehend,” said Alissa McAloon, the publisher and editorial director of \u003ca href=\"https://www.gamedeveloper.com/\">Game Developer\u003c/a>, a publication that covers the industry.[pullquote size='medium' align='right' citation=\"Russ Fan, San Mateo game designer\"]‘You become numb [to the layoffs]. Because if you don’t, they crush you.’[/pullquote]The layoffs especially \u003ca href=\"https://www.theesa.com/wp-content/uploads/2024/02/EIR_ESA_2024.pdf\">impact\u003c/a> California, where some 44,000 jobs are located, constituting about 40% of the game industry.\u003c/p>\n\u003cp>This is reflected in layoff notices, collected daily by \u003ca href=\"https://biglocalnews.org/content/tools/layoff-watch.html\">Big Local News’ Layoff-Watch\u003c/a>. According to the notices, Sega of America laid off 61 workers in early March, and Activision Blizzard and Riot Games will lay off 899 and 336 people, respectively, later this month.\u003c/p>\n\u003cp>The causes of the layoffs vary by company. The cuts at Activision Blizzard, for example, came after Microsoft acquired the company in October and then proceeded to \u003ca href=\"https://www.theverge.com/2024/1/25/24049050/microsoft-activision-blizzard-layoffs\">slash\u003c/a> 1,900 jobs across its gaming workforce.\u003c/p>\n\u003cp>Still, Dmitri Williams, a professor at USC Annenberg who studies the video game industry, said there are three factors that help explain the layoffs: A generation of video game consoles is nearing its end, driving down new machine sales. Some companies have struggled to keep up with the move toward “live service games,” where publishers continue to add new content after a game’s release. Meanwhile, the industry overall is shedding some of the jobs it added in response to a surge in demand during the pandemic.\u003c/p>\n\u003cp>“The industry isn’t collapsing,” Williams said. “This is more like the pendulum swing you would expect as the industry goes through its cycles, and it will probably swing up again in the coming years.\u003c/p>\n\u003cp>“But all this is cold comfort if you’re one of the people laid off,” he added.\u003c/p>\n\u003cp>Neha Nair, a former senior community and social media manager at Crystal Dynamics, was laid off in September. She has needed to cut costs to afford to live in San Jose with her partner, and the job search has been disheartening.\u003c/p>\n\u003cp>“Every role I’m applying for has at least a thousand applicants,” she said. “I want us all to land on our feet, and I hate that I’m competing against people that I’m rooting for.”\u003c/p>\n\u003cp>Nair is attending the Game Developers Conference and said she looks forward to connecting and finding support with others who have been laid off.[pullquote size='medium' align='right' citation=\"Professor Dmitri Williams, USC Annenberg\"]‘The industry isn’t collapsing. This is more like the pendulum swing you would expect as the industry goes through its cycles, and it will probably swing up again in the coming years.’[/pullquote]The conference will feature skill-building sessions and networking opportunities, which Conference Manager Ashley Corrigan said could be especially helpful for those affected by layoffs. The schedule \u003ca href=\"https://schedule.gdconf.com/\">includes\u003c/a> sessions on working as a freelancer for the first time and weathering layoffs as a nonbinary individual, woman or transman.\u003c/p>\n\u003cp>Corrigan said people have gotten jobs and met future collaborators at previous conferences.\u003c/p>\n\u003cp>“This is the time, more than ever, that people should really lean into community,” she said.\u003c/p>\n\u003cp>Fan, the game designer, will be hosting a \u003ca href=\"https://schedule.gdconf.com/speaker/fan-russ/72023\">roundtable\u003c/a> on layoff preparedness. He, too, encouraged people experiencing a layoff to stay connected with their personal and professional support networks.\u003c/p>\n\u003cp>“Leverage them as much as possible while you need to, and support them as much as you can while you’re able,” he said.\u003c/p>\n\u003cp>He predicted that the layoffs would have consequences that extend beyond the industry. He said it is easy to underestimate the power of games to create “moments of play and happiness,” and the loss of talent from the industry will hurt the games that come out down the road.\u003c/p>\n\u003cp>“When the resurgence [of the industry] happens, it will be great,” he said. “But there will be a drought of play, inspiration and innovation for at least a couple of years.”\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003ci>This article was reported in partnership with \u003c/i>\u003ca href=\"https://biglocalnews.org/\">\u003ci>Big Local News\u003c/i>\u003c/a>\u003ci> at Stanford University.\u003c/i>\u003c/p>\n\n","blocks":[],"excerpt":"Roughly 8,000 workers have been laid off from the game industry since the start of 2024. If the cuts continue, this year could surpass 2023, when about 10,500 people lost their jobs.","status":"publish","parent":0,"modified":1710786703,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":26,"wordCount":990},"headData":{"title":"Game Developers Gather in SF as Industry Reels From Mass Layoffs | KQED","description":"Roughly 8,000 workers have been laid off from the game industry since the start of 2024. If the cuts continue, this year could surpass 2023, when about 10,500 people lost their jobs.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"sticky":false,"nprByline":"\u003ca href=\"https://twitter.com/kate_selig\">Kate Selig\u003c/a>","excludeFromSiteSearch":"Include","showOnAuthorArchivePages":"No","articleAge":"0","path":"/news/11979609/game-developers-gather-in-sf-as-industry-reels-from-mass-layoffs","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>In a good year for the game industry, the annual Game Developers Conference in San Francisco feels like “going to Disneyland,” said Russ Fan, a San Mateo game designer.\u003c/p>\n\u003cp>This is not one of those years. The conference, which gets underway Monday and is expected to draw tens of thousands of attendees, is taking place amid mass layoffs. And Fan is among the thousands of workers who have lost their jobs.\u003c/p>\n\u003cp>His prediction for this year’s conference? “Probably more serious and dour,” he said.\u003c/p>\n\u003cp>Roughly 8,000 workers have been laid off from the game industry since the start of 2024, \u003ca href=\"https://publish.obsidian.md/vg-layoffs/Archive/2024\">according\u003c/a> to a layoff tracker created by technical artist Farhan Noor. If the cuts continue, this year could surpass 2023, when about 10,500 people lost their jobs, according to the tracker.\u003c/p>\n\u003cp>Experts say no single cause drives the layoffs, and the numbers reflect the industry’s cyclical nature.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Fan was laid off from his game design job at Illumix, an augmented reality company, last March. This is not the first time he has been laid off in the two decades he has worked in the game industry. He recounted how, in one instance, he was laid off and then quickly brought back because the company had cut too many people and needed to finish a project.\u003c/p>\n\u003cp>“You become numb [to the layoffs],” he said. “Because if you don’t, they crush you.”\u003c/p>\n\u003cp>Though this year is shaping up to be difficult, experts project the industry will eventually rebound. But in the meantime, workers say the layoffs have cost them their livelihoods, produced a brutally competitive job market and could hurt the quality of the games themselves.\u003c/p>\n\u003cp>“It’s a staggeringly large number to comprehend,” said Alissa McAloon, the publisher and editorial director of \u003ca href=\"https://www.gamedeveloper.com/\">Game Developer\u003c/a>, a publication that covers the industry.\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"‘You become numb [to the layoffs]. Because if you don’t, they crush you.’","name":"pullquote","attributes":{"named":{"size":"medium","align":"right","citation":"Russ Fan, San Mateo game designer","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>The layoffs especially \u003ca href=\"https://www.theesa.com/wp-content/uploads/2024/02/EIR_ESA_2024.pdf\">impact\u003c/a> California, where some 44,000 jobs are located, constituting about 40% of the game industry.\u003c/p>\n\u003cp>This is reflected in layoff notices, collected daily by \u003ca href=\"https://biglocalnews.org/content/tools/layoff-watch.html\">Big Local News’ Layoff-Watch\u003c/a>. According to the notices, Sega of America laid off 61 workers in early March, and Activision Blizzard and Riot Games will lay off 899 and 336 people, respectively, later this month.\u003c/p>\n\u003cp>The causes of the layoffs vary by company. The cuts at Activision Blizzard, for example, came after Microsoft acquired the company in October and then proceeded to \u003ca href=\"https://www.theverge.com/2024/1/25/24049050/microsoft-activision-blizzard-layoffs\">slash\u003c/a> 1,900 jobs across its gaming workforce.\u003c/p>\n\u003cp>Still, Dmitri Williams, a professor at USC Annenberg who studies the video game industry, said there are three factors that help explain the layoffs: A generation of video game consoles is nearing its end, driving down new machine sales. Some companies have struggled to keep up with the move toward “live service games,” where publishers continue to add new content after a game’s release. Meanwhile, the industry overall is shedding some of the jobs it added in response to a surge in demand during the pandemic.\u003c/p>\n\u003cp>“The industry isn’t collapsing,” Williams said. “This is more like the pendulum swing you would expect as the industry goes through its cycles, and it will probably swing up again in the coming years.\u003c/p>\n\u003cp>“But all this is cold comfort if you’re one of the people laid off,” he added.\u003c/p>\n\u003cp>Neha Nair, a former senior community and social media manager at Crystal Dynamics, was laid off in September. She has needed to cut costs to afford to live in San Jose with her partner, and the job search has been disheartening.\u003c/p>\n\u003cp>“Every role I’m applying for has at least a thousand applicants,” she said. “I want us all to land on our feet, and I hate that I’m competing against people that I’m rooting for.”\u003c/p>\n\u003cp>Nair is attending the Game Developers Conference and said she looks forward to connecting and finding support with others who have been laid off.\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"‘The industry isn’t collapsing. This is more like the pendulum swing you would expect as the industry goes through its cycles, and it will probably swing up again in the coming years.’","name":"pullquote","attributes":{"named":{"size":"medium","align":"right","citation":"Professor Dmitri Williams, USC Annenberg","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>The conference will feature skill-building sessions and networking opportunities, which Conference Manager Ashley Corrigan said could be especially helpful for those affected by layoffs. The schedule \u003ca href=\"https://schedule.gdconf.com/\">includes\u003c/a> sessions on working as a freelancer for the first time and weathering layoffs as a nonbinary individual, woman or transman.\u003c/p>\n\u003cp>Corrigan said people have gotten jobs and met future collaborators at previous conferences.\u003c/p>\n\u003cp>“This is the time, more than ever, that people should really lean into community,” she said.\u003c/p>\n\u003cp>Fan, the game designer, will be hosting a \u003ca href=\"https://schedule.gdconf.com/speaker/fan-russ/72023\">roundtable\u003c/a> on layoff preparedness. He, too, encouraged people experiencing a layoff to stay connected with their personal and professional support networks.\u003c/p>\n\u003cp>“Leverage them as much as possible while you need to, and support them as much as you can while you’re able,” he said.\u003c/p>\n\u003cp>He predicted that the layoffs would have consequences that extend beyond the industry. He said it is easy to underestimate the power of games to create “moments of play and happiness,” and the loss of talent from the industry will hurt the games that come out down the road.\u003c/p>\n\u003cp>“When the resurgence [of the industry] happens, it will be great,” he said. “But there will be a drought of play, inspiration and innovation for at least a couple of years.”\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003ci>This article was reported in partnership with \u003c/i>\u003ca href=\"https://biglocalnews.org/\">\u003ci>Big Local News\u003c/i>\u003c/a>\u003ci> at Stanford University.\u003c/i>\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11979609/game-developers-gather-in-sf-as-industry-reels-from-mass-layoffs","authors":["byline_news_11979609"],"categories":["news_1758","news_8"],"tags":["news_33910","news_20002","news_352"],"featImg":"news_11979438","label":"news"},"news_11973593":{"type":"posts","id":"news_11973593","meta":{"index":"posts_1591205157","site":"news","id":"11973593","score":null,"sort":[1706145922000]},"guestAuthors":[],"slug":"l-a-times-layoffs-decimate-journalists-of-color","title":"L.A. Times Layoffs Decimate Journalists of Color","publishDate":1706145922,"format":"audio","headTitle":"L.A. Times Layoffs Decimate Journalists of Color | KQED","labelTerm":{},"content":"\u003cp>A wave of layoffs decimates the \u003cem>Los Angeles Times\u003c/em> newsroom, with cuts hitting younger journalists of color especially hard and upending the billionaire owner’s promise to expand the paper’s coverage of L.A.’s diverse communities.\u003c/p>\n\u003cp>Scott talks with Geeta Anand, the dean of the UC Berkeley Graduate School of Journalism, and \u003cem>L.A. Times\u003c/em> columnist Gustavo Arellano about the threat to local journalism and how sweeping media layoffs will affect coverage of a high-stakes election year.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\u003cp>\u003c/p>\n","blocks":[],"excerpt":null,"status":"publish","parent":0,"modified":1706146569,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":4,"wordCount":85},"headData":{"title":"L.A. Times Layoffs Decimate Journalists of Color | KQED","description":"A wave of layoffs decimates the Los Angeles Times newsroom, with cuts hitting younger journalists of color especially hard and upending the billionaire owner's promise to expand the paper's coverage of L.A.'s diverse communities. Scott talks with Geeta Anand, the dean of the UC Berkeley Graduate School of Journalism, and L.A. Times columnist Gustavo Arellano about the threat to local journalism and how sweeping media layoffs will affect coverage of a high-stakes election year.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"source":"Political Breakdown","audioUrl":"https://www.podtrac.com/pts/redirect.mp3/chrt.fm/track/G6C7C3/traffic.megaphone.fm/KQINC6937403359.mp3?updated=1706140949","sticky":false,"excludeFromSiteSearch":"Include","articleAge":"0","path":"/news/11973593/l-a-times-layoffs-decimate-journalists-of-color","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>A wave of layoffs decimates the \u003cem>Los Angeles Times\u003c/em> newsroom, with cuts hitting younger journalists of color especially hard and upending the billionaire owner’s promise to expand the paper’s coverage of L.A.’s diverse communities.\u003c/p>\n\u003cp>Scott talks with Geeta Anand, the dean of the UC Berkeley Graduate School of Journalism, and \u003cem>L.A. Times\u003c/em> columnist Gustavo Arellano about the threat to local journalism and how sweeping media layoffs will affect coverage of a high-stakes election year.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11973593/l-a-times-layoffs-decimate-journalists-of-color","authors":["255"],"programs":["news_33544"],"categories":["news_8"],"tags":["news_32839","news_33760","news_352","news_22235","news_17968"],"featImg":"news_11973594","label":"source_news_11973593"},"news_11949674":{"type":"posts","id":"news_11949674","meta":{"index":"posts_1591205157","site":"news","id":"11949674","score":null,"sort":[1705511122000]},"guestAuthors":[],"slug":"layoffs-mental-health-lost-job-self-care","title":"Layoffs: How to Prioritize Your Mental Health After Losing Your Job, From Telling Family to Self-Care","publishDate":1705511122,"format":"standard","headTitle":"Layoffs: How to Prioritize Your Mental Health After Losing Your Job, From Telling Family to Self-Care | KQED","labelTerm":{"site":"news"},"content":"\u003cp>\u003cem>This guide is part of the KQED News series \u003cstrong>\u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff.\u003c/a>\u003c/strong>\u003c/em>\u003c/p>\n\u003cp>Getting laid off can have many immediate consequences — losing your source of income, having to \u003ca href=\"https://www.kqed.org/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job\">cut back on spending and dipping into your savings\u003c/a> — but it can also have emotional repercussions.\u003c/p>\n\u003cp>A job can represent security and stability, and when that is taken away, our mental health also takes a hit. So, looking after our mental health is equally critical as figuring out how to keep paying the bills. If we don’t respond to our mental health needs after losing a job, that can hamper our ability to problem-solve, says Redondo Beach-based Kelli McLean, a marriage and family therapist who works on issues relating to trauma, anxiety and depression with her clients all over California.\u003c/p>\n\u003cp>“Once one crisis happens, it’s more likely for additional crises to happen,” she said. “Mental health is like a snowball.”\u003c/p>\n\u003cp>Since the start of the pandemic, researchers have been learning more about the relationship between layoffs and mental health. A \u003ca href=\"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7904880/\">2021 study by Irish and American researchers\u003c/a> sampled 2,301 adults in the United States who had a job before the start of COVID-19. Those who were laid off reported higher symptoms of depression, anxiety and stress than those who kept their jobs.\u003c/p>\n\u003cp>\u003cstrong>Jump straight to:\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#tellpeopleafterlayoff\">How can I tell my family I’ve been laid off?\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#selfcarelayoff\">How can I truly make time for self-care after a job loss?\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#mentalhealthinsurance\">How can I access mental health care after losing my employer-based health insurance?\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>“You lose your job, and then what happens is stress,” said McClean, who noted that once stressors increase, that “snowball” effect can lead to possible outcomes like tension with a partner, a breakup or overreliance on substances like alcohol. Because “these things tend to happen, one after another,” McLean said, “it’s really important for us to be proactive when we’re in a crisis, as opposed to pulling the covers over our head.”\u003c/p>\n\u003cp>KQED spoke to several mental health professionals across California, including McLean, to hear their thoughts on how you can deal with the emotional fallout of losing a job, the best ways to reassure and support those who depend on you and how to protect your mental health as you prepare for your next move.\u003c/p>\n\u003cp>Every situation is different, but here are some bigger insights that could be of use during difficult times.\u003c/p>\n\u003ch2>When you first get the bad news\u003c/h2>\n\u003cp>Why do many of us feel so \u003cem>bad\u003c/em> when we lose our jobs? Of course, part of it comes from the very real challenge of losing our source of income and not knowing how we will pay our bills.\u003c/p>\n\u003cp>But over time, our jobs can become part of our identity. When we lose our jobs, that part of who we are is taken away. “Your work persona, your work identity — it comes to you over time, but it doesn’t define you,” said Ioanna Angelakis, a marriage and family therapist based in San Francisco. She helps patients navigate career decisions and the anxieties that may be tied to them.\u003c/p>\n\u003cp>“I come from a perspective that we all have infinite capacities and we have so many strengths that are left untapped,” Angelakis said. “Look at your dreams and define who you want to become, and who you always dreamed you would become.”\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Read more layoff advice in our \u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff \u003c/a>series\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>Then, Angelakis recommends, “take the time to contrast that with your recent role. See if there is a mismatch — and whether you can pick up where you left off.”\u003c/p>\n\u003cp>It’s also important to remember that you are not alone in this experience, adds McLean. “This happens to most people at some point in their career. Most of the time it’s not your fault.”\u003c/p>\n\u003cp>“It’s simply random,” she went on. “It’s simply because of budget cuts or because the company is downsizing.” \u003ca href=\"https://www.kqed.org/news/11949801/layoffs-how-to-find-a-new-job-jobhunting-tips\">Read more about how to make a layoff feel less personal.\u003c/a>\u003c/p>\n\u003cp>Both McLean and Angelakis stress to be kind to yourself after you get the bad news. This is just the first step in a longer journey, and granting yourself patience will help you face the coming challenges.\u003c/p>\n\u003cfigure id=\"attachment_11835622\" class=\"wp-caption alignnone\" style=\"max-width: 1900px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11835622 size-full\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2020/08/Anxiety.png\" alt=\"An Asian woman with long dark hair and medium toned skin wearing a black tee shirt looks to the side, as if worried.\" width=\"1900\" height=\"1280\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2020/08/Anxiety.png 1900w, https://cdn.kqed.org/wp-content/uploads/sites/10/2020/08/Anxiety-800x539.png 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2020/08/Anxiety-1020x687.png 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2020/08/Anxiety-160x108.png 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2020/08/Anxiety-1536x1035.png 1536w\" sizes=\"(max-width: 1900px) 100vw, 1900px\">\u003cfigcaption class=\"wp-caption-text\">Therapists stress that it’s important to treat yourself with kindness after a layoff. \u003ccite>(Loannes Marc/Pexels)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>\u003ca id=\"tellpeopleafterlayoff\">\u003c/a>How do you tell loved ones you’ve been laid off?\u003c/h2>\n\u003cp>Figuring out how we want to share the bad news with those we care about can be another source of anxiety. These people can include our friends, partners or spouses, children and parents.\u003c/p>\n\u003cp>“We begin to feel like we failed — that we failed \u003cem>them,\u003c/em> or that we were not able to fulfill our goals,” said Angelakis. But you should let yourself release those thoughts, she advises, and remind yourself that a layoff does not define your potential — as a professional, or as a person overall.\u003c/p>\n\u003cp>When you raise the news with your spouse or partner, share what you’re feeling and be clear about what type of help you need from them, Angelakis said: “You can remind them … to be your ally.”\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#tellus\">Tell us: What else do you need information about right now?\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>And if you have both a partner and children, make a plan with your partner first on how you want to tell your kids — depending on how old they are and what you know of their emotional capacity for topics like this. But most importantly, she stressed, “Be age-appropriate.”\u003c/p>\n\u003cp>“If you’re talking to your 6-year-old child, you don’t want to say, ‘Mom got fired,’ or ‘Mom got canned.’ You might want to say something like, ‘Mom’s not going to the office for a little while,’” she said.\u003c/p>\n\u003cp>“I think a lot of people go into this talking to their kids like they’re little adults,” McLean said. Although that might be your impulse, it “can be really scary for a child if they’re being talked to like they’re a little adult,” she said. “Kids tend to worry about this kind of thing if it’s not handled age-appropriately.”\u003c/p>\n\u003cp>For younger kids more capable of handling upsetting news, as a parent or caregiver you might consider keeping it simple — that you don’t have that job anymore and are looking for an even better one, perhaps — and assure them there’s nothing to worry about.\u003c/p>\n\u003cp>You can also be honest with kids about how \u003cem>you\u003c/em> feel, McLean says — but make sure to be clear about whether some things at home will change moving forward, even temporarily. “If you’re cutting down on some extracurricular activities, make sure that you’re still doing things with the kids where they’re getting quality time with you, maybe if it’s just going to the library, or going to the park,” she said.\u003c/p>\n\u003cp>And make sure to keep checking in with your kids consistently while you’re looking for your next job. Children “tend to have tummy aches, or they tend to say, ‘I’m not feeling good’” when they’re worried about something, McLean said. “If you’re comfortable with their teachers, maybe let their teachers know, and keep to your family structure as much as possible.”\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003ch2>\u003ca id=\"selfcarelayoff\">\u003c/a>Making time for self-care\u003c/h2>\n\u003cp>If your former employer did not provide you with a severance package and you are under financial pressure, self-care may not immediately strike you as ranking high on your list of priorities. But setting aside time to catch your breath and do something that benefits you is actually critical to making sure you can be at your best when looking for a job.\u003c/p>\n\u003cp>San José-based marriage and family therapist Mariya Katrina Punay points out that a layoff is a type of separation, like a breakup or divorce. In some cases, workers have spent years working alongside people who may have become like family.\u003c/p>\n\u003cp>If we don’t take care of ourselves through this experience, like you would during another kind of separation, Punay says, it could put you at risk of longer-term consequences.\u003c/p>\n\u003cp>If the reality of the situation is “not addressed in a healthy way during the separation process,” she said, “it can be very stressful. And in the very rare case, it could be retraumatizing for those people that have not healed their job or workplace separation trauma from a previous employer … [who] jumped from one job to another without having to take time to look at how that kind of interaction has affected them.”