'Putting Profits Over People's Lives': Climate Activists Released After Protest at Wells Fargo Headquarters
Bars With Food Are Open for 'Curbside Cocktails' — But Many Neighborhood Dives Are Hurting
Wells Fargo Officials Resign Days Before They Were Set to Testify Before Congress
Wells Fargo CEO Tim Sloan Steps Down After Rocky Tenure
Demonstrators March From Palo Alto to S.F. to Protest Wells Fargo's Fossil Fuel Investments
CEO Says Wells Fargo Has Transformed After Scandals; Lawmakers Are Skeptical
Wells Fargo to Pay $2 Billion Penalty Over Bad Information Used to Sell Mortgages
Facebook, Uber and Wells Fargo Are All Apologizing in Nationally Televised Ads
Record Fine for Wells Fargo
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He grew up in San Francisco's Mission District and has previously worked with Univision, 48 Hills and REFORMA in Mexico City.","avatar":"https://secure.gravatar.com/avatar/e95ff80bb2eaf18a8f2af4dcf7ffb54b?s=600&d=blank&r=g","twitter":"@LomeliCabrera","facebook":null,"instagram":null,"linkedin":null,"sites":[{"site":"arts","roles":["editor"]},{"site":"news","roles":["editor"]},{"site":"about","roles":["editor"]},{"site":"science","roles":["editor"]},{"site":"perspectives","roles":["editor"]},{"site":"elections","roles":["editor"]}],"headData":{"title":"Carlos Cabrera-Lomelí | KQED","description":"Community Reporter","ogImgSrc":"https://secure.gravatar.com/avatar/e95ff80bb2eaf18a8f2af4dcf7ffb54b?s=600&d=blank&r=g","twImgSrc":"https://secure.gravatar.com/avatar/e95ff80bb2eaf18a8f2af4dcf7ffb54b?s=600&d=blank&r=g"},"isLoading":false,"link":"/author/ccabreralomeli"}},"breakingNewsReducer":{},"campaignFinanceReducer":{},"firebase":{"requesting":{},"requested":{},"timestamps":{},"data":{},"ordered":{},"auth":{"isLoaded":false,"isEmpty":true},"authError":null,"profile":{"isLoaded":false,"isEmpty":true},"listeners":{"byId":{},"allIds":[]},"isInitializing":false,"errors":[]},"navBarReducer":{"navBarId":"news","fullView":true,"showPlayer":false},"navMenuReducer":{"menus":[{"key":"menu1","items":[{"name":"News","link":"/","type":"title"},{"name":"Politics","link":"/politics"},{"name":"Science","link":"/science"},{"name":"Education","link":"/educationnews"},{"name":"Housing","link":"/housing"},{"name":"Immigration","link":"/immigration"},{"name":"Criminal Justice","link":"/criminaljustice"},{"name":"Silicon Valley","link":"/siliconvalley"},{"name":"Forum","link":"/forum"},{"name":"The California Report","link":"/californiareport"}]},{"key":"menu2","items":[{"name":"Arts & Culture","link":"/arts","type":"title"},{"name":"Critics’ Picks","link":"/thedolist"},{"name":"Cultural Commentary","link":"/artscommentary"},{"name":"Food & Drink","link":"/food"},{"name":"Bay Area Hip-Hop","link":"/bayareahiphop"},{"name":"Rebel Girls","link":"/rebelgirls"},{"name":"Arts Video","link":"/artsvideos"}]},{"key":"menu3","items":[{"name":"Podcasts","link":"/podcasts","type":"title"},{"name":"Bay Curious","link":"/podcasts/baycurious"},{"name":"Rightnowish","link":"/podcasts/rightnowish"},{"name":"The Bay","link":"/podcasts/thebay"},{"name":"On Our Watch","link":"/podcasts/onourwatch"},{"name":"Mindshift","link":"/podcasts/mindshift"},{"name":"Consider This","link":"/podcasts/considerthis"},{"name":"Political Breakdown","link":"/podcasts/politicalbreakdown"}]},{"key":"menu4","items":[{"name":"Live Radio","link":"/radio","type":"title"},{"name":"TV","link":"/tv","type":"title"},{"name":"Events","link":"/events","type":"title"},{"name":"For Educators","link":"/education","type":"title"},{"name":"Support KQED","link":"/support","type":"title"},{"name":"About","link":"/about","type":"title"},{"name":"Help Center","link":"https://kqed-helpcenter.kqed.org/s","type":"title"}]}]},"pagesReducer":{},"postsReducer":{"stream_live":{"type":"live","id":"stream_live","audioUrl":"https://streams.kqed.org/kqedradio","title":"Live Stream","excerpt":"Live Stream information currently unavailable.","link":"/radio","featImg":"","label":{"name":"KQED Live","link":"/"}},"stream_kqedNewscast":{"type":"posts","id":"stream_kqedNewscast","audioUrl":"https://www.kqed.org/.stream/anon/radio/RDnews/newscast.mp3?_=1","title":"KQED Newscast","featImg":"","label":{"name":"88.5 FM","link":"/"}},"news_11912209":{"type":"posts","id":"news_11912209","meta":{"index":"posts_1591205157","site":"news","id":"11912209","score":null,"sort":[1651017181000]},"guestAuthors":[],"slug":"putting-profits-over-peoples-lives-climate-activists-released-after-protests-at-wells-fargo-headquarters","title":"'Putting Profits Over People's Lives': Climate Activists Released After Protest at Wells Fargo Headquarters","publishDate":1651017181,"format":"standard","headTitle":"KQED News","labelTerm":{"site":"news"},"content":"\u003cp>The San Francisco Police Department has confirmed that all the climate activists arrested on Monday at the Wells Fargo corporate headquarters have been released without incident. Officers arrested 19 climate activists who organized a protest at the bank's headquarters to pressure shareholders to stop the bank from further financing the fossil fuel industry.\u003c/p>\n\u003cp>At 10 a.m., several of the protesters chained themselves to an antique stagecoach on display in the lobby of the building at 420 Montgomery Street. Police quickly arrived at the scene and told KQED that officers \"developed probable cause to arrest 19 adults for trespassing.\"\u003c/p>\n\u003cp>https://twitter.com/RTBayArea/status/1518637654627082243\u003c/p>\n\u003cp>The protest was organized by a coalition of more than 20 climate justice groups, including \u003ca href=\"https://diablorisingtide.org/\">Diablo Rising Tide\u003c/a>, \u003ca href=\"http://www.1000grandmothers.com/\">1000 Grandmothers for Future Generations\u003c/a> and \u003ca href=\"https://www.youthvsapocalypse.org/\">Youth vs. Apocalypse\u003c/a>. The action came one day before Wells Fargo's annual shareholder meeting scheduled for Tuesday.\u003c/p>\n\u003cp>Shareholders will be deciding whether to adopt a resolution that commits the company to ensuring its \"lending and underwriting do not contribute to new fossil fuel development.\" The resolution was introduced by the Oakland-based conservation group the Sierra Club, which is a company shareholder.[pullquote size=\"medium\" align=\"right\" citation=\"Madeline Dawson, member, Youth vs. Apocalypse\"]'Wells Fargo is really just making decisions that are negatively impacting [children's] future and are putting profits over people's lives.'[/pullquote]\u003c/p>\n\u003cp>Madeline Dawson, a member of environmental justice group Youth vs. Apocalypse, attended the protest to pressure shareholders to support the resolution. She says that Wells Fargo continues to finance major polluters despite its promise to help cut carbon emissions worldwide. \"Wells Fargo is really just making decisions that are negatively impacting [children's] future and are putting profits over people's lives,\" she said.\u003c/p>\n\u003cp>\"[Fossil fuels are] contributing to oil spills \u003cspan style=\"font-weight: 400\">…\u003c/span> and then once this oil comes back to the United States is refined in places such as Richmond, California, right here in the Bay Area. It really negatively impacts Black communities and leads to higher rates of cancer and asthma and other birth defects,\" she added.[aside postID=\"science_1979080,science_1978852,news_11403542\" label=\"Related Posts\"]According to \u003ca href=\"https://www.bankingonclimatechaos.org/\">Banking on Climate Chaos\u003c/a> — a report released earlier this year by the Sierra Club, Rainforest Action Network and several other climate justice groups — Wells Fargo provided more than $271 billion to the fossil fuel industry from 2016 to 2021. A large part of that went to natural gas companies like Diamondback Energy and Tallgrass Energy.\u003c/p>\n\u003cp>\"We are coming straight to the bank's doorstep \u003cspan style=\"font-weight: 400\">… \u003c/span> to demand that they make moves on climate that are more than just greenwashing and that their investors push them to do so,\" said Alison Kirsch, one of the activists at Monday's protest. Kirsch works for the Rainforest Action Network, one of the groups that authored the Banking on Climate Chaos report.\u003c/p>\n\u003cfigure id=\"attachment_11912263\" class=\"wp-caption aligncenter\" style=\"max-width: 1339px\">\u003cimg class=\"size-full wp-image-11912263\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2022/04/WF_protest_01_042622.png\" alt='A group of protestors stands inside the Wells Fargo headquarters in downtown San Francisco. They hold a banner that reads, \"Wells Fargo: Stop fracking us and invest in our future.\"' width=\"1339\" height=\"892\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2022/04/WF_protest_01_042622.png 1339w, https://ww2.kqed.org/app/uploads/sites/10/2022/04/WF_protest_01_042622-800x533.png 800w, https://ww2.kqed.org/app/uploads/sites/10/2022/04/WF_protest_01_042622-1020x679.png 1020w, https://ww2.kqed.org/app/uploads/sites/10/2022/04/WF_protest_01_042622-160x107.png 160w\" sizes=\"(max-width: 1339px) 100vw, 1339px\">\u003cfigcaption class=\"wp-caption-text\">Among those present at Monday's protest was Alison Kirsch, from Rainforest Action Network. \"We are coming straight to the bank's doorstep … to demand that they make moves on climate that are more than just greenwashing,\" she said. Rainforest Action Network is one of the groups that authored the Banking on Climate Chaos report. \u003ccite>(Courtesy of Jade Northrup)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Climate activists across the country are increasing their pressure on banks to stop this type of investment. Earlier this month, \u003ca href=\"https://www.businessinsider.com/scientists-risk-arrest-in-global-climate-protests-2022-4\">MarketWatch reported that protesters chained themselves to a Chase bank office in Los Angeles, leading to four arrests, including that of a NASA researcher\u003c/a>.\u003c/p>\n\u003cp>In its proxy statement to shareholders, the Wells Fargo board of directors recommended that company investors vote against the proposal introduced by the Sierra Club.\u003c/p>\n\u003cp>The board's statement in opposition to the proposal explicitly rejects the argument that no new oil and gas developments are needed to attain net-zero emissions worldwide. \"We do not believe that conditioning our financing on a single assumption in a single scenario – which itself contains hundreds of other assumptions – is an effective or practical way to manage our lending practices or to further our net-zero goal,\" the statement reads.\u003c/p>\n\u003cp>KQED reached out to Wells Fargo for comment following the protest. Assistant Vice President for Corporate Communications Edith Rocío Robles stated in an email that Wells Fargo has \"set a goal of net-zero greenhouse gas emissions by 2050 and is committed to setting interim emissions targets for the Oil & Gas and Power portfolios no later than the end of 2022.\"\u003c/p>\n\u003cp>\u003cem>This post includes reporting from Bay City News.\u003c/em>\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>\u003c/p>\n","blocks":[],"excerpt":"SFPD informed KQED that all 19 protesters arrested at the Wells Fargo headquarters on Monday have been released. Organizers are pressuring shareholders to stop the bank from further financing the fossil fuel industry.","status":"publish","parent":0,"modified":1651093916,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":14,"wordCount":755},"headData":{"title":"'Putting Profits Over People's Lives': Climate Activists Released After Protest at Wells Fargo Headquarters | KQED","description":"SFPD informed KQED that all 19 protesters arrested at the Wells Fargo headquarters on Monday have been released. Organizers are pressuring shareholders to stop the bank from further financing the fossil fuel industry.","ogTitle":"'Putting Profits Over People's Lives': Climate Activists Released After Protests at Wells Fargo Headquarters","ogDescription":"","ogImgId":"","twTitle":"'Putting Profits Over People's Lives': Climate Activists Released After Protests at Wells Fargo Headquarters","twDescription":"","twImgId":""},"disqusIdentifier":"11912209 https://ww2.kqed.org/news/?p=11912209","disqusUrl":"https://ww2.kqed.org/news/2022/04/26/putting-profits-over-peoples-lives-climate-activists-released-after-protests-at-wells-fargo-headquarters/","disqusTitle":"'Putting Profits Over People's Lives': Climate Activists Released After Protest at Wells Fargo Headquarters","excludeFromSiteSearch":"Include","path":"/news/11912209/putting-profits-over-peoples-lives-climate-activists-released-after-protests-at-wells-fargo-headquarters","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>The San Francisco Police Department has confirmed that all the climate activists arrested on Monday at the Wells Fargo corporate headquarters have been released without incident. Officers arrested 19 climate activists who organized a protest at the bank's headquarters to pressure shareholders to stop the bank from further financing the fossil fuel industry.\u003c/p>\n\u003cp>At 10 a.m., several of the protesters chained themselves to an antique stagecoach on display in the lobby of the building at 420 Montgomery Street. Police quickly arrived at the scene and told KQED that officers \"developed probable cause to arrest 19 adults for trespassing.\"\u003c/p>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"singleTwitterStatus","attributes":{"named":{"id":"1518637654627082243"},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>The protest was organized by a coalition of more than 20 climate justice groups, including \u003ca href=\"https://diablorisingtide.org/\">Diablo Rising Tide\u003c/a>, \u003ca href=\"http://www.1000grandmothers.com/\">1000 Grandmothers for Future Generations\u003c/a> and \u003ca href=\"https://www.youthvsapocalypse.org/\">Youth vs. Apocalypse\u003c/a>. The action came one day before Wells Fargo's annual shareholder meeting scheduled for Tuesday.\u003c/p>\n\u003cp>Shareholders will be deciding whether to adopt a resolution that commits the company to ensuring its \"lending and underwriting do not contribute to new fossil fuel development.\" The resolution was introduced by the Oakland-based conservation group the Sierra Club, which is a company shareholder.