California extiende la fecha límite para solicitar seguro médico por medio del Affordable Care Act
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She's formerly the host of \u003ca href=\"http://ww2.kqed.org/pop/category/the-cooler/\" rel=\"noopener noreferrer\">The Cooler\u003c/a> podcast.","avatar":"https://secure.gravatar.com/avatar/2d8d6765f186e64c798cf7f0c8088a41?s=600&d=blank&r=g","twitter":"teacupinthebay","facebook":null,"instagram":null,"linkedin":null,"sites":[{"site":"","roles":["editor"]},{"site":"arts","roles":["editor"]},{"site":"news","roles":["administrator"]},{"site":"pop","roles":["editor"]},{"site":"futureofyou","roles":["editor"]},{"site":"about","roles":["administrator"]},{"site":"mindshift","roles":["editor"]},{"site":"bayareabites","roles":["editor"]},{"site":"stateofhealth","roles":["editor"]},{"site":"science","roles":["editor"]},{"site":"food","roles":["contributor"]},{"site":"forum","roles":["editor"]},{"site":"perspectives","roles":["administrator"]}],"headData":{"title":"Carly Severn | KQED","description":"Senior Editor, Audience News ","ogImgSrc":"https://secure.gravatar.com/avatar/2d8d6765f186e64c798cf7f0c8088a41?s=600&d=blank&r=g","twImgSrc":"https://secure.gravatar.com/avatar/2d8d6765f186e64c798cf7f0c8088a41?s=600&d=blank&r=g"},"isLoading":false,"link":"/author/carlysevern"},"rlevi":{"type":"authors","id":"11260","meta":{"index":"authors_1591205172","id":"11260","found":true},"name":"Ryan Levi","firstName":"Ryan","lastName":"Levi","slug":"rlevi","email":"rlevi@KQED.org","display_author_email":false,"staff_mastheads":[],"title":"KQED Contributor","bio":"Ryan Levi was a reporter and podcast producer at KQED News from 2016-2019. He worked on \u003ca href=\"https://www.kqed.org/news/series/baycurious\">Bay Curious\u003c/a>, \u003ca href=\"https://www.kqed.org/news/tag/the-bay/\">The Bay, \u003c/a>and \u003ca href=\"https://podcasts.apple.com/us/podcast/the-california-report-magazine/id1314750545\">The California Report Magazine\u003c/a>, as well as hosting and producing the weekly \u003ca href=\"https://www.kqed.org/news/program/qedup/\">Q'ed Up podcast. \u003c/a>He also helped inaugurate KQED's weekend news coverage in 2017 as one of two original digital producers. Ryan holds degrees in multimedia journalism and Spanish from the University of Missouri.","avatar":"https://secure.gravatar.com/avatar/4cb2ddd028ac8807d1adf09609c5555d?s=600&d=blank&r=g","twitter":"ryan_levi","facebook":null,"instagram":null,"linkedin":null,"sites":[{"site":"arts","roles":["editor"]},{"site":"news","roles":["subscriber"]},{"site":"stateofhealth","roles":["editor"]},{"site":"science","roles":["editor"]},{"site":"forum","roles":["administrator"]},{"site":"perspectives","roles":["administrator"]},{"site":"breakingnews","roles":["editor"]}],"headData":{"title":"Ryan Levi | KQED","description":"KQED Contributor","ogImgSrc":"https://secure.gravatar.com/avatar/4cb2ddd028ac8807d1adf09609c5555d?s=600&d=blank&r=g","twImgSrc":"https://secure.gravatar.com/avatar/4cb2ddd028ac8807d1adf09609c5555d?s=600&d=blank&r=g"},"isLoading":false,"link":"/author/rlevi"}},"breakingNewsReducer":{},"campaignFinanceReducer":{},"firebase":{"requesting":{},"requested":{},"timestamps":{},"data":{},"ordered":{},"auth":{"isLoaded":false,"isEmpty":true},"authError":null,"profile":{"isLoaded":false,"isEmpty":true},"listeners":{"byId":{},"allIds":[]},"isInitializing":false,"errors":[]},"navBarReducer":{"navBarId":"news","fullView":true,"showPlayer":false},"navMenuReducer":{"menus":[{"key":"menu1","items":[{"name":"News","link":"/","type":"title"},{"name":"Politics","link":"/politics"},{"name":"Science","link":"/science"},{"name":"Education","link":"/educationnews"},{"name":"Housing","link":"/housing"},{"name":"Immigration","link":"/immigration"},{"name":"Criminal Justice","link":"/criminaljustice"},{"name":"Silicon Valley","link":"/siliconvalley"},{"name":"Forum","link":"/forum"},{"name":"The California Report","link":"/californiareport"}]},{"key":"menu2","items":[{"name":"Arts & Culture","link":"/arts","type":"title"},{"name":"Critics’ Picks","link":"/thedolist"},{"name":"Cultural Commentary","link":"/artscommentary"},{"name":"Food & Drink","link":"/food"},{"name":"Bay Area Hip-Hop","link":"/bayareahiphop"},{"name":"Rebel Girls","link":"/rebelgirls"},{"name":"Arts Video","link":"/artsvideos"}]},{"key":"menu3","items":[{"name":"Podcasts","link":"/podcasts","type":"title"},{"name":"Bay Curious","link":"/podcasts/baycurious"},{"name":"Rightnowish","link":"/podcasts/rightnowish"},{"name":"The Bay","link":"/podcasts/thebay"},{"name":"On Our Watch","link":"/podcasts/onourwatch"},{"name":"Mindshift","link":"/podcasts/mindshift"},{"name":"Consider This","link":"/podcasts/considerthis"},{"name":"Political Breakdown","link":"/podcasts/politicalbreakdown"}]},{"key":"menu4","items":[{"name":"Live Radio","link":"/radio","type":"title"},{"name":"TV","link":"/tv","type":"title"},{"name":"Events","link":"/events","type":"title"},{"name":"For Educators","link":"/education","type":"title"},{"name":"Support KQED","link":"/support","type":"title"},{"name":"About","link":"/about","type":"title"},{"name":"Help Center","link":"https://kqed-helpcenter.kqed.org/s","type":"title"}]}]},"pagesReducer":{},"postsReducer":{"stream_live":{"type":"live","id":"stream_live","audioUrl":"https://streams.kqed.org/kqedradio","title":"Live Stream","excerpt":"Live Stream information currently unavailable.","link":"/radio","featImg":"","label":{"name":"KQED Live","link":"/"}},"stream_kqedNewscast":{"type":"posts","id":"stream_kqedNewscast","audioUrl":"https://www.kqed.org/.stream/anon/radio/RDnews/newscast.mp3?_=1","title":"KQED Newscast","featImg":"","label":{"name":"88.5 FM","link":"/"}},"news_11850629":{"type":"posts","id":"news_11850629","meta":{"index":"posts_1591205157","site":"news","id":"11850629","score":null,"sort":[1607719696000]},"guestAuthors":[],"slug":"necesita-seguro-medico-15-de-diciembre-es-la-fecha-limite-para-adquirir-cobertura-con-ayuda-del-gobierno","title":"California extiende la fecha límite para solicitar seguro médico por medio del Affordable Care Act","publishDate":1607719696,"format":"standard","headTitle":"KQED News","labelTerm":{"site":"news"},"content":"\u003cp>\u003cem>\u003ca href=\"https://www.kqed.org/news/11850458/want-health-insurance-through-the-affordable-care-act-your-last-chance-is-tuesday-dec-15\">Read in English\u003c/a>\u003c/em>\u003c/p>\n\u003cp>\u003cem>Este artículo fue actualizado a las 4 p.m. el 16 de diciembre\u003c/em>\u003c/p>\n\u003cp>¿Planea solicitar seguro médico para 2021 a través del programa federal que provee subsidios para cobertura médica (también conocido como \"Obamacare\" o \"ACA\" por sus siglas en inglés)? La fecha límite para solicitar la cobertura ha sido extendida hasta el 30 de diciembre.\u003c/p>\n\u003cp>\"Los Californianos necesitar cobertura médica ahora más que nunca y es por eso que decidimos extender la fecha límite para solicitar Covered California\", dijo el Gobernador Gavin Newsom en un video publicado en Twitter anunciando la extensión.\u003c/p>\n\u003cblockquote class=\"twitter-tweet\">\n\u003cp dir=\"ltr\" lang=\"en\">Californians need health care now more than ever. That's why we just extended our open enrollment period for \u003ca href=\"https://twitter.com/CoveredCA?ref_src=twsrc%5Etfw\">@CoveredCA\u003c/a>.\u003c/p>\n\u003cp>The deadline for coverage starting 1/1/21 is now 12/30. See which discounts you qualify for & enroll today.\u003c/p>\n\u003cp>📲 \u003ca href=\"https://t.co/snHQO7VBnZ\">https://t.co/snHQO7VBnZ\u003c/a> \u003ca href=\"https://t.co/SEJsptA0Z7\">pic.twitter.com/SEJsptA0Z7\u003c/a>\u003c/p>\n\u003cp>— Office of the Governor of California (@CAgovernor) \u003ca href=\"https://twitter.com/CAgovernor/status/1339277586518605824?ref_src=twsrc%5Etfw\">December 16, 2020\u003c/a>\u003c/p>\u003c/blockquote>\n\u003cp>Esta opción, la cual otorga cobertura médica a través del mercado de seguros médicos administrado por el gobierno federal, está disponible para personas que no tendrán cobertura médica para el 1o de enero de 2021. Esto incluye a personas que no recibirán este beneficio de su empleador o que no califican para programas como Medicaid, Medicare o el programa de cobertura médica para niños ('CHIP' por sus siglas en inglés). Cualquier cobertura que uno reciba por ACA será vigente a partir del 1o de enero.\u003c/p>\n\u003cp>Para comparar los costos entre diferentes seguros médicos disponibles en este programa, y para comenzar su solicitud, visite el sitio wen www.healthcare.gov/es para comenzar este proceso.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003ch3>\u003cstrong>¿Califico para este tipo de cobertura?