\u003c/p>\n\u003cp>So what \u003cem>does\u003c/em> self-care look like after a job loss? If you have the option to take some time off before looking for a new role, Angelakis encourages you to fill up this time with things you always wanted to do but were prevented from doing by work. “Think about all the things that have been put on hold that are fun, inventive and creative,” she said — and seek them out.\u003c/p>\n\u003cp>Angelakis also stresses the importance of having a “gratitude practice.” This, she says, “is the time when you can fill up your time helping others,” but also an opportunity for you to make “a ritual out of being grateful for all of the things you have.”\u003c/p>\n\u003cp>“Focus on the things that you \u003cem>do\u003c/em> have in place,” Angelakis says. “The less we have, sometimes, the more grateful we become.”\u003c/p>\n\u003cp>And even if you have to go straight into the job search or you already have another job, Angelakis recommends setting aside some time each day, even for a few minutes, for your gratitude practice. “Brief with peers who also were laid off, go outside, maybe treat yourself and get your feelings out and to process what’s going on there,” she said. \u003ca href=\"https://www.kqed.org/news/11949801/layoffs-how-to-find-a-new-job-jobhunting-tips\">Read more about finding community among other folks who’ve been laid off.\u003c/a>\u003c/p>\n\u003cp>Keeping a day-to-day structure is also part of self-care, says McLean, especially during a job search.\u003c/p>\n\u003cp>Not hearing back after multiple job applications can start to make some folks feel “depressed and hopeless,” said McLean. To combat this while you’re not working, she recommends having “some kind of structure to your day. You’ll get up at the same time. And do your résumé for two, three hours,” and then exercise.\u003ca href=\"https://www.kqed.org/news/11949801/layoffs-how-to-find-a-new-job-jobhunting-tips\"> Read more about how to balance job applications with healthy activities.\u003c/a>\u003c/p>\n\u003cfigure id=\"attachment_11867225\" class=\"wp-caption alignnone\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11867225 size-full\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2021/03/pexels-cottonbro-5054213-scaled-e1617913983516.jpg\" alt=\"Two hands type on a laptop in front of a window.\" width=\"1920\" height=\"1280\">\u003cfigcaption class=\"wp-caption-text\">How can you balance actively searching for work with taking care of your emotional needs? \u003ccite>(Cottonbro/Pexels)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>When should you seek additional mental health support?\u003c/h2>\n\u003cp>McLean emphasizes just how vulnerable we are when we lose our jobs unexpectedly. “One of the biggest stressors is being let go of a job,” she said. “It’s going to make it more likely for people to start engaging in their substance use. It’s going to put you at higher risk for depression, anxiety.”\u003c/p>\n\u003cp>McLean notes that people who have “a predisposition towards depression, anxiety, any type of mental health issue or substance use issue” should be especially aware that they might need additional support after a layoff through mental health counseling — “because they’re at higher risk for a relapse in either a mental health issue or a substance use issue, because it’s such a big stressor to lose a job.”\u003c/p>\n\u003cp>But even if this is not your personal situation, talking to a mental health professional about everything that is on your plate can go a long way if you’re also juggling family responsibilities.\u003c/p>\n\u003cp>When times are tough, many parents and caregivers tend to prioritize the needs of their children and other family members, and can sometimes overlook their own emotional and physical needs, says Angelakis. “As a mother, I know how hard it is to put yourself first,” she explained. “But if you don’t put yourself first … you’re going to start to burn out.”\u003c/p>\n\u003cp>She acknowledges that for some parents, it doesn’t come easy to set time aside to talk about their feelings. But, she says, it’s in those difficult moments that you need to take care of yourself, so you can take care of those who depend on you.\u003c/p>\n\u003cp>Last year, Angelakis herself lost her job at a children’s mental health nonprofit, around the same time her son was in a serious accident. From personal experience, she says, she knows “it is so challenging to step away and take care of myself first, because my child is my first priority.”\u003c/p>\n\u003cp>“In these circumstances, you feel like you just have to be these robotic individuals who just keep going, like the Energizer Bunny. And we’re not built that way,” said Angelakis.\u003c/p>\n\u003cp>“We’re human. We have feelings. We have needs. And those basic needs left unmet are going to manifest.”\u003c/p>\n\u003ch2>\u003ca id=\"mentalhealthinsurance\">\u003c/a>How can I access mental health care if I no longer have insurance?\u003c/h2>\n\u003cp>If you received health care insurance through your employer, that coverage will stop soon after the layoff. This can make it harder to find mental health support and can potentially create a difficult situation if you are already seeing a therapist or have a prescription for a mental health issue your insurance helps cover.\u003c/p>\n\u003cp>But there are several things you can do, says Punay from San José. After you’re told about the layoff, your employer will contact you to go over some paperwork that finalizes your employment. That’s when you want to ask how long your insurance benefits will last after your last day at work and about \u003ca href=\"https://www.dmhc.ca.gov/healthcareincalifornia/typesofplans/keepyourhealthcoverage(cobra).aspx\">COBRA, a federal and state law that allows workers to continue receiving their health coverage\u003c/a> for a certain period after losing their job.\u003c/p>\n\u003cp>Also, if your employer offers you a severance agreement, this can be the time to negotiate better terms for you and your family before agreeing to sign.\u003c/p>\n\u003cp>While going through insurance paperwork may not feel like the most exciting or engaging thing to do after losing your job, Punay acknowledges, it is still important because it can help you get the tools you need to look after yourself.\u003c/p>\n\u003cp>“For some people, it’s so easy to not bother with this stuff because they’re busy looking for work,” she said. “However, it’s also important that you advocate for yourself — because advocating for yourself, especially after a job loss, can be looking at the paperwork that you don’t want to look at.”\u003c/p>\n\u003cp>It’s important to remember that COBRA coverage is not free and premiums can in fact be quite high. Individuals may be charged hundreds of dollars, and family plans can go for thousands of dollars.\u003c/p>\n\u003cp>“While someone’s employed, their employer typically pays part of the premium. So that means it’s low cost,” said Tyler Sadwith, deputy director for behavioral health at the state Department for Health Care Services. “But after someone loses their job, while they have the ability to stay enrolled with that same health plan, they actually then become typically responsible for the full premium.”\u003c/p>\n\u003cp>“At that point, they could see what other options might be available,” he explained. “If they’re married, that could include enrolling in the health plan of their spouse or their partner. And that could also mean applying for Medi-Cal or other options under Covered California.”\u003c/p>\n\u003cp>You can review discounted health care plans — and see whether you qualify for Medi-Cal — by visiting \u003ca href=\"https://www.coveredca.com/\">Covered California’s website\u003c/a>. Once you’re covered, you’ll have access to services including mental health evaluations, individual and family therapy, and support for prescriptions as well. And remember: Medi-Cal covers all children in California, regardless of immigration status, whose families meet certain income requirements.\u003c/p>\n\u003cul>\n\u003cli>\u003ca href=\"https://www.kqed.org/news/11949192/layoffs-unemployment-benefits-health-insurance-calfresh\">\u003cstrong>Read more about your health insurance options after a layoff\u003c/strong>\u003c/a>\u003c/li>\n\u003c/ul>\n\u003cp>Another option California offers, Sadwith says, is \u003ca href=\"https://www.calhope.org/\">CalHOPE, a peer-based, free, counseling service\u003c/a> available through text, phone and video chat, available 24/7. When you call (833) 318-HOPE or (833) 318-4673, you’ll be connected to a member of the CalHOPE network — someone you can talk to about what you’re going through.\u003c/p>\n\u003cp>“CalHOPE is really designed to provide support … have someone share the burden that [you’re] feeling that day and get some light-touch support,” Sadwith said, clarifying that “CalHOPE is really not intended to be professionally delivered clinical mental health care, and it’s not extensive treatment or ongoing.”\u003c/p>\n\u003cp>What if you’re already seeing a therapist when you get laid off? Make sure to quickly let them know your situation, says McLean. “Some health care professionals will see clients pro bono or will see them on a sliding scale,” she said.\u003c/p>\n\u003cp>And there are several nonprofit organizations that work to provide low-cost and sliding scale counseling and therapy services. \u003ca href=\"https://www.kqed.org/arts/13881725/where-to-find-affordable-culturally-competent-therapy-in-bay-area-and-beyond\">See more resources on how to find affordable therapy in the Bay Area here.\u003c/a>\u003c/p>\n\u003cp>Make sure to read the rest of our KQED guides about other steps you can take after a layoff to better support yourself and those who depend on you:\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949801/layoffs-how-to-find-a-new-job-jobhunting-tips\">The Best Ways to Find a New Job, According to an Expert\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949192/layoffs-unemployment-benefits-health-insurance-calfresh\">From Unemployment Benefits to Health Insurance, the Steps to Take ASAP\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job\">How to Save More Money After Losing Your Job\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>\u003cem>This story was originally published on May 19, 2023.\u003c/em>\u003c/p>\n\u003ch2>\u003ca id=\"tellus\">\u003c/a>Tell us: What else do you need information about?\u003c/h2>\n\u003cp>At KQED News, we know that it can sometimes be hard to track down the answers to navigate life in the Bay Area in 2024. We’ve published \u003ca href=\"https://www.kqed.org/news/tag/coronavirus-resources-and-explainers\">clear, helpful explainers and guides about issues like COVID\u003c/a>, \u003ca href=\"https://www.kqed.org/news/11936674/how-to-prepare-for-this-weeks-atmospheric-river-storm-sandbags-emergency-kits-and-more\">how to cope with intense winter weather\u003c/a> and \u003ca href=\"https://www.kqed.org/news/11821950/how-to-safely-attend-a-protest-in-the-bay-area\">how to exercise your right to protest safely\u003c/a>.\u003c/p>\n\u003cp>So tell us: What do you need to know more about? Tell us, and you could see your question answered online or on social media. What you submit will make our reporting stronger, and help us decide what to cover here on our site, and on KQED Public Radio, too.\u003c/p>\n\u003cp>[hearken id=\"10483\" src=\"https://modules.wearehearken.com/kqed/embed/10483.js\"]\u003c/p>\n\u003cp> \u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n","blocks":[],"excerpt":"Experts weigh in on how you can deal with the emotional fallout of losing a job, the best ways to reassure and support those who depend on you and how to protect your mental health as you prepare for your next move.","status":"publish","parent":0,"modified":1705544361,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":true,"hasPolis":false,"paragraphCount":63,"wordCount":3199},"headData":{"title":"Layoffs: How to Prioritize Your Mental Health After Losing Your Job, From Telling Family to Self-Care | KQED","description":"Experts weigh in on how you can deal with the emotional fallout of losing a job, the best ways to reassure and support those who depend on you and how to protect your mental health as you prepare for your next move.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"sticky":false,"excludeFromSiteSearch":"Include","articleAge":"0","path":"/news/11949674/layoffs-mental-health-lost-job-self-care","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cem>This guide is part of the KQED News series \u003cstrong>\u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff.\u003c/a>\u003c/strong>\u003c/em>\u003c/p>\n\u003cp>Getting laid off can have many immediate consequences — losing your source of income, having to \u003ca href=\"https://www.kqed.org/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job\">cut back on spending and dipping into your savings\u003c/a> — but it can also have emotional repercussions.\u003c/p>\n\u003cp>A job can represent security and stability, and when that is taken away, our mental health also takes a hit. So, looking after our mental health is equally critical as figuring out how to keep paying the bills. If we don’t respond to our mental health needs after losing a job, that can hamper our ability to problem-solve, says Redondo Beach-based Kelli McLean, a marriage and family therapist who works on issues relating to trauma, anxiety and depression with her clients all over California.\u003c/p>\n\u003cp>“Once one crisis happens, it’s more likely for additional crises to happen,” she said. “Mental health is like a snowball.”\u003c/p>\n\u003cp>Since the start of the pandemic, researchers have been learning more about the relationship between layoffs and mental health. A \u003ca href=\"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7904880/\">2021 study by Irish and American researchers\u003c/a> sampled 2,301 adults in the United States who had a job before the start of COVID-19. Those who were laid off reported higher symptoms of depression, anxiety and stress than those who kept their jobs.\u003c/p>\n\u003cp>\u003cstrong>Jump straight to:\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#tellpeopleafterlayoff\">How can I tell my family I’ve been laid off?\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#selfcarelayoff\">How can I truly make time for self-care after a job loss?\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#mentalhealthinsurance\">How can I access mental health care after losing my employer-based health insurance?\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>“You lose your job, and then what happens is stress,” said McClean, who noted that once stressors increase, that “snowball” effect can lead to possible outcomes like tension with a partner, a breakup or overreliance on substances like alcohol. Because “these things tend to happen, one after another,” McLean said, “it’s really important for us to be proactive when we’re in a crisis, as opposed to pulling the covers over our head.”\u003c/p>\n\u003cp>KQED spoke to several mental health professionals across California, including McLean, to hear their thoughts on how you can deal with the emotional fallout of losing a job, the best ways to reassure and support those who depend on you and how to protect your mental health as you prepare for your next move.\u003c/p>\n\u003cp>Every situation is different, but here are some bigger insights that could be of use during difficult times.\u003c/p>\n\u003ch2>When you first get the bad news\u003c/h2>\n\u003cp>Why do many of us feel so \u003cem>bad\u003c/em> when we lose our jobs? Of course, part of it comes from the very real challenge of losing our source of income and not knowing how we will pay our bills.\u003c/p>\n\u003cp>But over time, our jobs can become part of our identity. When we lose our jobs, that part of who we are is taken away. “Your work persona, your work identity — it comes to you over time, but it doesn’t define you,” said Ioanna Angelakis, a marriage and family therapist based in San Francisco. She helps patients navigate career decisions and the anxieties that may be tied to them.\u003c/p>\n\u003cp>“I come from a perspective that we all have infinite capacities and we have so many strengths that are left untapped,” Angelakis said. “Look at your dreams and define who you want to become, and who you always dreamed you would become.”\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Read more layoff advice in our \u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff \u003c/a>series\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>Then, Angelakis recommends, “take the time to contrast that with your recent role. See if there is a mismatch — and whether you can pick up where you left off.”\u003c/p>\n\u003cp>It’s also important to remember that you are not alone in this experience, adds McLean. “This happens to most people at some point in their career. Most of the time it’s not your fault.”\u003c/p>\n\u003cp>“It’s simply random,” she went on. “It’s simply because of budget cuts or because the company is downsizing.” \u003ca href=\"https://www.kqed.org/news/11949801/layoffs-how-to-find-a-new-job-jobhunting-tips\">Read more about how to make a layoff feel less personal.\u003c/a>\u003c/p>\n\u003cp>Both McLean and Angelakis stress to be kind to yourself after you get the bad news. This is just the first step in a longer journey, and granting yourself patience will help you face the coming challenges.\u003c/p>\n\u003cfigure id=\"attachment_11835622\" class=\"wp-caption alignnone\" style=\"max-width: 1900px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11835622 size-full\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2020/08/Anxiety.png\" alt=\"An Asian woman with long dark hair and medium toned skin wearing a black tee shirt looks to the side, as if worried.\" width=\"1900\" height=\"1280\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2020/08/Anxiety.png 1900w, https://cdn.kqed.org/wp-content/uploads/sites/10/2020/08/Anxiety-800x539.png 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2020/08/Anxiety-1020x687.png 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2020/08/Anxiety-160x108.png 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2020/08/Anxiety-1536x1035.png 1536w\" sizes=\"(max-width: 1900px) 100vw, 1900px\">\u003cfigcaption class=\"wp-caption-text\">Therapists stress that it’s important to treat yourself with kindness after a layoff. \u003ccite>(Loannes Marc/Pexels)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>\u003ca id=\"tellpeopleafterlayoff\">\u003c/a>How do you tell loved ones you’ve been laid off?\u003c/h2>\n\u003cp>Figuring out how we want to share the bad news with those we care about can be another source of anxiety. These people can include our friends, partners or spouses, children and parents.\u003c/p>\n\u003cp>“We begin to feel like we failed — that we failed \u003cem>them,\u003c/em> or that we were not able to fulfill our goals,” said Angelakis. But you should let yourself release those thoughts, she advises, and remind yourself that a layoff does not define your potential — as a professional, or as a person overall.\u003c/p>\n\u003cp>When you raise the news with your spouse or partner, share what you’re feeling and be clear about what type of help you need from them, Angelakis said: “You can remind them … to be your ally.”\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#tellus\">Tell us: What else do you need information about right now?\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>And if you have both a partner and children, make a plan with your partner first on how you want to tell your kids — depending on how old they are and what you know of their emotional capacity for topics like this. But most importantly, she stressed, “Be age-appropriate.”\u003c/p>\n\u003cp>“If you’re talking to your 6-year-old child, you don’t want to say, ‘Mom got fired,’ or ‘Mom got canned.’ You might want to say something like, ‘Mom’s not going to the office for a little while,’” she said.\u003c/p>\n\u003cp>“I think a lot of people go into this talking to their kids like they’re little adults,” McLean said. Although that might be your impulse, it “can be really scary for a child if they’re being talked to like they’re a little adult,” she said. “Kids tend to worry about this kind of thing if it’s not handled age-appropriately.”\u003c/p>\n\u003cp>For younger kids more capable of handling upsetting news, as a parent or caregiver you might consider keeping it simple — that you don’t have that job anymore and are looking for an even better one, perhaps — and assure them there’s nothing to worry about.\u003c/p>\n\u003cp>You can also be honest with kids about how \u003cem>you\u003c/em> feel, McLean says — but make sure to be clear about whether some things at home will change moving forward, even temporarily. “If you’re cutting down on some extracurricular activities, make sure that you’re still doing things with the kids where they’re getting quality time with you, maybe if it’s just going to the library, or going to the park,” she said.\u003c/p>\n\u003cp>And make sure to keep checking in with your kids consistently while you’re looking for your next job. Children “tend to have tummy aches, or they tend to say, ‘I’m not feeling good’” when they’re worried about something, McLean said. “If you’re comfortable with their teachers, maybe let their teachers know, and keep to your family structure as much as possible.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003ch2>\u003ca id=\"selfcarelayoff\">\u003c/a>Making time for self-care\u003c/h2>\n\u003cp>If your former employer did not provide you with a severance package and you are under financial pressure, self-care may not immediately strike you as ranking high on your list of priorities. But setting aside time to catch your breath and do something that benefits you is actually critical to making sure you can be at your best when looking for a job.\u003c/p>\n\u003cp>San José-based marriage and family therapist Mariya Katrina Punay points out that a layoff is a type of separation, like a breakup or divorce. In some cases, workers have spent years working alongside people who may have become like family.\u003c/p>\n\u003cp>If we don’t take care of ourselves through this experience, like you would during another kind of separation, Punay says, it could put you at risk of longer-term consequences.\u003c/p>\n\u003cp>If the reality of the situation is “not addressed in a healthy way during the separation process,” she said, “it can be very stressful. And in the very rare case, it could be retraumatizing for those people that have not healed their job or workplace separation trauma from a previous employer … [who] jumped from one job to another without having to take time to look at how that kind of interaction has affected them.”\u003c/p>\n\u003cp>So what \u003cem>does\u003c/em> self-care look like after a job loss? If you have the option to take some time off before looking for a new role, Angelakis encourages you to fill up this time with things you always wanted to do but were prevented from doing by work. “Think about all the things that have been put on hold that are fun, inventive and creative,” she said — and seek them out.\u003c/p>\n\u003cp>Angelakis also stresses the importance of having a “gratitude practice.” This, she says, “is the time when you can fill up your time helping others,” but also an opportunity for you to make “a ritual out of being grateful for all of the things you have.”\u003c/p>\n\u003cp>“Focus on the things that you \u003cem>do\u003c/em> have in place,” Angelakis says. “The less we have, sometimes, the more grateful we become.”\u003c/p>\n\u003cp>And even if you have to go straight into the job search or you already have another job, Angelakis recommends setting aside some time each day, even for a few minutes, for your gratitude practice. “Brief with peers who also were laid off, go outside, maybe treat yourself and get your feelings out and to process what’s going on there,” she said. \u003ca href=\"https://www.kqed.org/news/11949801/layoffs-how-to-find-a-new-job-jobhunting-tips\">Read more about finding community among other folks who’ve been laid off.\u003c/a>\u003c/p>\n\u003cp>Keeping a day-to-day structure is also part of self-care, says McLean, especially during a job search.\u003c/p>\n\u003cp>Not hearing back after multiple job applications can start to make some folks feel “depressed and hopeless,” said McLean. To combat this while you’re not working, she recommends having “some kind of structure to your day. You’ll get up at the same time. And do your résumé for two, three hours,” and then exercise.\u003ca href=\"https://www.kqed.org/news/11949801/layoffs-how-to-find-a-new-job-jobhunting-tips\"> Read more about how to balance job applications with healthy activities.\u003c/a>\u003c/p>\n\u003cfigure id=\"attachment_11867225\" class=\"wp-caption alignnone\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11867225 size-full\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2021/03/pexels-cottonbro-5054213-scaled-e1617913983516.jpg\" alt=\"Two hands type on a laptop in front of a window.\" width=\"1920\" height=\"1280\">\u003cfigcaption class=\"wp-caption-text\">How can you balance actively searching for work with taking care of your emotional needs? \u003ccite>(Cottonbro/Pexels)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>When should you seek additional mental health support?\u003c/h2>\n\u003cp>McLean emphasizes just how vulnerable we are when we lose our jobs unexpectedly. “One of the biggest stressors is being let go of a job,” she said. “It’s going to make it more likely for people to start engaging in their substance use. It’s going to put you at higher risk for depression, anxiety.”\u003c/p>\n\u003cp>McLean notes that people who have “a predisposition towards depression, anxiety, any type of mental health issue or substance use issue” should be especially aware that they might need additional support after a layoff through mental health counseling — “because they’re at higher risk for a relapse in either a mental health issue or a substance use issue, because it’s such a big stressor to lose a job.”\u003c/p>\n\u003cp>But even if this is not your personal situation, talking to a mental health professional about everything that is on your plate can go a long way if you’re also juggling family responsibilities.