\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"'Wells Fargo is really just making decisions that are negatively impacting [children's] future and are putting profits over people's lives.'","name":"pullquote","attributes":{"named":{"size":"medium","align":"right","citation":"Madeline Dawson, member, Youth vs. Apocalypse","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Madeline Dawson, a member of environmental justice group Youth vs. Apocalypse, attended the protest to pressure shareholders to support the resolution. She says that Wells Fargo continues to finance major polluters despite its promise to help cut carbon emissions worldwide. \"Wells Fargo is really just making decisions that are negatively impacting [children's] future and are putting profits over people's lives,\" she said.\u003c/p>\n\u003cp>\"[Fossil fuels are] contributing to oil spills \u003cspan style=\"font-weight: 400\">…\u003c/span> and then once this oil comes back to the United States is refined in places such as Richmond, California, right here in the Bay Area. It really negatively impacts Black communities and leads to higher rates of cancer and asthma and other birth defects,\" she added.\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"postid":"science_1979080,science_1978852,news_11403542","label":"Related Posts "},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>According to \u003ca href=\"https://www.bankingonclimatechaos.org/\">Banking on Climate Chaos\u003c/a> — a report released earlier this year by the Sierra Club, Rainforest Action Network and several other climate justice groups — Wells Fargo provided more than $271 billion to the fossil fuel industry from 2016 to 2021. A large part of that went to natural gas companies like Diamondback Energy and Tallgrass Energy.\u003c/p>\n\u003cp>\"We are coming straight to the bank's doorstep \u003cspan style=\"font-weight: 400\">… \u003c/span> to demand that they make moves on climate that are more than just greenwashing and that their investors push them to do so,\" said Alison Kirsch, one of the activists at Monday's protest. Kirsch works for the Rainforest Action Network, one of the groups that authored the Banking on Climate Chaos report.\u003c/p>\n\u003cfigure id=\"attachment_11912263\" class=\"wp-caption aligncenter\" style=\"max-width: 1339px\">\u003cimg class=\"size-full wp-image-11912263\" src=\"https://ww2.kqed.org/app/uploads/sites/10/2022/04/WF_protest_01_042622.png\" alt='A group of protestors stands inside the Wells Fargo headquarters in downtown San Francisco. They hold a banner that reads, \"Wells Fargo: Stop fracking us and invest in our future.\"' width=\"1339\" height=\"892\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2022/04/WF_protest_01_042622.png 1339w, https://ww2.kqed.org/app/uploads/sites/10/2022/04/WF_protest_01_042622-800x533.png 800w, https://ww2.kqed.org/app/uploads/sites/10/2022/04/WF_protest_01_042622-1020x679.png 1020w, https://ww2.kqed.org/app/uploads/sites/10/2022/04/WF_protest_01_042622-160x107.png 160w\" sizes=\"(max-width: 1339px) 100vw, 1339px\">\u003cfigcaption class=\"wp-caption-text\">Among those present at Monday's protest was Alison Kirsch, from Rainforest Action Network. \"We are coming straight to the bank's doorstep … to demand that they make moves on climate that are more than just greenwashing,\" she said. Rainforest Action Network is one of the groups that authored the Banking on Climate Chaos report. \u003ccite>(Courtesy of Jade Northrup)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>Climate activists across the country are increasing their pressure on banks to stop this type of investment. Earlier this month, \u003ca href=\"https://www.businessinsider.com/scientists-risk-arrest-in-global-climate-protests-2022-4\">MarketWatch reported that protesters chained themselves to a Chase bank office in Los Angeles, leading to four arrests, including that of a NASA researcher\u003c/a>.\u003c/p>\n\u003cp>In its proxy statement to shareholders, the Wells Fargo board of directors recommended that company investors vote against the proposal introduced by the Sierra Club.\u003c/p>\n\u003cp>The board's statement in opposition to the proposal explicitly rejects the argument that no new oil and gas developments are needed to attain net-zero emissions worldwide. \"We do not believe that conditioning our financing on a single assumption in a single scenario – which itself contains hundreds of other assumptions – is an effective or practical way to manage our lending practices or to further our net-zero goal,\" the statement reads.\u003c/p>\n\u003cp>KQED reached out to Wells Fargo for comment following the protest. Assistant Vice President for Corporate Communications Edith Rocío Robles stated in an email that Wells Fargo has \"set a goal of net-zero greenhouse gas emissions by 2050 and is committed to setting interim emissions targets for the Oil & Gas and Power portfolios no later than the end of 2022.\"\u003c/p>\n\u003cp>\u003cem>This post includes reporting from Bay City News.\u003c/em>\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11912209/putting-profits-over-peoples-lives-climate-activists-released-after-protests-at-wells-fargo-headquarters","authors":["3214","11708"],"categories":["news_19906","news_8"],"tags":["news_255","news_31001","news_20023","news_29979","news_27626","news_328","news_17869","news_2424","news_21551"],"featImg":"news_11912254","label":"news"},"news_11818246":{"type":"posts","id":"news_11818246","meta":{"index":"posts_1591205157","site":"news","id":"11818246","score":null,"sort":[1589551278000]},"guestAuthors":[],"slug":"bars-with-food-are-open-for-curbside-cocktails-but-many-neighborhood-dives-are-hurting","title":"Bars With Food Are Open for 'Curbside Cocktails' — But Many Neighborhood Dives Are Hurting","publishDate":1589551278,"format":"standard","headTitle":"KQED News","labelTerm":{},"content":"\u003cp>Many restaurant bars in California – and bars that collaborate with restaurants – have found a way to stay open during the COVID-19 pandemic: selling \"curbside\" cocktails along with takeout food. It's a combination required by law for to-go alcohol sales.\u003c/p>\n\u003cp>So what do you do when you run a straight-ahead bar that typically just sells alcohol? For some bar owners, it's turning out to be a recipe for disaster.\u003c/p>\n\u003cp>Consider the story of Christos Louvis, who's been running downtown San Jose's \u003ca href=\"https://www.sjdivebar.com/\">Dive Bar\u003c/a> with his parents since 2012.\u003c/p>\n\u003cp>\"We always joke in the bar business that it's recession proof,\" Louvis said. \"If anything, people drink more because they have more problems. They're trying to just get out and enjoy themselves.\"\u003c/p>\n\u003cp>Dive Bar prides itself on being a neighborhood joint: sports on the televisions, pool tables in the back and drink specials for the students a few blocks away at San Jose State University.\u003c/p>\n\u003cp>The bar has a \u003ca href=\"https://www.abc.ca.gov/licensing/license-types/\">Type 48 liquor license\u003c/a>, which allows it to sell alcohol without food. Because of that, the bar can't remain open under Santa Clara County's \u003ca href=\"https://www.sccgov.org/sites/covid19/Pages/public-health-orders.aspx#faq\">shelter-in-place restrictions\u003c/a>.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Louvis feels like he's up against a wall.\u003c/p>\n\u003cp>\"Allow us to [sell] a closed beer or a to-go cup of a drink,\" he said. \"Allow us to fight!\"\u003c/p>\n\u003cp>Louvis did apply for a Paycheck Protection Program (PPP) loan through Wells Fargo, but his application was denied. He applied again for the second round of funding, but he's now worried that if the loan does come through, his laid-off employees will refuse the money, because, with unemployment benefits, they can make \u003ca href=\"https://www.sfchronicle.com/business/networth/article/How-to-lure-back-California-workers-making-more-15258416.php\">roughly $2,400\u003c/a> a month – significantly more than he can afford to pay them.\u003c/p>\n\u003cp>\"Our employees are like family. We've been with each other for so long,\" Louvis said. \"I don't blame them, but I honestly don't think they'd come back.\"\u003c/p>\n\u003cp>[aside label='Coronavirus Coverage' tag='coronavirus']Teague Kernan can sympathize. He runs two bars in San Francisco's North Beach neighborhood, \u003ca href=\"http://tupelosf.com/\">Tupelo\u003c/a>, which offers Southern soul food and creative cocktails, and \u003ca href=\"http://thebellecora.com/\">Belle Cora\u003c/a>, a bistro and bar for new American fare. Even though he's allowed to sell to-go alcohol thanks to the food, Kernan said they're still struggling hard and that stand-alone bars are in even bigger trouble.\u003c/p>\n\u003cp>\"Bars will probably be closed longer than any other establishment or business,\" Kernan said. \"Owners are all looking at this like, if we can break even and not make any money in the next year, that would be a win.\"\u003c/p>\n\u003cp>Kernan's bars thrive when there are live concerts and sports seasons for people to watch together.\u003c/p>\n\u003cp>\"We're going to have to pretty much completely reconfigure our business model to try to adapt,\" Kernan said.\u003c/p>\n\u003cp>After restrictions lift, Louvis isn't sure he'll even have customers left. His landlords have deferred rent for the next few months, but at some point, that rent will come due. In August, he's also expecting a rent hike.\u003c/p>\n\u003cp>To save money, Louvis has moved out of his San Jose apartment and in with his parents. They're also taking money out of their retirement savings to keep the lights on at Dive Bar for as long as they can.\u003c/p>\n\u003cp>\"God forbid we lose the business without being able to sell it down the line,\" Louvis said. \"If they just take it from us, that's it. That's all we have.\"\u003c/p>\n\u003cp>\u003c/p>\n","blocks":[],"excerpt":"The age-old adage of bars being recession proof isn't exactly proving out for all bar owners during the coronavirus pandemic.","status":"publish","parent":0,"modified":1602106204,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":19,"wordCount":591},"headData":{"title":"Bars With Food Are Open for 'Curbside Cocktails' — But Many Neighborhood Dives Are Hurting | KQED","description":"The age-old adage of bars being recession proof isn't exactly proving out during the coronavirus pandemic.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11818246 https://ww2.kqed.org/news/?p=11818246","disqusUrl":"https://ww2.kqed.org/news/2020/05/15/bars-with-food-are-open-for-curbside-cocktails-but-many-neighborhood-dives-are-hurting/","disqusTitle":"Bars With Food Are Open for 'Curbside Cocktails' — But Many Neighborhood Dives Are Hurting","source":"Coronavirus","sourceUrl":"https://www.kqed.org/coronavirus","audioUrl":"https://traffic.omny.fm/d/clips/0af137ef-751e-4b19-a055-aaef00d2d578/ffca7e9f-6831-41c5-bcaf-aaef00f5a073/175a45c8-8f26-443b-9748-abba01319826/audio.mp3","path":"/news/11818246/bars-with-food-are-open-for-curbside-cocktails-but-many-neighborhood-dives-are-hurting","audioDuration":187000,"audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>Many restaurant bars in California – and bars that collaborate with restaurants – have found a way to stay open during the COVID-19 pandemic: selling \"curbside\" cocktails along with takeout food. It's a combination required by law for to-go alcohol sales.\u003c/p>\n\u003cp>So what do you do when you run a straight-ahead bar that typically just sells alcohol? For some bar owners, it's turning out to be a recipe for disaster.\u003c/p>\n\u003cp>Consider the story of Christos Louvis, who's been running downtown San Jose's \u003ca href=\"https://www.sjdivebar.com/\">Dive Bar\u003c/a> with his parents since 2012.\u003c/p>\n\u003cp>\"We always joke in the bar business that it's recession proof,\" Louvis said. \"If anything, people drink more because they have more problems. They're trying to just get out and enjoy themselves.\"\u003c/p>\n\u003cp>Dive Bar prides itself on being a neighborhood joint: sports on the televisions, pool tables in the back and drink specials for the students a few blocks away at San Jose State University.\u003c/p>\n\u003cp>The bar has a \u003ca href=\"https://www.abc.ca.gov/licensing/license-types/\">Type 48 liquor license\u003c/a>, which allows it to sell alcohol without food. Because of that, the bar can't remain open under Santa Clara County's \u003ca href=\"https://www.sccgov.org/sites/covid19/Pages/public-health-orders.aspx#faq\">shelter-in-place restrictions\u003c/a>.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Louvis feels like he's up against a wall.\u003c/p>\n\u003cp>\"Allow us to [sell] a closed beer or a to-go cup of a drink,\" he said. \"Allow us to fight!\"\u003c/p>\n\u003cp>Louvis did apply for a Paycheck Protection Program (PPP) loan through Wells Fargo, but his application was denied. He applied again for the second round of funding, but he's now worried that if the loan does come through, his laid-off employees will refuse the money, because, with unemployment benefits, they can make \u003ca href=\"https://www.sfchronicle.com/business/networth/article/How-to-lure-back-California-workers-making-more-15258416.php\">roughly $2,400\u003c/a> a month – significantly more than he can afford to pay them.\u003c/p>\n\u003cp>\"Our employees are like family. We've been with each other for so long,\" Louvis said. \"I don't blame them, but I honestly don't think they'd come back.\"\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"label":"Coronavirus Coverage ","tag":"coronavirus"},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>Teague Kernan can sympathize. He runs two bars in San Francisco's North Beach neighborhood, \u003ca href=\"http://tupelosf.com/\">Tupelo\u003c/a>, which offers Southern soul food and creative cocktails, and \u003ca href=\"http://thebellecora.com/\">Belle Cora\u003c/a>, a bistro and bar for new American fare. Even though he's allowed to sell to-go alcohol thanks to the food, Kernan said they're still struggling hard and that stand-alone bars are in even bigger trouble.\u003c/p>\n\u003cp>\"Bars will probably be closed longer than any other establishment or business,\" Kernan said. \"Owners are all looking at this like, if we can break even and not make any money in the next year, that would be a win.\"\u003c/p>\n\u003cp>Kernan's bars thrive when there are live concerts and sports seasons for people to watch together.\u003c/p>\n\u003cp>\"We're going to have to pretty much completely reconfigure our business model to try to adapt,\" Kernan said.\u003c/p>\n\u003cp>After restrictions lift, Louvis isn't sure he'll even have customers left. His landlords have deferred rent for the next few months, but at some point, that rent will come due. In August, he's also expecting a rent hike.\u003c/p>\n\u003cp>To save money, Louvis has moved out of his San Jose apartment and in with his parents. They're also taking money out of their retirement savings to keep the lights on at Dive Bar for as long as they can.