\u003c/strong>\u003c/h3>\n\u003cp>Para recibir cobertura a través del mercado de seguros de ACA, uno tiene que ser un residente de los Estados Unidos, lo que incluye a ciudadanos y residentes estadounidenses, o cualquiera que tenga un estatus legal en el país. (Lea más aquí sobre cuáles estatus migratorios califican)\u003c/p>\n\u003cp>Quienes ya tengan cobertura a través de Medicare no son elegibles para seguros de salud o de cobertura dental de ACA. Las personas que actualmente están en la cárcel tampoco califican. Sin embargo, personas que tengan condiciones preexistentes como cáncer o diabetes no serán descalificadas y compañías que formen parte del mercado de ACA no pueden rechazar a alguien por esto, ni cobrar extra.\u003c/p>\n\u003cp>Para más información sobre las fechas claves, cómo funciona el mercado de seguros y otros requisitos para aplicar, el sitio de ACA ofrece un \u003ca href=\"https://www.healthcare.gov/quick-guide/one-page-guide-to-the-marketplace/\">breve resumen\u003c/a> sobre las operaciones de este programa.\u003c/p>\n\u003ch3>\u003cstrong>¿Y si se me pasa la fecha límite el 30 de diciembre?\u003c/strong>\u003c/h3>\n\u003cp>El 30 de diciembre es la fecha límite para inscribirse para la cobertura que comienza a partir del 1 de enero del 2021. Sin embargo, Covered California ofrece un plazo adicional para registrarse, \u003ca href=\"http://coveredca.com/espanol/support/before-you-buy/enrollment-dates-and-deadlines/\">hasta el 31 de enero de 2021\u003c/a>, pero la cobertura que recibas no inciaría hasta el 1 de febrero de ese año.\u003c/p>\n\u003cp>[aside label ='Historias Relacionadas' tag='kqed-en-espanol']\u003c/p>\n\u003cp>Si no se registra a tiempo dentro de las dos fechas límites, es posible que califique para el 'periodo especial de inscripción'.\u003c/p>\n\u003cp>Esto otorga una segunda oportunidad para registrarse a personas que hayan cambiado algo de su vida personal (como haberse casado, divorciado o si tuvieron un bebé), si se mudaron o si perdieron su cobertura médica a causa de ciertas razones (por ejemplo, si perdió su empleo).\u003c/p>\n\u003cp>Si ya se inscribió para recibir cobertura médica por ACA y desea cambiar o modificar el seguro que compró, la única manera para hacerlo es a través del periodo especial de inscripción. \u003ca href=\"https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/\">Lea más\u003c/a> sobre el periodo especial de inscripción.\u003c/p>\n\u003cp>\u003cem>Este artículo fue traducido por el periodista, \u003ca>Carlos Cabrera-Lomelí\u003c/a>.\u003c/em>\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>\u003c/p>\n","blocks":[],"excerpt":"Su última oportunidad para recibir cobertura médica con ayuda del gobierno federal es el 30 de diciembre. Aquí tiene información sobre los costos, quién califica y más.","status":"publish","parent":0,"modified":1608165263,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":21,"wordCount":728},"headData":{"title":"California extiende la fecha límite para solicitar seguro médico por medio del Affordable Care Act | KQED","description":"Su última oportunidad para recibir cobertura médica con ayuda del gobierno federal es el 30 de diciembre. Aquí tiene información sobre los costos, quién califica y más.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11850629 https://ww2.kqed.org/news/?p=11850629","disqusUrl":"https://ww2.kqed.org/news/2020/12/11/necesita-seguro-medico-15-de-diciembre-es-la-fecha-limite-para-adquirir-cobertura-con-ayuda-del-gobierno/","disqusTitle":"California extiende la fecha límite para solicitar seguro médico por medio del Affordable Care Act","path":"/news/11850629/necesita-seguro-medico-15-de-diciembre-es-la-fecha-limite-para-adquirir-cobertura-con-ayuda-del-gobierno","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cem>\u003ca href=\"https://www.kqed.org/news/11850458/want-health-insurance-through-the-affordable-care-act-your-last-chance-is-tuesday-dec-15\">Read in English\u003c/a>\u003c/em>\u003c/p>\n\u003cp>\u003cem>Este artículo fue actualizado a las 4 p.m. el 16 de diciembre\u003c/em>\u003c/p>\n\u003cp>¿Planea solicitar seguro médico para 2021 a través del programa federal que provee subsidios para cobertura médica (también conocido como \"Obamacare\" o \"ACA\" por sus siglas en inglés)? La fecha límite para solicitar la cobertura ha sido extendida hasta el 30 de diciembre.\u003c/p>\n\u003cp>\"Los Californianos necesitar cobertura médica ahora más que nunca y es por eso que decidimos extender la fecha límite para solicitar Covered California\", dijo el Gobernador Gavin Newsom en un video publicado en Twitter anunciando la extensión.\u003c/p>\n\u003cblockquote class=\"twitter-tweet\">\n\u003cp dir=\"ltr\" lang=\"en\">Californians need health care now more than ever. That's why we just extended our open enrollment period for \u003ca href=\"https://twitter.com/CoveredCA?ref_src=twsrc%5Etfw\">@CoveredCA\u003c/a>.\u003c/p>\n\u003cp>The deadline for coverage starting 1/1/21 is now 12/30. See which discounts you qualify for & enroll today.\u003c/p>\n\u003cp>📲 \u003ca href=\"https://t.co/snHQO7VBnZ\">https://t.co/snHQO7VBnZ\u003c/a> \u003ca href=\"https://t.co/SEJsptA0Z7\">pic.twitter.com/SEJsptA0Z7\u003c/a>\u003c/p>\n\u003cp>— Office of the Governor of California (@CAgovernor) \u003ca href=\"https://twitter.com/CAgovernor/status/1339277586518605824?ref_src=twsrc%5Etfw\">December 16, 2020\u003c/a>\u003c/p>\u003c/blockquote>\n\u003cp>Esta opción, la cual otorga cobertura médica a través del mercado de seguros médicos administrado por el gobierno federal, está disponible para personas que no tendrán cobertura médica para el 1o de enero de 2021. Esto incluye a personas que no recibirán este beneficio de su empleador o que no califican para programas como Medicaid, Medicare o el programa de cobertura médica para niños ('CHIP' por sus siglas en inglés). Cualquier cobertura que uno reciba por ACA será vigente a partir del 1o de enero.\u003c/p>\n\u003cp>Para comparar los costos entre diferentes seguros médicos disponibles en este programa, y para comenzar su solicitud, visite el sitio wen www.healthcare.gov/es para comenzar este proceso.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003ch3>\u003cstrong>¿Califico para este tipo de cobertura?\u003c/strong>\u003c/h3>\n\u003cp>Para recibir cobertura a través del mercado de seguros de ACA, uno tiene que ser un residente de los Estados Unidos, lo que incluye a ciudadanos y residentes estadounidenses, o cualquiera que tenga un estatus legal en el país. (Lea más aquí sobre cuáles estatus migratorios califican)\u003c/p>\n\u003cp>Quienes ya tengan cobertura a través de Medicare no son elegibles para seguros de salud o de cobertura dental de ACA. Las personas que actualmente están en la cárcel tampoco califican. Sin embargo, personas que tengan condiciones preexistentes como cáncer o diabetes no serán descalificadas y compañías que formen parte del mercado de ACA no pueden rechazar a alguien por esto, ni cobrar extra.\u003c/p>\n\u003cp>Para más información sobre las fechas claves, cómo funciona el mercado de seguros y otros requisitos para aplicar, el sitio de ACA ofrece un \u003ca href=\"https://www.healthcare.gov/quick-guide/one-page-guide-to-the-marketplace/\">breve resumen\u003c/a> sobre las operaciones de este programa.\u003c/p>\n\u003ch3>\u003cstrong>¿Y si se me pasa la fecha límite el 30 de diciembre?\u003c/strong>\u003c/h3>\n\u003cp>El 30 de diciembre es la fecha límite para inscribirse para la cobertura que comienza a partir del 1 de enero del 2021. Sin embargo, Covered California ofrece un plazo adicional para registrarse, \u003ca href=\"http://coveredca.com/espanol/support/before-you-buy/enrollment-dates-and-deadlines/\">hasta el 31 de enero de 2021\u003c/a>, pero la cobertura que recibas no inciaría hasta el 1 de febrero de ese año.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"label":"Historias Relacionadas ","tag":"kqed-en-espanol"},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Si no se registra a tiempo dentro de las dos fechas límites, es posible que califique para el 'periodo especial de inscripción'.\u003c/p>\n\u003cp>Esto otorga una segunda oportunidad para registrarse a personas que hayan cambiado algo de su vida personal (como haberse casado, divorciado o si tuvieron un bebé), si se mudaron o si perdieron su cobertura médica a causa de ciertas razones (por ejemplo, si perdió su empleo).