\u003c/p>\n\u003cp>When times are tough, many parents and caregivers tend to prioritize the needs of their children and other family members, and can sometimes overlook their own emotional and physical needs, says Angelakis. “As a mother, I know how hard it is to put yourself first,” she explained. “But if you don’t put yourself first … you’re going to start to burn out.”\u003c/p>\n\u003cp>She acknowledges that for some parents, it doesn’t come easy to set time aside to talk about their feelings. But, she says, it’s in those difficult moments that you need to take care of yourself, so you can take care of those who depend on you.\u003c/p>\n\u003cp>Last year, Angelakis herself lost her job at a children’s mental health nonprofit, around the same time her son was in a serious accident. From personal experience, she says, she knows “it is so challenging to step away and take care of myself first, because my child is my first priority.”\u003c/p>\n\u003cp>“In these circumstances, you feel like you just have to be these robotic individuals who just keep going, like the Energizer Bunny. And we’re not built that way,” said Angelakis.\u003c/p>\n\u003cp>“We’re human. We have feelings. We have needs. And those basic needs left unmet are going to manifest.”\u003c/p>\n\u003ch2>\u003ca id=\"mentalhealthinsurance\">\u003c/a>How can I access mental health care if I no longer have insurance?\u003c/h2>\n\u003cp>If you received health care insurance through your employer, that coverage will stop soon after the layoff. This can make it harder to find mental health support and can potentially create a difficult situation if you are already seeing a therapist or have a prescription for a mental health issue your insurance helps cover.\u003c/p>\n\u003cp>But there are several things you can do, says Punay from San José. After you’re told about the layoff, your employer will contact you to go over some paperwork that finalizes your employment. That’s when you want to ask how long your insurance benefits will last after your last day at work and about \u003ca href=\"https://www.dmhc.ca.gov/healthcareincalifornia/typesofplans/keepyourhealthcoverage(cobra).aspx\">COBRA, a federal and state law that allows workers to continue receiving their health coverage\u003c/a> for a certain period after losing their job.\u003c/p>\n\u003cp>Also, if your employer offers you a severance agreement, this can be the time to negotiate better terms for you and your family before agreeing to sign.\u003c/p>\n\u003cp>While going through insurance paperwork may not feel like the most exciting or engaging thing to do after losing your job, Punay acknowledges, it is still important because it can help you get the tools you need to look after yourself.\u003c/p>\n\u003cp>“For some people, it’s so easy to not bother with this stuff because they’re busy looking for work,” she said. “However, it’s also important that you advocate for yourself — because advocating for yourself, especially after a job loss, can be looking at the paperwork that you don’t want to look at.”\u003c/p>\n\u003cp>It’s important to remember that COBRA coverage is not free and premiums can in fact be quite high. Individuals may be charged hundreds of dollars, and family plans can go for thousands of dollars.\u003c/p>\n\u003cp>“While someone’s employed, their employer typically pays part of the premium. So that means it’s low cost,” said Tyler Sadwith, deputy director for behavioral health at the state Department for Health Care Services. “But after someone loses their job, while they have the ability to stay enrolled with that same health plan, they actually then become typically responsible for the full premium.”\u003c/p>\n\u003cp>“At that point, they could see what other options might be available,” he explained. “If they’re married, that could include enrolling in the health plan of their spouse or their partner. And that could also mean applying for Medi-Cal or other options under Covered California.”\u003c/p>\n\u003cp>You can review discounted health care plans — and see whether you qualify for Medi-Cal — by visiting \u003ca href=\"https://www.coveredca.com/\">Covered California’s website\u003c/a>. Once you’re covered, you’ll have access to services including mental health evaluations, individual and family therapy, and support for prescriptions as well. And remember: Medi-Cal covers all children in California, regardless of immigration status, whose families meet certain income requirements.\u003c/p>\n\u003cul>\n\u003cli>\u003ca href=\"https://www.kqed.org/news/11949192/layoffs-unemployment-benefits-health-insurance-calfresh\">\u003cstrong>Read more about your health insurance options after a layoff\u003c/strong>\u003c/a>\u003c/li>\n\u003c/ul>\n\u003cp>Another option California offers, Sadwith says, is \u003ca href=\"https://www.calhope.org/\">CalHOPE, a peer-based, free, counseling service\u003c/a> available through text, phone and video chat, available 24/7. When you call (833) 318-HOPE or (833) 318-4673, you’ll be connected to a member of the CalHOPE network — someone you can talk to about what you’re going through.\u003c/p>\n\u003cp>“CalHOPE is really designed to provide support … have someone share the burden that [you’re] feeling that day and get some light-touch support,” Sadwith said, clarifying that “CalHOPE is really not intended to be professionally delivered clinical mental health care, and it’s not extensive treatment or ongoing.”\u003c/p>\n\u003cp>What if you’re already seeing a therapist when you get laid off? Make sure to quickly let them know your situation, says McLean. “Some health care professionals will see clients pro bono or will see them on a sliding scale,” she said.\u003c/p>\n\u003cp>And there are several nonprofit organizations that work to provide low-cost and sliding scale counseling and therapy services. \u003ca href=\"https://www.kqed.org/arts/13881725/where-to-find-affordable-culturally-competent-therapy-in-bay-area-and-beyond\">See more resources on how to find affordable therapy in the Bay Area here.\u003c/a>\u003c/p>\n\u003cp>Make sure to read the rest of our KQED guides about other steps you can take after a layoff to better support yourself and those who depend on you:\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949801/layoffs-how-to-find-a-new-job-jobhunting-tips\">The Best Ways to Find a New Job, According to an Expert\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949192/layoffs-unemployment-benefits-health-insurance-calfresh\">From Unemployment Benefits to Health Insurance, the Steps to Take ASAP\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job\">How to Save More Money After Losing Your Job\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>\u003cem>This story was originally published on May 19, 2023.\u003c/em>\u003c/p>\n\u003ch2>\u003ca id=\"tellus\">\u003c/a>Tell us: What else do you need information about?\u003c/h2>\n\u003cp>At KQED News, we know that it can sometimes be hard to track down the answers to navigate life in the Bay Area in 2024. We’ve published \u003ca href=\"https://www.kqed.org/news/tag/coronavirus-resources-and-explainers\">clear, helpful explainers and guides about issues like COVID\u003c/a>, \u003ca href=\"https://www.kqed.org/news/11936674/how-to-prepare-for-this-weeks-atmospheric-river-storm-sandbags-emergency-kits-and-more\">how to cope with intense winter weather\u003c/a> and \u003ca href=\"https://www.kqed.org/news/11821950/how-to-safely-attend-a-protest-in-the-bay-area\">how to exercise your right to protest safely\u003c/a>.\u003c/p>\n\u003cp>So tell us: What do you need to know more about? Tell us, and you could see your question answered online or on social media. What you submit will make our reporting stronger, and help us decide what to cover here on our site, and on KQED Public Radio, too.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"hearken","attributes":{"named":{"id":"10483","src":"https://modules.wearehearken.com/kqed/embed/10483.js","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp> \u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11949674/layoffs-mental-health-lost-job-self-care","authors":["11708"],"categories":["news_8"],"tags":["news_32707","news_352","news_2109","news_20782","news_631","news_32735"],"featImg":"news_11949736","label":"news"},"news_11949192":{"type":"posts","id":"news_11949192","meta":{"index":"posts_1591205157","site":"news","id":"11949192","score":null,"sort":[1705007435000]},"guestAuthors":[],"slug":"layoffs-unemployment-benefits-health-insurance-calfresh","title":"Layoffs: From Unemployment Benefits to Health Insurance, the Steps to Take ASAP","publishDate":1705007435,"format":"standard","headTitle":"Layoffs: From Unemployment Benefits to Health Insurance, the Steps to Take ASAP | KQED","labelTerm":{"site":"news"},"content":"\u003cp>\u003cem>This guide is part of the KQED News series \u003cstrong>\u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff.\u003c/a>\u003c/strong>\u003c/em>\u003c/p>\n\u003cp>Knowing what to do when you get laid off can feel like a daunting prospect — especially if losing your job came as a total shock.\u003c/p>\n\u003cp>We’ve compiled a list of the initial steps to take after a layoff, to ensure you’re in as secure a place as possible. Jump straight to:\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#unemploymentbenefits\">Applying for unemployment benefits\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#healthinsurance\">Keeping your health insurance\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#otherbenefits\">Other benefits you might not know you’re eligible for\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>… Or keep reading. As with the instructions for assembling furniture, you might find it helpful to read all this advice start to finish before you embark on these applications — to be prepared for any bumps you might encounter.\u003c/p>\n\u003ch2>Three tips to making applying for benefits after a layoff easier\u003c/h2>\n\u003cp>\u003cb>Your local government may have staff to help you do this\u003c/b>\u003c/p>\n\u003cp>Many cities and counties have their own offices, staff or programs specifically designed for people in your situation right now — which often have physical offices you can visit, or hotlines to call to ask a person your questions. These kinds of local resources can be particularly helpful in navigating the various benefits you could be entitled to, and aiding in the application processes.\u003c/p>\n\u003cp>Some offices, like the Department of Benefits and Family Support within \u003ca href=\"https://www.sfhsa.org/\">San Francisco’s Human Services Agency (SFHSA)\u003c/a>, can take your information in one central application and apply for those benefits on your behalf.\u003c/p>\n\u003cp>Having the help of a city staffer trained in these applications could save you a lot of time and stress, says Bart Ellison, program manager at SFHSA’s Workforce Development Division — not just because the process is streamlined, but because you’ll be able to ask these folks questions either in person or over the phone. It’s their job to help you — let them do it.\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#tellus\">Tell us: What else do you need information about right now?\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>Your city or county may also have a program to help you find new employment, like \u003ca href=\"https://www.sfhsa.org/services/jobs/jobsnow\">SFHSA’s free JobsNOW! program\u003c/a>, which is open to San Francisco job seekers based on their income level, and matches job hunters with roles.\u003c/p>\n\u003cp>\u003ca href=\"https://www.cdss.ca.gov/county-offices\">Find your local social services office in this statewide list.\u003c/a>\u003c/p>\n\u003cp>\u003cb>Don’t feel weird about claiming the benefits you’re owed\u003c/b>\u003c/p>\n\u003cp>When it comes to claiming benefits after a layoff, Ellison wants to remind you that “we all pay for this through our taxes.”\u003c/p>\n\u003cp>“It’s great that if you don’t need it, it’s there. If you do need it, it’s there, and it should be accessed,” Ellison said. “There’s no shame in any of that.”\u003c/p>\n\u003cp>[aside postID=\"news_11957790,news_11970001,news_11967946,news_11968709\" label=\"COVID Resources and Explainers\"]A lot of people also just don’t know about the benefits they could be eligible for, says Ellison, or assume they won’t qualify.\u003c/p>\n\u003cp>He also says that some of the eligible job seekers he and his team work with in San Francisco might fear coming forward to apply if a member of their family is undocumented, because they think it will cause them problems. “We don’t get involved in any of that,” said Ellison. “They should never fear that situation.”\u003c/p>\n\u003cp>\u003cb>Try to be patient with how long the application process could take\u003c/b>\u003c/p>\n\u003cp>Ellison says he and his team “try not to ask a client for documents that we know we already have in the system” — but concedes that sometimes, this process will feel like providing endless documentation. The benefits you’re applying for can be a mix of federal and state funds, so unfortunately “it’s not just as simple as coming in and saying, ‘Hi, I’m Bart, could you sign me up?,’” said Ellison.\u003c/p>\n\u003cp>The more you can follow through with any documentation requests, hopefully the faster and smoother your application process will go. “And if you need more time or need help gathering stuff, that is what the eligibility staff are there for,” said Ellison. “They are there to \u003ci>help \u003c/i>you find some of these things. So you just need to kind of be your own advocate, and speak up.”\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Read more layoff advice in our \u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff \u003c/a>series\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch2>\u003ca id=\"unemploymentbenefits\">\u003c/a>Step 1: Apply for unemployment benefits\u003c/h2>\n\u003cp>If you’ve been laid off, \u003ca href=\"https://edd.ca.gov/en/unemployment/apply/\">apply for unemployment insurance\u003c/a> (UI, also known just as “unemployment”) from the California Employment Development Department (EDD) as soon as you can. Not only could it take at least three weeks to receive any benefits payments from a successful claim, but your claim begins when you first apply for it — not the day you lose your job. So time is of the essence.\u003c/p>\n\u003cp>\u003cb>Who can claim unemployment benefits?\u003c/b>\u003c/p>\n\u003cp>If you’re reading this and you \u003ci>chose\u003c/i> to leave your job, you usually aren’t eligible to claim unemployment. The exception to this is if you quit your job for what EDD calls “good cause,” which can include unsafe working conditions or a doctor’s advice. Whether or not you’re eligible to still claim UI in this situation will be determined by a phone interview with an EDD representative.\u003c/p>\n\u003cp>When applying for UI, you’ll have to show EDD that you have earned enough wages during the base period of 12 months, are totally or partially unemployed, are “unemployed through no fault of your own,” are physically able to work, are available for work and are ready and willing to accept work immediately.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>EDD will also ask you to show that you are “in satisfactory immigration status and authorized to work in the United States” not only now, but when you were earning the wages you’re using to establish your claim. EDD also warns that it will verify your immigration status and work authorization through the Department of Homeland Security.\u003c/p>\n\u003cp>You can \u003ca href=\"https://edd.ca.gov/en/unemployment/UI-Calculator/\">calculate the amount of unemployment benefits you can receive using this tool\u003c/a>. Remember that the amount of unemployment you’ll receive is based on your wages over the last 18 months, calculated by EDD from a base period of 12 months within that time — and if you didn’t earn any wages during that period, you won’t qualify for unemployment benefits.\u003c/p>\n\u003cp>\u003ca href=\"https://edd.ca.gov/en/unemployment/FAQ_-_Eligibility/\">See the EDD’s FAQ on who’s eligible to claim unemployment insurance.\u003c/a>\u003c/p>\n\u003cp>\u003cb>Gather your application information\u003c/b>\u003c/p>\n\u003cp>During your online application for UI, you’ll be asked to submit a lot of information — and it’s easiest to have all that gathered and ready, rather than trying to track it down in the middle of the process.\u003c/p>\n\u003cp>In addition to your basic identity information, you’ll need:\u003c/p>\n\u003cul>\n\u003cli>Your Social Security number\u003c/li>\n\u003cli>Your employment authorization information, if you’re not a U.S. citizen\u003c/li>\n\u003cli>A photo ID like a passport or driver’s license (for your ID.me account — more below)\u003c/li>\n\u003c/ul>\n\u003cp>You’ll also need to provide your employment history for the last 18 months, which will include:\u003c/p>\n\u003cul>\n\u003cli>The names of your previous employers\u003c/li>\n\u003cli>Their addresses\u003c/li>\n\u003cli>Their phone numbers\u003c/li>\n\u003cli>The reason each job ended\u003c/li>\n\u003cli>Your gross (total) wages earned\u003c/li>\n\u003cli>Hours worked per week\u003c/li>\n\u003cli>Hourly rate of pay\u003c/li>\n\u003c/ul>\n\u003cfigure id=\"attachment_11946480\" class=\"wp-caption alignnone\" style=\"max-width: 2560px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11946480 size-full\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/04/GettyImages-1400799758-scaled.jpg\" alt=\"A woman sits at her kitchen table and sifts through documents, looking concerned. Next to her is her opened laptop.\" width=\"2560\" height=\"1708\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/GettyImages-1400799758-scaled.jpg 2560w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/GettyImages-1400799758-800x534.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/GettyImages-1400799758-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/GettyImages-1400799758-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/GettyImages-1400799758-1536x1025.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/GettyImages-1400799758-2048x1366.jpg 2048w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/GettyImages-1400799758-1920x1281.jpg 1920w\" sizes=\"(max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">During your online application for UI, you’ll be asked to submit a lot of information — and it’s easiest to have all that gathered and ready, rather than trying to track it down in the middle of the process. \u003ccite>(MoMo Productions/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003cb>Make the online accounts you’ll need to apply \u003c/b>\u003c/p>\n\u003cp>To apply for UI for the first time, you’ll need to \u003ca href=\"https://portal.edd.ca.gov/WebApp/Registration\">create a new Benefit Programs Online account\u003c/a>, to enable you to log in and manage your UI claim. (You may already have one of these accounts if you’ve previously applied for UI, disability insurance or paid family leave — in that case, use the same one.)\u003c/p>\n\u003cp>When you give an email address as part of your Benefit Programs Online application, make sure you check for any emails from EDD. When you get an email with a link to complete your registration, make sure you click that link within 48 hours of receiving it — otherwise, you’ll have to start the registration process all over again.\u003c/p>\n\u003cp>When you’ve created your Benefit Programs Online account, \u003ca href=\"https://edd.ca.gov/en/unemployment/ui_online/\">you’ll then register for UI Online\u003c/a>, which is the part of EDD’s online services that allows you to claim and manage your unemployment benefits. Keep reading for how to file your first UI claim.\u003c/p>\n\u003cp>You’ll \u003ci>also\u003c/i> need to \u003ca href=\"https://help.id.me/hc/en-us/articles/202673924-Creating-your-ID-me-account\">have an account with ID.me\u003c/a>, the identity verification EDD uses to make sure you’re really you when you’re claiming benefits. You can create your ID.me account before you create your Benefit Programs Online account, or when prompted during the process of creating it. If you’re creating your ID.me account beforehand, just make sure you keep the login details on hand so that you can sign into ID.me when prompted.\u003c/p>\n\u003cp>You might consider watching the \u003ca href=\"https://www.youtube.com/watch?v=moJ1mokMRgc\">EDD’s short instructional video on YouTube about creating these accounts and filing your first UI claim\u003c/a>, so you know what to expect during the process.\u003c/p>\n\u003cp>\u003cb>File your new UI claim\u003c/b>\u003c/p>\n\u003cp>One big thing: To start using UI Online, you’ll be asked for your “EDD Customer Account Number.” This is a number that’s unique to you, that you can also give instead of your Social Security number on the phone when speaking with an EDD representative. You should receive this number at the preferred email address you gave to EDD — in which case you can start using that EDD Customer Account Number immediately to register for UI Online. It’s also possible to \u003ca href=\"https://edd.ca.gov/en/unemployment/create-account/\">receive this number via mail “10 days after you file your claim,” says EDD\u003c/a>.\u003c/p>\n\u003cp>To file a new claim, \u003ca href=\"https://portal.edd.ca.gov/WebApp/Login?resource_url=https:%2F%2Fportal.edd.ca.gov%2FWebApp%2FHome\">log into your Benefit Programs Online account\u003c/a>, and under “UI Online” select “File New Claim.” Remember you’ll also be asked to briefly sign in to your ID.me account to verify your identity.\u003c/p>\n\u003cp>You can’t apply with UI Online 24/7, unfortunately — \u003ca href=\"https://edd.ca.gov/en/unemployment/ui_online/\">the site has hours of operation\u003c/a> (located on the File and Manage Account tab), which EDD says are currently (all times Pacific Standard Time):\u003c/p>\n\u003cul>\n\u003cli>Sunday: 5 a.m.–8:30 p.m.\u003c/li>\n\u003cli>Monday: 4 a.m.–10 p.m.\u003c/li>\n\u003cli>Tuesday–Friday: 2 a.m.–10 p.m.\u003c/li>\n\u003cli>Saturday: 2 a.m.–8 p.m.\u003c/li>\n\u003c/ul>\n\u003cp>If you need to pause during the UI Online application process, you can hit “Save as draft” to save your application to return to later — unless it’s \u003ci>after \u003c/i>8 p.m. on the Saturday of the week you’ve started the application. If it’s after 8 p.m. on Saturday, or you’re doing this on a Sunday, you won’t be able to save your application, and you will have to start it all over again if you exit.\u003c/p>\n\u003cp>If you’re having issues with UI Online, \u003ca href=\"https://edd.ca.gov/en/unemployment/ui_online/\">EDD recommends that you call their help line\u003c/a> at (833) 978-2511 and select option 1 after the introduction, available 8 a.m.–5 p.m., Monday through Friday. EDD says that Monday morning before 10 a.m. is their busiest call time.\u003c/p>\n\u003cp>\u003cb>Getting — and keeping — your unemployment benefits\u003c/b>\u003c/p>\n\u003cp>Once your application is complete, be aware of \u003ca href=\"https://edd.ca.gov/en/unemployment/After_You_Filed/\">the next steps and further information that EDD will ask of you\u003c/a>.\u003c/p>\n\u003cp>EDD says that \u003ca href=\"https://edd.ca.gov/en/unemployment/After_You_Filed/\">it “takes at least three weeks to process a claim\u003c/a> for unemployment benefits and issue payment to most eligible workers.” You’ll receive a debit card in the mail, which you can activate and then use to access your payments. If you have an old debit card from a previous UI claim, you can still use that one unless it’s expired (in which case you’ll be sent a new one).\u003c/p>\n\u003cp>To keep receiving UI after you first apply, you’ll have to certify for your unemployment benefits again every two weeks to continue receiving payments. You can do this online, by phone or through the mail, but EDD says you’ll get your payments faster if you certify online — and you’ll also get email reminders this way.\u003c/p>\n\u003cp>As part of this certification process every two weeks, you’ll have to \u003ca href=\"https://www.youtube.com/watch?v=3t_RgeoPH_g\">attest that you’re actively seeking employment\u003c/a>. This requirement was paused during the pandemic, but has since been reinstated. You’ll also need to \u003ca href=\"https://edd.ca.gov/en/jobs_and_training/Caljobs/\">register for CalJOBS and post your resume to the site\u003c/a> to keep receiving your UI benefits.\u003c/p>\n\u003cp>If you start doing any work again after losing your job, it’s very important that you report those earnings when you certify for your UI benefits — because those wages have to be deducted from your unemployment benefits. \u003ca href=\"https://edd.ca.gov/en/unemployment/FAQ-claims/#:~:text=Can%20I%20still%20collect%20benefits,deducted%20from%20your%20unemployment%20payments.\">Read more on how EDD will adjust your UI if you start earning money again while claiming unemployment benefits.\u003c/a>\u003c/p>\n\u003cp>And if you’re lucky enough to find a new full-time job, EDD is clear: “If you return to work full time, you will no longer be eligible for unemployment benefits.”\u003c/p>\n\u003cp>\u003ca href=\"https://edd.ca.gov/en/unemployment/certify/\">See EDD’s FAQ on certifying your UI claim every two weeks.\u003c/a>\u003c/p>\n\u003ch2>\u003ca id=\"healthinsurance\">\u003c/a>Step 2: Address your health insurance\u003c/h2>\n\u003cp>If your health insurance was tied to your employment, you need to act swiftly to ensure you’ll still have access to health care after your job ends. The option that’s best for you after your employment ends will depend primarily on how much income your household will now be receiving after you stop working.\u003c/p>\n\u003cp>Remember that if you’ve applied for unemployment benefits, \u003ca href=\"https://www.healthcare.gov/unemployed/\">you’ll need to declare that unemployment compensation as income\u003c/a> when applying for health insurance plans. \u003ca href=\"https://www.healthcare.gov/income-and-household-information/income/\">Get advice on how to estimate your income on your application.\u003c/a>\u003c/p>\n\u003cp>\u003cb>First, check with your employer on when your health benefits will \u003ci>actually\u003c/i> end.\u003c/b>\u003c/p>\n\u003cp>Sometimes a severance package will offer a holdover of benefits, advises the San Francisco’s Human Services Agency’s Bart Ellison. Ask very specific questions of your human resources team, if you have one, about when the last day of your health care will be.\u003c/p>\n\u003cp>\u003cb>See if you can go on a family member’s health care.