\u003c/p>\n\u003cp>\"God forbid we lose the business without being able to sell it down the line,\" Louvis said. \"If they just take it from us, that's it. That's all we have.\"\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11818246/bars-with-food-are-open-for-curbside-cocktails-but-many-neighborhood-dives-are-hurting","authors":["11672"],"categories":["news_223","news_1758","news_24114","news_8"],"tags":["news_27510","news_20353","news_24050","news_27350","news_27504","news_27814","news_27908","news_26943","news_38","news_18541","news_1405","news_2424"],"featImg":"news_11818400","label":"source_news_11818246"},"news_11805826":{"type":"posts","id":"news_11805826","meta":{"index":"posts_1591205157","site":"news","id":"11805826","score":null,"sort":[1583785374000]},"guestAuthors":[],"slug":"wells-fargo-officials-resign-days-before-they-were-set-to-testify-before-congress","title":"Wells Fargo Officials Resign Days Before They Were Set to Testify Before Congress","publishDate":1583785374,"format":"standard","headTitle":"KQED News","labelTerm":{},"content":"\u003cp>Two Wells Fargo board members have resigned, including Chairwoman Elizabeth Duke, the bank announced Monday. The departures come days after a House committee report found the bank has been too slow to reform itself in the wake of a series of scandals — including widespread fraud in the consumer banking business tied to overly aggressive sales goals.\u003c/p>\n\u003cp>Duke, who is known to many as Betsy, was elected chair of the bank's board effective January 2018. She had previously served as vice chair between October 2016 and December 2017. Wells Fargo said her resignation and that of another board member, James Quigley, \u003ca href=\"https://www.businesswire.com/news/home/20200309005376/en/Elizabeth-A.-Duke-James-H.-Quigley-Resign\">were effective Sunday\u003c/a>.\u003c/p>\n\u003cp>Wells Fargo has \u003ca href=\"https://www.npr.org/series/508986161/investigating-the-wells-fargo-scandal\">endured a cascade of scandals\u003c/a> in recent years. The bank last month agreed to \u003ca href=\"https://www.npr.org/2020/02/21/808205303/wells-fargo-paying-3-billion-to-settle-u-s-case-over-illegal-sales-practices\">pay $3 billion\u003c/a> to settle charges of collection fees for bank accounts, credit cards and other products worth millions from customers who didn't need or request the services. [aside tag=\"wells-fargo\" label=\"more coverage\"]\u003c/p>\n\u003cp>In 2016, the bank was order to pay \u003ca href=\"https://www.npr.org/sections/thetwo-way/2016/09/08/493130449/wells-fargo-to-pay-around-190-million-over-fake-accounts-that-sparked-bonuses\">$185 million in fines and penalties\u003c/a> after investigators found Wells Fargo employees opened as many as 2 million unauthorized accounts without customer authorization. The following year Wells Fargo announced that an outside review uncovered an \u003ca href=\"https://www.npr.org/sections/thetwo-way/2017/08/31/547550804/wells-fargo-admits-to-nearly-twice-as-many-possible-fake-accounts-3-5-million\">additional 1.4 million potentially bogus accounts\u003c/a>, bringing the total to 3.5 million.\u003c/p>\n\u003cp>Both Quigley and Duke were scheduled to appear before the House Financial Services Committee on Wednesday. It wasn't immediately clear if they are still expected to testify. Last week, Democrats on that committee released an \u003ca href=\"https://financialservices.house.gov/uploadedfiles/wells_fargo_staff_report_final_mm.pdf\">investigative report\u003c/a> called \"The Real Wells Fargo: Board & Management Failures, Consumer Abuses and Ineffective Regulatory Oversight.\"\u003c/p>\n\u003cp>According to the report's executive summary, Wells Fargo was slow to \"correct serious deficiencies in its infrastructure for managing risks to consumers.\"\u003c/p>\n\u003cp>It continues: \"As a result, Wells Fargo's customers have been exposed to countless abuses, including racial discrimination, wrongful foreclosure, illegal vehicle repossession, and fraudulently opened accounts.\"\u003c/p>\n\u003cp>The report also highlighted a 2017 remark from Duke in which she appeared to raise questions about why she was being included on messages from the Consumer Financial Protection Bureau requesting that Wells Fargo take certain actions to improve bank operations.\u003c/p>\n\u003cp>\"Why are you sending it to me, the board, rather than the department manager?\" asked Duke, who was then vice chair of the bank's board, according to the House report.\u003c/p>\n\u003cp>In a joint statement, Duke and Quigley said they were stepping down from their posts to \"avoid distraction\" and allow \u003ca href=\"https://newsroom.wf.com/press-release/corporate-and-financial/wells-fargo-names-charles-w-scharf-chief-executive-officer\">Charles Scharf\u003c/a>, who was named CEO and president of Wells Fargo in September, the \"ability to turn the page.\"\u003c/p>\n\u003cp>\"Out of continued loyalty to Wells Fargo and ongoing commitment to serve our customers and employees, we recommended to our colleagues on the Board that we step down from our leadership roles and they have accepted our resignation from the Board. We believe that our decision will facilitate the bank's and the new CEO's ability to turn the page and avoid distraction that could impede the bank's future progress,\" Duke and Quigley said in the statement. [ad fullwidth]\u003c/p>\n\u003cp>Republicans on the House Financial Services Committee issued \u003ca href=\"https://republicans-financialservices.house.gov/uploadedfiles/republican_staff_report_on_wells_fargo.pdf\">their own report\u003c/a> on Wells Fargo last week. While the committee's minority found the bank failed to \"implement an enterprise-wide risk management framework,\" it also placed some blame on federal regulators, who it says were \"slow to take action that could have prevented further consumer abuses by Wells Fargo.\"\u003c/p>\n\u003cp>The report added that Scharf's stated emphasis on complying with regulators \"above all else gives the bank its best chance to move beyond the sales practices scandal and other consumer abuses that have plagued the bank for nearly 20 years.\"\u003c/p>\n\u003cp>House Financial Services Chairwoman Rep. Maxine Waters, D-California, had previously called for both Quigley and Duke to resign, adding they had \"failed in their responsibilities,\" \u003ca href=\"https://thehill.com/policy/finance/486119-waters-calls-for-resignation-of-two-wells-fargo-directors-floats-criminal\">The Hill\u003c/a> reported last week.\u003c/p>\n\u003cp>It's unclear if the Wednesday hearing, titled \"Holding Wells Fargo Accountable,\" will continue as previously planned now that both Duke and Quigley no longer hold their positions.\u003c/p>\n\u003cp>Scharf, the CEO, is expected to testify before the committee on Tuesday.\u003c/p>\n\u003cp>\u003cstrong>\u003cem>Editors note:\u003c/em>\u003c/strong>\u003cem> Wells Fargo has been a corporate sponsor of NPR. \u003c/em>\u003c/p>\n\u003cdiv class=\"fullattribution\">Copyright 2020 NPR. To see more, visit https://www.npr.org.\u003cimg src=\"https://www.google-analytics.com/__utm.gif?utmac=UA-5828686-4&utmdt=Wells+Fargo+Officials+Resign+Days+Before+They+Were+Set+To+Testify+Before+Congress&utme=8(APIKey)9(MDAxOTAwOTE4MDEyMTkxMDAzNjczZDljZA004)\">\u003c/div>\n\u003cp>\u003c/p>\n","blocks":[],"excerpt":"Democrats last week said Wells Fargo was slow to \"correct serious deficiencies in its infrastructure for managing risks to consumers.\"","status":"publish","parent":0,"modified":1583877068,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":18,"wordCount":703},"headData":{"title":"Wells Fargo Officials Resign Days Before They Were Set to Testify Before Congress | KQED","description":"Democrats last week said Wells Fargo was slow to "correct serious deficiencies in its infrastructure for managing risks to consumers."","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11805826 https://ww2.kqed.org/news/?p=11805826","disqusUrl":"https://ww2.kqed.org/news/2020/03/09/wells-fargo-officials-resign-days-before-they-were-set-to-testify-before-congress/","disqusTitle":"Wells Fargo Officials Resign Days Before They Were Set to Testify Before Congress","source":"NPR","sourceUrl":"https://www.npr.org","nprImageCredit":"Smith Collection/Gado","nprByline":"\u003ca href=\"https://www.npr.org/people/348744480/brakkton-booker\">Brakkton Booker\u003c/a>","nprImageAgency":"Getty Images","nprStoryId":"813632098","nprApiLink":"http://api.npr.org/query?id=813632098&apiKey=MDAxOTAwOTE4MDEyMTkxMDAzNjczZDljZA004","nprHtmlLink":"https://www.npr.org/2020/03/09/813632098/wells-fargo-board-members-resign-days-before-set-to-testify-before-congress?ft=nprml&f=813632098","nprRetrievedStory":"1","nprPubDate":"Mon, 09 Mar 2020 13:25:00 -0400","nprStoryDate":"Mon, 09 Mar 2020 12:30:49 -0400","nprLastModifiedDate":"Mon, 09 Mar 2020 13:25:12 -0400","path":"/news/11805826/wells-fargo-officials-resign-days-before-they-were-set-to-testify-before-congress","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>Two Wells Fargo board members have resigned, including Chairwoman Elizabeth Duke, the bank announced Monday. The departures come days after a House committee report found the bank has been too slow to reform itself in the wake of a series of scandals — including widespread fraud in the consumer banking business tied to overly aggressive sales goals.\u003c/p>\n\u003cp>Duke, who is known to many as Betsy, was elected chair of the bank's board effective January 2018. She had previously served as vice chair between October 2016 and December 2017. Wells Fargo said her resignation and that of another board member, James Quigley, \u003ca href=\"https://www.businesswire.com/news/home/20200309005376/en/Elizabeth-A.-Duke-James-H.-Quigley-Resign\">were effective Sunday\u003c/a>.\u003c/p>\n\u003cp>Wells Fargo has \u003ca href=\"https://www.npr.org/series/508986161/investigating-the-wells-fargo-scandal\">endured a cascade of scandals\u003c/a> in recent years. The bank last month agreed to \u003ca href=\"https://www.npr.org/2020/02/21/808205303/wells-fargo-paying-3-billion-to-settle-u-s-case-over-illegal-sales-practices\">pay $3 billion\u003c/a> to settle charges of collection fees for bank accounts, credit cards and other products worth millions from customers who didn't need or request the services. \u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"tag":"wells-fargo","label":"more coverage "},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>In 2016, the bank was order to pay \u003ca href=\"https://www.npr.org/sections/thetwo-way/2016/09/08/493130449/wells-fargo-to-pay-around-190-million-over-fake-accounts-that-sparked-bonuses\">$185 million in fines and penalties\u003c/a> after investigators found Wells Fargo employees opened as many as 2 million unauthorized accounts without customer authorization. The following year Wells Fargo announced that an outside review uncovered an \u003ca href=\"https://www.npr.org/sections/thetwo-way/2017/08/31/547550804/wells-fargo-admits-to-nearly-twice-as-many-possible-fake-accounts-3-5-million\">additional 1.4 million potentially bogus accounts\u003c/a>, bringing the total to 3.5 million.\u003c/p>\n\u003cp>Both Quigley and Duke were scheduled to appear before the House Financial Services Committee on Wednesday. It wasn't immediately clear if they are still expected to testify. Last week, Democrats on that committee released an \u003ca href=\"https://financialservices.house.gov/uploadedfiles/wells_fargo_staff_report_final_mm.pdf\">investigative report\u003c/a> called \"The Real Wells Fargo: Board & Management Failures, Consumer Abuses and Ineffective Regulatory Oversight.\"\u003c/p>\n\u003cp>According to the report's executive summary, Wells Fargo was slow to \"correct serious deficiencies in its infrastructure for managing risks to consumers.\"\u003c/p>\n\u003cp>It continues: \"As a result, Wells Fargo's customers have been exposed to countless abuses, including racial discrimination, wrongful foreclosure, illegal vehicle repossession, and fraudulently opened accounts.\"\u003c/p>\n\u003cp>The report also highlighted a 2017 remark from Duke in which she appeared to raise questions about why she was being included on messages from the Consumer Financial Protection Bureau requesting that Wells Fargo take certain actions to improve bank operations.\u003c/p>\n\u003cp>\"Why are you sending it to me, the board, rather than the department manager?\" asked Duke, who was then vice chair of the bank's board, according to the House report.\u003c/p>\n\u003cp>In a joint statement, Duke and Quigley said they were stepping down from their posts to \"avoid distraction\" and allow \u003ca href=\"https://newsroom.wf.com/press-release/corporate-and-financial/wells-fargo-names-charles-w-scharf-chief-executive-officer\">Charles Scharf\u003c/a>, who was named CEO and president of Wells Fargo in September, the \"ability to turn the page.\"\u003c/p>\n\u003cp>\"Out of continued loyalty to Wells Fargo and ongoing commitment to serve our customers and employees, we recommended to our colleagues on the Board that we step down from our leadership roles and they have accepted our resignation from the Board. We believe that our decision will facilitate the bank's and the new CEO's ability to turn the page and avoid distraction that could impede the bank's future progress,\" Duke and Quigley said in the statement. \u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Republicans on the House Financial Services Committee issued \u003ca href=\"https://republicans-financialservices.house.gov/uploadedfiles/republican_staff_report_on_wells_fargo.pdf\">their own report\u003c/a> on Wells Fargo last week. While the committee's minority found the bank failed to \"implement an enterprise-wide risk management framework,\" it also placed some blame on federal regulators, who it says were \"slow to take action that could have prevented further consumer abuses by Wells Fargo.\"\u003c/p>\n\u003cp>The report added that Scharf's stated emphasis on complying with regulators \"above all else gives the bank its best chance to move beyond the sales practices scandal and other consumer abuses that have plagued the bank for nearly 20 years.\"\u003c/p>\n\u003cp>House Financial Services Chairwoman Rep. Maxine Waters, D-California, had previously called for both Quigley and Duke to resign, adding they had \"failed in their responsibilities,\" \u003ca href=\"https://thehill.com/policy/finance/486119-waters-calls-for-resignation-of-two-wells-fargo-directors-floats-criminal\">The Hill\u003c/a> reported last week.\u003c/p>\n\u003cp>It's unclear if the Wednesday hearing, titled \"Holding Wells Fargo Accountable,\" will continue as previously planned now that both Duke and Quigley no longer hold their positions.