\u003c/p>\n\u003cp>Si ya se inscribió para recibir cobertura médica por ACA y desea cambiar o modificar el seguro que compró, la única manera para hacerlo es a través del periodo especial de inscripción. \u003ca href=\"https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/\">Lea más\u003c/a> sobre el periodo especial de inscripción.\u003c/p>\n\u003cp>\u003cem>Este artículo fue traducido por el periodista, \u003ca>Carlos Cabrera-Lomelí\u003c/a>.\u003c/em>\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11850629/necesita-seguro-medico-15-de-diciembre-es-la-fecha-limite-para-adquirir-cobertura-con-ayuda-del-gobierno","authors":["3243"],"categories":["news_28523"],"tags":["news_28909","news_28910","news_28586","news_20277","news_5163","news_27775","news_28444","news_3890"],"featImg":"news_11850632","label":"news"},"news_11850458":{"type":"posts","id":"news_11850458","meta":{"index":"posts_1591205157","site":"news","id":"11850458","score":null,"sort":[1607633080000]},"guestAuthors":[],"slug":"want-health-insurance-through-the-affordable-care-act-your-last-chance-is-tuesday-dec-15","title":"California Extends Deadline for 2021 Health Insurance Through Affordable Care Act","publishDate":1607633080,"format":"standard","headTitle":"KQED News","labelTerm":{"site":"news"},"content":"\u003cp>\u003cem>This post was updated 11 a.m. Dec. 16\u003c/em>\u003c/p>\n\u003cp>Are you hoping to sign up for 2021 health insurance through the Affordable Care Act? The deadline to enroll for California coverage that starts Jan. 1 has now been extended — to Dec. 30.\u003c/p>\n\u003cp>\"Californians need health coverage more than ever and that's why we just extended our open enrollment period for Covered California,\" said Gov. Gavin Newsom in \u003ca href=\"https://twitter.com/cagovernor/status/1339277586518605824?s=21\">a video posted to Twitter\u003c/a> announcing the extension.\u003c/p>\n\u003cp>\u003ca href=\"https://www.healthcare.gov/get-coverage/\">Healthcare.gov\u003c/a> is the national marketplace for health coverage, and if you live in California, the site will redirect you to\u003ca href=\"https://www.coveredca.com/\"> Covered California\u003c/a>'s site to sign up for your coverage. The Healthcare.gov deadline was previously Dec. 15, and remains as such almost all other states.\u003c/p>\n\u003cp>https://twitter.com/cagovernor/status/1339277586518605824?s=21\u003c/p>\n\u003cp>To compare the cost of coverage plans available through the ACA, and to begin an application, visit \u003ca href=\"https://www.healthcare.gov/quick-guide/getting-marketplace-health-insurance/\">Healthcare.gov's \"tips to get started\" page\u003c/a>.\u003c/p>\n\u003ch3>Am I Eligible for ACA Coverage?\u003c/h3>\n\u003cp>Obtaining coverage through the ACA's health insurance marketplace – also commonly known as Obamacare – is intended as an option for people who won't receive coverage starting Jan. 1, 2021 through their employer, or through programs like Medicaid, Medicare or the Children's Health Insurance Program. Coverage via ACA plans sold during open enrollment takes effect Jan. 1.\u003c/p>\n\u003cp>To be eligible for health coverage through the ACA's marketplace, you must be a United States resident who's either a U.S. citizen, a U.S. national or is lawfully present in the country. (\u003ca href=\"https://www.healthcare.gov/immigrants/immigration-status\">Read more about eligible immigration statuses\u003c/a>).\u003c/p>\n\u003cp>People with Medicare coverage are \u003ca href=\"https://www.healthcare.gov/medicare/medicare-and-the-marketplace/\">not eligible for health or dental plans\u003c/a> through the ACA. \u003ca href=\"https://www.healthcare.gov/incarcerated-people\">Incarcerated people\u003c/a> also do not qualify for coverage. \u003ca href=\"https://www.healthcare.gov/glossary/pre-existing-condition/\">Preexisting conditions\u003c/a> like cancer or diabetes do not disqualify applicants, and insurance companies in the ACA marketplace cannot refuse to cover their treatment or charge more to do so.\u003c/p>\n\u003cp>For more about the timeline for coverage, how the marketplace works and requirements for applying, Healthcare.gov offers \u003ca href=\"https://www.healthcare.gov/quick-guide/one-page-guide-to-the-marketplace/\">this quick overview of the ACA system\u003c/a>.\u003c/p>\n\u003ch3>What if I Miss the New Dec. 30 Deadline?\u003c/h3>\n\u003cp>Dec. 30 is the Covered California deadline to buy health coverage that starts Jan. 1, 2021 — but the \u003ca href=\"https://www.coveredca.com/support/before-you-buy/enrollment-dates-and-deadlines/\">open enrollment period is active through Jan. 31, 2021.\u003c/a> This means you could miss the Dec. 30 deadline and still sign up for coverage that would start on Feb. 1.\u003c/p>\n\u003cp>If you don't enroll in time to make the Dec. 30 deadline, and miss the Jan. 31 open enrollment deadline too, you might still be eligible for what's called a special enrollment period.\u003c/p>\n\u003cp>This may allow you to enroll if you've had a change in your household (like getting married, getting divorced or having a baby), a change in where you live, or you lose your qualifying health insurance (for example, because you lost your job.)\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>If you already signed up for coverage through the Affordable Care Act, and want to make changes to the plan you bought, qualifying for a special enrollment period is the only way you'll be able to do so. \u003ca href=\"https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/\">Find out more about the special enrollment period.\u003c/a>\u003c/p>\n\u003cp>\u003c/p>\n","blocks":[],"excerpt":"Your last chance to get health insurance through the ACA (commonly known as Obamacare) is now Dec.30 in California. More about costs, timeline, requirements and eligibility.","status":"publish","parent":0,"modified":1608153852,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":15,"wordCount":528},"headData":{"title":"California Extends Deadline for 2021 Health Insurance Through Affordable Care Act | KQED","description":"Your last chance to get health insurance through the ACA (commonly known as Obamacare) is now Dec.30 in California. Find out more about the requirements.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11850458 https://ww2.kqed.org/news/?p=11850458","disqusUrl":"https://ww2.kqed.org/news/2020/12/10/want-health-insurance-through-the-affordable-care-act-your-last-chance-is-tuesday-dec-15/","disqusTitle":"California Extends Deadline for 2021 Health Insurance Through Affordable Care Act","path":"/news/11850458/want-health-insurance-through-the-affordable-care-act-your-last-chance-is-tuesday-dec-15","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cem>This post was updated 11 a.m. Dec. 16\u003c/em>\u003c/p>\n\u003cp>Are you hoping to sign up for 2021 health insurance through the Affordable Care Act? The deadline to enroll for California coverage that starts Jan. 1 has now been extended — to Dec. 30.\u003c/p>\n\u003cp>\"Californians need health coverage more than ever and that's why we just extended our open enrollment period for Covered California,\" said Gov. Gavin Newsom in \u003ca href=\"https://twitter.com/cagovernor/status/1339277586518605824?s=21\">a video posted to Twitter\u003c/a> announcing the extension.\u003c/p>\n\u003cp>\u003ca href=\"https://www.healthcare.gov/get-coverage/\">Healthcare.gov\u003c/a> is the national marketplace for health coverage, and if you live in California, the site will redirect you to\u003ca href=\"https://www.coveredca.com/\"> Covered California\u003c/a>'s site to sign up for your coverage. The Healthcare.gov deadline was previously Dec. 15, and remains as such almost all other states.\u003c/p>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"singleTwitterStatus","attributes":{"named":{"id":"1339277586518605824"},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\n\u003cp>To compare the cost of coverage plans available through the ACA, and to begin an application, visit \u003ca href=\"https://www.healthcare.gov/quick-guide/getting-marketplace-health-insurance/\">Healthcare.gov's \"tips to get started\" page\u003c/a>.\u003c/p>\n\u003ch3>Am I Eligible for ACA Coverage?\u003c/h3>\n\u003cp>Obtaining coverage through the ACA's health insurance marketplace – also commonly known as Obamacare – is intended as an option for people who won't receive coverage starting Jan. 1, 2021 through their employer, or through programs like Medicaid, Medicare or the Children's Health Insurance Program. Coverage via ACA plans sold during open enrollment takes effect Jan. 1.\u003c/p>\n\u003cp>To be eligible for health coverage through the ACA's marketplace, you must be a United States resident who's either a U.S. citizen, a U.S. national or is lawfully present in the country. (\u003ca href=\"https://www.healthcare.gov/immigrants/immigration-status\">Read more about eligible immigration statuses\u003c/a>).