\u003c/b>\u003c/p>\n\u003cp>Losing your health care because of a job loss will likely qualify as a special enrollment period for joining a family member’s plan, if eligible.\u003c/p>\n\u003cp>If you have a domestic partner, you may be eligible to join their plan. If you’re under 26 years old, \u003ca href=\"https://www.healthcare.gov/young-adults/children-under-26/\">you may be able to join a parent’s plan\u003c/a>.\u003c/p>\n\u003cfigure id=\"attachment_11945872\" class=\"wp-caption alignnone\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11945872 size-full\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/04/pexels-cottonbro-studio-4778412.jpg\" alt=\"A person with medium-toned skin sits at a wooden table writing on a notepad, surrounded by books. They are wearing a gray t-shirt and have tattooed forearms. We can't see their face.\" width=\"1920\" height=\"1280\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/pexels-cottonbro-studio-4778412.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/pexels-cottonbro-studio-4778412-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/pexels-cottonbro-studio-4778412-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/pexels-cottonbro-studio-4778412-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/pexels-cottonbro-studio-4778412-1536x1024.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\">\u003cfigcaption class=\"wp-caption-text\">Applying for benefits you’re entitled to can be a time-consuming process. \u003ccite>(cottonbro studio/Pexels)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003cb>Medi-Cal\u003c/b>\u003c/p>\n\u003cp>Medi-Cal is California’s version of Medicaid, which offers health care to lower-income folks throughout the state. Eligibility is assessed by your household income, and for many people who qualify, there is no cost of getting health care through Medi-Cal.\u003c/p>\n\u003cp>Laws passed in the last few years in California mean that \u003ca href=\"https://www.dhcs.ca.gov/services/medi-cal/eligibility/Pages/youngadultexp.aspx\">undocumented people age 25 or under\u003c/a> and also \u003ca href=\"https://www.dhcs.ca.gov/services/medi-cal/eligibility/Pages/OlderAdultExpansion.aspx\">undocumented adults age 50 and over\u003c/a> are now eligible to receive Medi-Cal, too.\u003c/p>\n\u003cp>Unlike Covered California, \u003ca href=\"https://www.healthcare.gov/unemployed/\">Medi-Cal has no limited enrollment period\u003c/a> — you can sign up at any time of year if eligible, including if you’ve lost your job. If your children previously were getting health care through your employer’s plan, \u003ca href=\"https://www.insurekidsnow.gov/coverage/ca/index.html\">Medi-Cal — or the Children’s Health Insurance Program — may be able to cover them now\u003c/a>.\u003c/p>\n\u003cp>\u003ca href=\"https://www.dhcs.ca.gov/services/medi-cal/eligibility/Pages/Medi-CalFAQs2014a.aspx#1\">See the state’s FAQ about Medi-Cal.\u003c/a> Medi-Cal and Covered California use the same application portal at \u003ca href=\"https://www.coveredca.com/apply/\">coveredca.com/apply\u003c/a>. Fill out your details, and the site will tell you whether your household income makes you eligible for Medi-Cal or whether you have to choose a private plan from Covered California.\u003c/p>\n\u003cp>\u003cb>Covered California\u003c/b>\u003c/p>\n\u003cp>Covered California is the state’s marketplace that offers private health insurance plans. Depending on your household income, you may qualify for a free or low-cost health plan through Covered California — or you may be eligible to receive financial help through Covered California that could help cover the costs of your premiums and co-pays. As with Medi-Cal, your household income is going to determine what you’re eligible for.\u003c/p>\n\u003cp>Leaving your job for any reason and subsequently \u003ca href=\"https://www.healthcare.gov/unemployed/\">losing your job-based health coverage qualifies for a special enrollment period\u003c/a> for signing up for a marketplace health plan. Usually, you’ll get 60 days from the day you lose your coverage to sign up for a health plan.\u003c/p>\n\u003cp>\u003ca href=\"https://www.dhcs.ca.gov/services/medi-cal/eligibility/Pages/Medi-CalFAQs2014c.aspx#1\">See the state’s FAQ about Covered California.\u003c/a> Remember, Covered California uses the same application portal as Medi-Cal at \u003ca href=\"https://www.coveredca.com/apply/\">coveredca.com/apply\u003c/a>. Fill out your details, and the site will tell you whether your household income makes you eligible for Medi-Cal or whether you have to choose a private plan from Covered California.\u003c/p>\n\u003cp>\u003cb>COBRA\u003c/b>\u003c/p>\n\u003cp>COBRA stands for the federal Consolidated Omnibus Budget Reconciliation Act — and it’s a way of temporarily keeping health care after you leave a job. Instead of opting to sign up for Medi-Cal or a private health insurance plan through Covered California, you can choose so-called “continuation coverage” of your existing health care plan under COBRA, for a certain period of time.\u003c/p>\n\u003cp>\u003ca href=\"https://www.cms.gov/CCIIO/Programs-and-Initiatives/Other-Insurance-Protections/cobra_qna\">Health care through COBRA can be applied retroactively\u003c/a>, if you’re unsure about electing it straightaway. The catch: COBRA is expensive, because it’s the health plan your employer was previously paying part or all of — and now, you’re paying all the costs yourself.\u003c/p>\n\u003cp>\u003cb>Getting back onto health insurance taking a while? Know where your nearest community health center is.\u003c/b>\u003c/p>\n\u003cp>If you aren’t eligible for coverage through Medi-Cal, but signing up for another health plan is proving challenging right now, you can get low-cost health care at a nearby community health center. Make sure you know where your nearest one is, in case you need access to health care quickly. You can \u003ca href=\"https://findahealthcenter.hrsa.gov/\">use this map to find the closest community health center near you\u003c/a>.\u003c/p>\n\u003cp>\u003cb>More resources on finding health care after losing your job:\u003c/b>\u003c/p>\n\u003cul>\n\u003cli>“\u003ca href=\"https://www.coveredca.com/marketing-blog/health-insurance-for-the-unemployed-from-cobra-to-medi-cal/\">Health Insurance for the Unemployed, from COBRA to Medi-Cal\u003c/a>” (from coveredca.com)\u003c/li>\n\u003cli>“\u003ca href=\"https://www.healthcare.gov/unemployed/\">Health coverage options if you’re unemployed\u003c/a>” (from healthcare.gov)\u003c/li>\n\u003c/ul>\n\u003ch2>\u003ca id=\"otherbenefits\">\u003c/a>Step 3: Don’t forget about other benefits you could be entitled to\u003c/h2>\n\u003cp>The quickest way to see what benefits you might be eligible for now is to \u003ca href=\"https://benefitscal.com/ApplyForBenefits/ABOVR\">do one application through the state’s BenefitsCal portal\u003c/a>. This site will review your information and tell you what you may qualify for, including Medi-Cal.\u003c/p>\n\u003cp>The state says this application will take you between 30 minutes and an hour, and if you make an account you can save your progress and return to the application later, rather than having to start again. One catch: Not all counties in California are using this portal yet. \u003ca href=\"https://benefitscal.com/ApplyForBenefits/ABOVR\">Select your county from the drop-down menu\u003c/a> to see whether you have to use another site — \u003ca href=\"https://www.mybenefitscalwin.org/\">mybenefitscalwin.org\u003c/a> — instead.\u003c/p>\n\u003cp>The other benefits you could be entitled to may include:\u003c/p>\n\u003cp>\u003cb>CalFresh (SNAP)\u003c/b>\u003c/p>\n\u003cp>CalFresh is the state’s version of the federal Supplemental Nutrition Assistance Program (SNAP), the food benefits program also known as “food stamps.”\u003c/p>\n\u003cp>[aside postID=\"news_11943420\" hero=\"https://ww2.kqed.org/app/uploads/sites/10/2023/03/GettyImages-1144627849-1020x680.jpg\"]According to the state’s data from March 2023, over 3 million households use these funds to ensure they have access to food. You can \u003ca href=\"https://benefitscal.com/ApplyForBenefits/ABOVR\">apply through benefitscal.com\u003c/a>, which will also show you all other benefits you’re entitled to, or \u003ca href=\"https://www.getcalfresh.org/\">go direct through getcalfresh.org\u003c/a>.\u003c/p>\n\u003cp>\u003cb>CalWORKs (California Work Opportunity and Responsibility to Kids)\u003c/b>\u003c/p>\n\u003cp>If you have at least one child in your home, CalWORKs is a public assistance program that offers cash aid and services to eligible families. \u003ca href=\"https://benefitscal.com/\">See if your family is eligible to receive CalWORKs at benefitscal.com\u003c/a>.\u003c/p>\n\u003cp>\u003cb>WIC (Women, Infants and Children Supplemental Nutrition Program)\u003c/b>\u003c/p>\n\u003cp>WIC provides food assistance to lower-income families who have young children or are expecting a new child. Like CalFresh, it’s federally funded, and you can receive WIC benefits on top of your CalFresh benefits.\u003c/p>\n\u003cp>The program is income-based, and is available to pregnant people, plus new parents and grandparents of young children.\u003ca href=\"https://myfamily.wic.ca.gov/Home/HowCanIGetWIC#howToGetWIC\"> See whether you’re eligible for WIC and apply online.\u003c/a>\u003c/p>\n\u003cp>Make sure to read the rest of our KQED guides about other steps you can take after a layoff to better support yourself and those who depend on you:\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949801/layoffs-how-to-find-a-new-job-jobhunting-tips\">The Best Ways to Find a New Job, According to an Expert\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949674/layoffs-mental-health-lost-job-self-care\">How to Prioritize Your Mental Health After Losing Your Job, From Telling Family to Self-Care\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job\">How to Save More Money After Losing Your Job\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch2>\u003ca id=\"tellus\">\u003c/a>Tell us: What else do you need information about?\u003c/h2>\n\u003cp>At KQED News, we know that it can sometimes be hard to track down the answers to navigate life in the Bay Area. We’ve published \u003ca href=\"https://www.kqed.org/news/tag/coronavirus-resources-and-explainers\">clear, practical explainers and guides about COVID\u003c/a>, \u003ca href=\"https://www.kqed.org/news/11936674/how-to-prepare-for-this-weeks-atmospheric-river-storm-sandbags-emergency-kits-and-more\">how to cope with intense winter weather\u003c/a> and \u003ca href=\"https://www.kqed.org/news/11821950/how-to-safely-attend-a-protest-in-the-bay-area\">how to exercise your right to protest safely\u003c/a>.\u003c/p>\n\u003cp>So tell us: What do you need to know more about? Tell us, and you could see your question answered online or on social media. What you submit will make our reporting stronger, and help us decide what to cover here on our site, and on KQED Public Radio, too.\u003c/p>\n\u003cp>[hearken id=\"10483\" src=\"https://modules.wearehearken.com/kqed/embed/10483.js\"]\u003c/p>\n\u003cp>\u003cem>This story was originally published on May 19, 2023\u003c/em>\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n","blocks":[],"excerpt":"Knowing what to do when you get laid off can feel daunting — especially if losing your job came as a shock. Check out our list of the initial steps to take after a layoff, to ensure you’re in as secure a place as possible.","status":"publish","parent":0,"modified":1705007979,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":true,"hasPolis":false,"paragraphCount":89,"wordCount":3722},"headData":{"title":"Layoffs: From Unemployment Benefits to Health Insurance, the Steps to Take ASAP | KQED","description":"Knowing what to do when you get laid off can feel daunting — especially if losing your job came as a shock. Check out our list of the initial steps to take after a layoff, to ensure you’re in as secure a place as possible.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"sticky":false,"excludeFromSiteSearch":"Include","articleAge":"0","path":"/news/11949192/layoffs-unemployment-benefits-health-insurance-calfresh","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cem>This guide is part of the KQED News series \u003cstrong>\u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff.\u003c/a>\u003c/strong>\u003c/em>\u003c/p>\n\u003cp>Knowing what to do when you get laid off can feel like a daunting prospect — especially if losing your job came as a total shock.\u003c/p>\n\u003cp>We’ve compiled a list of the initial steps to take after a layoff, to ensure you’re in as secure a place as possible. Jump straight to:\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#unemploymentbenefits\">Applying for unemployment benefits\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#healthinsurance\">Keeping your health insurance\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"#otherbenefits\">Other benefits you might not know you’re eligible for\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>… Or keep reading. As with the instructions for assembling furniture, you might find it helpful to read all this advice start to finish before you embark on these applications — to be prepared for any bumps you might encounter.\u003c/p>\n\u003ch2>Three tips to making applying for benefits after a layoff easier\u003c/h2>\n\u003cp>\u003cb>Your local government may have staff to help you do this\u003c/b>\u003c/p>\n\u003cp>Many cities and counties have their own offices, staff or programs specifically designed for people in your situation right now — which often have physical offices you can visit, or hotlines to call to ask a person your questions. These kinds of local resources can be particularly helpful in navigating the various benefits you could be entitled to, and aiding in the application processes.\u003c/p>\n\u003cp>Some offices, like the Department of Benefits and Family Support within \u003ca href=\"https://www.sfhsa.org/\">San Francisco’s Human Services Agency (SFHSA)\u003c/a>, can take your information in one central application and apply for those benefits on your behalf.\u003c/p>\n\u003cp>Having the help of a city staffer trained in these applications could save you a lot of time and stress, says Bart Ellison, program manager at SFHSA’s Workforce Development Division — not just because the process is streamlined, but because you’ll be able to ask these folks questions either in person or over the phone. It’s their job to help you — let them do it.\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#tellus\">Tell us: What else do you need information about right now?\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>Your city or county may also have a program to help you find new employment, like \u003ca href=\"https://www.sfhsa.org/services/jobs/jobsnow\">SFHSA’s free JobsNOW! program\u003c/a>, which is open to San Francisco job seekers based on their income level, and matches job hunters with roles.\u003c/p>\n\u003cp>\u003ca href=\"https://www.cdss.ca.gov/county-offices\">Find your local social services office in this statewide list.\u003c/a>\u003c/p>\n\u003cp>\u003cb>Don’t feel weird about claiming the benefits you’re owed\u003c/b>\u003c/p>\n\u003cp>When it comes to claiming benefits after a layoff, Ellison wants to remind you that “we all pay for this through our taxes.”\u003c/p>\n\u003cp>“It’s great that if you don’t need it, it’s there. If you do need it, it’s there, and it should be accessed,” Ellison said. “There’s no shame in any of that.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"postid":"news_11957790,news_11970001,news_11967946,news_11968709","label":"COVID Resources and Explainers "},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>A lot of people also just don’t know about the benefits they could be eligible for, says Ellison, or assume they won’t qualify.\u003c/p>\n\u003cp>He also says that some of the eligible job seekers he and his team work with in San Francisco might fear coming forward to apply if a member of their family is undocumented, because they think it will cause them problems. “We don’t get involved in any of that,” said Ellison. “They should never fear that situation.”\u003c/p>\n\u003cp>\u003cb>Try to be patient with how long the application process could take\u003c/b>\u003c/p>\n\u003cp>Ellison says he and his team “try not to ask a client for documents that we know we already have in the system” — but concedes that sometimes, this process will feel like providing endless documentation. The benefits you’re applying for can be a mix of federal and state funds, so unfortunately “it’s not just as simple as coming in and saying, ‘Hi, I’m Bart, could you sign me up?,’” said Ellison.\u003c/p>\n\u003cp>The more you can follow through with any documentation requests, hopefully the faster and smoother your application process will go. “And if you need more time or need help gathering stuff, that is what the eligibility staff are there for,” said Ellison. “They are there to \u003ci>help \u003c/i>you find some of these things. So you just need to kind of be your own advocate, and speak up.”\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Read more layoff advice in our \u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff \u003c/a>series\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch2>\u003ca id=\"unemploymentbenefits\">\u003c/a>Step 1: Apply for unemployment benefits\u003c/h2>\n\u003cp>If you’ve been laid off, \u003ca href=\"https://edd.ca.gov/en/unemployment/apply/\">apply for unemployment insurance\u003c/a> (UI, also known just as “unemployment”) from the California Employment Development Department (EDD) as soon as you can. Not only could it take at least three weeks to receive any benefits payments from a successful claim, but your claim begins when you first apply for it — not the day you lose your job. So time is of the essence.\u003c/p>\n\u003cp>\u003cb>Who can claim unemployment benefits?\u003c/b>\u003c/p>\n\u003cp>If you’re reading this and you \u003ci>chose\u003c/i> to leave your job, you usually aren’t eligible to claim unemployment. The exception to this is if you quit your job for what EDD calls “good cause,” which can include unsafe working conditions or a doctor’s advice. Whether or not you’re eligible to still claim UI in this situation will be determined by a phone interview with an EDD representative.\u003c/p>\n\u003cp>When applying for UI, you’ll have to show EDD that you have earned enough wages during the base period of 12 months, are totally or partially unemployed, are “unemployed through no fault of your own,” are physically able to work, are available for work and are ready and willing to accept work immediately.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>EDD will also ask you to show that you are “in satisfactory immigration status and authorized to work in the United States” not only now, but when you were earning the wages you’re using to establish your claim. EDD also warns that it will verify your immigration status and work authorization through the Department of Homeland Security.\u003c/p>\n\u003cp>You can \u003ca href=\"https://edd.ca.gov/en/unemployment/UI-Calculator/\">calculate the amount of unemployment benefits you can receive using this tool\u003c/a>. Remember that the amount of unemployment you’ll receive is based on your wages over the last 18 months, calculated by EDD from a base period of 12 months within that time — and if you didn’t earn any wages during that period, you won’t qualify for unemployment benefits.\u003c/p>\n\u003cp>\u003ca href=\"https://edd.ca.gov/en/unemployment/FAQ_-_Eligibility/\">See the EDD’s FAQ on who’s eligible to claim unemployment insurance.\u003c/a>\u003c/p>\n\u003cp>\u003cb>Gather your application information\u003c/b>\u003c/p>\n\u003cp>During your online application for UI, you’ll be asked to submit a lot of information — and it’s easiest to have all that gathered and ready, rather than trying to track it down in the middle of the process.\u003c/p>\n\u003cp>In addition to your basic identity information, you’ll need:\u003c/p>\n\u003cul>\n\u003cli>Your Social Security number\u003c/li>\n\u003cli>Your employment authorization information, if you’re not a U.S. citizen\u003c/li>\n\u003cli>A photo ID like a passport or driver’s license (for your ID.me account — more below)\u003c/li>\n\u003c/ul>\n\u003cp>You’ll also need to provide your employment history for the last 18 months, which will include:\u003c/p>\n\u003cul>\n\u003cli>The names of your previous employers\u003c/li>\n\u003cli>Their addresses\u003c/li>\n\u003cli>Their phone numbers\u003c/li>\n\u003cli>The reason each job ended\u003c/li>\n\u003cli>Your gross (total) wages earned\u003c/li>\n\u003cli>Hours worked per week\u003c/li>\n\u003cli>Hourly rate of pay\u003c/li>\n\u003c/ul>\n\u003cfigure id=\"attachment_11946480\" class=\"wp-caption alignnone\" style=\"max-width: 2560px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11946480 size-full\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/04/GettyImages-1400799758-scaled.jpg\" alt=\"A woman sits at her kitchen table and sifts through documents, looking concerned. Next to her is her opened laptop.\" width=\"2560\" height=\"1708\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/GettyImages-1400799758-scaled.jpg 2560w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/GettyImages-1400799758-800x534.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/GettyImages-1400799758-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/GettyImages-1400799758-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/GettyImages-1400799758-1536x1025.jpg 1536w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/GettyImages-1400799758-2048x1366.jpg 2048w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/GettyImages-1400799758-1920x1281.jpg 1920w\" sizes=\"(max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">During your online application for UI, you’ll be asked to submit a lot of information — and it’s easiest to have all that gathered and ready, rather than trying to track it down in the middle of the process. \u003ccite>(MoMo Productions/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003cb>Make the online accounts you’ll need to apply \u003c/b>\u003c/p>\n\u003cp>To apply for UI for the first time, you’ll need to \u003ca href=\"https://portal.edd.ca.gov/WebApp/Registration\">create a new Benefit Programs Online account\u003c/a>, to enable you to log in and manage your UI claim. (You may already have one of these accounts if you’ve previously applied for UI, disability insurance or paid family leave — in that case, use the same one.)\u003c/p>\n\u003cp>When you give an email address as part of your Benefit Programs Online application, make sure you check for any emails from EDD. When you get an email with a link to complete your registration, make sure you click that link within 48 hours of receiving it — otherwise, you’ll have to start the registration process all over again.\u003c/p>\n\u003cp>When you’ve created your Benefit Programs Online account, \u003ca href=\"https://edd.ca.gov/en/unemployment/ui_online/\">you’ll then register for UI Online\u003c/a>, which is the part of EDD’s online services that allows you to claim and manage your unemployment benefits. Keep reading for how to file your first UI claim.\u003c/p>\n\u003cp>You’ll \u003ci>also\u003c/i> need to \u003ca href=\"https://help.id.me/hc/en-us/articles/202673924-Creating-your-ID-me-account\">have an account with ID.me\u003c/a>, the identity verification EDD uses to make sure you’re really you when you’re claiming benefits. You can create your ID.me account before you create your Benefit Programs Online account, or when prompted during the process of creating it. If you’re creating your ID.me account beforehand, just make sure you keep the login details on hand so that you can sign into ID.me when prompted.\u003c/p>\n\u003cp>You might consider watching the \u003ca href=\"https://www.youtube.com/watch?v=moJ1mokMRgc\">EDD’s short instructional video on YouTube about creating these accounts and filing your first UI claim\u003c/a>, so you know what to expect during the process.\u003c/p>\n\u003cp>\u003cb>File your new UI claim\u003c/b>\u003c/p>\n\u003cp>One big thing: To start using UI Online, you’ll be asked for your “EDD Customer Account Number.” This is a number that’s unique to you, that you can also give instead of your Social Security number on the phone when speaking with an EDD representative. You should receive this number at the preferred email address you gave to EDD — in which case you can start using that EDD Customer Account Number immediately to register for UI Online. It’s also possible to \u003ca href=\"https://edd.ca.gov/en/unemployment/create-account/\">receive this number via mail “10 days after you file your claim,” says EDD\u003c/a>.\u003c/p>\n\u003cp>To file a new claim, \u003ca href=\"https://portal.edd.ca.gov/WebApp/Login?resource_url=https:%2F%2Fportal.edd.ca.gov%2FWebApp%2FHome\">log into your Benefit Programs Online account\u003c/a>, and under “UI Online” select “File New Claim.” Remember you’ll also be asked to briefly sign in to your ID.me account to verify your identity.\u003c/p>\n\u003cp>You can’t apply with UI Online 24/7, unfortunately — \u003ca href=\"https://edd.ca.gov/en/unemployment/ui_online/\">the site has hours of operation\u003c/a> (located on the File and Manage Account tab), which EDD says are currently (all times Pacific Standard Time):\u003c/p>\n\u003cul>\n\u003cli>Sunday: 5 a.m.–8:30 p.m.\u003c/li>\n\u003cli>Monday: 4 a.m.–10 p.m.\u003c/li>\n\u003cli>Tuesday–Friday: 2 a.m.–10 p.m.\u003c/li>\n\u003cli>Saturday: 2 a.m.–8 p.m.\u003c/li>\n\u003c/ul>\n\u003cp>If you need to pause during the UI Online application process, you can hit “Save as draft” to save your application to return to later — unless it’s \u003ci>after \u003c/i>8 p.m. on the Saturday of the week you’ve started the application. If it’s after 8 p.m. on Saturday, or you’re doing this on a Sunday, you won’t be able to save your application, and you will have to start it all over again if you exit.\u003c/p>\n\u003cp>If you’re having issues with UI Online, \u003ca href=\"https://edd.ca.gov/en/unemployment/ui_online/\">EDD recommends that you call their help line\u003c/a> at (833) 978-2511 and select option 1 after the introduction, available 8 a.m.–5 p.m., Monday through Friday. EDD says that Monday morning before 10 a.m. is their busiest call time.\u003c/p>\n\u003cp>\u003cb>Getting — and keeping — your unemployment benefits\u003c/b>\u003c/p>\n\u003cp>Once your application is complete, be aware of \u003ca href=\"https://edd.ca.gov/en/unemployment/After_You_Filed/\">the next steps and further information that EDD will ask of you\u003c/a>.