\u003c/p>\n\u003cp>Scharf, the CEO, is expected to testify before the committee on Tuesday.\u003c/p>\n\u003cp>\u003cstrong>\u003cem>Editors note:\u003c/em>\u003c/strong>\u003cem> Wells Fargo has been a corporate sponsor of NPR. \u003c/em>\u003c/p>\n\u003cdiv class=\"fullattribution\">Copyright 2020 NPR. To see more, visit https://www.npr.org.\u003cimg src=\"https://www.google-analytics.com/__utm.gif?utmac=UA-5828686-4&utmdt=Wells+Fargo+Officials+Resign+Days+Before+They+Were+Set+To+Testify+Before+Congress&utme=8(APIKey)9(MDAxOTAwOTE4MDEyMTkxMDAzNjczZDljZA004)\">\u003c/div>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11805826/wells-fargo-officials-resign-days-before-they-were-set-to-testify-before-congress","authors":["byline_news_11805826"],"categories":["news_1758","news_6188","news_8"],"tags":["news_69","news_18538","news_18545","news_2619","news_2424"],"featImg":"news_11805827","label":"source_news_11805826"},"news_11736207":{"type":"posts","id":"news_11736207","meta":{"index":"posts_1591205157","site":"news","id":"11736207","score":null,"sort":[1553807416000]},"guestAuthors":[],"slug":"wells-fargo-ceo-tim-sloan-steps-down-after-rocky-tenure","title":"Wells Fargo CEO Tim Sloan Steps Down After Rocky Tenure","publishDate":1553807416,"format":"audio","headTitle":"KQED News","labelTerm":{"site":"news"},"content":"\u003cp>San Francisco-based Wells Fargo CEO Tim Sloan stepped down Thursday after a rocky tenure during which the deeply troubled bank dealt with a \u003ca href=\"https://www.kqed.org/news/tag/wells-fargo\" target=\"_blank\" rel=\"noopener\">seemingly unending wave of scandals\u003c/a>.\u003c/p>\n\u003cp>Sloan said in a statement he will give up his roles as CEO, president and a member of the bank's board of directors effective immediately. He will retire from the bank completely on June 30.\u003c/p>\n\u003cp>[aside label=\"KQED's Wells Fargo Coverage\" tag=\"wells-fargo\"]\u003c/p>\n\u003cp>Sloan led the banking giant for less than three years. A longtime insider, Sloan was chosen to replace outgoing CEO John Stumpf, who \u003ca href=\"https://www.kqed.org/news/11127101/wells-fargo-ceo-john-stumpf-resigns-amid-scandal\" target=\"_blank\" rel=\"noopener\">resigned in October 2016\u003c/a> after Wells Fargo employees were found to have fraudulently opened millions of bank accounts in order to meet the company's unrealistic sales goals.\u003c/p>\n\u003cp>While Sloan sought to bring Wells back from the accounts scandal, new improprieties repeatedly came to light.\u003c/p>\n\u003cp>The bank was found to have \u003ca href=\"https://www.kqed.org/news/11608430/who-snatched-my-car-wells-fargo-did\" target=\"_blank\" rel=\"noopener\">tacked unnecessary auto insurance\u003c/a> onto the accounts of car loan customers. Tens of thousands of customers were unable to afford the payments and, in many cases, got their cars repossessed. The bank also foreclosed on the homes of hundreds of customers accidentally.\u003c/p>\n\u003cp>Those are just two examples in what became a game of scandal \"whack-a-mole\" at the nation's second-largest bank.\u003c/p>\n\u003cp>Wells Fargo's board of directors said Thursday it chose Allen Parker, who is currently the bank's general counsel, as interim CEO and president. The bank also said in a statement that it will be looking at external candidates for its next CEO.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Sloan was chief financial officer under Stumpf, and was not a popular choice as CEO. While Sloan said he had no knowledge of the bank's bad practices, many experts felt Wells needed someone from the outside to help clean up its act.\u003c/p>\n\u003cp>Federal regulators lost patience with Wells Fargo's continued bad behavior and inflicted harsh punishments. Wells \u003ca href=\"https://www.kqed.org/news/11663703/wells-fargo-hit-with-1-billion-in-fines-over-home-and-auto-loan-abuses\" target=\"_blank\" rel=\"noopener\">had to pay a $1 billion fine\u003c/a> to the Consumer Financial Protection Bureau and the Office of the Comptroller of the Currency. But more importantly, the Federal Reserve stepped in and handcuffed Wells' ability to grow its business until the bank could prove that it had gotten its house in order.\u003c/p>\n\u003cp>\"I have focused on leading a process to address past issues and to rebuild trust for the future,\" Sloan said in a statement Thursday. \"We have made progress in many areas ... and there remains more work to be done.\"\u003c/p>\n\u003cp>The bank has also drawn the ire of politicians on both sides of the aisle. Sloan was a favorite target of Senator Elizabeth Warren, who crusaded against Wall Street and the big banks as a senator from Massachusetts and continues to do so in her campaign for the presidency in 2020.\u003c/p>\n\u003cp>\"About damn time. Tim Sloan should have been fired a long time ago,\" Warren said on Twitter.\u003c/p>\n\u003cp>https://twitter.com/ewarren/status/1111379867344330753\u003c/p>\n\u003cp>Due to the harsh political climate facing Wells Fargo, and considering it could get worse as the 2020 election approaches, it was maybe the right time for Sloan to step down, analysts said.\u003c/p>\n\u003cp>\"(Wells Fargo) was going be a punching bag through 2020 if he didn't step down,\" said Kyle Sanders, a bank analyst with Edward Jones who covers Wells Fargo.\u003c/p>\n\u003cp>Wells Fargo shares rose 2.2 percent to $50.18 in after-hours trading.\u003c/p>\n\u003cp>\u003cem>This post has been updated.\u003c/em>\u003c/p>\n\u003cp>\u003c/p>\n","blocks":[],"excerpt":"After less than four years on the job - during which San Francisco-based Wells Fargo dealt with a seemingly unending wave of scandals - Sloan is stepping down, effective immediately.","status":"publish","parent":0,"modified":1553893156,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":19,"wordCount":563},"headData":{"title":"Wells Fargo CEO Tim Sloan Steps Down After Rocky Tenure | KQED","description":"After less than four years on the job - during which San Francisco-based Wells Fargo dealt with a seemingly unending wave of scandals - Sloan is stepping down, effective immediately.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11736207 https://ww2.kqed.org/news/?p=11736207","disqusUrl":"https://ww2.kqed.org/news/2019/03/28/wells-fargo-ceo-tim-sloan-steps-down-after-rocky-tenure/","disqusTitle":"Wells Fargo CEO Tim Sloan Steps Down After Rocky Tenure","audioUrl":"https://www.kqed.org/.stream/anon/radio/tcr/2019/03/WellsFargoCEORetiresTCRAM.mp3","nprByline":"Ken Sweet \u003cbr> Associated Press","audioTrackLength":74,"path":"/news/11736207/wells-fargo-ceo-tim-sloan-steps-down-after-rocky-tenure","audioDuration":74000,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>San Francisco-based Wells Fargo CEO Tim Sloan stepped down Thursday after a rocky tenure during which the deeply troubled bank dealt with a \u003ca href=\"https://www.kqed.org/news/tag/wells-fargo\" target=\"_blank\" rel=\"noopener\">seemingly unending wave of scandals\u003c/a>.\u003c/p>\n\u003cp>Sloan said in a statement he will give up his roles as CEO, president and a member of the bank's board of directors effective immediately. He will retire from the bank completely on June 30.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"label":"KQED's Wells Fargo Coverage ","tag":"wells-fargo"},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Sloan led the banking giant for less than three years. A longtime insider, Sloan was chosen to replace outgoing CEO John Stumpf, who \u003ca href=\"https://www.kqed.org/news/11127101/wells-fargo-ceo-john-stumpf-resigns-amid-scandal\" target=\"_blank\" rel=\"noopener\">resigned in October 2016\u003c/a> after Wells Fargo employees were found to have fraudulently opened millions of bank accounts in order to meet the company's unrealistic sales goals.\u003c/p>\n\u003cp>While Sloan sought to bring Wells back from the accounts scandal, new improprieties repeatedly came to light.\u003c/p>\n\u003cp>The bank was found to have \u003ca href=\"https://www.kqed.org/news/11608430/who-snatched-my-car-wells-fargo-did\" target=\"_blank\" rel=\"noopener\">tacked unnecessary auto insurance\u003c/a> onto the accounts of car loan customers. Tens of thousands of customers were unable to afford the payments and, in many cases, got their cars repossessed. The bank also foreclosed on the homes of hundreds of customers accidentally.\u003c/p>\n\u003cp>Those are just two examples in what became a game of scandal \"whack-a-mole\" at the nation's second-largest bank.\u003c/p>\n\u003cp>Wells Fargo's board of directors said Thursday it chose Allen Parker, who is currently the bank's general counsel, as interim CEO and president. The bank also said in a statement that it will be looking at external candidates for its next CEO.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Sloan was chief financial officer under Stumpf, and was not a popular choice as CEO. While Sloan said he had no knowledge of the bank's bad practices, many experts felt Wells needed someone from the outside to help clean up its act.\u003c/p>\n\u003cp>Federal regulators lost patience with Wells Fargo's continued bad behavior and inflicted harsh punishments. Wells \u003ca href=\"https://www.kqed.org/news/11663703/wells-fargo-hit-with-1-billion-in-fines-over-home-and-auto-loan-abuses\" target=\"_blank\" rel=\"noopener\">had to pay a $1 billion fine\u003c/a> to the Consumer Financial Protection Bureau and the Office of the Comptroller of the Currency. But more importantly, the Federal Reserve stepped in and handcuffed Wells' ability to grow its business until the bank could prove that it had gotten its house in order.\u003c/p>\n\u003cp>\"I have focused on leading a process to address past issues and to rebuild trust for the future,\" Sloan said in a statement Thursday. \"We have made progress in many areas ... and there remains more work to be done.\"\u003c/p>\n\u003cp>The bank has also drawn the ire of politicians on both sides of the aisle. Sloan was a favorite target of Senator Elizabeth Warren, who crusaded against Wall Street and the big banks as a senator from Massachusetts and continues to do so in her campaign for the presidency in 2020.\u003c/p>\n\u003cp>\"About damn time. Tim Sloan should have been fired a long time ago,\" Warren said on Twitter.\u003c/p>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"singleTwitterStatus","attributes":{"named":{"id":"1111379867344330753"},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>Due to the harsh political climate facing Wells Fargo, and considering it could get worse as the 2020 election approaches, it was maybe the right time for Sloan to step down, analysts said.\u003c/p>\n\u003cp>\"(Wells Fargo) was going be a punching bag through 2020 if he didn't step down,\" said Kyle Sanders, a bank analyst with Edward Jones who covers Wells Fargo.\u003c/p>\n\u003cp>Wells Fargo shares rose 2.2 percent to $50.18 in after-hours trading.\u003c/p>\n\u003cp>\u003cem>This post has been updated.\u003c/em>\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11736207/wells-fargo-ceo-tim-sloan-steps-down-after-rocky-tenure","authors":["byline_news_11736207"],"categories":["news_1758","news_6188","news_8"],"tags":["news_2424"],"featImg":"news_11736209","label":"news"},"news_11733490":{"type":"posts","id":"news_11733490","meta":{"index":"posts_1591205157","site":"news","id":"11733490","score":null,"sort":[1552868924000]},"guestAuthors":[],"slug":"demonstrators-march-from-palo-alto-to-s-f-to-protest-wells-fargos-fossil-fuel-investments","title":"Demonstrators March From Palo Alto to S.F. to Protest Wells Fargo's Fossil Fuel Investments","publishDate":1552868924,"format":"audio","headTitle":"The California Report | KQED News","labelTerm":{"term":72,"site":"news"},"content":"\u003cp>Demonstrators are expected to end a three-day, 34-mile march Monday in protest of Wells Fargo's ties to the fossil fuel industry in San Francisco. The March for Fossil Fuel Freedom, which began in Palo Alto, will conclude outside the bank's headquarters in San Francisco.\u003c/p>\n\u003cp>The marchers — including climate activists, indigenous people and church members — sang songs and carried pool noodles outside a Wells Fargo branch in San Mateo on Saturday, in reference to the threat of rising sea levels brought on by climate change.\u003c/p>\n\u003cp>Wells Fargo has been under pressure from shareholders and activists to reduce or halt financing of coal mining, tar sands and Arctic oil drilling and to make a commitment to combat climate change. In 2017, the bank was \u003ca href=\"https://www.npr.org/sections/thetwo-way/2017/02/08/514133514/two-cities-vote-to-pull-more-than-3-billion-from-wells-fargo-over-dakota-pipelin\" target=\"_blank\" rel=\"noopener\">criticized\u003c/a> for providing $120 million in funding for the controversial Dakota Access Pipeline.\u003c/p>\n\u003cfigure id=\"attachment_11733545\" class=\"wp-caption alignright\" style=\"max-width: 800px\">\u003cimg class=\"wp-image-11733545 size-medium\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/03/RS35914_IMG_4845-qut-800x1067.jpg\" alt=\"Protesters sing songs and flaunt pool toys outside of a Wells Fargo in San Carlos on March 16, 2019. They say the pool noodles represent preparation for sea level rise.\" width=\"800\" height=\"1067\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/03/RS35914_IMG_4845-qut-800x1067.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2019/03/RS35914_IMG_4845-qut-160x213.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2019/03/RS35914_IMG_4845-qut-1020x1360.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2019/03/RS35914_IMG_4845-qut-900x1200.jpg 900w, https://ww2.kqed.org/app/uploads/sites/10/2019/03/RS35914_IMG_4845-qut-1920x2560.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2019/03/RS35914_IMG_4845-qut.jpg 1536w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Protesters sing songs and flaunt pool toys outside a Wells Fargo bank in San Mateo on March 16, 2019. They say the pool noodles represent preparation for sea level rise. \u003ccite>(Caroline Champlin/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>According to a \u003ca href=\"http://www.ran.org/wp-content/uploads/rainforestactionnetwork/pages/19540/attachments/original/1525099181/Banking_on_Climate_Change_2018_vWEB.pdf?1525099181\" target=\"_blank\" rel=\"noopener\">2018 report\u003c/a> by the Rainforest Action Network, Wells Fargo invested more than $4.6 billion in fossil fuels between 2015 and 2017. The bank's spending in the industry increased each year over that period, in contrast to most other major banks.