\u003c/p>\n\u003cp>People with Medicare coverage are \u003ca href=\"https://www.healthcare.gov/medicare/medicare-and-the-marketplace/\">not eligible for health or dental plans\u003c/a> through the ACA. \u003ca href=\"https://www.healthcare.gov/incarcerated-people\">Incarcerated people\u003c/a> also do not qualify for coverage. \u003ca href=\"https://www.healthcare.gov/glossary/pre-existing-condition/\">Preexisting conditions\u003c/a> like cancer or diabetes do not disqualify applicants, and insurance companies in the ACA marketplace cannot refuse to cover their treatment or charge more to do so.\u003c/p>\n\u003cp>For more about the timeline for coverage, how the marketplace works and requirements for applying, Healthcare.gov offers \u003ca href=\"https://www.healthcare.gov/quick-guide/one-page-guide-to-the-marketplace/\">this quick overview of the ACA system\u003c/a>.\u003c/p>\n\u003ch3>What if I Miss the New Dec. 30 Deadline?\u003c/h3>\n\u003cp>Dec. 30 is the Covered California deadline to buy health coverage that starts Jan. 1, 2021 — but the \u003ca href=\"https://www.coveredca.com/support/before-you-buy/enrollment-dates-and-deadlines/\">open enrollment period is active through Jan. 31, 2021.\u003c/a> This means you could miss the Dec. 30 deadline and still sign up for coverage that would start on Feb. 1.\u003c/p>\n\u003cp>If you don't enroll in time to make the Dec. 30 deadline, and miss the Jan. 31 open enrollment deadline too, you might still be eligible for what's called a special enrollment period.\u003c/p>\n\u003cp>This may allow you to enroll if you've had a change in your household (like getting married, getting divorced or having a baby), a change in where you live, or you lose your qualifying health insurance (for example, because you lost your job.)\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>If you already signed up for coverage through the Affordable Care Act, and want to make changes to the plan you bought, qualifying for a special enrollment period is the only way you'll be able to do so. \u003ca href=\"https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/\">Find out more about the special enrollment period.\u003c/a>\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11850458/want-health-insurance-through-the-affordable-care-act-your-last-chance-is-tuesday-dec-15","authors":["3243"],"categories":["news_457","news_8"],"tags":["news_20578","news_2409","news_1054","news_3890"],"featImg":"news_11850562","label":"news"},"news_11764832":{"type":"posts","id":"news_11764832","meta":{"index":"posts_1591205157","site":"news","id":"11764832","score":null,"sort":[1564629025000]},"guestAuthors":[],"slug":"kamala-harris-goes-after-joe-biden-finds-herself-on-defensive-in-second-debate","title":"Kamala Harris Goes After Joe Biden, Finds Herself on Defensive in Second Debate","publishDate":1564629025,"format":"audio","headTitle":"The California Report | KQED News","labelTerm":{"term":72,"site":"news"},"content":"\u003cp>U.S. Sen. Kamala Harris walked onstage Wednesday night for her second presidential debate with a lot of pressure and high expectations hanging over her head — and she mostly delivered.\u003c/p>\n\u003cp>[pullquote size='small' align='right' citation='Former Vice President Joe Biden']'This is not a Republican talking point; Republicans are trying to kill Obamacare.'[/pullquote]Harris, who is viewed as one of a few frontrunners in the crowded Democratic field, found herself at the center of the stage alongside former Vice President Joe Biden — and at the center of many attacks from her fellow Democrats on issues ranging from health care to her record as a prosecutor.\u003c/p>\n\u003cp>Biden, especially, came out swinging at Harris, a turnaround from his lackluster response to her attacks in the first debate in June.\u003c/p>\n\u003cp>\"The senator has had several plans,\" Biden said, referring to Harris' flip-flopping on whether she supports eliminating private insurance coverage. “You can't beat Donald Trump with double-talk on this.”\u003c/p>\n\u003cp>Harris — whose \u003ca href=\"https://www.kqed.org/news/11757814/kamala-harris-swings-at-joe-biden-while-eric-swalwell-strives-to-stand-out-in-democratic-debate\">standout performance\u003c/a> during the first debate boosted her poll numbers and breathed life into her campaign — appeared a bit nervous as the night began, but seemed to pick up steam as the debate wore on.\u003c/p>\n\u003cp>After greeting Biden casually — \"Hey, Joe,\" she said, with him responding, \"Go easy on me, kid\" — Harris quickly pivoted to attacking the vice president.\u003c/p>\n\u003cfigure id=\"attachment_11764808\" class=\"wp-caption alignnone\" style=\"max-width: 800px\">\u003cimg class=\"size-medium wp-image-11764808\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/07/07312019_democratic-primary-debate_detroit_election-2020-qut-800x533.jpg\" alt=\"Democratic presidential hopefuls wave from the stage ahead of the second Democratic primary debate of the 2020 presidential campaign season hosted by CNN at the Fox Theatre in Detroit, Michigan, on July 31, 2019.\" width=\"800\" height=\"533\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/07/07312019_democratic-primary-debate_detroit_election-2020-qut-800x533.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2019/07/07312019_democratic-primary-debate_detroit_election-2020-qut-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2019/07/07312019_democratic-primary-debate_detroit_election-2020-qut-1020x680.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2019/07/07312019_democratic-primary-debate_detroit_election-2020-qut-1200x800.jpg 1200w, https://ww2.kqed.org/app/uploads/sites/10/2019/07/07312019_democratic-primary-debate_detroit_election-2020-qut.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Democratic presidential hopefuls wave from the stage ahead of the second Democratic primary debate of the 2020 presidential campaign season hosted by CNN at the Fox Theatre in Detroit, Michigan, on July 31, 2019. \u003ccite>(Jim Watson/AFP/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The first portion of the debate focused heavily on health care, with Biden and Harris sparring over their competing proposals. But neither candidate seemed as fluent talking about the complicated policy issue as Sens. Elizabeth Warren and Bernie Sanders did Tuesday night.\u003c/p>\n\u003cp>Still, Harris did land some punches. She \u003ca href=\"https://www.vox.com/2019/7/29/8933257/kamala-harris-medicare-for-all-bernie-sanders-private-insurance\">unveiled her own health care plan this week\u003c/a> — a proposal she calls \"Medicare for All,\" but that would still include private insurers — and spent a significant amount of time attacking Biden for his more \u003ca href=\"https://www.vox.com/2019/7/16/20694598/joe-biden-health-care-plan-public-option\">modest proposal,\u003c/a> which would keep the current health care structure in place but let people buy into a public option.\u003c/p>\n\u003cp>\"Your plan does not cover everyone in America — by your staff's, and everyone's, definition — 10 million people will not have access to health care,\" Harris told Biden. \"In 2018, in America, for a Democrat to be running on a health care plan that doesn't cover everyone is without excuse.\"\u003c/p>\n\u003cp>[pullquote size='small' align='right' citation='U.S. Sen. Kamala Harris']'I think you can judge people by when they are under fire and it’s not about some fancy opinion on a stage, but when they’re in the position to actually make a decision — what do they do.'[/pullquote]Harris, as she did in the last debate, also sought to rise above the rest of the field as they bickered. This time, it was during the health care debate when she told the other candidates, \"We cannot keep going with the Republican talking points on this. You gotta stop.\"\u003c/p>\n\u003cp>Biden pushed back: \"This is not a Republican talking point; Republicans are trying to kill Obamacare.\"\u003c/p>\n\u003cp>Harris also found herself on the defensive over her record as a prosecutor and California attorney general, with both Biden and Hawaii Rep. Tulsi Gabbard taking her to task over problems that arose during her tenure — like a \u003ca href=\"https://www.washingtonpost.com/politics/crime-lab-scandal-rocked-kamala-harriss-term-as-san-francisco-district-attorney/2019/03/06/825df094-392b-11e9-a06c-3ec8ed509d15_story.html?utm_term=.9b3cfde54ca0\">drug lab scandal\u003c/a> that resulted in hundreds of criminal cases being dismissed.