\u003c/p>\n\u003cp>EDD says that \u003ca href=\"https://edd.ca.gov/en/unemployment/After_You_Filed/\">it “takes at least three weeks to process a claim\u003c/a> for unemployment benefits and issue payment to most eligible workers.” You’ll receive a debit card in the mail, which you can activate and then use to access your payments. If you have an old debit card from a previous UI claim, you can still use that one unless it’s expired (in which case you’ll be sent a new one).\u003c/p>\n\u003cp>To keep receiving UI after you first apply, you’ll have to certify for your unemployment benefits again every two weeks to continue receiving payments. You can do this online, by phone or through the mail, but EDD says you’ll get your payments faster if you certify online — and you’ll also get email reminders this way.\u003c/p>\n\u003cp>As part of this certification process every two weeks, you’ll have to \u003ca href=\"https://www.youtube.com/watch?v=3t_RgeoPH_g\">attest that you’re actively seeking employment\u003c/a>. This requirement was paused during the pandemic, but has since been reinstated. You’ll also need to \u003ca href=\"https://edd.ca.gov/en/jobs_and_training/Caljobs/\">register for CalJOBS and post your resume to the site\u003c/a> to keep receiving your UI benefits.\u003c/p>\n\u003cp>If you start doing any work again after losing your job, it’s very important that you report those earnings when you certify for your UI benefits — because those wages have to be deducted from your unemployment benefits. \u003ca href=\"https://edd.ca.gov/en/unemployment/FAQ-claims/#:~:text=Can%20I%20still%20collect%20benefits,deducted%20from%20your%20unemployment%20payments.\">Read more on how EDD will adjust your UI if you start earning money again while claiming unemployment benefits.\u003c/a>\u003c/p>\n\u003cp>And if you’re lucky enough to find a new full-time job, EDD is clear: “If you return to work full time, you will no longer be eligible for unemployment benefits.”\u003c/p>\n\u003cp>\u003ca href=\"https://edd.ca.gov/en/unemployment/certify/\">See EDD’s FAQ on certifying your UI claim every two weeks.\u003c/a>\u003c/p>\n\u003ch2>\u003ca id=\"healthinsurance\">\u003c/a>Step 2: Address your health insurance\u003c/h2>\n\u003cp>If your health insurance was tied to your employment, you need to act swiftly to ensure you’ll still have access to health care after your job ends. The option that’s best for you after your employment ends will depend primarily on how much income your household will now be receiving after you stop working.\u003c/p>\n\u003cp>Remember that if you’ve applied for unemployment benefits, \u003ca href=\"https://www.healthcare.gov/unemployed/\">you’ll need to declare that unemployment compensation as income\u003c/a> when applying for health insurance plans. \u003ca href=\"https://www.healthcare.gov/income-and-household-information/income/\">Get advice on how to estimate your income on your application.\u003c/a>\u003c/p>\n\u003cp>\u003cb>First, check with your employer on when your health benefits will \u003ci>actually\u003c/i> end.\u003c/b>\u003c/p>\n\u003cp>Sometimes a severance package will offer a holdover of benefits, advises the San Francisco’s Human Services Agency’s Bart Ellison. Ask very specific questions of your human resources team, if you have one, about when the last day of your health care will be.\u003c/p>\n\u003cp>\u003cb>See if you can go on a family member’s health care.\u003c/b>\u003c/p>\n\u003cp>Losing your health care because of a job loss will likely qualify as a special enrollment period for joining a family member’s plan, if eligible.\u003c/p>\n\u003cp>If you have a domestic partner, you may be eligible to join their plan. If you’re under 26 years old, \u003ca href=\"https://www.healthcare.gov/young-adults/children-under-26/\">you may be able to join a parent’s plan\u003c/a>.\u003c/p>\n\u003cfigure id=\"attachment_11945872\" class=\"wp-caption alignnone\" style=\"max-width: 1920px\">\u003cimg loading=\"lazy\" decoding=\"async\" class=\"wp-image-11945872 size-full\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/04/pexels-cottonbro-studio-4778412.jpg\" alt=\"A person with medium-toned skin sits at a wooden table writing on a notepad, surrounded by books. They are wearing a gray t-shirt and have tattooed forearms. We can't see their face.\" width=\"1920\" height=\"1280\" srcset=\"https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/pexels-cottonbro-studio-4778412.jpg 1920w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/pexels-cottonbro-studio-4778412-800x533.jpg 800w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/pexels-cottonbro-studio-4778412-1020x680.jpg 1020w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/pexels-cottonbro-studio-4778412-160x107.jpg 160w, https://cdn.kqed.org/wp-content/uploads/sites/10/2023/04/pexels-cottonbro-studio-4778412-1536x1024.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\">\u003cfigcaption class=\"wp-caption-text\">Applying for benefits you’re entitled to can be a time-consuming process. \u003ccite>(cottonbro studio/Pexels)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>\u003cb>Medi-Cal\u003c/b>\u003c/p>\n\u003cp>Medi-Cal is California’s version of Medicaid, which offers health care to lower-income folks throughout the state. Eligibility is assessed by your household income, and for many people who qualify, there is no cost of getting health care through Medi-Cal.\u003c/p>\n\u003cp>Laws passed in the last few years in California mean that \u003ca href=\"https://www.dhcs.ca.gov/services/medi-cal/eligibility/Pages/youngadultexp.aspx\">undocumented people age 25 or under\u003c/a> and also \u003ca href=\"https://www.dhcs.ca.gov/services/medi-cal/eligibility/Pages/OlderAdultExpansion.aspx\">undocumented adults age 50 and over\u003c/a> are now eligible to receive Medi-Cal, too.\u003c/p>\n\u003cp>Unlike Covered California, \u003ca href=\"https://www.healthcare.gov/unemployed/\">Medi-Cal has no limited enrollment period\u003c/a> — you can sign up at any time of year if eligible, including if you’ve lost your job. If your children previously were getting health care through your employer’s plan, \u003ca href=\"https://www.insurekidsnow.gov/coverage/ca/index.html\">Medi-Cal — or the Children’s Health Insurance Program — may be able to cover them now\u003c/a>.\u003c/p>\n\u003cp>\u003ca href=\"https://www.dhcs.ca.gov/services/medi-cal/eligibility/Pages/Medi-CalFAQs2014a.aspx#1\">See the state’s FAQ about Medi-Cal.\u003c/a> Medi-Cal and Covered California use the same application portal at \u003ca href=\"https://www.coveredca.com/apply/\">coveredca.com/apply\u003c/a>. Fill out your details, and the site will tell you whether your household income makes you eligible for Medi-Cal or whether you have to choose a private plan from Covered California.\u003c/p>\n\u003cp>\u003cb>Covered California\u003c/b>\u003c/p>\n\u003cp>Covered California is the state’s marketplace that offers private health insurance plans. Depending on your household income, you may qualify for a free or low-cost health plan through Covered California — or you may be eligible to receive financial help through Covered California that could help cover the costs of your premiums and co-pays. As with Medi-Cal, your household income is going to determine what you’re eligible for.\u003c/p>\n\u003cp>Leaving your job for any reason and subsequently \u003ca href=\"https://www.healthcare.gov/unemployed/\">losing your job-based health coverage qualifies for a special enrollment period\u003c/a> for signing up for a marketplace health plan. Usually, you’ll get 60 days from the day you lose your coverage to sign up for a health plan.\u003c/p>\n\u003cp>\u003ca href=\"https://www.dhcs.ca.gov/services/medi-cal/eligibility/Pages/Medi-CalFAQs2014c.aspx#1\">See the state’s FAQ about Covered California.\u003c/a> Remember, Covered California uses the same application portal as Medi-Cal at \u003ca href=\"https://www.coveredca.com/apply/\">coveredca.com/apply\u003c/a>. Fill out your details, and the site will tell you whether your household income makes you eligible for Medi-Cal or whether you have to choose a private plan from Covered California.\u003c/p>\n\u003cp>\u003cb>COBRA\u003c/b>\u003c/p>\n\u003cp>COBRA stands for the federal Consolidated Omnibus Budget Reconciliation Act — and it’s a way of temporarily keeping health care after you leave a job. Instead of opting to sign up for Medi-Cal or a private health insurance plan through Covered California, you can choose so-called “continuation coverage” of your existing health care plan under COBRA, for a certain period of time.\u003c/p>\n\u003cp>\u003ca href=\"https://www.cms.gov/CCIIO/Programs-and-Initiatives/Other-Insurance-Protections/cobra_qna\">Health care through COBRA can be applied retroactively\u003c/a>, if you’re unsure about electing it straightaway. The catch: COBRA is expensive, because it’s the health plan your employer was previously paying part or all of — and now, you’re paying all the costs yourself.\u003c/p>\n\u003cp>\u003cb>Getting back onto health insurance taking a while? Know where your nearest community health center is.\u003c/b>\u003c/p>\n\u003cp>If you aren’t eligible for coverage through Medi-Cal, but signing up for another health plan is proving challenging right now, you can get low-cost health care at a nearby community health center. Make sure you know where your nearest one is, in case you need access to health care quickly. You can \u003ca href=\"https://findahealthcenter.hrsa.gov/\">use this map to find the closest community health center near you\u003c/a>.\u003c/p>\n\u003cp>\u003cb>More resources on finding health care after losing your job:\u003c/b>\u003c/p>\n\u003cul>\n\u003cli>“\u003ca href=\"https://www.coveredca.com/marketing-blog/health-insurance-for-the-unemployed-from-cobra-to-medi-cal/\">Health Insurance for the Unemployed, from COBRA to Medi-Cal\u003c/a>” (from coveredca.com)\u003c/li>\n\u003cli>“\u003ca href=\"https://www.healthcare.gov/unemployed/\">Health coverage options if you’re unemployed\u003c/a>” (from healthcare.gov)\u003c/li>\n\u003c/ul>\n\u003ch2>\u003ca id=\"otherbenefits\">\u003c/a>Step 3: Don’t forget about other benefits you could be entitled to\u003c/h2>\n\u003cp>The quickest way to see what benefits you might be eligible for now is to \u003ca href=\"https://benefitscal.com/ApplyForBenefits/ABOVR\">do one application through the state’s BenefitsCal portal\u003c/a>. This site will review your information and tell you what you may qualify for, including Medi-Cal.\u003c/p>\n\u003cp>The state says this application will take you between 30 minutes and an hour, and if you make an account you can save your progress and return to the application later, rather than having to start again. One catch: Not all counties in California are using this portal yet. \u003ca href=\"https://benefitscal.com/ApplyForBenefits/ABOVR\">Select your county from the drop-down menu\u003c/a> to see whether you have to use another site — \u003ca href=\"https://www.mybenefitscalwin.org/\">mybenefitscalwin.org\u003c/a> — instead.\u003c/p>\n\u003cp>The other benefits you could be entitled to may include:\u003c/p>\n\u003cp>\u003cb>CalFresh (SNAP)\u003c/b>\u003c/p>\n\u003cp>CalFresh is the state’s version of the federal Supplemental Nutrition Assistance Program (SNAP), the food benefits program also known as “food stamps.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"postid":"news_11943420","hero":"https://ww2.kqed.org/app/uploads/sites/10/2023/03/GettyImages-1144627849-1020x680.jpg","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>According to the state’s data from March 2023, over 3 million households use these funds to ensure they have access to food. You can \u003ca href=\"https://benefitscal.com/ApplyForBenefits/ABOVR\">apply through benefitscal.com\u003c/a>, which will also show you all other benefits you’re entitled to, or \u003ca href=\"https://www.getcalfresh.org/\">go direct through getcalfresh.org\u003c/a>.\u003c/p>\n\u003cp>\u003cb>CalWORKs (California Work Opportunity and Responsibility to Kids)\u003c/b>\u003c/p>\n\u003cp>If you have at least one child in your home, CalWORKs is a public assistance program that offers cash aid and services to eligible families. \u003ca href=\"https://benefitscal.com/\">See if your family is eligible to receive CalWORKs at benefitscal.com\u003c/a>.\u003c/p>\n\u003cp>\u003cb>WIC (Women, Infants and Children Supplemental Nutrition Program)\u003c/b>\u003c/p>\n\u003cp>WIC provides food assistance to lower-income families who have young children or are expecting a new child. Like CalFresh, it’s federally funded, and you can receive WIC benefits on top of your CalFresh benefits.\u003c/p>\n\u003cp>The program is income-based, and is available to pregnant people, plus new parents and grandparents of young children.\u003ca href=\"https://myfamily.wic.ca.gov/Home/HowCanIGetWIC#howToGetWIC\"> See whether you’re eligible for WIC and apply online.\u003c/a>\u003c/p>\n\u003cp>Make sure to read the rest of our KQED guides about other steps you can take after a layoff to better support yourself and those who depend on you:\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949801/layoffs-how-to-find-a-new-job-jobhunting-tips\">The Best Ways to Find a New Job, According to an Expert\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949674/layoffs-mental-health-lost-job-self-care\">How to Prioritize Your Mental Health After Losing Your Job, From Telling Family to Self-Care\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job\">How to Save More Money After Losing Your Job\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch2>\u003ca id=\"tellus\">\u003c/a>Tell us: What else do you need information about?\u003c/h2>\n\u003cp>At KQED News, we know that it can sometimes be hard to track down the answers to navigate life in the Bay Area. We’ve published \u003ca href=\"https://www.kqed.org/news/tag/coronavirus-resources-and-explainers\">clear, practical explainers and guides about COVID\u003c/a>, \u003ca href=\"https://www.kqed.org/news/11936674/how-to-prepare-for-this-weeks-atmospheric-river-storm-sandbags-emergency-kits-and-more\">how to cope with intense winter weather\u003c/a> and \u003ca href=\"https://www.kqed.org/news/11821950/how-to-safely-attend-a-protest-in-the-bay-area\">how to exercise your right to protest safely\u003c/a>.\u003c/p>\n\u003cp>So tell us: What do you need to know more about? Tell us, and you could see your question answered online or on social media. What you submit will make our reporting stronger, and help us decide what to cover here on our site, and on KQED Public Radio, too.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"hearken","attributes":{"named":{"id":"10483","src":"https://modules.wearehearken.com/kqed/embed/10483.js","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003cem>This story was originally published on May 19, 2023\u003c/em>\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11949192/layoffs-unemployment-benefits-health-insurance-calfresh","authors":["3243"],"categories":["news_8"],"tags":["news_32707","news_5164","news_28339","news_31848","news_27626","news_1054","news_352","news_32053","news_2605","news_28004","news_631","news_30130","news_32735"],"featImg":"news_11949742","label":"news"},"news_11949801":{"type":"posts","id":"news_11949801","meta":{"index":"posts_1591205157","site":"news","id":"11949801","score":null,"sort":[1684503025000]},"guestAuthors":[],"slug":"layoffs-the-best-ways-to-find-a-new-job-according-to-an-expert","title":"Layoffs: The Best Ways to Find a New Job, According to an Expert","publishDate":1684503025,"format":"standard","headTitle":"Layoffs: The Best Ways to Find a New Job, According to an Expert | KQED","labelTerm":{"site":"news"},"content":"\u003cp>\u003cem>This guide is part of the KQED News series \u003cstrong>\u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff.\u003c/a>\u003c/strong>\u003c/em>\u003c/p>\n\u003cp>If you’ve just been laid off, how can you embark on finding a new job — especially if it’s been a while? How fast should you move, and where should you look?\u003c/p>\n\u003cp>Along with \u003ca href=\"https://www.kqed.org/news/11949192/layoffs-unemployment-benefits-health-insurance-calfresh\">how to apply for unemployment benefits\u003c/a> and \u003ca href=\"https://www.kqed.org/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job\">how to save money\u003c/a>, how to find a new job — preferably one you’ll actually enjoy — is top of mind for many people after a layoff. But it’s not always easy.\u003c/p>\n\u003cp>So, KQED spoke to \u003ca href=\"https://jobhuntbootcamp.com/\">Bay Area-based career coach Horst Govin\u003c/a>, who runs the job-hunting program Job Hunt Bootcamp, about the most effective, productive ways to find your next job, how to approach updating your résumé and the best methods for reaching out to other people about job opportunities — plus how to retain your peace during what can be an often-frustrating process.\u003c/p>\n\u003cp>\u003cstrong>Jump straight to:\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>\u003ca href=\"#resume\">\u003cstrong>How to tackle your résumé\u003c/strong>\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"#networks\">\u003cstrong>How to activate your networks (without spamming people)\u003c/strong>\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"#scrolling\">\u003cstrong>Why endlessly scrolling job listings probably won’t work\u003c/strong>\u003c/a>\u003c/li>\n\u003c/ul>\n\u003ch2>Don’t take it personally\u003c/h2>\n\u003cp>If getting laid off has you truly freaked out, Govin says it’s important to know this is a completely natural reaction. “For a lot of people, and especially for people who it’s their first experience being laid off, \u003ca href=\"https://www.kqed.org/news/11949674/layoffs-mental-health-lost-job-self-care\">the initial reaction is, ‘Oh, my God, what did I do wrong?\u003c/a> What’s wrong with me? How can I let this happen to myself?’” he said.\u003c/p>\n\u003cp>As hard as it might initially feel, you \u003cem>have\u003c/em> to let go of this feeling to be able to move forward effectively and find that next job, Govin said: “This has nothing to do with you. This is a decision that was made at a much higher level.”\u003c/p>\n\u003cp>As horrible as a layoff feels, “this is a routine matter in business,” stressed Govin. “It happens all the time, and it happens to a lot of people.” So blaming yourself, or thinking this means you were bad at your job, is just not accurate, he said: “Sometimes businesses grow too quickly. Sometimes businesses don’t plan appropriately.”\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#tellus\">Tell us: What else do you need information about right now?\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>“And in many cases, the decision to lay off is made by somebody who made a mistake prior to the layoff and now is correcting that mistake with the layoff,” said Govin. “Or it’s the remains of a situation that’s out of anyone’s control — like the market.”\u003c/p>\n\u003cp>Realizing this doesn’t bring your job back, of course, or change the fact that other folks kept their jobs and you didn’t. But if you’re able to ground yourself, and truly understand that this wasn’t something you caused, “you can come back to where you are, from a place of security and confidence,” said Govin — and be in a much stronger position to make your next career move.\u003c/p>\n\u003cfigure id=\"attachment_11949809\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-11949809\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-scaled.jpg\" alt=\"Young businesswoman looks at a computer screen thoughtfully.\" width=\"2560\" height=\"1707\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-scaled.jpg 2560w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-800x533.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-1020x680.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-1536x1024.jpg 1536w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-2048x1365.jpg 2048w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-1920x1280.jpg 1920w\" sizes=\"(max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">If you can give yourself some time before starting the job search, reflect on where you’ve been and where you want to go next in your career. \u003ccite>(Luis Alvarez/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>Pause — if you can — and take control of your search\u003c/h2>\n\u003cp>When you lose your job, you may feel like you have to start looking for a new one immediately. But if you’re at all able to “just hit the pause button” at this moment, said Govin, you should — and use this as an opportunity to work out where you are, and “do whatever you need to do.”\u003c/p>\n\u003cp>For some, that might be taking some time to properly deal with the emotional fallout of losing a job. “If you’re having a hard time, take some time and try to reconcile what’s happened,” advised Govin.\u003c/p>\n\u003cp>For others, this might be a time to consider the unexpected upsides of what’s happened — even if this situation wasn’t exactly of your own choosing.[pullquote align=\"right\" size=\"medium\" citation=\"Horst Govin, career coach\"]‘If you’ve always been dreaming about pursuing something, either a slight step up or slightly different, now’s the perfect time to do that.’[/pullquote]\u003c/p>\n\u003cp>“In some cases, a layoff can be a blessing in disguise,” said Govin. “I’ve worked with people who have told me that it was the best thing that could have happened to them, because they realized that they weren’t doing exactly what they wanted to — and this gave them the opportunity, and it gave them a reason to look for something better.”\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Read more layoff advice in our \u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff \u003c/a>series\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>If you received a severance package, “consider this a gift,” said Govin. “You’ve got some time, and you can use that time to reflect on where you’ve been, what you’ve been doing, and also to think about where you want to go next.” While Govin says this kind of reflection is important for everyone who’s been affected by a layoff, having received a severance package is going to make this even more possible — because of the extra financial flexibility this could offer you.\u003c/p>\n\u003cp>Ultimately — even though “you’ve been forced to think about this now,” acknowledged Govin — this could be a moment to decide what next step feels right for you, and what you’d like to happen next in your career. Govin advises asking yourself: “What’s the trajectory that you’re on, and what’s the next best step for you? What makes sense?”\u003c/p>\n\u003cp>“If you’ve always been dreaming about pursuing something, either a slight step up or slightly different, now’s the perfect time to do that,” he added.\u003cbr>\n[ad fullwidth]\u003c/p>\n\u003ch2>\u003ca id=\"resume\">\u003c/a>Don’t stress if your résumé isn’t recently updated\u003c/h2>\n\u003cp>You’ve probably heard the career advice that it’s a good idea to always keep your résumé up to date — something that came up several times on \u003ca href=\"https://www.reddit.com/r/bayarea/comments/11rexqm/layoffs_what_do_you_wish_you_knew_what_advice_do/\">our Reddit thread about layoff advice\u003c/a>.\u003c/p>\n\u003cp>But Govin says his personal “résumé philosophy” actually goes against this common advice, to an extent — and that you shouldn’t necessarily feel bad if you’re starting a job hunt with a résumé that’s gathered a little dust. For him, “the reality is, your résumé is going to look different every time you need it — so it’s actually not a bad thing to create your résumé from scratch when you need it.”\u003c/p>\n\u003cp>[aside label='More Guides from KQED' tag='kqed-guides']After you’ve taken time to reflect on your next career move, making a fresh résumé — rather than refreshing an old one — will allow you to “design your résumé and target it towards what you want to do next,” advised Govin. “And it might not be what you’re doing now. It might be slightly different.” This way, he said, “you create it with where you are now, and where you want to go next, as the basis.”\u003c/p>\n\u003cp>This isn’t to say that keeping your résumé fairly up to date is bad advice, Govin said, but you might find it even more helpful to see it more as keeping “a record of all the things that you’ve done in your career” as an ongoing list, not necessarily in the format of a résumé.\u003c/p>\n\u003cp>“It can just be a simple … bulleted list of all of your accomplishments that you can refer to, and remind yourself of all the things that you’ve accomplished,” he explained. This confidence-boosting approach will also send you into your job hunt with clear objectives, and make you feel like more of an active participant in the process.\u003c/p>\n\u003ch2>Decide whether you can afford to wait for the ‘perfect’ new job — or whether you need to start earning quickly\u003c/h2>\n\u003cp>Not everyone can afford to take a break from working while they look for the right new full-time opportunity.\u003c/p>\n\u003cp>If you’re in this position, and you need to start making money again right now, Govin recommended you work to find \u003cem>something\u003c/em> that lets you do that — “whether it’s a consulting job, contract work or freelance work.”\u003c/p>\n\u003cp>And don’t overthink it: “Find something to close the gap so that you can get income coming in, so you don’t have to worry,” said Govin. “It can be very detrimental in your job hunt if you are constantly worried about when you’re going to get your next job, when the money’s going to start coming back in.”\u003c/p>\n\u003cp>Stay realistic in this situation: Your stop-gap earning opportunity “doesn’t have to be your final job, doesn’t have to be your dream job,” said Govin. It just has to be “something to close the gap, so that then you can focus on finding your full-time job without the stress that comes with being worried about the money.” \u003ca href=\"https://www.kqed.org/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job\">Read more about how to save money after a layoff.\u003c/a>\u003c/p>\n\u003cfigure id=\"attachment_11949833\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-11949833\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-scaled.jpg\" alt=\"A man wearing construction gear stands in the street, near a work area, and talks to another man that is sitting inside a truck.