\u003c/p>\n\u003cp>Ralph King, the march organizer and member of the activist group Silicon Valley 350, said most people don't know about Wells Fargo's investments in fossil fuels because they're distracted by recent \u003ca href=\"https://www.kqed.org/news/11684298/wells-fargo-to-pay-2-billion-penalty-over-bad-information-used-to-sell-mortgages\" target=\"_blank\" rel=\"noopener\">high-profile scandals\u003c/a> involving the bank, including the company opening up to \u003ca href=\"https://www.npr.org/sections/thetwo-way/2017/08/31/547550804/wells-fargo-admits-to-nearly-twice-as-many-possible-fake-accounts-3-5-million\" target=\"_blank\" rel=\"noopener\">3.5 million\u003c/a> unauthorized accounts.\u003c/p>\n\u003cp>\"No company in America needs a PR win more than they do,\" King said. \"If Wells Fargo doesn't quit this dirty energy business, let's quit them. Cut up your ATM card and hand it to them over the teller window.\"\u003c/p>\n\u003cp>Several marchers referred to Wells Fargo's fossil fuel investments and its environmental implications as a moral and spiritual issue.\u003c/p>\n\u003cp>“We were called to be stewards of the earth,\" said Pat Kinney of Palo Alto. \"We think of it as stewardship, not lording over everything else.\"\u003c/p>\n\u003cp>\"Jesus in Matthew 25 talks about how nations will be judged on how they treated the vulnerable people in their communities. Climate change is about how we will be able to care for those people,\" said Jeff Spencer, senior pastor of Niles Discovery Church in Fremont.\u003c/p>\n\u003cp>Wells Fargo said it plans to invest $100 billion toward clean technology and renewable energy through 2030, according to a statement by a bank spokesman.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>\u003c/p>\n","blocks":[],"excerpt":"Organizers say the bank's multibillion-dollar investments in fossil fuels have been overshadowed by other recent scandals.","status":"publish","parent":0,"modified":1552950646,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":12,"wordCount":433},"headData":{"title":"Demonstrators March From Palo Alto to S.F. to Protest Wells Fargo's Fossil Fuel Investments | KQED","description":"Organizers say the bank's multibillion-dollar investments in fossil fuels have been overshadowed by other recent scandals.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11733490 https://ww2.kqed.org/news/?p=11733490","disqusUrl":"https://ww2.kqed.org/news/2019/03/17/demonstrators-march-from-palo-alto-to-s-f-to-protest-wells-fargos-fossil-fuel-investments/","disqusTitle":"Demonstrators March From Palo Alto to S.F. to Protest Wells Fargo's Fossil Fuel Investments","audioUrl":"https://www.kqed.org/.stream/anon/radio/RDnews/2019/03/WellsFargoMarch.mp3","audioTrackLength":101,"templateType":"standard","featuredImageType":"standard","path":"/news/11733490/demonstrators-march-from-palo-alto-to-s-f-to-protest-wells-fargos-fossil-fuel-investments","parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>Demonstrators are expected to end a three-day, 34-mile march Monday in protest of Wells Fargo's ties to the fossil fuel industry in San Francisco. The March for Fossil Fuel Freedom, which began in Palo Alto, will conclude outside the bank's headquarters in San Francisco.\u003c/p>\n\u003cp>The marchers — including climate activists, indigenous people and church members — sang songs and carried pool noodles outside a Wells Fargo branch in San Mateo on Saturday, in reference to the threat of rising sea levels brought on by climate change.\u003c/p>\n\u003cp>Wells Fargo has been under pressure from shareholders and activists to reduce or halt financing of coal mining, tar sands and Arctic oil drilling and to make a commitment to combat climate change. In 2017, the bank was \u003ca href=\"https://www.npr.org/sections/thetwo-way/2017/02/08/514133514/two-cities-vote-to-pull-more-than-3-billion-from-wells-fargo-over-dakota-pipelin\" target=\"_blank\" rel=\"noopener\">criticized\u003c/a> for providing $120 million in funding for the controversial Dakota Access Pipeline.\u003c/p>\n\u003cfigure id=\"attachment_11733545\" class=\"wp-caption alignright\" style=\"max-width: 800px\">\u003cimg class=\"wp-image-11733545 size-medium\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/03/RS35914_IMG_4845-qut-800x1067.jpg\" alt=\"Protesters sing songs and flaunt pool toys outside of a Wells Fargo in San Carlos on March 16, 2019. They say the pool noodles represent preparation for sea level rise.\" width=\"800\" height=\"1067\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/03/RS35914_IMG_4845-qut-800x1067.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2019/03/RS35914_IMG_4845-qut-160x213.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2019/03/RS35914_IMG_4845-qut-1020x1360.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2019/03/RS35914_IMG_4845-qut-900x1200.jpg 900w, https://ww2.kqed.org/app/uploads/sites/10/2019/03/RS35914_IMG_4845-qut-1920x2560.jpg 1920w, https://ww2.kqed.org/app/uploads/sites/10/2019/03/RS35914_IMG_4845-qut.jpg 1536w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Protesters sing songs and flaunt pool toys outside a Wells Fargo bank in San Mateo on March 16, 2019. They say the pool noodles represent preparation for sea level rise. \u003ccite>(Caroline Champlin/KQED)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>According to a \u003ca href=\"http://www.ran.org/wp-content/uploads/rainforestactionnetwork/pages/19540/attachments/original/1525099181/Banking_on_Climate_Change_2018_vWEB.pdf?1525099181\" target=\"_blank\" rel=\"noopener\">2018 report\u003c/a> by the Rainforest Action Network, Wells Fargo invested more than $4.6 billion in fossil fuels between 2015 and 2017. The bank's spending in the industry increased each year over that period, in contrast to most other major banks.\u003c/p>\n\u003cp>Ralph King, the march organizer and member of the activist group Silicon Valley 350, said most people don't know about Wells Fargo's investments in fossil fuels because they're distracted by recent \u003ca href=\"https://www.kqed.org/news/11684298/wells-fargo-to-pay-2-billion-penalty-over-bad-information-used-to-sell-mortgages\" target=\"_blank\" rel=\"noopener\">high-profile scandals\u003c/a> involving the bank, including the company opening up to \u003ca href=\"https://www.npr.org/sections/thetwo-way/2017/08/31/547550804/wells-fargo-admits-to-nearly-twice-as-many-possible-fake-accounts-3-5-million\" target=\"_blank\" rel=\"noopener\">3.5 million\u003c/a> unauthorized accounts.\u003c/p>\n\u003cp>\"No company in America needs a PR win more than they do,\" King said. \"If Wells Fargo doesn't quit this dirty energy business, let's quit them. Cut up your ATM card and hand it to them over the teller window.\"\u003c/p>\n\u003cp>Several marchers referred to Wells Fargo's fossil fuel investments and its environmental implications as a moral and spiritual issue.\u003c/p>\n\u003cp>“We were called to be stewards of the earth,\" said Pat Kinney of Palo Alto. \"We think of it as stewardship, not lording over everything else.\"\u003c/p>\n\u003cp>\"Jesus in Matthew 25 talks about how nations will be judged on how they treated the vulnerable people in their communities. Climate change is about how we will be able to care for those people,\" said Jeff Spencer, senior pastor of Niles Discovery Church in Fremont.\u003c/p>\n\u003cp>Wells Fargo said it plans to invest $100 billion toward clean technology and renewable energy through 2030, according to a statement by a bank spokesman.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11733490/demonstrators-march-from-palo-alto-to-s-f-to-protest-wells-fargos-fossil-fuel-investments","authors":["11408"],"programs":["news_72"],"categories":["news_19906","news_8","news_356"],"tags":["news_255","news_19542","news_2424"],"featImg":"news_11733515","label":"news_72"},"news_11732586":{"type":"posts","id":"news_11732586","meta":{"index":"posts_1591205157","site":"news","id":"11732586","score":null,"sort":[1552488633000]},"guestAuthors":[],"slug":"ceo-says-wells-fargo-has-transformed-after-scandals-lawmakers-are-skeptical","title":"CEO Says Wells Fargo Has Transformed After Scandals; Lawmakers Are Skeptical","publishDate":1552488633,"format":"standard","headTitle":"KQED News","labelTerm":{},"content":"\u003cp>Wells Fargo has undergone a radical transformation since it was mired in scandals that resulted in billions of dollars in penalties and fines, the bank's CEO, Tim Sloan, told lawmakers Tuesday.\u003c/p>\n\u003cp>But House Financial Services Committee Chairwoman Maxine Waters, D-Calif., did not appear to believe him. She called Wells Fargo \"a recidivist financial institution.\" \u003c/p>\n\u003cp>\"Wells Fargo's ongoing lawlessness and failure to right the ship suggests the bank — with approximately $1.9 trillion in assets and serving one in three U.S. households is simply too big to manage,\" Waters said. \u003c/p>\n\u003cp>Sloan faced hours of aggressive questioning from both Republicans and Democrats. They cast doubt on his claim that the bank had reformed since being caught \u003ca href=\"https://www.npr.org/sections/thetwo-way/2017/08/31/547550804/wells-fargo-admits-to-nearly-twice-as-many-possible-fake-accounts-3-5-million\">opening fraudulent accounts\u003c/a> and \u003ca href=\"https://www.npr.org/sections/thetwo-way/2018/04/20/604279604/wells-fargo-hit-with-1-billion-in-fines-over-consumer-abuses\">overcharging for mortgage and auto loans\u003c/a>. They also pressed Sloan to account for a recent report that unethical practices persist with the bank's debt collection and mortgage origination. \u003c/p>\n\u003cp>In his \u003ca href=\"https://financialservices.house.gov/uploadedfiles/hhrg-116-ba00-wstate-sloant-20190312.pdf\">opening remarks\u003c/a>, Sloan said his company has done away with high-pressure product sales targets that encouraged workers to open unauthorized accounts. The bank has also shaken up its board of directors and improved wages and benefits for its workers, Sloan said. He thanked lawmakers for letting him discuss \"the progress we are making as we work to become the most customer-focused, efficient and innovative Wells Fargo ever.\" \u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Rep. Patrick McHenry, R-N.C., asked the executive how many federal consent orders exist against the company: 14.\u003c/p>\n\u003cp>\"Each time a new scandal breaks, Wells Fargo promises to get to the bottom of it,\" McHenry said. \"It promises to make sure it doesn't happen again. But then a few months later, we hear about another case of dishonest sales practices or gross mismanagement.\" \u003c/p>\n\u003cp>It's been nearly three years since the unauthorized accounts scandal broke, when \u003ca href=\"https://www.npr.org/series/508986161/investigating-the-wells-fargo-scandal\">NPR \u003c/a>and other outlets reported bankers had created deposit and credit card accounts for customers without their knowledge. Sloan said Tuesday that an audit revealed as many as 3.5 million unauthorized accounts had been opened. \u003c/p>\n\u003cp>The Consumer Financial Protection Bureau ordered Wells Fargo to pay \u003ca href=\"https://www.npr.org/sections/thetwo-way/2016/09/08/493130449/wells-fargo-to-pay-around-190-million-over-fake-accounts-that-sparked-bonuses\">$185 million in penalties and fines\u003c/a> in 2016 for creating those unwanted accounts. \u003c/p>\n\u003cp>[aside postID=\"news_11684298,news_11614919\" label=\"More Wells Fargo Coverage\"]\u003c/p>\n\u003cp>Sloan said the bank has made amends. He said it had made contact with some 40 million customers and had paid tens of millions of dollars in restitution. \u003c/p>\n\u003cp>California Democratic congressman Brad Sherman had a specific question for Sloan regarding that process: \u003c/p>\n\u003cp>\"Are you going to use your clever arbitration provisions, applicable to an account they never signed up for, in order to keep them out of court, if that's what they decide they want?\" Sherman asked. \u003c/p>\n\u003cp>\"Congressman, our remediation for customers who were impacted by retail sales practices is extensive and comprehensive,\" Sloan answered. \u003c/p>\n\u003cp>\"And you refuse to let people go to court,\" Sherman countered.\u003c/p>\n\u003cp>In another case, last year, the CFPB imposed a \u003ca href=\"https://www.npr.org/sections/thetwo-way/2018/04/20/604279604/wells-fargo-hit-with-1-billion-in-fines-over-consumer-abuses\">$1 billion fine\u003c/a> against Wells Fargo for overcharging customers for mortgages and auto loans.\u003c/p>\n\u003cp>In August 2018, Wells Fargo agreed to pay a \u003ca href=\"https://www.npr.org/2018/08/01/634666608/wells-fargo-to-pay-2-billion-penalty-over-bad-information-used-to-sell-mortgages\">$2 billion civil penalty\u003c/a> to settle allegations the bank originated and sold mortgage loans that included false information in the years leading up to the financial crisis. \u003c/p>\n\u003cp>As Sloan spoke, screens mounted on the committee walls projected excerpts from an article published Saturday in \u003ca href=\"https://www.nytimes.com/2019/03/09/business/wells-fargo-sales-culture.html\">The New York Times\u003c/a>; it revealed that debt collectors working for Wells Fargo in Des Moines, Iowa, were tasked with making 33 calls an hour and recouping some $40,000 in unpaid debts over the course of a month. Workers told reporters the goals were unattainable, similar to the ambitious sales targets that had driven Wells Fargo workers to open unauthorized accounts in the past. \u003c/p>\n\u003cp>\"The sales incentives have changed, not disappeared,\" the Times wrote, citing current and former employees.\u003c/p>\n\u003cp>Asked about the report, Sloan said it was \"inaccurate.\" \u003c/p>\n\u003cp>Sloan spoke as his bank remains under an unusual \u003ca href=\"https://www.federalreserve.gov/newsevents/pressreleases/enforcement20180202a.htm\">Federal Reserve measure\u003c/a> imposed last year to restrict its growth. The Fed said at the time that the company will be barred from expanding beyond its asset size in 2017, \"until the firm makes sufficient improvements.\"\u003c/p>\n\u003cp>The broad, bipartisan censure may provide a clue about future hearings by the House Financial Services Committee planned for other bank CEOs. Waters, who took control of the committee after Democrats won the House in the 2018 midterms, has pledged to \u003ca href=\"https://www.npr.org/2018/11/15/667546032/auntie-maxine-waters-gets-ready-to-take-on-the-banks-as-house-panel-chair\">more closely examine large banks\u003c/a>. Sloan is expected to return to the committee to testify in April, as are heads of JPMorgan Chase, Citigroup, Bank of America, Goldman Sachs and Morgan Stanley, according to \u003ca href=\"https://www.wsj.com/articles/wells-fargo-chief-expected-to-appear-twice-before-house-financial-services-panel-this-spring-11550243978\">The Wall Street Journal\u003c/a>. Waters' office did not confirm the report. \u003c/p>\n\u003cp>On Tuesday, Sloan claimed Wells Fargo customers and workers were responding well to changes in the bank. \u003c/p>\n\u003cp>\"Our customer experience and loyalty survey results are now at their highest levels in the past 2 1/2 years,\" he said.