\u003c/p>\n\u003cp>[aside tag='election-2020' label='Election 2020 Coverage']But it was Gabbard's accusation that Harris \"blocked evidence from being revealed\" in a death row case — an apparent reference to the Kevin Cooper appeals — that led the California senator to push back.\u003c/p>\n\u003cp>Harris said she has been opposed to the death penalty her entire career.\u003c/p>\n\u003cp>\"That is my background, that is my work. I am proud of it. I think you can judge people by when they are under fire and it’s not about some fancy opinion on a stage, but when they’re in the position to actually make a decision — what do they do,\" she said. \"When I was in the position of having to decide whether or not to seek a death penalty on cases I prosecuted, I made a very difficult decision that was not popular to not seek the death penalty.\"\u003c/p>\n\u003cp>Overall, Harris had a good night, but not a stellar one that could significantly change the tenor of the race in any significant way.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>\u003c/p>\n","blocks":[],"excerpt":"Harris found herself defending her record as a prosecutor and state attorney general, with former Vice President Joe Biden and Hawaii Rep. Tulsi Gabbard taking her to task over problems — like a drug lab scandal that resulted in hundreds of criminal cases being dismissed.","status":"publish","parent":0,"modified":1580428967,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":18,"wordCount":779},"headData":{"title":"Kamala Harris Goes After Joe Biden, Finds Herself on Defensive in Second Debate | KQED","description":"Harris found herself defending her record as a prosecutor and state attorney general, with former Vice President Joe Biden and Hawaii Rep. Tulsi Gabbard taking her to task over problems — like a drug lab scandal that resulted in hundreds of criminal cases being dismissed.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11764832 https://ww2.kqed.org/news/?p=11764832","disqusUrl":"https://ww2.kqed.org/news/2019/07/31/kamala-harris-goes-after-joe-biden-finds-herself-on-defensive-in-second-debate/","disqusTitle":"Kamala Harris Goes After Joe Biden, Finds Herself on Defensive in Second Debate","audioUrl":"https://www.kqed.org/.stream/anon/radio/tcr/2019/08/228492LagosDebate.mp3","audioTrackLength":100,"path":"/news/11764832/kamala-harris-goes-after-joe-biden-finds-herself-on-defensive-in-second-debate","audioDuration":100000,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>U.S. Sen. Kamala Harris walked onstage Wednesday night for her second presidential debate with a lot of pressure and high expectations hanging over her head — and she mostly delivered.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"'This is not a Republican talking point; Republicans are trying to kill Obamacare.'","name":"pullquote","attributes":{"named":{"size":"small","align":"right","citation":"Former Vice President Joe Biden","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>Harris, who is viewed as one of a few frontrunners in the crowded Democratic field, found herself at the center of the stage alongside former Vice President Joe Biden — and at the center of many attacks from her fellow Democrats on issues ranging from health care to her record as a prosecutor.\u003c/p>\n\u003cp>Biden, especially, came out swinging at Harris, a turnaround from his lackluster response to her attacks in the first debate in June.\u003c/p>\n\u003cp>\"The senator has had several plans,\" Biden said, referring to Harris' flip-flopping on whether she supports eliminating private insurance coverage. “You can't beat Donald Trump with double-talk on this.”\u003c/p>\n\u003cp>Harris — whose \u003ca href=\"https://www.kqed.org/news/11757814/kamala-harris-swings-at-joe-biden-while-eric-swalwell-strives-to-stand-out-in-democratic-debate\">standout performance\u003c/a> during the first debate boosted her poll numbers and breathed life into her campaign — appeared a bit nervous as the night began, but seemed to pick up steam as the debate wore on.\u003c/p>\n\u003cp>After greeting Biden casually — \"Hey, Joe,\" she said, with him responding, \"Go easy on me, kid\" — Harris quickly pivoted to attacking the vice president.\u003c/p>\n\u003cfigure id=\"attachment_11764808\" class=\"wp-caption alignnone\" style=\"max-width: 800px\">\u003cimg class=\"size-medium wp-image-11764808\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/07/07312019_democratic-primary-debate_detroit_election-2020-qut-800x533.jpg\" alt=\"Democratic presidential hopefuls wave from the stage ahead of the second Democratic primary debate of the 2020 presidential campaign season hosted by CNN at the Fox Theatre in Detroit, Michigan, on July 31, 2019.\" width=\"800\" height=\"533\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/07/07312019_democratic-primary-debate_detroit_election-2020-qut-800x533.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2019/07/07312019_democratic-primary-debate_detroit_election-2020-qut-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2019/07/07312019_democratic-primary-debate_detroit_election-2020-qut-1020x680.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2019/07/07312019_democratic-primary-debate_detroit_election-2020-qut-1200x800.jpg 1200w, https://ww2.kqed.org/app/uploads/sites/10/2019/07/07312019_democratic-primary-debate_detroit_election-2020-qut.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">Democratic presidential hopefuls wave from the stage ahead of the second Democratic primary debate of the 2020 presidential campaign season hosted by CNN at the Fox Theatre in Detroit, Michigan, on July 31, 2019. \u003ccite>(Jim Watson/AFP/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>The first portion of the debate focused heavily on health care, with Biden and Harris sparring over their competing proposals. But neither candidate seemed as fluent talking about the complicated policy issue as Sens. Elizabeth Warren and Bernie Sanders did Tuesday night.\u003c/p>\n\u003cp>Still, Harris did land some punches. She \u003ca href=\"https://www.vox.com/2019/7/29/8933257/kamala-harris-medicare-for-all-bernie-sanders-private-insurance\">unveiled her own health care plan this week\u003c/a> — a proposal she calls \"Medicare for All,\" but that would still include private insurers — and spent a significant amount of time attacking Biden for his more \u003ca href=\"https://www.vox.com/2019/7/16/20694598/joe-biden-health-care-plan-public-option\">modest proposal,\u003c/a> which would keep the current health care structure in place but let people buy into a public option.\u003c/p>\n\u003cp>\"Your plan does not cover everyone in America — by your staff's, and everyone's, definition — 10 million people will not have access to health care,\" Harris told Biden. \"In 2018, in America, for a Democrat to be running on a health care plan that doesn't cover everyone is without excuse.\"\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"'I think you can judge people by when they are under fire and it’s not about some fancy opinion on a stage, but when they’re in the position to actually make a decision — what do they do.'","name":"pullquote","attributes":{"named":{"size":"small","align":"right","citation":"U.S. Sen. Kamala Harris","label":""},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>Harris, as she did in the last debate, also sought to rise above the rest of the field as they bickered. This time, it was during the health care debate when she told the other candidates, \"We cannot keep going with the Republican talking points on this. You gotta stop.\"\u003c/p>\n\u003cp>Biden pushed back: \"This is not a Republican talking point; Republicans are trying to kill Obamacare.\"\u003c/p>\n\u003cp>Harris also found herself on the defensive over her record as a prosecutor and California attorney general, with both Biden and Hawaii Rep. Tulsi Gabbard taking her to task over problems that arose during her tenure — like a \u003ca href=\"https://www.washingtonpost.com/politics/crime-lab-scandal-rocked-kamala-harriss-term-as-san-francisco-district-attorney/2019/03/06/825df094-392b-11e9-a06c-3ec8ed509d15_story.html?utm_term=.9b3cfde54ca0\">drug lab scandal\u003c/a> that resulted in hundreds of criminal cases being dismissed.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"aside","attributes":{"named":{"tag":"election-2020","label":"Election 2020 Coverage "},"numeric":[]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>But it was Gabbard's accusation that Harris \"blocked evidence from being revealed\" in a death row case — an apparent reference to the Kevin Cooper appeals — that led the California senator to push back.