\" width=\"2560\" height=\"1707\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-scaled.jpg 2560w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-800x533.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-1020x680.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-1536x1024.jpg 1536w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-2048x1365.jpg 2048w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-1920x1280.jpg 1920w\" sizes=\"(max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">If you’re reaching out to your friends and former colleagues to look for job opportunities, it may be best to contact people individually to explain what you’re looking for. \u003ccite>(Markus Bernhard/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>\u003ca id=\"networks\">\u003c/a>Activate your networks (without spamming people)\u003c/h2>\n\u003cp>This is another piece of common job-hunting advice you might have heard before: Immediately let your friends and professional networks know you’re looking for a new job. But how can you do this in a way that actually works — and doesn’t put the people you know in an uncomfortable position?\u003c/p>\n\u003cp>First, says Govin, don’t reach out to anyone until you’ve done that internal work of establishing what you want your next job to look like. Next, he recommended that instead of “blasting out a message on social media, whether it’s LinkedIn or elsewhere, saying, ‘Hey, I’m looking for a job,’” a more effective way might be to reach out to people individually.\u003c/p>\n\u003cp>He recommends that you lead with honesty and clarity in these messages — especially if this is the first time you’re reaching out to people in a while — and tell them:\u003c/p>\n\u003cul>\n\u003cli>You’re on the market for a new job, and are actively seeking new opportunities.\u003c/li>\n\u003cli>What kind of opportunities you’re looking for.\u003c/li>\n\u003cli>You’d love to hear back from them if they know of any opportunities that match.\u003c/li>\n\u003c/ul>\n\u003cp>Get in touch with as many people as you can one-on-one, says Govin — and remember that most of them will \u003cem>want\u003c/em> to be of assistance. “You likely have a lot of friends and former colleagues that are more than happy to help you, and keep an eye out and an ear out for opportunities,” he said.\u003c/p>\n\u003ch2>Speaking of networks: Form a support group\u003c/h2>\n\u003cp>If you were part of a larger layoff, you just became one of many people going through the same situation. “Take advantage of that,” advised Govin. “Use them as support. Use them as part of your community, and help each other out as you’re going through the next step in your career.”\u003c/p>\n\u003cp>Not only is this kind of community key for potentially connecting you with new opportunities, but it can also offer you invaluable \u003ca href=\"https://www.kqed.org/news/11949674/layoffs-mental-health-lost-job-self-care\">emotional support and boost your morale\u003c/a> — proving you’re not alone in this. It can also be empowering to give back this kind of support to others in the same situation.\u003c/p>\n\u003cp>Leaning on a support group of people in the same boat will also relieve some of the pressure from within your personal life, says Govin. “There’s only so much that your family and your friends want to hear about your job hunt,” he said, “so find a group of people who really can relate and who are there to support you and guide you through the process.”\u003c/p>\n\u003cfigure id=\"attachment_11949839\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-11949839\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-scaled.jpg\" alt=\"Man with beard and glasses looks at his phone screen while sitting next to a desk.\" width=\"2560\" height=\"1709\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-scaled.jpg 2560w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-800x534.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-1020x681.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-1536x1025.jpg 1536w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-2048x1367.jpg 2048w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-1920x1281.jpg 1920w\" sizes=\"(max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">‘Treat the job hunt like a marathon, not a sprint,’ said career coach Horst Govin, adding that it’s important to set time aside to do the things that fulfill you. \u003ccite>(10'000 Hours/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>\u003ca id=\"scrolling\">\u003c/a>Endlessly scrolling job listings online isn’t good for you — or your search\u003c/h2>\n\u003cp>Govin says he advises his clients \u003cem>against\u003c/em> searching for jobs every single day. While new jobs get posted constantly, “it’s not productive to be spending all of your time poring through posted jobs on job boards or LinkedIn or other sites,” he said.\u003c/p>\n\u003cp>Instead, Govin advised that you “dedicate a lot of time once a week to do that.” He suggests Thursdays as a good day for this, in which you can set aside a few hours and review all the new postings that have come online since the previous Thursday. “That way,” he said, “you’re batching all that effort into one time a week,” and containing it to two or three hours.\u003c/p>\n\u003cp>[pullquote align=\"right\" size=\"medium\" citation=\"Horst Govin, career coach\"]‘Treat the job hunt like a marathon, not a sprint … you really need to preserve your energy and your time.’[/pullquote]Not only can this approach be beneficial to your emotional health — rather than overwhelming you with endlessly scrolling job posts — but it also frees up the rest of your week to focus on other types of job search activities, said Govin. “Responding to job ads is only one way of looking for a job — and in many cases, it’s the least effective, because there are so many other applicants that you’re competing with.”\u003c/p>\n\u003cp>A more “diversified job search strategy” might also encompass “leveraging your network, reaching out to contacts, being very targeted and looking for very specific roles at companies that you’re interested in or working with people that you want to work with,” recommended Govin.\u003c/p>\n\u003cp>“Treat the job hunt like a marathon, not a sprint,” he said. “You really need to preserve your energy and your time.” Treating your job hunt like a job also means fully logging off once you’ve done your part for the day, and doing the things that fulfill you: spending time with loved ones, hobbies, exercise or spending time outdoors.\u003c/p>\n\u003cp>This period of job hunting is temporary, and has an end point: when you finally find your next opportunity. But until then, “you have to pace yourself. You have to take time out to do things that will nurture you,” said Govin, adding that you’ll want to “do whatever you can to just keep every other aspect of your life on a positive level.” \u003ca href=\"https://www.kqed.org/news/11949674/layoffs-mental-health-lost-job-self-care\">Read more tips for taking care of your mental health during a job search. \u003c/a>\u003c/p>\n\u003ch2>Finally, keep perspective — the job market is ‘a numbers game’\u003c/h2>\n\u003cp>You’re going to get frustrated with applying to jobs you never hear back about, said Govin, and that’s all part of the process. Like many people who have been laid off recently, you’re getting back out there — which means you’re now one of a lot of people on the job market.\u003c/p>\n\u003cp>Even if you’ve spent a long time polishing your résumé and crafting a killer application, the truth, said Govin, “is when you submit an application, you’re basically dropping an envelope in a black box. And sometimes that black box turns into a black hole — and it’s gone.”\u003c/p>\n\u003cp>So how do you keep moving forward when it feels like you’re not moving forward in your job search? Just like it’s important to realize that getting laid off wasn’t your fault, you need to also acknowledge that not hearing back from job applications “has nothing to do with you,” said Govin.\u003c/p>\n\u003cp>[pullquote align=\"right\" size=\"medium\" citation=\"Horst Govin, career coach\"]‘Keep playing the numbers game — until you find the opportunity where \u003cem>you\u003c/em> become the one who gets the job.’[/pullquote]“There might be 500 other people applying for the same job,” he said, meaning that the hiring manager on the other end has “an incredible, Herculean task” to sort through them all. “I wouldn’t want to be in that role, either, because how do you sort through that?” said Govin. “How do you find the one or two or three people who are perfect for that job?”\u003c/p>\n\u003cp>“I always tell my clients: The job hunt is a numbers game,” he said. “For every job out there, if there are a hundred applicants, only one person is going to get the job. And 99 people are not going to get the job. And in most cases, you’re going to be one of the 99 people.”\u003c/p>\n\u003cp>So as tiring as it feels, he said, “you have to keep playing the numbers game — until you find the opportunity where \u003cem>you\u003c/em> become the one who gets the job.”\u003c/p>\n\u003cp>Make sure to read the rest of our KQED guides about other steps you can take after a layoff to better support yourself and those who depend on you:\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949674/layoffs-mental-health-lost-job-self-care\">How to Prioritize Your Mental Health After Losing Your Job, From Telling Family to Self-Care\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949192/layoffs-unemployment-benefits-health-insurance-calfresh\">From Unemployment Benefits to Health Insurance, the Steps to Take ASAP\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job\">How to Save More Money After Losing Your Job\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch2>\u003ca id=\"tellus\">\u003c/a>Tell us: What else do you need information about?\u003c/h2>\n\u003cp>At KQED News, we know that it can sometimes be hard to track down the answers to navigate life in the Bay Area in 2023. We’ve published \u003ca href=\"https://www.kqed.org/news/tag/coronavirus-resources-and-explainers\">clear, helpful explainers and guides about issues like COVID\u003c/a>, \u003ca href=\"https://www.kqed.org/news/11936674/how-to-prepare-for-this-weeks-atmospheric-river-storm-sandbags-emergency-kits-and-more\">how to cope with intense winter weather\u003c/a> and \u003ca href=\"https://www.kqed.org/news/11821950/how-to-safely-attend-a-protest-in-the-bay-area\">how to exercise your right to protest safely\u003c/a>.\u003c/p>\n\u003cp>So tell us: What do you need to know more about? Tell us, and you could see your question answered online or on social media. What you submit will make our reporting stronger, and help us decide what to cover here on our site, and on KQED Public Radio, too.\u003c/p>\n\u003cp>[hearken id=\"10483\" src=\"https://modules.wearehearken.com/kqed/embed/10483.js\"]\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n","blocks":[],"excerpt":"Finding a new job can be exhausting, but there are some things you can do to boost your chances of finding your next opportunity faster.","status":"publish","parent":0,"modified":1684507601,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":true,"hasPolis":false,"paragraphCount":51,"wordCount":3254},"headData":{"title":"Layoffs: The Best Ways to Find a New Job, According to an Expert | KQED","description":"Finding a new job can be exhausting, but there are some things you can do to boost your chances of finding your next opportunity faster.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"excludeFromSiteSearch":"Include","articleAge":"0","path":"/news/11949801/layoffs-the-best-ways-to-find-a-new-job-according-to-an-expert","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cem>This guide is part of the KQED News series \u003cstrong>\u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff.\u003c/a>\u003c/strong>\u003c/em>\u003c/p>\n\u003cp>If you’ve just been laid off, how can you embark on finding a new job — especially if it’s been a while? How fast should you move, and where should you look?\u003c/p>\n\u003cp>Along with \u003ca href=\"https://www.kqed.org/news/11949192/layoffs-unemployment-benefits-health-insurance-calfresh\">how to apply for unemployment benefits\u003c/a> and \u003ca href=\"https://www.kqed.org/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job\">how to save money\u003c/a>, how to find a new job — preferably one you’ll actually enjoy — is top of mind for many people after a layoff. But it’s not always easy.\u003c/p>\n\u003cp>So, KQED spoke to \u003ca href=\"https://jobhuntbootcamp.com/\">Bay Area-based career coach Horst Govin\u003c/a>, who runs the job-hunting program Job Hunt Bootcamp, about the most effective, productive ways to find your next job, how to approach updating your résumé and the best methods for reaching out to other people about job opportunities — plus how to retain your peace during what can be an often-frustrating process.\u003c/p>\n\u003cp>\u003cstrong>Jump straight to:\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>\u003ca href=\"#resume\">\u003cstrong>How to tackle your résumé\u003c/strong>\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"#networks\">\u003cstrong>How to activate your networks (without spamming people)\u003c/strong>\u003c/a>\u003c/li>\n\u003cli>\u003ca href=\"#scrolling\">\u003cstrong>Why endlessly scrolling job listings probably won’t work\u003c/strong>\u003c/a>\u003c/li>\n\u003c/ul>\n\u003ch2>Don’t take it personally\u003c/h2>\n\u003cp>If getting laid off has you truly freaked out, Govin says it’s important to know this is a completely natural reaction. “For a lot of people, and especially for people who it’s their first experience being laid off, \u003ca href=\"https://www.kqed.org/news/11949674/layoffs-mental-health-lost-job-self-care\">the initial reaction is, ‘Oh, my God, what did I do wrong?\u003c/a> What’s wrong with me? How can I let this happen to myself?’” he said.\u003c/p>\n\u003cp>As hard as it might initially feel, you \u003cem>have\u003c/em> to let go of this feeling to be able to move forward effectively and find that next job, Govin said: “This has nothing to do with you. This is a decision that was made at a much higher level.”\u003c/p>\n\u003cp>As horrible as a layoff feels, “this is a routine matter in business,” stressed Govin. “It happens all the time, and it happens to a lot of people.” So blaming yourself, or thinking this means you were bad at your job, is just not accurate, he said: “Sometimes businesses grow too quickly. Sometimes businesses don’t plan appropriately.”\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#tellus\">Tell us: What else do you need information about right now?\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>“And in many cases, the decision to lay off is made by somebody who made a mistake prior to the layoff and now is correcting that mistake with the layoff,” said Govin. “Or it’s the remains of a situation that’s out of anyone’s control — like the market.”\u003c/p>\n\u003cp>Realizing this doesn’t bring your job back, of course, or change the fact that other folks kept their jobs and you didn’t. But if you’re able to ground yourself, and truly understand that this wasn’t something you caused, “you can come back to where you are, from a place of security and confidence,” said Govin — and be in a much stronger position to make your next career move.\u003c/p>\n\u003cfigure id=\"attachment_11949809\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-11949809\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-scaled.jpg\" alt=\"Young businesswoman looks at a computer screen thoughtfully.\" width=\"2560\" height=\"1707\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-scaled.jpg 2560w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-800x533.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-1020x680.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-1536x1024.jpg 1536w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-2048x1365.jpg 2048w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-867421140-1920x1280.jpg 1920w\" sizes=\"(max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">If you can give yourself some time before starting the job search, reflect on where you’ve been and where you want to go next in your career. \u003ccite>(Luis Alvarez/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>Pause — if you can — and take control of your search\u003c/h2>\n\u003cp>When you lose your job, you may feel like you have to start looking for a new one immediately. But if you’re at all able to “just hit the pause button” at this moment, said Govin, you should — and use this as an opportunity to work out where you are, and “do whatever you need to do.”\u003c/p>\n\u003cp>For some, that might be taking some time to properly deal with the emotional fallout of losing a job. “If you’re having a hard time, take some time and try to reconcile what’s happened,” advised Govin.\u003c/p>\n\u003cp>For others, this might be a time to consider the unexpected upsides of what’s happened — even if this situation wasn’t exactly of your own choosing.\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"‘If you’ve always been dreaming about pursuing something, either a slight step up or slightly different, now’s the perfect time to do that.’","name":"pullquote","attributes":{"named":{"align":"right","size":"medium","citation":"Horst Govin, career coach","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>“In some cases, a layoff can be a blessing in disguise,” said Govin. “I’ve worked with people who have told me that it was the best thing that could have happened to them, because they realized that they weren’t doing exactly what they wanted to — and this gave them the opportunity, and it gave them a reason to look for something better.”\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Read more layoff advice in our \u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff \u003c/a>series\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>If you received a severance package, “consider this a gift,” said Govin. “You’ve got some time, and you can use that time to reflect on where you’ve been, what you’ve been doing, and also to think about where you want to go next.” While Govin says this kind of reflection is important for everyone who’s been affected by a layoff, having received a severance package is going to make this even more possible — because of the extra financial flexibility this could offer you.\u003c/p>\n\u003cp>Ultimately — even though “you’ve been forced to think about this now,” acknowledged Govin — this could be a moment to decide what next step feels right for you, and what you’d like to happen next in your career. Govin advises asking yourself: “What’s the trajectory that you’re on, and what’s the next best step for you? What makes sense?”\u003c/p>\n\u003cp>“If you’ve always been dreaming about pursuing something, either a slight step up or slightly different, now’s the perfect time to do that,” he added.\u003cbr>\n\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003ch2>\u003ca id=\"resume\">\u003c/a>Don’t stress if your résumé isn’t recently updated\u003c/h2>\n\u003cp>You’ve probably heard the career advice that it’s a good idea to always keep your résumé up to date — something that came up several times on \u003ca href=\"https://www.reddit.com/r/bayarea/comments/11rexqm/layoffs_what_do_you_wish_you_knew_what_advice_do/\">our Reddit thread about layoff advice\u003c/a>.\u003c/p>\n\u003cp>But Govin says his personal “résumé philosophy” actually goes against this common advice, to an extent — and that you shouldn’t necessarily feel bad if you’re starting a job hunt with a résumé that’s gathered a little dust. For him, “the reality is, your résumé is going to look different every time you need it — so it’s actually not a bad thing to create your résumé from scratch when you need it.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"label":"More Guides from KQED ","tag":"kqed-guides"},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>After you’ve taken time to reflect on your next career move, making a fresh résumé — rather than refreshing an old one — will allow you to “design your résumé and target it towards what you want to do next,” advised Govin. “And it might not be what you’re doing now. It might be slightly different.” This way, he said, “you create it with where you are now, and where you want to go next, as the basis.”\u003c/p>\n\u003cp>This isn’t to say that keeping your résumé fairly up to date is bad advice, Govin said, but you might find it even more helpful to see it more as keeping “a record of all the things that you’ve done in your career” as an ongoing list, not necessarily in the format of a résumé.\u003c/p>\n\u003cp>“It can just be a simple … bulleted list of all of your accomplishments that you can refer to, and remind yourself of all the things that you’ve accomplished,” he explained. This confidence-boosting approach will also send you into your job hunt with clear objectives, and make you feel like more of an active participant in the process.\u003c/p>\n\u003ch2>Decide whether you can afford to wait for the ‘perfect’ new job — or whether you need to start earning quickly\u003c/h2>\n\u003cp>Not everyone can afford to take a break from working while they look for the right new full-time opportunity.\u003c/p>\n\u003cp>If you’re in this position, and you need to start making money again right now, Govin recommended you work to find \u003cem>something\u003c/em> that lets you do that — “whether it’s a consulting job, contract work or freelance work.”\u003c/p>\n\u003cp>And don’t overthink it: “Find something to close the gap so that you can get income coming in, so you don’t have to worry,” said Govin. “It can be very detrimental in your job hunt if you are constantly worried about when you’re going to get your next job, when the money’s going to start coming back in.”\u003c/p>\n\u003cp>Stay realistic in this situation: Your stop-gap earning opportunity “doesn’t have to be your final job, doesn’t have to be your dream job,” said Govin. It just has to be “something to close the gap, so that then you can focus on finding your full-time job without the stress that comes with being worried about the money.” \u003ca href=\"https://www.kqed.org/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job\">Read more about how to save money after a layoff.\u003c/a>\u003c/p>\n\u003cfigure id=\"attachment_11949833\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-11949833\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-scaled.jpg\" alt=\"A man wearing construction gear stands in the street, near a work area, and talks to another man that is sitting inside a truck.\" width=\"2560\" height=\"1707\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-scaled.jpg 2560w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-800x533.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-1020x680.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-1536x1024.jpg 1536w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-2048x1365.jpg 2048w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-924872486-1920x1280.jpg 1920w\" sizes=\"(max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">If you’re reaching out to your friends and former colleagues to look for job opportunities, it may be best to contact people individually to explain what you’re looking for. \u003ccite>(Markus Bernhard/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>\u003ca id=\"networks\">\u003c/a>Activate your networks (without spamming people)\u003c/h2>\n\u003cp>This is another piece of common job-hunting advice you might have heard before: Immediately let your friends and professional networks know you’re looking for a new job. But how can you do this in a way that actually works — and doesn’t put the people you know in an uncomfortable position?\u003c/p>\n\u003cp>First, says Govin, don’t reach out to anyone until you’ve done that internal work of establishing what you want your next job to look like. Next, he recommended that instead of “blasting out a message on social media, whether it’s LinkedIn or elsewhere, saying, ‘Hey, I’m looking for a job,’” a more effective way might be to reach out to people individually.\u003c/p>\n\u003cp>He recommends that you lead with honesty and clarity in these messages — especially if this is the first time you’re reaching out to people in a while — and tell them:\u003c/p>\n\u003cul>\n\u003cli>You’re on the market for a new job, and are actively seeking new opportunities.\u003c/li>\n\u003cli>What kind of opportunities you’re looking for.\u003c/li>\n\u003cli>You’d love to hear back from them if they know of any opportunities that match.\u003c/li>\n\u003c/ul>\n\u003cp>Get in touch with as many people as you can one-on-one, says Govin — and remember that most of them will \u003cem>want\u003c/em> to be of assistance. “You likely have a lot of friends and former colleagues that are more than happy to help you, and keep an eye out and an ear out for opportunities,” he said.\u003c/p>\n\u003ch2>Speaking of networks: Form a support group\u003c/h2>\n\u003cp>If you were part of a larger layoff, you just became one of many people going through the same situation. “Take advantage of that,” advised Govin. “Use them as support. Use them as part of your community, and help each other out as you’re going through the next step in your career.”\u003c/p>\n\u003cp>Not only is this kind of community key for potentially connecting you with new opportunities, but it can also offer you invaluable \u003ca href=\"https://www.kqed.org/news/11949674/layoffs-mental-health-lost-job-self-care\">emotional support and boost your morale\u003c/a> — proving you’re not alone in this. It can also be empowering to give back this kind of support to others in the same situation.\u003c/p>\n\u003cp>Leaning on a support group of people in the same boat will also relieve some of the pressure from within your personal life, says Govin. “There’s only so much that your family and your friends want to hear about your job hunt,” he said, “so find a group of people who really can relate and who are there to support you and guide you through the process.”\u003c/p>\n\u003cfigure id=\"attachment_11949839\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-11949839\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-scaled.jpg\" alt=\"Man with beard and glasses looks at his phone screen while sitting next to a desk.\" width=\"2560\" height=\"1709\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-scaled.jpg 2560w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-800x534.