\u003c/p>\n\u003cp>Stephen Beck, founder of the CG42 management consulting firm that advises banks among other industries, said a study conducted by his company belies that claim. The firm surveyed\u003ca href=\"http://cg42.com/publications/retail-banking-vulnerability-study/\"> U.S. banking customers\u003c/a> in late 2018. Beck said Wells Fargo customers were the most likely to abandon their bank. \u003c/p>\n\u003cp>\"Their vulnerability is profound,\" Beck said of Wells Fargo customers. \"One of the many critical frustrations ... is the dishonest, unethical and illegal practices they've engaged in.\" \u003c/p>\n\u003cp>Still, Beck doubted the House hearing would lead to more drastic penalties on Wells Fargo, like breaking up the bank.\u003c/p>\n\u003cp>\"You could say it was a rough day for Mr. Sloan,\" Beck said. \"But when you think about the wide range of issues they've had over the course of the last few years, and when you think about the relatively modest penalties they've received and the relatively modest changes they've made in light of those challenges. ... At the end of the day, these are just words.\" \u003c/p>\n\u003cp>\u003c/p>\n\u003cp>Copyright 2019 NPR. To see more, visit https://www.npr.org.\u003c/p>\n\n","blocks":[],"excerpt":"Both Republican and Democratic lawmakers question whether Wells Fargo has changed its culture away from fraud and mismanagement that have led to billions in fines and penalties against the bank.","status":"publish","parent":0,"modified":1552488924,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":31,"wordCount":988},"headData":{"title":"CEO Says Wells Fargo Has Transformed After Scandals; Lawmakers Are Skeptical | KQED","description":"Both Republican and Democratic lawmakers question whether Wells Fargo has changed its culture away from fraud and mismanagement that have led to billions in fines and penalties against the bank.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11732586 https://ww2.kqed.org/news/?p=11732586","disqusUrl":"https://ww2.kqed.org/news/2019/03/13/ceo-says-wells-fargo-has-transformed-after-scandals-lawmakers-are-skeptical/","disqusTitle":"CEO Says Wells Fargo Has Transformed After Scandals; Lawmakers Are Skeptical","source":"NPR","sourceUrl":"https://www.npr.org/","nprImageCredit":"Chip Somodevilla","nprByline":"\u003cstrong>Daniella Cheslow\u003cbr />NPR\u003c/strong>","nprImageAgency":"Getty Images","nprStoryId":"702501160","nprApiLink":"http://api.npr.org/query?id=702501160&apiKey=MDAxOTAwOTE4MDEyMTkxMDAzNjczZDljZA004","nprHtmlLink":"https://www.npr.org/2019/03/12/702501160/ceo-says-wells-fargo-has-transformed-after-scandals-lawmakers-are-skeptical?ft=nprml&f=702501160","nprRetrievedStory":"1","nprPubDate":"Tue, 12 Mar 2019 17:52:00 -0400","nprStoryDate":"Tue, 12 Mar 2019 17:52:48 -0400","nprLastModifiedDate":"Tue, 12 Mar 2019 17:54:32 -0400","path":"/news/11732586/ceo-says-wells-fargo-has-transformed-after-scandals-lawmakers-are-skeptical","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>Wells Fargo has undergone a radical transformation since it was mired in scandals that resulted in billions of dollars in penalties and fines, the bank's CEO, Tim Sloan, told lawmakers Tuesday.\u003c/p>\n\u003cp>But House Financial Services Committee Chairwoman Maxine Waters, D-Calif., did not appear to believe him. She called Wells Fargo \"a recidivist financial institution.\" \u003c/p>\n\u003cp>\"Wells Fargo's ongoing lawlessness and failure to right the ship suggests the bank — with approximately $1.9 trillion in assets and serving one in three U.S. households is simply too big to manage,\" Waters said. \u003c/p>\n\u003cp>Sloan faced hours of aggressive questioning from both Republicans and Democrats. They cast doubt on his claim that the bank had reformed since being caught \u003ca href=\"https://www.npr.org/sections/thetwo-way/2017/08/31/547550804/wells-fargo-admits-to-nearly-twice-as-many-possible-fake-accounts-3-5-million\">opening fraudulent accounts\u003c/a> and \u003ca href=\"https://www.npr.org/sections/thetwo-way/2018/04/20/604279604/wells-fargo-hit-with-1-billion-in-fines-over-consumer-abuses\">overcharging for mortgage and auto loans\u003c/a>. They also pressed Sloan to account for a recent report that unethical practices persist with the bank's debt collection and mortgage origination. \u003c/p>\n\u003cp>In his \u003ca href=\"https://financialservices.house.gov/uploadedfiles/hhrg-116-ba00-wstate-sloant-20190312.pdf\">opening remarks\u003c/a>, Sloan said his company has done away with high-pressure product sales targets that encouraged workers to open unauthorized accounts. The bank has also shaken up its board of directors and improved wages and benefits for its workers, Sloan said. He thanked lawmakers for letting him discuss \"the progress we are making as we work to become the most customer-focused, efficient and innovative Wells Fargo ever.\" \u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Rep. Patrick McHenry, R-N.C., asked the executive how many federal consent orders exist against the company: 14.\u003c/p>\n\u003cp>\"Each time a new scandal breaks, Wells Fargo promises to get to the bottom of it,\" McHenry said. \"It promises to make sure it doesn't happen again. But then a few months later, we hear about another case of dishonest sales practices or gross mismanagement.\" \u003c/p>\n\u003cp>It's been nearly three years since the unauthorized accounts scandal broke, when \u003ca href=\"https://www.npr.org/series/508986161/investigating-the-wells-fargo-scandal\">NPR \u003c/a>and other outlets reported bankers had created deposit and credit card accounts for customers without their knowledge. Sloan said Tuesday that an audit revealed as many as 3.5 million unauthorized accounts had been opened. \u003c/p>\n\u003cp>The Consumer Financial Protection Bureau ordered Wells Fargo to pay \u003ca href=\"https://www.npr.org/sections/thetwo-way/2016/09/08/493130449/wells-fargo-to-pay-around-190-million-over-fake-accounts-that-sparked-bonuses\">$185 million in penalties and fines\u003c/a> in 2016 for creating those unwanted accounts. \u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"postid":"news_11684298,news_11614919","label":"More Wells Fargo Coverage "},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Sloan said the bank has made amends. He said it had made contact with some 40 million customers and had paid tens of millions of dollars in restitution. \u003c/p>\n\u003cp>California Democratic congressman Brad Sherman had a specific question for Sloan regarding that process: \u003c/p>\n\u003cp>\"Are you going to use your clever arbitration provisions, applicable to an account they never signed up for, in order to keep them out of court, if that's what they decide they want?\" Sherman asked. \u003c/p>\n\u003cp>\"Congressman, our remediation for customers who were impacted by retail sales practices is extensive and comprehensive,\" Sloan answered. \u003c/p>\n\u003cp>\"And you refuse to let people go to court,\" Sherman countered.\u003c/p>\n\u003cp>In another case, last year, the CFPB imposed a \u003ca href=\"https://www.npr.org/sections/thetwo-way/2018/04/20/604279604/wells-fargo-hit-with-1-billion-in-fines-over-consumer-abuses\">$1 billion fine\u003c/a> against Wells Fargo for overcharging customers for mortgages and auto loans.\u003c/p>\n\u003cp>In August 2018, Wells Fargo agreed to pay a \u003ca href=\"https://www.npr.org/2018/08/01/634666608/wells-fargo-to-pay-2-billion-penalty-over-bad-information-used-to-sell-mortgages\">$2 billion civil penalty\u003c/a> to settle allegations the bank originated and sold mortgage loans that included false information in the years leading up to the financial crisis. \u003c/p>\n\u003cp>As Sloan spoke, screens mounted on the committee walls projected excerpts from an article published Saturday in \u003ca href=\"https://www.nytimes.com/2019/03/09/business/wells-fargo-sales-culture.html\">The New York Times\u003c/a>; it revealed that debt collectors working for Wells Fargo in Des Moines, Iowa, were tasked with making 33 calls an hour and recouping some $40,000 in unpaid debts over the course of a month. Workers told reporters the goals were unattainable, similar to the ambitious sales targets that had driven Wells Fargo workers to open unauthorized accounts in the past. \u003c/p>\n\u003cp>\"The sales incentives have changed, not disappeared,\" the Times wrote, citing current and former employees.\u003c/p>\n\u003cp>Asked about the report, Sloan said it was \"inaccurate.\" \u003c/p>\n\u003cp>Sloan spoke as his bank remains under an unusual \u003ca href=\"https://www.federalreserve.gov/newsevents/pressreleases/enforcement20180202a.htm\">Federal Reserve measure\u003c/a> imposed last year to restrict its growth. The Fed said at the time that the company will be barred from expanding beyond its asset size in 2017, \"until the firm makes sufficient improvements.\"\u003c/p>\n\u003cp>The broad, bipartisan censure may provide a clue about future hearings by the House Financial Services Committee planned for other bank CEOs. Waters, who took control of the committee after Democrats won the House in the 2018 midterms, has pledged to \u003ca href=\"https://www.npr.org/2018/11/15/667546032/auntie-maxine-waters-gets-ready-to-take-on-the-banks-as-house-panel-chair\">more closely examine large banks\u003c/a>. Sloan is expected to return to the committee to testify in April, as are heads of JPMorgan Chase, Citigroup, Bank of America, Goldman Sachs and Morgan Stanley, according to \u003ca href=\"https://www.wsj.com/articles/wells-fargo-chief-expected-to-appear-twice-before-house-financial-services-panel-this-spring-11550243978\">The Wall Street Journal\u003c/a>. Waters' office did not confirm the report. \u003c/p>\n\u003cp>On Tuesday, Sloan claimed Wells Fargo customers and workers were responding well to changes in the bank. \u003c/p>\n\u003cp>\"Our customer experience and loyalty survey results are now at their highest levels in the past 2 1/2 years,\" he said.\u003c/p>\n\u003cp>Stephen Beck, founder of the CG42 management consulting firm that advises banks among other industries, said a study conducted by his company belies that claim. The firm surveyed\u003ca href=\"http://cg42.com/publications/retail-banking-vulnerability-study/\"> U.S. banking customers\u003c/a> in late 2018. Beck said Wells Fargo customers were the most likely to abandon their bank. \u003c/p>\n\u003cp>\"Their vulnerability is profound,\" Beck said of Wells Fargo customers. \"One of the many critical frustrations ... is the dishonest, unethical and illegal practices they've engaged in.\" \u003c/p>\n\u003cp>Still, Beck doubted the House hearing would lead to more drastic penalties on Wells Fargo, like breaking up the bank.\u003c/p>\n\u003cp>\"You could say it was a rough day for Mr. Sloan,\" Beck said. \"But when you think about the wide range of issues they've had over the course of the last few years, and when you think about the relatively modest penalties they've received and the relatively modest changes they've made in light of those challenges. ... At the end of the day, these are just words.\" \u003c/p>\n\u003cp>\u003c/p>\n\u003cp>Copyright 2019 NPR. To see more, visit https://www.npr.org.\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11732586/ceo-says-wells-fargo-has-transformed-after-scandals-lawmakers-are-skeptical","authors":["byline_news_11732586"],"categories":["news_6188","news_8"],"tags":["news_2424"],"featImg":"news_11732587","label":"source_news_11732586"},"news_11684298":{"type":"posts","id":"news_11684298","meta":{"index":"posts_1591205157","site":"news","id":"11684298","score":null,"sort":[1533163523000]},"guestAuthors":[],"slug":"wells-fargo-to-pay-2-billion-penalty-over-bad-information-used-to-sell-mortgages","title":"Wells Fargo to Pay $2 Billion Penalty Over Bad Information Used to Sell Mortgages","publishDate":1533163523,"format":"standard","headTitle":"The California Report | KQED News","labelTerm":{},"content":"\u003cp>San Francisco-based Wells Fargo will pay a $2.09 billion civil penalty over allegations the company originated and sold residential mortgage loans that included misstated income information, the Justice Department said Wednesday.\u003c/p>\n\u003cp>The bank's actions contributed to the financial crisis, the agency said.\u003c/p>\n\u003cp>The bank allegedly knew that the loans \"contained misstated income information and did not meet the quality that Wells Fargo represented,\" \u003ca href=\"https://www.justice.gov/opa/pr/wells-fargo-agrees-pay-209-billion-penalty-allegedly-misrepresenting-quality-loans-used\">the department said\u003c/a>.\u003c/p>\n\u003cp>\"Investors, including federally insured financial institutions, suffered billions of dollars in losses from investing in residential mortgage-backed securities containing loans originated by Wells Fargo,\" the department added.\u003c/p>\n\u003cp>The settlement \"holds Wells Fargo accountable for actions that contributed to the financial crisis,\" Acting Associate Attorney General Jesse Panuccio said in a statement. \"It sends a strong message that the Department is committed to protecting the nation's economy and financial markets against fraud.\"\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>The Justice Department said the claims are allegations. The officials said that the bank hasn't admitted it did anything wrong.\u003c/p>\n\u003cp>In a separate statement, \u003ca href=\"https://newsroom.wf.com/press-release/consumer-lending/wells-fargo-reaches-agreement-doj-resolve-legacy-rmbs-claims\">Wells Fargo CEO Tim Sloan said\u003c/a> the bank was \"pleased to put behind us these legacy issues regarding claims related to residential mortgage-backed securities activities that occurred more than a decade ago.\"\u003c/p>\n\u003cp>It's just the latest black eye in Wells Fargo's ongoing image problems. The bank recently paid a \u003ca href=\"https://www.npr.org/sections/thetwo-way/2018/04/20/604279604/wells-fargo-hit-with-1-billion-in-fines-over-consumer-abuses\">$1 billion fine\u003c/a> to federal regulators for misdeeds related to mortgages and auto loans. As part of that, the bank admitted to repossessing customers' cars for no good reason.