\u003c/p>\n\u003cp>Harris said she has been opposed to the death penalty her entire career.\u003c/p>\n\u003cp>\"That is my background, that is my work. I am proud of it. I think you can judge people by when they are under fire and it’s not about some fancy opinion on a stage, but when they’re in the position to actually make a decision — what do they do,\" she said. \"When I was in the position of having to decide whether or not to seek a death penalty on cases I prosecuted, I made a very difficult decision that was not popular to not seek the death penalty.\"\u003c/p>\n\u003cp>Overall, Harris had a good night, but not a stellar one that could significantly change the tenor of the race in any significant way.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11764832/kamala-harris-goes-after-joe-biden-finds-herself-on-defensive-in-second-debate","authors":["3239"],"programs":["news_72"],"categories":["news_457","news_8","news_13"],"tags":["news_21167","news_26088","news_1323","news_27370","news_19542","news_683","news_717","news_61","news_21552","news_3890"],"featImg":"news_11764850","label":"news_72"},"news_11721611":{"type":"posts","id":"news_11721611","meta":{"index":"posts_1591205157","site":"news","id":"11721611","score":null,"sort":[1548712897000]},"guestAuthors":[],"slug":"middle-class-californians-heres-whats-in-gov-newsoms-budget-for-you","title":"Middle-Class Californians: Here’s What’s in Gov. Newsom’s Budget for You","publishDate":1548712897,"format":"standard","headTitle":"The California Dream | The California Report | KQED News","labelTerm":{},"content":"\u003cp>California’s middle class is reaching a breaking point. Especially when it comes to the high cost of housing. So says the state’s new governor, Gavin Newsom.\u003c/p>\n\u003cp>“Housing. This is the issue,” Newsom said at a press conference earlier this month, unveiling his \u003ca href=\"http://www.ebudget.ca.gov/FullBudgetSummary.pdf\" target=\"_blank\" rel=\"noopener\">first budget proposal as governor\u003c/a>. “Unless we get serious about it, this state will continue to lose its middle class, and the dream will be limited to fewer and fewer people.”\u003c/p>\n\u003cp>Middle-class Californians could find some relief under Newsom’s $209 billion budget, which includes new spending aimed at getting cities to approve more housing. Other proposals could bring down the cost of health care and higher education for Californians who currently make too much to qualify for state help.\u003c/p>\n\u003cp>But middle-class California families won’t find much help shouldering other expenses, like the looming cost of caring for aging family members.\u003c/p>\n\u003cp>What does “middle-class” even mean in California?\u003c/p>\n\u003cp>In a state where families of four earning up to $117,400 meet the federal government’s definition of “low-income” in \u003ca href=\"https://www.nytimes.com/2018/06/30/us/bay-area-housing-market.html\" target=\"_blank\" rel=\"noopener\">certain regions\u003c/a>, there may be no definitive answer on what qualifies as “middle-class.”\u003c/p>\n\u003cp>But according to a recent \u003ca href=\"http://www.pewresearch.org/fact-tank/2018/09/06/the-american-middle-class-is-stable-in-size-but-losing-ground-financially-to-upper-income-families/\" target=\"_blank\" rel=\"noopener\">Pew Research Center analysis\u003c/a> of government wage data, families of four in California can be considered middle-class if they make anywhere between $59,702 and $179,105 per year.\u003c/p>\n\u003cp>Direct subsidies in the governor’s budget tend to go toward Californians making less. Newsom noted that no state has a higher \u003ca href=\"https://laist.com/2018/09/12/california_still_has_the_nations_highest_poverty_rate_blame_housing_costs.php\" target=\"_blank\" rel=\"noopener\">poverty rate\u003c/a> than California. He wants to try to lower it by giving higher tax refunds to full-time workers earning up to $15 an hour through an expanded version of the state’s earned income tax credit.\u003c/p>\n\u003cp>He’s also proposing a large boost in spending to subsidize the development of affordable housing for low-income residents. His budget calls for increasing the state’s low-income housing tax credit from $80 million to $500 million per year.\u003c/p>\n\u003cp>The budget also includes a $500-million bump to the California Housing Finance Agency’s mixed‑income loan program, which finances developments that include units for moderate-income residents.\u003c/p>\n\u003cp>https://www.youtube.com/embed/SrWC9XnKPKI?start=3865\u003c/p>\n\u003ch3>Housing\u003c/h3>\n\u003cp>The governor’s budget doesn’t propose similar housing subsidies for most middle-class Californians. Matthew Lewis, director of communications for the pro-housing group \u003ca href=\"https://cayimby.org/about/\" target=\"_blank\" rel=\"noopener\">California YIMBY\u003c/a>, said that approach makes sense.\u003c/p>\n\u003cp>“As a matter of policy, you don’t provide subsidies to people who are making over $80,000 a year,” said Lewis. “But in California, that's the middle class.”\u003c/p>\n\u003cp>Lewis doesn’t think Newsom can subsidize his way toward a solution to the state’s housing crisis. Instead, he and other housing advocates like what Newsom’s budget does to push local governments to approve more housing in general.\u003c/p>\n\u003cp>“It appears that Governor Newsom is himself a YIMBY,” said Lewis.\u003c/p>\n\u003cp>Under Newsom’s budget, cities that meet housing goals set by the state would be rewarded with money from a $500 million state fund, and they could use that money for whatever they want.\u003c/p>\n\u003caside class=\"alignright\">\n\u003ch3>\u003ca href=\"https://www.kqed.org/news/11719937/controversial-bay-area-housing-plan-heads-to-state-legislature\">Controversial Bay Area Housing Plan Heads to State Legislature\u003c/a>\u003c/h3>\n\u003cfigure>\u003ca href=\"https://www.kqed.org/news/11719937/controversial-bay-area-housing-plan-heads-to-state-legislature\">\u003cimg src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/01/GettyImages-1046169802-1020x680.jpg\" alt=\"\">\u003c/a>\u003c/figure>\n\u003c/aside>\n\u003cp>“In other words, he’s starting to build funds that would actually financially encourage cities to build more housing,” said \u003ca href=\"https://beaconecon.com/people/bio/christopher_thornberg\" target=\"_blank\" rel=\"noopener\">Chris Thornberg of Beacon Economics\u003c/a>. He said that should help address California’s housing supply problems. “That’s really helpful for California's middle class.”\u003c/p>\n\u003cp>Newsom has also discussed punishing cities that fail to meet their housing goals by withholding transit funding. It’s an idea that has not gone over well with local governments.\u003c/p>\n\u003cp>In \u003ca href=\"http://www.cacities.org/Top/News/Press-Releases/2019/League-of-California-Cities-Issues-Statement-on-Go\">a statement\u003c/a> on the governor’s budget, League of California Cities executive director Carolyn Coleman said her organization was concerned about proposals “that would raid local transportation funds that voters have repeatedly dedicated to local communities.”\u003c/p>\n\u003ch3>Health Care\u003c/h3>\n\u003cp>The words “middle-class” only appear once in Newsom’s \u003ca href=\"http://www.ebudget.ca.gov/FullBudgetSummary.pdf\" target=\"_blank\" rel=\"noopener\">280-page budget proposal\u003c/a>. They show up under his plan to expand health care subsidies.\u003c/p>\n\u003cp>One Californian encouraged by that move is Heather Altman. She works as an environmental consultant out of her home in Long Beach. She gets to be her own boss, and she makes decent money.\u003c/p>\n\u003cp>“I guess I do consider myself middle class,” Altman said.\u003c/p>\n\u003cp>She would not have started her business back in 2014 without Obamacare. It meant she could finally afford her own health insurance. She no longer needed to get it through an employer. She has asthma, a pre-existing condition that made individual coverage unaffordable in the past.\u003c/p>\n\u003cp>Back in 2014, “My premium was $356 for a platinum plan,” Altman said. “I thought that was super affordable.”