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-1020x681.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-1536x1025.jpg 1536w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-2048x1367.jpg 2048w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1084167994-1920x1281.jpg 1920w\" sizes=\"(max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">‘Treat the job hunt like a marathon, not a sprint,’ said career coach Horst Govin, adding that it’s important to set time aside to do the things that fulfill you. \u003ccite>(10'000 Hours/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>\u003ca id=\"scrolling\">\u003c/a>Endlessly scrolling job listings online isn’t good for you — or your search\u003c/h2>\n\u003cp>Govin says he advises his clients \u003cem>against\u003c/em> searching for jobs every single day. While new jobs get posted constantly, “it’s not productive to be spending all of your time poring through posted jobs on job boards or LinkedIn or other sites,” he said.\u003c/p>\n\u003cp>Instead, Govin advised that you “dedicate a lot of time once a week to do that.” He suggests Thursdays as a good day for this, in which you can set aside a few hours and review all the new postings that have come online since the previous Thursday. “That way,” he said, “you’re batching all that effort into one time a week,” and containing it to two or three hours.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"‘Treat the job hunt like a marathon, not a sprint … you really need to preserve your energy and your time.’","name":"pullquote","attributes":{"named":{"align":"right","size":"medium","citation":"Horst Govin, career coach","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>Not only can this approach be beneficial to your emotional health — rather than overwhelming you with endlessly scrolling job posts — but it also frees up the rest of your week to focus on other types of job search activities, said Govin. “Responding to job ads is only one way of looking for a job — and in many cases, it’s the least effective, because there are so many other applicants that you’re competing with.”\u003c/p>\n\u003cp>A more “diversified job search strategy” might also encompass “leveraging your network, reaching out to contacts, being very targeted and looking for very specific roles at companies that you’re interested in or working with people that you want to work with,” recommended Govin.\u003c/p>\n\u003cp>“Treat the job hunt like a marathon, not a sprint,” he said. “You really need to preserve your energy and your time.” Treating your job hunt like a job also means fully logging off once you’ve done your part for the day, and doing the things that fulfill you: spending time with loved ones, hobbies, exercise or spending time outdoors.\u003c/p>\n\u003cp>This period of job hunting is temporary, and has an end point: when you finally find your next opportunity. But until then, “you have to pace yourself. You have to take time out to do things that will nurture you,” said Govin, adding that you’ll want to “do whatever you can to just keep every other aspect of your life on a positive level.” \u003ca href=\"https://www.kqed.org/news/11949674/layoffs-mental-health-lost-job-self-care\">Read more tips for taking care of your mental health during a job search. \u003c/a>\u003c/p>\n\u003ch2>Finally, keep perspective — the job market is ‘a numbers game’\u003c/h2>\n\u003cp>You’re going to get frustrated with applying to jobs you never hear back about, said Govin, and that’s all part of the process. Like many people who have been laid off recently, you’re getting back out there — which means you’re now one of a lot of people on the job market.\u003c/p>\n\u003cp>Even if you’ve spent a long time polishing your résumé and crafting a killer application, the truth, said Govin, “is when you submit an application, you’re basically dropping an envelope in a black box. And sometimes that black box turns into a black hole — and it’s gone.”\u003c/p>\n\u003cp>So how do you keep moving forward when it feels like you’re not moving forward in your job search? Just like it’s important to realize that getting laid off wasn’t your fault, you need to also acknowledge that not hearing back from job applications “has nothing to do with you,” said Govin.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"‘Keep playing the numbers game — until you find the opportunity where \u003cem>you\u003c/em> become the one who gets the job.’","name":"pullquote","attributes":{"named":{"align":"right","size":"medium","citation":"Horst Govin, career coach","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>“There might be 500 other people applying for the same job,” he said, meaning that the hiring manager on the other end has “an incredible, Herculean task” to sort through them all. “I wouldn’t want to be in that role, either, because how do you sort through that?” said Govin. “How do you find the one or two or three people who are perfect for that job?”\u003c/p>\n\u003cp>“I always tell my clients: The job hunt is a numbers game,” he said. “For every job out there, if there are a hundred applicants, only one person is going to get the job. And 99 people are not going to get the job. And in most cases, you’re going to be one of the 99 people.”\u003c/p>\n\u003cp>So as tiring as it feels, he said, “you have to keep playing the numbers game — until you find the opportunity where \u003cem>you\u003c/em> become the one who gets the job.”\u003c/p>\n\u003cp>Make sure to read the rest of our KQED guides about other steps you can take after a layoff to better support yourself and those who depend on you:\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949674/layoffs-mental-health-lost-job-self-care\">How to Prioritize Your Mental Health After Losing Your Job, From Telling Family to Self-Care\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949192/layoffs-unemployment-benefits-health-insurance-calfresh\">From Unemployment Benefits to Health Insurance, the Steps to Take ASAP\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job\">How to Save More Money After Losing Your Job\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch2>\u003ca id=\"tellus\">\u003c/a>Tell us: What else do you need information about?\u003c/h2>\n\u003cp>At KQED News, we know that it can sometimes be hard to track down the answers to navigate life in the Bay Area in 2023. We’ve published \u003ca href=\"https://www.kqed.org/news/tag/coronavirus-resources-and-explainers\">clear, helpful explainers and guides about issues like COVID\u003c/a>, \u003ca href=\"https://www.kqed.org/news/11936674/how-to-prepare-for-this-weeks-atmospheric-river-storm-sandbags-emergency-kits-and-more\">how to cope with intense winter weather\u003c/a> and \u003ca href=\"https://www.kqed.org/news/11821950/how-to-safely-attend-a-protest-in-the-bay-area\">how to exercise your right to protest safely\u003c/a>.\u003c/p>\n\u003cp>So tell us: What do you need to know more about? Tell us, and you could see your question answered online or on social media. What you submit will make our reporting stronger, and help us decide what to cover here on our site, and on KQED Public Radio, too.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"hearken","attributes":{"named":{"id":"10483","src":"https://modules.wearehearken.com/kqed/embed/10483.js","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11949801/layoffs-the-best-ways-to-find-a-new-job-according-to-an-expert","authors":["3243"],"categories":["news_1758","news_8"],"tags":["news_32707","news_28339","news_26702","news_30955","news_352","news_32053","news_631","news_32735"],"featImg":"news_11949859","label":"news"},"news_11948895":{"type":"posts","id":"news_11948895","meta":{"index":"posts_1591205157","site":"news","id":"11948895","score":null,"sort":[1684503020000]},"guestAuthors":[],"slug":"layoffs-how-to-save-more-money-after-losing-your-job","title":"Layoffs: How to Save More Money After Losing Your Job","publishDate":1684503020,"format":"standard","headTitle":"Layoffs: How to Save More Money After Losing Your Job | KQED","labelTerm":{"site":"news"},"content":"\u003cp>\u003cem>This guide is part of the KQED News series \u003cstrong>\u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff.\u003c/a>\u003c/strong>\u003c/em>\u003c/p>\n\u003cp>After a layoff, some of your friends or family members may start quizzing you about your “next moves” around job hunting. And in some cases, a person can use this next period as a chance to take a break — especially if they’ve been offered a severance package.\u003c/p>\n\u003cp>But for many folks, the primary concern after a layoff is still around how to save money — as fast as possible — without a regular source of steady income.\u003c/p>\n\u003cp>KQED spoke to \u003ca href=\"https://andreaworoch.com/\">money-saving expert Andrea Woroch\u003c/a> — whose personal finance advice for families has appeared on CNN and \u003cem>Good Morning America\u003c/em> and in \u003cem>The New York Times\u003c/em> and \u003cem>Forbes\u003c/em> — about the various ways Bay Area residents can lower their household spending.\u003c/p>\n\u003cp>Keep reading for the practical steps you can take immediately to cut your expenses after losing your job — including some you might not expect. The advice below might look like a lot — or feel especially overwhelming when you’re also trying to deal with other practical and emotional fallouts that come with losing a job. But remember: Hopefully this period will be a short one. Try tackling one tip or approach at a time.\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#tellus\">Tell us: What else do you need information about right now?\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cfigure id=\"attachment_11948899\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"wp-image-11948899 size-full\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-scaled.jpg\" alt=\"White woman and African American man sit at kitchen counter working together with a pen, paper and laptop.\" width=\"2560\" height=\"1707\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-scaled.jpg 2560w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-800x534.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-1020x680.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-1536x1024.jpg 1536w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-2048x1366.jpg 2048w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-1920x1281.jpg 1920w\" sizes=\"(max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">One recommendation from experts: If you can track where your money is going every month, you’ll be better able to identify the areas where you could start cutting back immediately. \u003ccite>(Lock Stock/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>1. Take stock of your spending\u003c/h2>\n\u003cp>“A lot of people really don’t have a dialed-in budget” for their household spending, said Woroch. If that’s you, and you’ve been affected by a job loss, “the first step you really need to take is to assess your spending,” she advised.\u003c/p>\n\u003cp>By figuring out where your money is going every month, you’ll be better able to identify the areas where you could start cutting back straightaway, says Woroch. To do this, grab your credit card and bank statements for the last few months, and make a list of the recurring purchases.\u003c/p>\n\u003cp>For “fluctuating expenses, like food, entertainment and gas,” Woroch recommended you make an estimate of how much you’re spending on those things. (An effective way is to find the total you spent on a certain type of expense — for example, eating out — and then divide that by the number of times you did it in the month.)\u003c/p>\n\u003cp>Consider using a free platform like Google Sheets to make a simple budget document that can add up your expenses. “This is going to give you a clear picture of where your money is going,” said Woroch. “And now, you can create an action plan to start cutting costs.”\u003c/p>\n\u003ch2>2. Work out where you can possibly lower your expenses\u003c/h2>\n\u003cp>To make the process of establishing a budget feel manageable, says Woroch, focus first on the nonessentials: Think expenses like entertainment (movie tickets, eating out) or clothing. By removing those — while you’re in this post-layoff situation — you’ll land on “more of a bare-bones budget, of just your essentials.”\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Read more layoff advice in our \u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff \u003c/a>series\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>But once you have that reduced budget, says Woroch, you may still find areas within your slimmed-down budget where you can save. “I think a lot of people focus most on cutting out those discretionary purchases and maybe limiting the impulse shopping and the ‘for fun’ purchases,” said Woroch, “but even on the essentials there are things that you can do. So now that you have everything outlined, you want to start making your cuts.”\u003c/p>\n\u003cp>Don’t overwhelm yourself by trying to do this all at once, cautioned Woroch: “It’s not like you have to do it all in the same day.” If you’re finding yourself feeling deluged by this process, “maybe spread it out and try to tackle one category each day,” she said.\u003cbr>\n[ad fullwidth]\u003c/p>\n\u003ch2>3. Zone in on your household bills — and subscriptions\u003c/h2>\n\u003cp>“This is actually an area [for] a saving opportunity that a lot of people don’t think about,” said Woroch, “even on those essential bills.”\u003c/p>\n\u003cp>Zone in on those recurring bills, she says, and be on the lookout for services you just don’t need, or need right now. “Look [at] your cable plan,” she explained. “Maybe this is the time to get rid of those premium movie channels, get rid of extra DVR and cable boxes in the spare bedrooms and such.”\u003c/p>\n\u003cp>Even though these savings might not seem huge, “maybe only $5 or $10 savings here and there,” Woroch said, they will all add up in your mission to cut costs during this post-layoff period.\u003c/p>\n\u003cp>[aside label='More Money-Saving Guides from KQED' tag='kqed-guides']Your next opportunity: Looking at your subscription services. An efficient way to do this is to look over the last couple of months of your credit and/or debit card statements for the company names of your subscriptions. (If you pay for any subscriptions with a money transfer service like PayPal, don’t forget to look there, too.)\u003c/p>\n\u003cp>Identify any services you don’t need and cut them, says Woroch — there might be some stuff in there you didn’t even know you’d been automatically enrolled in, perhaps after a free trial ended. “Or maybe your kids signed up for something you didn’t know about, which has happened to me,” said Woroch.\u003c/p>\n\u003cp>Your cellphone plan is a potential source of cost-cutting opportunities too. “If you have unlimited data, chances are you really don’t need it,” said Woroch — especially when you can access Wi-Fi at home, or for free at places you’re in, like malls or the airport. You can also consider switching to an online-only, low-cost wireless provider.\u003c/p>\n\u003cfigure id=\"attachment_11948898\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-11948898\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-scaled.jpg\" alt=\"A person's hand is shown unplugging an electric power cord from the wall.\" width=\"2560\" height=\"1707\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-scaled.jpg 2560w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-800x533.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-1020x680.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-1536x1024.jpg 1536w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-2048x1365.jpg 2048w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-1920x1280.jpg 1920w\" sizes=\"(max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">Some utility companies, including PG&E, offer rate plans that offer discounts for customers who reduce their energy consumption during peak hours. \u003ccite>(portostock/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>4. Lower your usage to lower your bills\u003c/h2>\n\u003cp>With energy bills, you’ll usually be paying for what you use — so finding ways to reduce your usage, even temporarily, can add up to savings.\u003c/p>\n\u003cp>Woroch recommends getting into the habit of unplugging any gadgets you’re not using and only plugging them back in to use them. Doing this, she said, “can actually cut your bill by 10%.”\u003c/p>\n\u003cp>Try to run any major household appliances outside peak hours, advised Woroch — “early in the morning, late at night.” PG&E offers Time-of-Use rate plans: \u003ca href=\"https://www.pge.com/en_US/residential/rate-plans/rate-plan-options/time-of-use-base-plan/time-of-use-plan.page\">How much you pay is based on how much energy you use, and when you use it\u003c/a>.\u003c/p>\n\u003cp>Another idea: If you have a washing machine in your home, only wash your clothing in cold water, for further savings on energy. If you have a dryer, consider switching to air-drying your clothes in a warm sunny spot indoors or outdoors. Try turning down your water heater, too.\u003c/p>\n\u003ch2>5. Look at your insurance bills\u003c/h2>\n\u003cp>A lot of people only shop around for auto insurance when they first buy a car, said Woroch, but you can get in the habit of what she calls “comparison shopping” even when that’s not the case.\u003c/p>\n\u003cp>“The reality is, rates change — they’re up now more than ever,” said Woroch, “and you could be overpaying, missing out on a cheaper option at a different provider” by not comparing what you could get elsewhere. Woroch recommends investigating insurance comparison tools online (but remember, if you sign up for a free trial to access a comparison service, just make sure you cancel it before you’re charged).\u003c/p>\n\u003cp>Woroch also notes that increasing your insurance deductible and bundling certain insurance services could also offer you savings on your plan.\u003c/p>\n\u003cp>You can also call your insurer, says Woroch, and negotiate for a lower plan by asking about:\u003c/p>\n\u003cul>\n\u003cli>Available discounts on autopay, or e-billing\u003c/li>\n\u003cli>Any new promotions on offer\u003c/li>\n\u003cli>Possible deals for being a loyal customer\u003c/li>\n\u003c/ul>\n\u003cp>By first obtaining a few speculative quotes from your insurer’s competitors, you’ll also gain information to use in the negotiation process. Yes, this might take a little time, but lowering your insurance bills will also save you money in the longer term, beyond this period after a layoff.\u003c/p>\n\u003ch2>6. Turn to secondhand for purchases\u003c/h2>\n\u003cp>After a layoff, remember to limit your impulse purchases, says Woroch. But for the things you really do need, “you really want to get savvy about how you shop,” she advised. That means thinking outside regular retail, or the places you’d normally buy something, and:\u003c/p>\n\u003cul>\n\u003cli>Consider finding the item on an online resale site, like Facebook Marketplace or Craiglist.\u003c/li>\n\u003cli>Look in a Buy Nothing group on Facebook for free items.\u003c/li>\n\u003cli>For household appliances like electronics, consider either holding off temporarily or looking at certified refurbished options if it’s a necessary purchase.\u003c/li>\n\u003cli>Look for coupons: There are sites that aggregate coupons that will usually require you to sign up first.\u003c/li>\n\u003c/ul>\n\u003cfigure id=\"attachment_11948897\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-11948897\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-scaled.jpg\" alt=\"Young woman looking up in shopping aisle whilst holding her phone\" width=\"2560\" height=\"1703\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-scaled.jpg 2560w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-800x532.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-1020x679.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-160x106.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-1536x1022.jpg 1536w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-2048x1363.jpg 2048w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-1920x1277.jpg 1920w\" sizes=\"(max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">Some supermarkets will mark down prices for food products that are approaching their expiration dates, says savings expert Andrea Woroch. \u003ccite>(Smile/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>7. Find savings on food and groceries\u003c/h2>\n\u003cp>Imposing a temporary pause on all takeout — or at least limiting it — is one way to reduce your food costs quickly after a layoff.\u003c/p>\n\u003cp>At the grocery store, at a time when food prices are higher because of inflation, one of the most effective ways to save is by limiting your impulse to over-buy, says Woroch. Even though buying in bulk may feel more cost-effective sometimes, “what’s going to happen is some of that food is going to end up in the trash — and every time you throw away any food, it’s like throwing your hard-earned dollars in the trash,” she said.\u003c/p>\n\u003cp>Instead, she advises that you plan out your meals for the week wherever possible, and “look for recipes that use overlapping ingredients — meaning they use the same ingredients so that nothing goes to waste,” Woroch said.[aside postID=\"news_11943420\" hero=\"https://ww2.kqed.org/app/uploads/sites/10/2023/03/GettyImages-1144627849-1020x680.jpg\"]“Once you have your meal plan set up, write out your shopping list, look to see what you already have at home in your fridge, freezer or pantry so you don’t double up,” she said. “And now you can figure out which grocery stores in your area have the best deals for the item on your list.”\u003c/p>\n\u003cp>Woroch also recommends what she calls “reverse meal planning” — that is, being vigilant at the store about which fresh foods are approaching their expiration dates. “A lot of stores will mark down meat, fish, poultry, even dairy that’s nearing its expiration date,” she said. And when you’ve acquired markdown food, you can then use a cooking app — or just do an online search — for recipes and meals that use those ingredients.\u003c/p>\n\u003ch2>8. Lastly, apply for the benefits you’re entitled to\u003c/h2>\n\u003cp>Remember, if your household income has been greatly reduced by you losing your job, you may be entitled to certain government benefits during this time.\u003c/p>\n\u003cp>For example, if you’re having trouble buying food, \u003ca href=\"https://www.getcalfresh.org/\">see whether you qualify for CalFresh food benefits\u003c/a> (also known as SNAP or food stamps) to support your household. If you’re already using CalFresh, a reduction in your income might make you eligible for increased monthly benefits. If that’s your situation, \u003ca href=\"https://www.cdss.ca.gov/county-offices\">contact your local social services office\u003c/a>.\u003c/p>\n\u003cp>Make sure to read the rest of our KQED guides about other steps you can take after a layoff to better support yourself and those who depend on you:\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949801/layoffs-how-to-find-a-new-job-jobhunting-tips\">The Best Ways to Find a New Job, According to an Expert\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949674/layoffs-mental-health-lost-job-self-care\">How to Prioritize Your Mental Health After Losing Your Job, From Telling Family to Self-Care\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949192/layoffs-unemployment-benefits-health-insurance-calfresh\">From Unemployment Benefits to Health Insurance, the Steps to Take ASAP\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job\">How to Save More Money After Losing Your Job\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch2>\u003ca id=\"tellus\">\u003c/a>Tell us: What else do you need information about?\u003c/h2>\n\u003cp>At KQED News, we know that it can sometimes be hard to track down the answers to navigate life in the Bay Area in 2023. We’ve published \u003ca href=\"https://www.kqed.org/news/tag/coronavirus-resources-and-explainers\">clear, helpful explainers and guides about issues like COVID\u003c/a>, \u003ca href=\"https://www.kqed.org/news/11936674/how-to-prepare-for-this-weeks-atmospheric-river-storm-sandbags-emergency-kits-and-more\">how to cope with intense winter weather\u003c/a> and \u003ca href=\"https://www.kqed.org/news/11821950/how-to-safely-attend-a-protest-in-the-bay-area\">how to exercise your right to protest safely\u003c/a>.\u003c/p>\n\u003cp>So tell us: What do you need to know more about? Tell us, and you could see your question answered online or on social media. What you submit will make our reporting stronger, and help us decide what to cover here on our site, and on KQED Public Radio, too.\u003c/p>\n\u003cp>[hearken id=\"10483\" src=\"https://modules.wearehearken.com/kqed/embed/10483.js\"]\u003cbr>\n[ad fullwidth]\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n","blocks":[],"excerpt":"After losing your job, what are some ways you can start saving money? KQED spoke to experts to understand how folks can spend less while they look for their next job.","status":"publish","parent":0,"modified":1684507508,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":true,"hasPolis":false,"paragraphCount":39,"wordCount":2256},"headData":{"title":"Layoffs: How to Save More Money After Losing Your Job | KQED","description":"After losing your job, what are some ways you can start saving money? KQED spoke to experts to understand how folks can spend less while they look for their next job.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"excludeFromSiteSearch":"Include","articleAge":"0","path":"/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cem>This guide is part of the KQED News series \u003cstrong>\u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff.\u003c/a>\u003c/strong>\u003c/em>\u003c/p>\n\u003cp>After a layoff, some of your friends or family members may start quizzing you about your “next moves” around job hunting. And in some cases, a person can use this next period as a chance to take a break — especially if they’ve been offered a severance package.\u003c/p>\n\u003cp>But for many folks, the primary concern after a layoff is still around how to save money — as fast as possible — without a regular source of steady income.\u003c/p>\n\u003cp>KQED spoke to \u003ca href=\"https://andreaworoch.com/\">money-saving expert Andrea Woroch\u003c/a> — whose personal finance advice for families has appeared on CNN and \u003cem>Good Morning America\u003c/em> and in \u003cem>The New York Times\u003c/em> and \u003cem>Forbes\u003c/em> — about the various ways Bay Area residents can lower their household spending.