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003cem>NPR's Chris Arnold contributed to this report. \u003c/em>\u003c/p>\n\u003cdiv class=\"fullattribution\">Copyright 2018 NPR. To see more, visit http://www.npr.org/.\u003cimg src=\"https://www.google-analytics.com/__utm.gif?utmac=UA-5828686-4&utmdt=Wells+Fargo+To+Pay+%242+Billion+Penalty+Over+Bad+Information+Used+To+Sell+Mortgages&utme=8(APIKey)9(MDAxOTAwOTE4MDEyMTkxMDAzNjczZDljZA004)\">\u003c/div>\n\n","blocks":[],"excerpt":"The San Francisco-based bank will pay a civil penalty for allegedly selling residential mortgage loans that included misstated income information, the Justice Department said.","status":"publish","parent":0,"modified":1533165507,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":11,"wordCount":269},"headData":{"title":"Wells Fargo to Pay $2 Billion Penalty Over Bad Information Used to Sell Mortgages | KQED","description":"The San Francisco-based bank will pay a civil penalty for allegedly selling residential mortgage loans that included misstated income information, the Justice Department said.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11684298 https://ww2.kqed.org/news/?p=11684298","disqusUrl":"https://ww2.kqed.org/news/2018/08/01/wells-fargo-to-pay-2-billion-penalty-over-bad-information-used-to-sell-mortgages/","disqusTitle":"Wells Fargo to Pay $2 Billion Penalty Over Bad Information Used to Sell Mortgages","source":"NPR","sourceUrl":"https://www.npr.org/","nprImageCredit":"Mario Anzuoni","nprByline":"Avie Schneider","nprImageAgency":"Reuters","nprStoryId":"634666608","nprApiLink":"http://api.npr.org/query?id=634666608&apiKey=MDAxOTAwOTE4MDEyMTkxMDAzNjczZDljZA004","nprHtmlLink":"https://www.npr.org/2018/08/01/634666608/wells-fargo-to-pay-2-billion-penalty-over-bad-information-used-to-sell-mortgages?ft=nprml&f=634666608","nprRetrievedStory":"1","nprPubDate":"Wed, 01 Aug 2018 15:32:00 -0400","nprStoryDate":"Wed, 01 Aug 2018 15:21:28 -0400","nprLastModifiedDate":"Wed, 01 Aug 2018 15:32:09 -0400","path":"/news/11684298/wells-fargo-to-pay-2-billion-penalty-over-bad-information-used-to-sell-mortgages","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>San Francisco-based Wells Fargo will pay a $2.09 billion civil penalty over allegations the company originated and sold residential mortgage loans that included misstated income information, the Justice Department said Wednesday.\u003c/p>\n\u003cp>The bank's actions contributed to the financial crisis, the agency said.\u003c/p>\n\u003cp>The bank allegedly knew that the loans \"contained misstated income information and did not meet the quality that Wells Fargo represented,\" \u003ca href=\"https://www.justice.gov/opa/pr/wells-fargo-agrees-pay-209-billion-penalty-allegedly-misrepresenting-quality-loans-used\">the department said\u003c/a>.\u003c/p>\n\u003cp>\"Investors, including federally insured financial institutions, suffered billions of dollars in losses from investing in residential mortgage-backed securities containing loans originated by Wells Fargo,\" the department added.\u003c/p>\n\u003cp>The settlement \"holds Wells Fargo accountable for actions that contributed to the financial crisis,\" Acting Associate Attorney General Jesse Panuccio said in a statement. \"It sends a strong message that the Department is committed to protecting the nation's economy and financial markets against fraud.\"\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>The Justice Department said the claims are allegations. The officials said that the bank hasn't admitted it did anything wrong.\u003c/p>\n\u003cp>In a separate statement, \u003ca href=\"https://newsroom.wf.com/press-release/consumer-lending/wells-fargo-reaches-agreement-doj-resolve-legacy-rmbs-claims\">Wells Fargo CEO Tim Sloan said\u003c/a> the bank was \"pleased to put behind us these legacy issues regarding claims related to residential mortgage-backed securities activities that occurred more than a decade ago.\"\u003c/p>\n\u003cp>It's just the latest black eye in Wells Fargo's ongoing image problems. The bank recently paid a \u003ca href=\"https://www.npr.org/sections/thetwo-way/2018/04/20/604279604/wells-fargo-hit-with-1-billion-in-fines-over-consumer-abuses\">$1 billion fine\u003c/a> to federal regulators for misdeeds related to mortgages and auto loans. As part of that, the bank admitted to repossessing customers' cars for no good reason.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003cem>NPR's Chris Arnold contributed to this report. \u003c/em>\u003c/p>\n\u003cdiv class=\"fullattribution\">Copyright 2018 NPR. To see more, visit http://www.npr.org/.\u003cimg src=\"https://www.google-analytics.com/__utm.gif?utmac=UA-5828686-4&utmdt=Wells+Fargo+To+Pay+%242+Billion+Penalty+Over+Bad+Information+Used+To+Sell+Mortgages&utme=8(APIKey)9(MDAxOTAwOTE4MDEyMTkxMDAzNjczZDljZA004)\">\u003c/div>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11684298/wells-fargo-to-pay-2-billion-penalty-over-bad-information-used-to-sell-mortgages","authors":["byline_news_11684298"],"programs":["news_72"],"categories":["news_1758","news_6266","news_6188","news_8"],"tags":["news_2424","news_21551"],"affiliates":["news_253"],"featImg":"news_11684299","label":"source_news_11684298"},"news_11669075":{"type":"posts","id":"news_11669075","meta":{"index":"posts_1591205157","site":"news","id":"11669075","score":null,"sort":[1526681144000]},"guestAuthors":[],"slug":"facebook-uber-and-wells-fargo-are-all-apologizing-in-nationally-televised-ads","title":"Facebook, Uber and Wells Fargo Are All Apologizing in Nationally Televised Ads","publishDate":1526681144,"format":"audio","headTitle":"The California Report | KQED News","labelTerm":{"term":72,"site":"news"},"content":"\u003cp>Uber is the latest corporation to join the national-TV-corporate-apology bandwagon. It is now riding along with Facebook and Wells Fargo. If you watched any of the Warriors-Rockets playoff series, you’ve probably seen all three ads.\u003c/p>\n\u003cp>The message: Please trust us again.\u003c/p>\n\u003cp>It’s no surprise these three companies are buying prime-time air space. They’ve all majorly screwed up in very public ways.\u003c/p>\n\u003cp>The Wells Fargo scandal has been going on the longest. Several years ago news broke that bankers at the company were \u003ca href=\"https://www.kqed.org/news/11127101\" target=\"_blank\" rel=\"noopener\">opening fake accounts in order to hit sales goals\u003c/a>. That practice brought a number of lawsuits and eventually fines from the Securities and Exchange Commission.\u003c/p>\n\u003cp>All of last year was a public image disaster for Uber. First, users faulted Uber for appearing unsympathetic to anti-Trump protesters. Then, a former employee wrote about a culture of misogyny. News also came out about how little drivers earned. Many of the corporate culture issues were tied to the former CEO, Travis Kalanick, who has since been replaced. (Note: This is probably why the new CEO is front and center narrating the apology ad). Since all these scandals, \u003ca href=\"https://www.kqed.org/news/11643681/lyft-gains-on-uber-by-appealing-to-progressive-political-ideals\" target=\"_blank\" rel=\"noopener\">Uber has lost significant market share to Lyft\u003c/a>, which has stayed out of the headlines while branding itself as the more socially conscious alternative-ride service.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>https://www.youtube.com/watch?v=WMZyw5lPKgE\u003c/p>\n\u003cp>People have been increasingly \u003ca href=\"https://www.kqed.org/news/11657315\" target=\"_blank\" rel=\"noopener\">criticizing Facebook ever since the 2016 election\u003c/a>, but the criticism peaked over news that data from as many as 87 million user profiles ended up in the hands of an advertising company working for the Trump campaign. The news got so bad that CEO Mark Zuckerberg testified in front of Congress. Even though there has been a bunch of backlash, Facebook hasn’t appeared to take a hit. Its quarterly earnings were \u003ca href=\"https://www.cnbc.com/2018/04/25/facebook-earnings-q1-2018.html\" target=\"_blank\" rel=\"noopener\">well above the projected amount.\u003c/a>\u003c/p>\n\u003cp>As you might expect, each of these apology ads is filled with platitudes and sloganlike rhetoric. They also all follow a similar pattern. First we hear about the company’s successes and accomplishments. Then there is the mistake and mishaps. And finally, promises of redemption.\u003c/p>\n\u003cp>https://youtu.be/1rrivHxCeeY\u003c/p>\n\u003cp>The Wells Fargo ad trumpets its history, showing us the trusty stagecoach that is the bank’s emblem. The Uber ad talks up how it has helped people get places and has provided opportunities. Facebook filled its ad with lots of cute pictures of babies, friends and birthday parties. It accompanied the feel-good imagery with a narrator who talks about how the service makes us feel just a little bit less alone.\u003c/p>\n\u003cp>Then comes the moment of the mistake. And the ads all handle this a little bit differently.\u003c/p>\n\u003cp>Wells Fargo talks about how the company “lost its way,” but it doesn’t bring up the specifics of how it went astray. Uber is even less direct. It doesn’t talk about a past problem, but the new CEO says if “there are times when we fall short, we commit to being open, taking responsibility for the problem, and fixing it.” Facebook has a particularly clever way of bringing up its problems without admitting guilt. And it has to do with how the video is narrated.\u003c/p>\n\u003cp>The narrator is a Facebook user, not someone from the company or the company itself. This user point of view helps Facebook frame its problems as something that just occurred rather than something caused directly by its policies. This is literally what the narrator says: “Then something happened. We had to deal with spam, clickbait, fake news and data misuse.” There’s no indication of how or why Facebook allowed all of this to occur.\u003c/p>\n\u003cp>https://youtu.be/Q4zd7X98eOs\u003c/p>\n\u003cp>Finally, we get to the promises. Uber says it will usher in new leadership and a new culture. Facebook says it will do more to keep you safe and protect your privacy. Neither offer any concrete examples of how they will do this. Wells Fargo is the most explicit. It says it will end product sales goals for branch bankers. These are the incentives that led to bankers opening up unauthorized accounts for people.\u003c/p>\n\u003cp>Now, apologizing is nothing new for a big corporation. We’ve seen plenty of mea culpas from companies like BP and Johnson & Johnson. But this is relatively new territory for tech companies. They’ve traditionally been very well liked by their consumers.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>But that’s beginning to change, which means we may be seeing a lot more apology ads in the future.\u003c/p>\n\n","blocks":[],"excerpt":"Each company handles its major scandal, admission of its guilt and nuance of its promises in a different way.","status":"publish","parent":0,"modified":1527791268,"stats":{"hasAudio":false,"hasVideo":true,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":16,"wordCount":772},"headData":{"title":"Facebook, Uber and Wells Fargo Are All Apologizing in Nationally Televised Ads | KQED","description":"Each company handles its major scandal, admission of its guilt and nuance of its promises in a different way.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11669075 https://ww2.kqed.org/news/?p=11669075","disqusUrl":"https://ww2.kqed.org/news/2018/05/18/facebook-uber-and-wells-fargo-are-all-apologizing-in-nationally-televised-ads/","disqusTitle":"Facebook, Uber and Wells Fargo Are All Apologizing in Nationally Televised Ads","audioUrl":"https://www.kqed.org/.stream/anon/radio/RDnews/2018/05/HarnettApologyAds.mp3","path":"/news/11669075/facebook-uber-and-wells-fargo-are-all-apologizing-in-nationally-televised-ads","audioDuration":177000,"audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>Uber is the latest corporation to join the national-TV-corporate-apology bandwagon. It is now riding along with Facebook and Wells Fargo. If you watched any of the Warriors-Rockets playoff series, you’ve probably seen all three ads.\u003c/p>\n\u003cp>The message: Please trust us again.\u003c/p>\n\u003cp>It’s no surprise these three companies are buying prime-time air space. They’ve all majorly screwed up in very public ways.\u003c/p>\n\u003cp>The Wells Fargo scandal has been going on the longest. Several years ago news broke that bankers at the company were \u003ca href=\"https://www.kqed.org/news/11127101\" target=\"_blank\" rel=\"noopener\">opening fake accounts in order to hit sales goals\u003c/a>. That practice brought a number of lawsuits and eventually fines from the Securities and Exchange Commission.\u003c/p>\n\u003cp>All of last year was a public image disaster for Uber. First, users faulted Uber for appearing unsympathetic to anti-Trump protesters. Then, a former employee wrote about a culture of misogyny. News also came out about how little drivers earned. Many of the corporate culture issues were tied to the former CEO, Travis Kalanick, who has since been replaced. (Note: This is probably why the new CEO is front and center narrating the apology ad). Since all these scandals, \u003ca href=\"https://www.kqed.org/news/11643681/lyft-gains-on-uber-by-appealing-to-progressive-political-ideals\" target=\"_blank\" rel=\"noopener\">Uber has lost significant market share to Lyft\u003c/a>, which has stayed out of the headlines while branding itself as the more socially conscious alternative-ride service.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\u003c/p>\u003cp>\u003cspan class='utils-parseShortcode-shortcodes-__youtubeShortcode__embedYoutube'>\n \u003cspan class='utils-parseShortcode-shortcodes-__youtubeShortcode__embedYoutubeInside'>\n \u003ciframe\n loading='lazy'\n class='utils-parseShortcode-shortcodes-__youtubeShortcode__youtubePlayer'\n type='text/html'\n src='//www.youtube.com/embed/WMZyw5lPKgE'\n title='//www.youtube.com/embed/WMZyw5lPKgE'\n allowfullscreen='true'\n style='border:0;'>\u003c/iframe>\n \u003c/span>\n \u003c/span>\u003c/p>\u003cp>\u003cp>People have been increasingly \u003ca href=\"https://www.kqed.org/news/11657315\" target=\"_blank\" rel=\"noopener\">criticizing Facebook ever since the 2016 election\u003c/a>, but the criticism peaked over news that data from as many as 87 million user profiles ended up in the hands of an advertising company working for the Trump campaign. The news got so bad that CEO Mark Zuckerberg testified in front of Congress. Even though there has been a bunch of backlash, Facebook hasn’t appeared to take a hit. Its quarterly earnings were \u003ca href=\"https://www.cnbc.com/2018/04/25/facebook-earnings-q1-2018.html\" target=\"_blank\" rel=\"noopener\">well above the projected amount.