\u003c/p>\n\u003caside class=\"alignright\">\n\u003ch3>\u003ca href=\"https://www.kqed.org/news/11716531/newsoms-first-act-as-governor-expanding-health-coverage\">Newsom's First Act as Governor? Expanding Health Coverage\u003c/a>\u003c/h3>\n\u003cfigure>\u003ca href=\"https://www.kqed.org/news/11716531/newsoms-first-act-as-governor-expanding-health-coverage\">\u003cimg src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/01/NewsomInaugWaving-1020x691.jpg\" alt=\"\">\u003c/a>\u003c/figure>\n\u003c/aside>\n\u003cp>Premiums for the same plan have more than doubled, to $761 per month. Altman has switched to a plan with a lower premium. But add in the routine costs of treating her asthma, and she’s spending more than $800 a month.\u003c/p>\n\u003cp>“That’s very difficult to budget,” Altman said. “And it certainly isn’t sustainable.”\u003c/p>\n\u003cp>Currently, individuals who earn up to $48,560 a year are eligible for \u003ca href=\"https://www.healthforcalifornia.com/covered-california/income-limits\" target=\"_blank\" rel=\"noopener\">subsidized premiums\u003c/a> through Covered California. Altman makes too much to qualify. But Newsom’s budget calls for raising annual income limits for individuals to $72,840 and for families of four to $150,600.\u003c/p>\n\u003cp>“Had that subsidy bracket been in place when I started my business, there would have been years that I would have qualified,” Altman said. “I’m hopeful that some of these changes may make a meaningful difference in my financial bottom line.”\u003c/p>\n\u003cp>\u003cimg class=\"alignnone size-medium wp-image-11721624\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/01/Healthcare-Subsidies-chart-800x618.jpg\" alt=\"\" width=\"800\" height=\"618\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/01/Healthcare-Subsidies-chart-800x618.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2019/01/Healthcare-Subsidies-chart-160x124.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2019/01/Healthcare-Subsidies-chart-1020x788.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2019/01/Healthcare-Subsidies-chart-1200x927.jpg 1200w, https://ww2.kqed.org/app/uploads/sites/10/2019/01/Healthcare-Subsidies-chart.jpg 1650w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/p>\n\u003cp>Altman has shared her story with the advocacy organization \u003ca href=\"https://health-access.org/about-us/staff/\" target=\"_blank\" rel=\"noopener\">Health Access California\u003c/a>. Executive director Anthony Wright said Newsom’s budget is promising for Californians like her.\u003c/p>\n\u003cp>“Current law has cliffs where the assistance runs out,” Wright said. “The extra help will allow some families to get coverage that otherwise couldn’t afford it.”\u003c/p>\n\u003cp>Newsom plans to pay for the expanded subsidies by creating a state version of the Affordable Care Act’s federal mandate to either buy health insurance or pay a tax penalty (which has gone to $0 under the Trump administration).\u003c/p>\n\u003cp>In \u003ca href=\"https://lao.ca.gov/Publications/Report/3916?utm_source=laowww&utm_medium=email&utm_campaign=3916\" target=\"_blank\" rel=\"noopener\">a report\u003c/a> on the governor’s budget, the California Legislative Analyst’s Office notes that this approach could create a funding conflict. If the state tax penalty works, it should drive more people to buy insurance. But then, “less funding would be available for premium subsidies.”\u003c/p>\n\u003ch3>College\u003c/h3>\n\u003cp>Higher education is another big drain on middle-class budgets. Newsom’s budget calls for a tuition freeze at state universities, earmarking $300 million for the California State University system and $240 million for the University of California system each year.\u003c/p>\n\u003cp>University of Southern California professor of sociology \u003ca href=\"https://dornsife.usc.edu/pere/pastor/\" target=\"_blank\" rel=\"noopener\">Manuel Pastor\u003c/a> said middle-class families could also get a break under Newsom’s $40 million plan to make a second year of community college tuition-free.\u003c/p>\n\u003cp>“If you can make the first and second year free, you’re lowering the cost for a lot of middle class parents of a four-year education,” Pastor said.\u003c/p>\n\u003ch3>The Cost of Caring for Family Members, Young and Old\u003c/h3>\n\u003cp>Universal preschool and six months of paid family leave for parents are still on Newsom’s agenda. But this budget won’t pay for those goals.\u003c/p>\n\u003cp>Stanford University assistant professor of health research and policy \u003ca href=\"https://web.stanford.edu/~mrossin/\" target=\"_blank\" rel=\"noopener\">Maya Rossin-Slater\u003c/a> said California’s existing paid family leave law could be strengthened. Right now, many parents don’t use it.\u003c/p>\n\u003cp>Her research \u003ca href=\"https://web.stanford.edu/~mrossin/AKMdraft_Oct2018.pdf\" target=\"_blank\" rel=\"noopener\">shows California workers\u003c/a> at smaller, lower-paying companies are less likely to take paid family leave than higher-paid workers. That could be, in part, because workers fear that under existing law, their jobs won’t be protected while they’re out.\u003c/p>\n\u003caside class=\"alignright\">\n\u003ch3>\u003ca href=\"https://www.kqed.org/news/11708405/pricey-real-estate-prompts-scammers-to-target-senior-homeowners\">Pricey Real Estate Prompts Scammers to Target Senior Homeowners\u003c/a>\u003c/h3>\n\u003cfigure>\u003ca href=\"https://www.kqed.org/news/11708405/pricey-real-estate-prompts-scammers-to-target-senior-homeowners\">\u003cimg src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/11/Homes-1038x576.jpg\" alt=\"\">\u003c/a>\u003c/figure>\n\u003c/aside>\n\u003cp>“Job protection, I think, is crucial,” Rossin-Slater said, “Especially for middle-class families that might worry about not having a job to return to after the leave.”\u003c/p>\n\u003cp>Longer paid family leave could help alleviate some of the high cost of child care, which often costs middle-class parents more than \u003ca href=\"https://www.scpr.org/news/2016/04/13/59477/childcare-costs-more-than-college-tuition-in-calif/\" target=\"_blank\" rel=\"noopener\">college tuition\u003c/a>.\u003c/p>\n\u003cp>California’s population is aging. With more and more baby boomers retiring, the cost of caring for elderly parents will also start to stack up for more middle class families.\u003c/p>\n\u003cp>The governor’s budget includes a 15.2 percent increase in general fund spending for in-home supportive services. But USC gerontology professor \u003ca href=\"http://gero.usc.edu/faculty/donna-benton-ph-d/\" target=\"_blank\" rel=\"noopener\">Donna Benton\u003c/a> said most Californians don’t qualify for the low-income program. So they’re stuck spending thousands of dollars a year on caregiving.\u003c/p>\n\u003cp>Out-of-pocket costs eat up 20 percent of caregivers’ income, on average. Some caregivers have to quit their jobs.\u003c/p>\n\u003cp>“Family members in general sacrifice a lot,” said Benton. “And then when they go to look for services for themselves, usually they’re not going to qualify.”\u003c/p>\n\u003cp>Benton was part of a state task force that issued a \u003ca href=\"http://tffc.usc.edu/2018/07/02/final-report-from-the-california-task-force-on-family-caregiving-2/\" target=\"_blank\" rel=\"noopener\">number of recommendations\u003c/a> to help ease the cost. Among their ideas was a tax credit for caregiving expenses, as well as more funding for resource centers throughout the state that serve caregivers regardless of income level.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>When Benton looked through Newsom’s budget, she said, “I didn’t see anything that, I would say, touched on any of the recommendations.”\u003c/p>\n\u003cp>Long Beach environmental consultant Heather Altman lives near her parents, who are now in their 70s. She said they’re in a good financial position right now. But she wonders if they’ll end up needing her help in the future.\u003c/p>\n\u003cp>“Should it come to that time, then yeah, that responsibility falls to me,” she said.\u003c/p>\n\u003cp>The same will be true for millions of middle-class Californians.\u003c/p>\n\u003cp>\u003cem>\u003ca href=\"https://www.kqed.org/news/series/californiadream/\" target=\"_blank\" rel=\"noopener\">The California Dream series\u003c/a> is a statewide media collaboration of CALmatters, KPBS, KPCC, KQED and Capital Public Radio with support from the Corporation for Public Broadcasting, the James Irvine Foundation and the College Futures Foundation.\u003c/em>\u003c/p>\n\u003cp>\u003cimg class=\"aligncenter size-full wp-image-11660142\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/04/CADreamBanner.jpg%20https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/04/CADreamBanner.jpg\" alt=\"\" width=\"1867\" height=\"512\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner.jpg 1867w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-160x44.