\u003c/p>\n\u003cp>Keep reading for the practical steps you can take immediately to cut your expenses after losing your job — including some you might not expect. The advice below might look like a lot — or feel especially overwhelming when you’re also trying to deal with other practical and emotional fallouts that come with losing a job. But remember: Hopefully this period will be a short one. Try tackling one tip or approach at a time.\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"#tellus\">Tell us: What else do you need information about right now?\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cfigure id=\"attachment_11948899\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"wp-image-11948899 size-full\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-scaled.jpg\" alt=\"White woman and African American man sit at kitchen counter working together with a pen, paper and laptop.\" width=\"2560\" height=\"1707\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-scaled.jpg 2560w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-800x534.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-1020x680.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-1536x1024.jpg 1536w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-2048x1366.jpg 2048w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1391441687-1920x1281.jpg 1920w\" sizes=\"(max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">One recommendation from experts: If you can track where your money is going every month, you’ll be better able to identify the areas where you could start cutting back immediately. \u003ccite>(Lock Stock/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>1. Take stock of your spending\u003c/h2>\n\u003cp>“A lot of people really don’t have a dialed-in budget” for their household spending, said Woroch. If that’s you, and you’ve been affected by a job loss, “the first step you really need to take is to assess your spending,” she advised.\u003c/p>\n\u003cp>By figuring out where your money is going every month, you’ll be better able to identify the areas where you could start cutting back straightaway, says Woroch. To do this, grab your credit card and bank statements for the last few months, and make a list of the recurring purchases.\u003c/p>\n\u003cp>For “fluctuating expenses, like food, entertainment and gas,” Woroch recommended you make an estimate of how much you’re spending on those things. (An effective way is to find the total you spent on a certain type of expense — for example, eating out — and then divide that by the number of times you did it in the month.)\u003c/p>\n\u003cp>Consider using a free platform like Google Sheets to make a simple budget document that can add up your expenses. “This is going to give you a clear picture of where your money is going,” said Woroch. “And now, you can create an action plan to start cutting costs.”\u003c/p>\n\u003ch2>2. Work out where you can possibly lower your expenses\u003c/h2>\n\u003cp>To make the process of establishing a budget feel manageable, says Woroch, focus first on the nonessentials: Think expenses like entertainment (movie tickets, eating out) or clothing. By removing those — while you’re in this post-layoff situation — you’ll land on “more of a bare-bones budget, of just your essentials.”\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>Read more layoff advice in our \u003ca href=\"https://www.kqed.org/news/tag/what-to-do-after-a-layoff\">What to Do After a Layoff \u003c/a>series\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003cp>But once you have that reduced budget, says Woroch, you may still find areas within your slimmed-down budget where you can save. “I think a lot of people focus most on cutting out those discretionary purchases and maybe limiting the impulse shopping and the ‘for fun’ purchases,” said Woroch, “but even on the essentials there are things that you can do. So now that you have everything outlined, you want to start making your cuts.”\u003c/p>\n\u003cp>Don’t overwhelm yourself by trying to do this all at once, cautioned Woroch: “It’s not like you have to do it all in the same day.” If you’re finding yourself feeling deluged by this process, “maybe spread it out and try to tackle one category each day,” she said.\u003cbr>\n\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003ch2>3. Zone in on your household bills — and subscriptions\u003c/h2>\n\u003cp>“This is actually an area [for] a saving opportunity that a lot of people don’t think about,” said Woroch, “even on those essential bills.”\u003c/p>\n\u003cp>Zone in on those recurring bills, she says, and be on the lookout for services you just don’t need, or need right now. “Look [at] your cable plan,” she explained. “Maybe this is the time to get rid of those premium movie channels, get rid of extra DVR and cable boxes in the spare bedrooms and such.”\u003c/p>\n\u003cp>Even though these savings might not seem huge, “maybe only $5 or $10 savings here and there,” Woroch said, they will all add up in your mission to cut costs during this post-layoff period.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"label":"More Money-Saving Guides from KQED ","tag":"kqed-guides"},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>Your next opportunity: Looking at your subscription services. An efficient way to do this is to look over the last couple of months of your credit and/or debit card statements for the company names of your subscriptions. (If you pay for any subscriptions with a money transfer service like PayPal, don’t forget to look there, too.)\u003c/p>\n\u003cp>Identify any services you don’t need and cut them, says Woroch — there might be some stuff in there you didn’t even know you’d been automatically enrolled in, perhaps after a free trial ended. “Or maybe your kids signed up for something you didn’t know about, which has happened to me,” said Woroch.\u003c/p>\n\u003cp>Your cellphone plan is a potential source of cost-cutting opportunities too. “If you have unlimited data, chances are you really don’t need it,” said Woroch — especially when you can access Wi-Fi at home, or for free at places you’re in, like malls or the airport. You can also consider switching to an online-only, low-cost wireless provider.\u003c/p>\n\u003cfigure id=\"attachment_11948898\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-11948898\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-scaled.jpg\" alt=\"A person's hand is shown unplugging an electric power cord from the wall.\" width=\"2560\" height=\"1707\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-scaled.jpg 2560w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-800x533.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-1020x680.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-1536x1024.jpg 1536w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-2048x1365.jpg 2048w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1407860632-1920x1280.jpg 1920w\" sizes=\"(max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">Some utility companies, including PG&E, offer rate plans that offer discounts for customers who reduce their energy consumption during peak hours. \u003ccite>(portostock/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>4. Lower your usage to lower your bills\u003c/h2>\n\u003cp>With energy bills, you’ll usually be paying for what you use — so finding ways to reduce your usage, even temporarily, can add up to savings.\u003c/p>\n\u003cp>Woroch recommends getting into the habit of unplugging any gadgets you’re not using and only plugging them back in to use them. Doing this, she said, “can actually cut your bill by 10%.”\u003c/p>\n\u003cp>Try to run any major household appliances outside peak hours, advised Woroch — “early in the morning, late at night.” PG&E offers Time-of-Use rate plans: \u003ca href=\"https://www.pge.com/en_US/residential/rate-plans/rate-plan-options/time-of-use-base-plan/time-of-use-plan.page\">How much you pay is based on how much energy you use, and when you use it\u003c/a>.\u003c/p>\n\u003cp>Another idea: If you have a washing machine in your home, only wash your clothing in cold water, for further savings on energy. If you have a dryer, consider switching to air-drying your clothes in a warm sunny spot indoors or outdoors. Try turning down your water heater, too.\u003c/p>\n\u003ch2>5. Look at your insurance bills\u003c/h2>\n\u003cp>A lot of people only shop around for auto insurance when they first buy a car, said Woroch, but you can get in the habit of what she calls “comparison shopping” even when that’s not the case.\u003c/p>\n\u003cp>“The reality is, rates change — they’re up now more than ever,” said Woroch, “and you could be overpaying, missing out on a cheaper option at a different provider” by not comparing what you could get elsewhere. Woroch recommends investigating insurance comparison tools online (but remember, if you sign up for a free trial to access a comparison service, just make sure you cancel it before you’re charged).\u003c/p>\n\u003cp>Woroch also notes that increasing your insurance deductible and bundling certain insurance services could also offer you savings on your plan.\u003c/p>\n\u003cp>You can also call your insurer, says Woroch, and negotiate for a lower plan by asking about:\u003c/p>\n\u003cul>\n\u003cli>Available discounts on autopay, or e-billing\u003c/li>\n\u003cli>Any new promotions on offer\u003c/li>\n\u003cli>Possible deals for being a loyal customer\u003c/li>\n\u003c/ul>\n\u003cp>By first obtaining a few speculative quotes from your insurer’s competitors, you’ll also gain information to use in the negotiation process. Yes, this might take a little time, but lowering your insurance bills will also save you money in the longer term, beyond this period after a layoff.\u003c/p>\n\u003ch2>6. Turn to secondhand for purchases\u003c/h2>\n\u003cp>After a layoff, remember to limit your impulse purchases, says Woroch. But for the things you really do need, “you really want to get savvy about how you shop,” she advised. That means thinking outside regular retail, or the places you’d normally buy something, and:\u003c/p>\n\u003cul>\n\u003cli>Consider finding the item on an online resale site, like Facebook Marketplace or Craiglist.\u003c/li>\n\u003cli>Look in a Buy Nothing group on Facebook for free items.\u003c/li>\n\u003cli>For household appliances like electronics, consider either holding off temporarily or looking at certified refurbished options if it’s a necessary purchase.\u003c/li>\n\u003cli>Look for coupons: There are sites that aggregate coupons that will usually require you to sign up first.\u003c/li>\n\u003c/ul>\n\u003cfigure id=\"attachment_11948897\" class=\"wp-caption aligncenter\" style=\"max-width: 2560px\">\u003cimg decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-11948897\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-scaled.jpg\" alt=\"Young woman looking up in shopping aisle whilst holding her phone\" width=\"2560\" height=\"1703\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-scaled.jpg 2560w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-800x532.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-1020x679.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-160x106.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-1536x1022.jpg 1536w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-2048x1363.jpg 2048w, https://ww2.kqed.org/app/uploads/sites/10/2023/05/GettyImages-1390327468-1920x1277.jpg 1920w\" sizes=\"(max-width: 2560px) 100vw, 2560px\">\u003cfigcaption class=\"wp-caption-text\">Some supermarkets will mark down prices for food products that are approaching their expiration dates, says savings expert Andrea Woroch. \u003ccite>(Smile/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003ch2>7. Find savings on food and groceries\u003c/h2>\n\u003cp>Imposing a temporary pause on all takeout — or at least limiting it — is one way to reduce your food costs quickly after a layoff.\u003c/p>\n\u003cp>At the grocery store, at a time when food prices are higher because of inflation, one of the most effective ways to save is by limiting your impulse to over-buy, says Woroch. Even though buying in bulk may feel more cost-effective sometimes, “what’s going to happen is some of that food is going to end up in the trash — and every time you throw away any food, it’s like throwing your hard-earned dollars in the trash,” she said.\u003c/p>\n\u003cp>Instead, she advises that you plan out your meals for the week wherever possible, and “look for recipes that use overlapping ingredients — meaning they use the same ingredients so that nothing goes to waste,” Woroch said.\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"postid":"news_11943420","hero":"https://ww2.kqed.org/app/uploads/sites/10/2023/03/GettyImages-1144627849-1020x680.jpg","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>“Once you have your meal plan set up, write out your shopping list, look to see what you already have at home in your fridge, freezer or pantry so you don’t double up,” she said. “And now you can figure out which grocery stores in your area have the best deals for the item on your list.”\u003c/p>\n\u003cp>Woroch also recommends what she calls “reverse meal planning” — that is, being vigilant at the store about which fresh foods are approaching their expiration dates. “A lot of stores will mark down meat, fish, poultry, even dairy that’s nearing its expiration date,” she said. And when you’ve acquired markdown food, you can then use a cooking app — or just do an online search — for recipes and meals that use those ingredients.\u003c/p>\n\u003ch2>8. Lastly, apply for the benefits you’re entitled to\u003c/h2>\n\u003cp>Remember, if your household income has been greatly reduced by you losing your job, you may be entitled to certain government benefits during this time.\u003c/p>\n\u003cp>For example, if you’re having trouble buying food, \u003ca href=\"https://www.getcalfresh.org/\">see whether you qualify for CalFresh food benefits\u003c/a> (also known as SNAP or food stamps) to support your household. If you’re already using CalFresh, a reduction in your income might make you eligible for increased monthly benefits. If that’s your situation, \u003ca href=\"https://www.cdss.ca.gov/county-offices\">contact your local social services office\u003c/a>.\u003c/p>\n\u003cp>Make sure to read the rest of our KQED guides about other steps you can take after a layoff to better support yourself and those who depend on you:\u003c/p>\n\u003cul>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949801/layoffs-how-to-find-a-new-job-jobhunting-tips\">The Best Ways to Find a New Job, According to an Expert\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949674/layoffs-mental-health-lost-job-self-care\">How to Prioritize Your Mental Health After Losing Your Job, From Telling Family to Self-Care\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11949192/layoffs-unemployment-benefits-health-insurance-calfresh\">From Unemployment Benefits to Health Insurance, the Steps to Take ASAP\u003c/a>\u003c/strong>\u003c/li>\n\u003cli>\u003cstrong>\u003ca href=\"https://www.kqed.org/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job\">How to Save More Money After Losing Your Job\u003c/a>\u003c/strong>\u003c/li>\n\u003c/ul>\n\u003ch2>\u003ca id=\"tellus\">\u003c/a>Tell us: What else do you need information about?\u003c/h2>\n\u003cp>At KQED News, we know that it can sometimes be hard to track down the answers to navigate life in the Bay Area in 2023. We’ve published \u003ca href=\"https://www.kqed.org/news/tag/coronavirus-resources-and-explainers\">clear, helpful explainers and guides about issues like COVID\u003c/a>, \u003ca href=\"https://www.kqed.org/news/11936674/how-to-prepare-for-this-weeks-atmospheric-river-storm-sandbags-emergency-kits-and-more\">how to cope with intense winter weather\u003c/a> and \u003ca href=\"https://www.kqed.org/news/11821950/how-to-safely-attend-a-protest-in-the-bay-area\">how to exercise your right to protest safely\u003c/a>.\u003c/p>\n\u003cp>So tell us: What do you need to know more about? Tell us, and you could see your question answered online or on social media. What you submit will make our reporting stronger, and help us decide what to cover here on our site, and on KQED Public Radio, too.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"hearken","attributes":{"named":{"id":"10483","src":"https://modules.wearehearken.com/kqed/embed/10483.js","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cbr>\n\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11948895/layoffs-how-to-save-more-money-after-losing-your-job","authors":["3243"],"categories":["news_28250","news_8"],"tags":["news_32707","news_18538","news_23333","news_26702","news_352","news_32053","news_32713","news_32712","news_631","news_32714","news_32735"],"featImg":"news_11949130","label":"news"},"news_11939910":{"type":"posts","id":"news_11939910","meta":{"index":"posts_1591205157","site":"news","id":"11939910","score":null,"sort":[1675249201000]},"guestAuthors":[],"slug":"a-layoff-spree-at-bay-area-tech-companies","title":"A Layoff Spree At Bay Area Tech Companies","publishDate":1675249201,"format":"audio","headTitle":"A Layoff Spree At Bay Area Tech Companies | KQED","labelTerm":{},"content":"\u003cp>\u003cspan style=\"font-weight: 400\">You’ve seen the news by now: tech companies are laying people off in droves. Nearly 60,000 people have been laid off from Bay Area-based tech companies since November 2022, according to the latest estimates from Layoffs.fyi, \u003c/span>\u003cspan style=\"font-weight: 400\">a website that has tracked tech layoffs since the start of the pandemic\u003c/span>\u003cspan style=\"font-weight: 400\">. \u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Companies cite everything from the need to cut costs, to over-hiring during the pandemic, to fears of a looming recession. \u003c/span>\u003cspan style=\"font-weight: 400\">But what’s really going on? And what does it mean for the tens of thousands of people who once worked in an industry that is famous for the perks, fancy offices, high pay, and stability?\u003c/span>\u003c/p>\n\u003cp>\u003cb>Guest:\u003c/b> \u003cspan style=\"font-weight: 400\">\u003ca href=\"https://twitter.com/KevinNguyen_89\">Kevin Vu Nguyen\u003c/a>, Bay Area journalist whose work has appeared in the SF Standard, the Sacramento Bee, and the Guardian\u003c/span>\u003c/p>\n\u003cp>\u003c!-- iframe plugin v.4.3 wordpress.org/plugins/iframe/ -->\u003cbr>\n\u003ciframe loading=\"lazy\" frameborder=\"0\" height=\"200\" scrolling=\"no\" src=\"https://playlist.megaphone.fm/?e=KQINC6949236508\" width=\"100%\" class=\"iframe-class\">\u003c/iframe>\u003c/p>\n\u003cp>\u003ca href=\"http://bit.ly/3YfiFKk\" target=\"_blank\" rel=\"noopener\">\u003cem>Episode Transcript\u003c/em>\u003c/a>\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003cstrong>Links:\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>READ: \u003cstrong>\u003ca href=\"https://sfstandard.com/business/laid-off-tech-workers-are-bracing-for-a-difficult-future/\">Laid-Off Tech Workers Are Bracing for a Difficult Future\u003c/a>,\u003c/strong> by Kevin V. Nguyen\n\u003cdiv class=\"flex flex-col text-sm\">\u003c/div>\n\u003c/li>\n\u003cli>LISTEN: \u003ca href=\"https://www.kqed.org/news/11933923/a-frantic-job-hunt-for-h-1b-visa-holders-in-tech\">\u003cstrong>A Frantic Job Hunt for H-1B Visa Holders in Tech\u003c/strong>\u003c/a>, by Ericka Cruz Guevarra, Rachael Myrow, and Alan Montecillo\n\u003cdiv>\n\u003cdiv class=\"routes-Site-routes-Post-components-Post-components-PostListen-___PostListen__articleListen\">\u003c/div>\n\u003c/div>\n\u003c/li>\n\u003c/ul>\n\n","blocks":[],"excerpt":null,"status":"publish","parent":0,"modified":1700682890,"stats":{"hasAudio":true,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":8,"wordCount":175},"headData":{"title":"A Layoff Spree At Bay Area Tech Companies | KQED","description":"You’ve seen the news by now: tech companies are laying people off in droves. Nearly 60,000 people have been laid off from Bay Area-based tech companies since November 2022, according to the latest estimates from Layoffs.fyi, a website that has tracked tech layoffs since the start of the pandemic. Companies cite everything from the need","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"source":"The Bay","sourceUrl":"https://www.kqed.org/podcasts/thebay","audioUrl":"https://www.podtrac.com/pts/redirect.mp3/chrt.fm/track/A511B8/traffic.megaphone.fm/KQINC6949236508.mp3?updated=1675212562","excludeFromSiteSearch":"Include","articleAge":"0","path":"/news/11939910/a-layoff-spree-at-bay-area-tech-companies","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cspan style=\"font-weight: 400\">You’ve seen the news by now: tech companies are laying people off in droves. Nearly 60,000 people have been laid off from Bay Area-based tech companies since November 2022, according to the latest estimates from Layoffs.fyi, \u003c/span>\u003cspan style=\"font-weight: 400\">a website that has tracked tech layoffs since the start of the pandemic\u003c/span>\u003cspan style=\"font-weight: 400\">. \u003c/span>\u003c/p>\n\u003cp>\u003cspan style=\"font-weight: 400\">Companies cite everything from the need to cut costs, to over-hiring during the pandemic, to fears of a looming recession. \u003c/span>\u003cspan style=\"font-weight: 400\">But what’s really going on? And what does it mean for the tens of thousands of people who once worked in an industry that is famous for the perks, fancy offices, high pay, and stability?\u003c/span>\u003c/p>\n\u003cp>\u003cb>Guest:\u003c/b> \u003cspan style=\"font-weight: 400\">\u003ca href=\"https://twitter.com/KevinNguyen_89\">Kevin Vu Nguyen\u003c/a>, Bay Area journalist whose work has appeared in the SF Standard, the Sacramento Bee, and the Guardian\u003c/span>\u003c/p>\n\u003cp>\u003c!-- iframe plugin v.4.3 wordpress.org/plugins/iframe/ -->\u003cbr>\n\u003ciframe loading=\"lazy\" frameborder=\"0\" height=\"200\" scrolling=\"no\" src=\"https://playlist.megaphone.fm/?e=KQINC6949236508\" width=\"100%\" class=\"iframe-class\">\u003c/iframe>\u003c/p>\n\u003cp>\u003ca href=\"http://bit.ly/3YfiFKk\" target=\"_blank\" rel=\"noopener\">\u003cem>Episode Transcript\u003c/em>\u003c/a>\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003cstrong>Links:\u003c/strong>\u003c/p>\n\u003cul>\n\u003cli>READ: \u003cstrong>\u003ca href=\"https://sfstandard.com/business/laid-off-tech-workers-are-bracing-for-a-difficult-future/\">Laid-Off Tech Workers Are Bracing for a Difficult Future\u003c/a>,\u003c/strong> by Kevin V. Nguyen\n\u003cdiv class=\"flex flex-col text-sm\">\u003c/div>\n\u003c/li>\n\u003cli>LISTEN: \u003ca href=\"https://www.kqed.org/news/11933923/a-frantic-job-hunt-for-h-1b-visa-holders-in-tech\">\u003cstrong>A Frantic Job Hunt for H-1B Visa Holders in Tech\u003c/strong>\u003c/a>, by Ericka Cruz Guevarra, Rachael Myrow, and Alan Montecillo\n\u003cdiv>\n\u003cdiv class=\"routes-Site-routes-Post-components-Post-components-PostListen-___PostListen__articleListen\">\u003c/div>\n\u003c/div>\n\u003c/li>\n\u003c/ul>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11939910/a-layoff-spree-at-bay-area-tech-companies","authors":["8654","11802","11649"],"programs":["news_28779"],"categories":["news_8","news_33520"],"tags":["news_28321","news_3897","news_93","news_352","news_353","news_22598","news_32018"],"featImg":"news_11939911","label":"source_news_11939910"}},"programsReducer":{"possible":{"id":"possible","title":"Possible","info":"Possible is hosted by entrepreneur Reid Hoffman and writer Aria Finger. Together in Possible, Hoffman and Finger lead enlightening discussions about building a brighter collective future. The show features interviews with visionary guests like Trevor Noah, Sam Altman and Janette Sadik-Khan. Possible paints an optimistic portrait of the world we can create through science, policy, business, art and our shared humanity. It asks: What if everything goes right for once? How can we get there? 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You can also visit the MindShift website for episodes and supplemental blog posts or tweet us \u003ca href=\"https://twitter.com/MindShiftKQED\">@MindShiftKQED\u003c/a> or visit us at \u003ca href=\"/mindshift\">MindShift.KQED.org\u003c/a>","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2024/04/Mindshift-Podcast-Tile-703x703-1.jpg","imageAlt":"KQED MindShift: How We Will Learn","officialWebsiteLink":"/mindshift/","meta":{"site":"news","source":"kqed","order":"2"},"link":"/podcasts/mindshift","subscribe":{"apple":"https://podcasts.apple.com/us/podcast/mindshift-podcast/id1078765985","google":"https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5tZWdhcGhvbmUuZm0vS1FJTkM1NzY0NjAwNDI5","npr":"https://www.npr.org/podcasts/464615685/mind-shift-podcast","stitcher":"https://www.stitcher.com/podcast/kqed/stories-teachers-share","spotify":"https://open.spotify.com/show/0MxSpNYZKNprFLCl7eEtyx"}},"morning-edition":{"id":"morning-edition","title":"Morning Edition","info":"\u003cem>Morning Edition\u003c/em> takes listeners around the country and the world with multi-faceted stories and commentaries every weekday. 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On Our Watch brings listeners into the rooms where officers are questioned and witnesses are interrogated to find out who this system is really protecting. Is it the officers, or the public they've sworn to serve?","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2024/04/On-Our-Watch-Podcast-Tile-703x703-1.jpg","imageAlt":"On Our Watch from NPR and KQED","officialWebsiteLink":"/podcasts/onourwatch","meta":{"site":"news","source":"kqed","order":"1"},"link":"/podcasts/onourwatch","subscribe":{"apple":"https://podcasts.apple.com/podcast/id1567098962","google":"https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5ucHIub3JnLzUxMDM2MC9wb2RjYXN0LnhtbD9zYz1nb29nbGVwb2RjYXN0cw","npr":"https://rpb3r.app.goo.gl/onourwatch","spotify":"https://open.spotify.com/show/0OLWoyizopu6tY1XiuX70x","tuneIn":"https://tunein.com/radio/On-Our-Watch-p1436229/","stitcher":"https://www.stitcher.com/show/on-our-watch","rss":"https://feeds.npr.org/510360/podcast.xml"}},"on-the-media":{"id":"on-the-media","title":"On The Media","info":"Our weekly podcast explores how the media 'sausage' is made, casts an incisive eye on fluctuations in the marketplace of ideas, and examines threats to the freedom of information and expression in America and abroad. 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