\u003c/a>\u003c/p>\n\u003cp>As you might expect, each of these apology ads is filled with platitudes and sloganlike rhetoric. They also all follow a similar pattern. First we hear about the company’s successes and accomplishments. Then there is the mistake and mishaps. And finally, promises of redemption.\u003c/p>\u003c/p>\u003cp>\u003cspan class='utils-parseShortcode-shortcodes-__youtubeShortcode__embedYoutube'>\n \u003cspan class='utils-parseShortcode-shortcodes-__youtubeShortcode__embedYoutubeInside'>\n \u003ciframe\n loading='lazy'\n class='utils-parseShortcode-shortcodes-__youtubeShortcode__youtubePlayer'\n type='text/html'\n src='//www.youtube.com/embed/1rrivHxCeeY'\n title='//www.youtube.com/embed/1rrivHxCeeY'\n allowfullscreen='true'\n style='border:0;'>\u003c/iframe>\n \u003c/span>\n \u003c/span>\u003c/p>\u003cp>\u003cp>The Wells Fargo ad trumpets its history, showing us the trusty stagecoach that is the bank’s emblem. The Uber ad talks up how it has helped people get places and has provided opportunities. Facebook filled its ad with lots of cute pictures of babies, friends and birthday parties. It accompanied the feel-good imagery with a narrator who talks about how the service makes us feel just a little bit less alone.\u003c/p>\n\u003cp>Then comes the moment of the mistake. And the ads all handle this a little bit differently.\u003c/p>\n\u003cp>Wells Fargo talks about how the company “lost its way,” but it doesn’t bring up the specifics of how it went astray. Uber is even less direct. It doesn’t talk about a past problem, but the new CEO says if “there are times when we fall short, we commit to being open, taking responsibility for the problem, and fixing it.” Facebook has a particularly clever way of bringing up its problems without admitting guilt. And it has to do with how the video is narrated.\u003c/p>\n\u003cp>The narrator is a Facebook user, not someone from the company or the company itself. This user point of view helps Facebook frame its problems as something that just occurred rather than something caused directly by its policies. This is literally what the narrator says: “Then something happened. We had to deal with spam, clickbait, fake news and data misuse.” There’s no indication of how or why Facebook allowed all of this to occur.\u003c/p>\u003c/p>\u003cp>\u003cspan class='utils-parseShortcode-shortcodes-__youtubeShortcode__embedYoutube'>\n \u003cspan class='utils-parseShortcode-shortcodes-__youtubeShortcode__embedYoutubeInside'>\n \u003ciframe\n loading='lazy'\n class='utils-parseShortcode-shortcodes-__youtubeShortcode__youtubePlayer'\n type='text/html'\n src='//www.youtube.com/embed/Q4zd7X98eOs'\n title='//www.youtube.com/embed/Q4zd7X98eOs'\n allowfullscreen='true'\n style='border:0;'>\u003c/iframe>\n \u003c/span>\n \u003c/span>\u003c/p>\u003cp>\u003cp>Finally, we get to the promises. Uber says it will usher in new leadership and a new culture. Facebook says it will do more to keep you safe and protect your privacy. Neither offer any concrete examples of how they will do this. Wells Fargo is the most explicit. It says it will end product sales goals for branch bankers. These are the incentives that led to bankers opening up unauthorized accounts for people.\u003c/p>\n\u003cp>Now, apologizing is nothing new for a big corporation. We’ve seen plenty of mea culpas from companies like BP and Johnson & Johnson. But this is relatively new territory for tech companies. They’ve traditionally been very well liked by their consumers.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>But that’s beginning to change, which means we may be seeing a lot more apology ads in the future.\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11669075/facebook-uber-and-wells-fargo-are-all-apologizing-in-nationally-televised-ads","authors":["253"],"programs":["news_72"],"categories":["news_6188","news_8","news_248"],"tags":["news_249","news_23374","news_23370","news_4523","news_2424"],"featImg":"news_11669223","label":"news_72"},"news_11663674":{"type":"posts","id":"news_11663674","meta":{"index":"posts_1591205157","site":"news","id":"11663674","score":null,"sort":[1524261975000]},"guestAuthors":[],"slug":"record-fine-for-wells-fargo","title":"Record Fine for Wells Fargo","publishDate":1524261975,"format":"standard","headTitle":"Mark Fiore: Drawn to the Bay | The California Report | KQED News","labelTerm":{"term":72,"site":"news"},"content":"\u003cp>Wells Fargo -- reporting a net income of $4.7 billion in the first three months of 2018 -- was \u003ca href=\"http://bit.ly/fiorewellscfpb\">hit with a $1 billion fine\u003c/a> for its home and auto loan abuses.\u003c/p>\n\u003cp>It's the largest fine ever issued by the Consumer Financial Protection Bureau, currently led by deregulation proponent Mick Mulvaney.\u003c/p>\n\u003cp>Though he was already the director of the Office of Management and Budget, President Trump appointed Mulvaney to lead the CFPB as acting director.\u003c/p>\n\u003cp>Mulvaney said in 2015, \"I don’t like the fact that CFPB exists, I will be perfectly honest with you.\"\u003c/p>\n\u003cp>In a 2018 funding request, Mulvaney asked for $0 for the watchdog agency.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\u003cp>\u003c/p>\n","blocks":[],"excerpt":"Wells Fargo was hit with a $1 billion fine for its home and auto loan abuses -- the largest fine ever issued by an agency currently led by deregulation proponent Mick Mulvaney.","status":"publish","parent":0,"modified":1524262294,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":7,"wordCount":110},"headData":{"title":"Record Fine for Wells Fargo | KQED","description":"Wells Fargo was hit with a $1 billion fine for its home and auto loan abuses -- the largest fine ever issued by an agency currently led by deregulation proponent Mick Mulvaney.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11663674 https://ww2.kqed.org/news/?p=11663674","disqusUrl":"https://ww2.kqed.org/news/2018/04/20/record-fine-for-wells-fargo/","disqusTitle":"Record Fine for Wells Fargo","path":"/news/11663674/record-fine-for-wells-fargo","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>Wells Fargo -- reporting a net income of $4.7 billion in the first three months of 2018 -- was \u003ca href=\"http://bit.ly/fiorewellscfpb\">hit with a $1 billion fine\u003c/a> for its home and auto loan abuses.\u003c/p>\n\u003cp>It's the largest fine ever issued by the Consumer Financial Protection Bureau, currently led by deregulation proponent Mick Mulvaney.\u003c/p>\n\u003cp>Though he was already the director of the Office of Management and Budget, President Trump appointed Mulvaney to lead the CFPB as acting director.\u003c/p>\n\u003cp>Mulvaney said in 2015, \"I don’t like the fact that CFPB exists, I will be perfectly honest with you.\"\u003c/p>\n\u003cp>In a 2018 funding request, Mulvaney asked for $0 for the watchdog agency.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11663674/record-fine-for-wells-fargo","authors":["3236"],"programs":["news_72"],"series":["news_18515"],"categories":["news_1758","news_6188","news_8","news_13"],"tags":["news_21650","news_20949","news_2424","news_21551"],"featImg":"news_11663688","label":"news_72"}},"programsReducer":{"possible":{"id":"possible","title":"Possible","info":"Possible is hosted by entrepreneur Reid Hoffman and writer Aria Finger. Together in Possible, Hoffman and Finger lead enlightening discussions about building a brighter collective future. The show features interviews with visionary guests like Trevor Noah, Sam Altman and Janette Sadik-Khan. Possible paints an optimistic portrait of the world we can create through science, policy, business, art and our shared humanity. It asks: What if everything goes right for once? How can we get there? Each episode also includes a short fiction story generated by advanced AI GPT-4, serving as a thought-provoking springboard to speculate how humanity could leverage technology for good.","airtime":"SUN 2pm","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2024/04/Possible-Podcast-Tile-360x360-1.jpg","officialWebsiteLink":"https://www.possible.fm/","meta":{"site":"news","source":"Possible"},"link":"/radio/program/possible","subscribe":{"apple":"https://podcasts.apple.com/us/podcast/possible/id1677184070","spotify":"https://open.spotify.com/show/730YpdUSNlMyPQwNnyjp4k"}},"1a":{"id":"1a","title":"1A","info":"1A is home to the national conversation. 1A brings on great guests and frames the best debate in ways that make you think, share and engage.","airtime":"MON-THU 11pm-12am","imageSrc":"https://ww2.kqed.org/radio/wp-content/uploads/sites/50/2018/04/1a.jpg","officialWebsiteLink":"https://the1a.org/","meta":{"site":"news","source":"npr"},"link":"/radio/program/1a","subscribe":{"npr":"https://rpb3r.app.goo.gl/RBrW","apple":"https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?s=143441&mt=2&id=1188724250&at=11l79Y&ct=nprdirectory","tuneIn":"https://tunein.com/radio/1A-p947376/","rss":"https://feeds.npr.org/510316/podcast.xml"}},"all-things-considered":{"id":"all-things-considered","title":"All Things Considered","info":"Every weekday, \u003cem>All Things Considered\u003c/em> hosts Robert Siegel, Audie Cornish, Ari Shapiro, and Kelly McEvers present the program's trademark mix of news, interviews, commentaries, reviews, and offbeat features. Michel Martin hosts on the weekends.","airtime":"MON-FRI 1pm-2pm, 4:30pm-6:30pm\u003cbr />SAT-SUN 5pm-6pm","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2024/04/All-Things-Considered-Podcast-Tile-360x360-1.jpg","officialWebsiteLink":"https://www.npr.org/programs/all-things-considered/","meta":{"site":"news","source":"npr"},"link":"/radio/program/all-things-considered"},"american-suburb-podcast":{"id":"american-suburb-podcast","title":"American Suburb: The Podcast","tagline":"The flip side of gentrification, told through one town","info":"Gentrification is changing cities across America, forcing people from neighborhoods they have long called home. Call them the displaced. Now those priced out of the Bay Area are looking for a better life in an unlikely place. American Suburb follows this migration to one California town along the Delta, 45 miles from San Francisco. But is this once sleepy suburb ready for them?","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2024/04/American-Suburb-Podcast-Tile-703x703-1.jpg","officialWebsiteLink":"/news/series/american-suburb-podcast","meta":{"site":"news","source":"kqed","order":"13"},"link":"/news/series/american-suburb-podcast/","subscribe":{"npr":"https://rpb3r.app.goo.gl/RBrW","apple":"https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?mt=2&id=1287748328","tuneIn":"https://tunein.com/radio/American-Suburb-p1086805/","rss":"https://ww2.kqed.org/news/series/american-suburb-podcast/feed/podcast","google":"https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5tZWdhcGhvbmUuZm0vS1FJTkMzMDExODgxNjA5"}},"baycurious":{"id":"baycurious","title":"Bay Curious","tagline":"Exploring the Bay Area, one question at a time","info":"KQED’s new podcast, Bay Curious, gets to the bottom of the mysteries — both profound and peculiar — that give the Bay Area its unique identity. And we’ll do it with your help! You ask the questions. You decide what Bay Curious investigates. And you join us on the journey to find the answers.","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2024/04/Bay-Curious-Podcast-Tile-703x703-1.jpg","imageAlt":"\"KQED Bay Curious","officialWebsiteLink":"/news/series/baycurious","meta":{"site":"news","source":"kqed","order":"4"},"link":"/podcasts/baycurious","subscribe":{"apple":"https://podcasts.apple.com/us/podcast/bay-curious/id1172473406","npr":"https://www.npr.org/podcasts/500557090/bay-curious","rss":"https://ww2.kqed.org/news/category/bay-curious-podcast/feed/podcast","google":"https://podcasts.google.com/feed/aHR0cHM6Ly93dzIua3FlZC5vcmcvbmV3cy9jYXRlZ29yeS9iYXktY3VyaW91cy1wb2RjYXN0L2ZlZWQvcG9kY2FzdA","stitcher":"https://www.stitcher.com/podcast/kqed/bay-curious","spotify":"https://open.spotify.com/show/6O76IdmhixfijmhTZLIJ8k"}},"bbc-world-service":{"id":"bbc-world-service","title":"BBC World Service","info":"The day's top stories from BBC News compiled twice daily in the week, once at weekends.","airtime":"MON-FRI 9pm-10pm, TUE-FRI 1am-2am","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2024/04/BBC-World-Service-Podcast-Tile-360x360-1.jpg","officialWebsiteLink":"https://www.bbc.co.uk/sounds/play/live:bbc_world_service","meta":{"site":"news","source":"BBC World Service"},"link":"/radio/program/bbc-world-service","subscribe":{"apple":"https://itunes.apple.com/us/podcast/global-news-podcast/id135067274?mt=2","tuneIn":"https://tunein.com/radio/BBC-World-Service-p455581/","rss":"https://podcasts.files.bbci.co.uk/p02nq0gn.rss"}},"code-switch-life-kit":{"id":"code-switch-life-kit","title":"Code Switch / Life Kit","info":"\u003cem>Code Switch\u003c/em>, which listeners will hear in the first part of the hour, has fearless and much-needed conversations about race. Hosted by journalists of color, the show tackles the subject of race head-on, exploring how it impacts every part of society — from politics and pop culture to history, sports and more.\u003cbr />\u003cbr />\u003cem>Life Kit\u003c/em>, which will be in the second part of the hour, guides you through spaces and feelings no one prepares you for — from finances to mental health, from workplace microaggressions to imposter syndrome, from relationships to parenting. The show features experts with real world experience and shares their knowledge. Because everyone needs a little help being human.\u003cbr />\u003cbr />\u003ca href=\"https://www.npr.org/podcasts/510312/codeswitch\">\u003cem>Code Switch\u003c/em> offical site and podcast\u003c/a>\u003cbr />\u003ca href=\"https://www.npr.org/lifekit\">\u003cem>Life Kit\u003c/em> offical site and podcast\u003c/a>\u003cbr />","airtime":"SUN 9pm-10pm","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2024/04/Code-Switch-Life-Kit-Podcast-Tile-360x360-1.jpg","meta":{"site":"radio","source":"npr"},"link":"/radio/program/code-switch-life-kit","subscribe":{"apple":"https://podcasts.apple.com/podcast/1112190608?mt=2&at=11l79Y&ct=nprdirectory","google":"https://podcasts.google.com/feed/aHR0cHM6Ly93d3cubnByLm9yZy9yc3MvcG9kY2FzdC5waHA_aWQ9NTEwMzEy","spotify":"https://open.spotify.com/show/3bExJ9JQpkwNhoHvaIIuyV","rss":"https://feeds.npr.org/510312/podcast.xml"}},"commonwealth-club":{"id":"commonwealth-club","title":"Commonwealth Club of California Podcast","info":"The Commonwealth Club of California is the nation's oldest and largest public affairs forum. 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