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-800x219.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-1020x280.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-1180x324.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-960x263.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-240x66.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-375x103.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-520x143.jpg 520w\" sizes=\"(max-width: 1867px) 100vw, 1867px\">\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n","blocks":[],"excerpt":"Health insurance and higher education could become more affordable — but probably not the cost of caring for aging family members.","status":"publish","parent":0,"modified":1551918915,"stats":{"hasAudio":false,"hasVideo":true,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":53,"wordCount":1755},"headData":{"title":"Middle-Class Californians: Here’s What’s in Gov. Newsom’s Budget for You | KQED","description":"Health insurance and higher education could become more affordable — but probably not the cost of caring for aging family members.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11721611 https://ww2.kqed.org/news/?p=11721611","disqusUrl":"https://ww2.kqed.org/news/2019/01/28/middle-class-californians-heres-whats-in-gov-newsoms-budget-for-you/","disqusTitle":"Middle-Class Californians: Here’s What’s in Gov. Newsom’s Budget for You","source":"KPCC","sourceUrl":"https://www.scpr.org/","nprByline":"\u003cstrong>\u003ca href=\"https://www.scpr.org/about/people/staff/david-wagner\">David Wagner\u003c/a>\u003c/strong>","path":"/news/11721611/middle-class-californians-heres-whats-in-gov-newsoms-budget-for-you","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>California’s middle class is reaching a breaking point. Especially when it comes to the high cost of housing. So says the state’s new governor, Gavin Newsom.\u003c/p>\n\u003cp>“Housing. This is the issue,” Newsom said at a press conference earlier this month, unveiling his \u003ca href=\"http://www.ebudget.ca.gov/FullBudgetSummary.pdf\" target=\"_blank\" rel=\"noopener\">first budget proposal as governor\u003c/a>. “Unless we get serious about it, this state will continue to lose its middle class, and the dream will be limited to fewer and fewer people.”\u003c/p>\n\u003cp>Middle-class Californians could find some relief under Newsom’s $209 billion budget, which includes new spending aimed at getting cities to approve more housing. Other proposals could bring down the cost of health care and higher education for Californians who currently make too much to qualify for state help.\u003c/p>\n\u003cp>But middle-class California families won’t find much help shouldering other expenses, like the looming cost of caring for aging family members.\u003c/p>\n\u003cp>What does “middle-class” even mean in California?\u003c/p>\n\u003cp>In a state where families of four earning up to $117,400 meet the federal government’s definition of “low-income” in \u003ca href=\"https://www.nytimes.com/2018/06/30/us/bay-area-housing-market.html\" target=\"_blank\" rel=\"noopener\">certain regions\u003c/a>, there may be no definitive answer on what qualifies as “middle-class.”\u003c/p>\n\u003cp>But according to a recent \u003ca href=\"http://www.pewresearch.org/fact-tank/2018/09/06/the-american-middle-class-is-stable-in-size-but-losing-ground-financially-to-upper-income-families/\" target=\"_blank\" rel=\"noopener\">Pew Research Center analysis\u003c/a> of government wage data, families of four in California can be considered middle-class if they make anywhere between $59,702 and $179,105 per year.\u003c/p>\n\u003cp>Direct subsidies in the governor’s budget tend to go toward Californians making less. Newsom noted that no state has a higher \u003ca href=\"https://laist.com/2018/09/12/california_still_has_the_nations_highest_poverty_rate_blame_housing_costs.php\" target=\"_blank\" rel=\"noopener\">poverty rate\u003c/a> than California. He wants to try to lower it by giving higher tax refunds to full-time workers earning up to $15 an hour through an expanded version of the state’s earned income tax credit.\u003c/p>\n\u003cp>He’s also proposing a large boost in spending to subsidize the development of affordable housing for low-income residents. His budget calls for increasing the state’s low-income housing tax credit from $80 million to $500 million per year.\u003c/p>\n\u003cp>The budget also includes a $500-million bump to the California Housing Finance Agency’s mixed‑income loan program, which finances developments that include units for moderate-income residents.\u003c/p>\u003c/p>\u003cp>\u003cspan class='utils-parseShortcode-shortcodes-__youtubeShortcode__embedYoutube'>\n \u003cspan class='utils-parseShortcode-shortcodes-__youtubeShortcode__embedYoutubeInside'>\n \u003ciframe\n loading='lazy'\n class='utils-parseShortcode-shortcodes-__youtubeShortcode__youtubePlayer'\n type='text/html'\n src='//www.youtube.com/embed/SrWC9XnKPKI?start=3865'\n title='//www.youtube.com/embed/SrWC9XnKPKI?start=3865'\n allowfullscreen='true'\n style='border:0;'>\u003c/iframe>\n \u003c/span>\n \u003c/span>\u003c/p>\u003cp>\u003ch3>Housing\u003c/h3>\n\u003cp>The governor’s budget doesn’t propose similar housing subsidies for most middle-class Californians. Matthew Lewis, director of communications for the pro-housing group \u003ca href=\"https://cayimby.org/about/\" target=\"_blank\" rel=\"noopener\">California YIMBY\u003c/a>, said that approach makes sense.\u003c/p>\n\u003cp>“As a matter of policy, you don’t provide subsidies to people who are making over $80,000 a year,” said Lewis. “But in California, that's the middle class.”\u003c/p>\n\u003cp>Lewis doesn’t think Newsom can subsidize his way toward a solution to the state’s housing crisis. Instead, he and other housing advocates like what Newsom’s budget does to push local governments to approve more housing in general.\u003c/p>\n\u003cp>“It appears that Governor Newsom is himself a YIMBY,” said Lewis.\u003c/p>\n\u003cp>Under Newsom’s budget, cities that meet housing goals set by the state would be rewarded with money from a $500 million state fund, and they could use that money for whatever they want.\u003c/p>\n\u003caside class=\"alignright\">\n\u003ch3>\u003ca href=\"https://www.kqed.org/news/11719937/controversial-bay-area-housing-plan-heads-to-state-legislature\">Controversial Bay Area Housing Plan Heads to State Legislature\u003c/a>\u003c/h3>\n\u003cfigure>\u003ca href=\"https://www.kqed.org/news/11719937/controversial-bay-area-housing-plan-heads-to-state-legislature\">\u003cimg src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/01/GettyImages-1046169802-1020x680.jpg\" alt=\"\">\u003c/a>\u003c/figure>\n\u003c/aside>\n\u003cp>“In other words, he’s starting to build funds that would actually financially encourage cities to build more housing,” said \u003ca href=\"https://beaconecon.com/people/bio/christopher_thornberg\" target=\"_blank\" rel=\"noopener\">Chris Thornberg of Beacon Economics\u003c/a>. He said that should help address California’s housing supply problems. “That’s really helpful for California's middle class.”\u003c/p>\n\u003cp>Newsom has also discussed punishing cities that fail to meet their housing goals by withholding transit funding. It’s an idea that has not gone over well with local governments.\u003c/p>\n\u003cp>In \u003ca href=\"http://www.cacities.org/Top/News/Press-Releases/2019/League-of-California-Cities-Issues-Statement-on-Go\">a statement\u003c/a> on the governor’s budget, League of California Cities executive director Carolyn Coleman said her organization was concerned about proposals “that would raid local transportation funds that voters have repeatedly dedicated to local communities.”\u003c/p>\n\u003ch3>Health Care\u003c/h3>\n\u003cp>The words “middle-class” only appear once in Newsom’s \u003ca href=\"http://www.ebudget.ca.gov/FullBudgetSummary.pdf\" target=\"_blank\" rel=\"noopener\">280-page budget proposal\u003c/a>. They show up under his plan to expand health care subsidies.\u003c/p>\n\u003cp>One Californian encouraged by that move is Heather Altman. She works as an environmental consultant out of her home in Long Beach. She gets to be her own boss, and she makes decent money.\u003c/p>\n\u003cp>“I guess I do consider myself middle class,” Altman said.\u003c/p>\n\u003cp>She would not have started her business back in 2014 without Obamacare. It meant she could finally afford her own health insurance. She no longer needed to get it through an employer. She has asthma, a pre-existing condition that made individual coverage unaffordable in the past.\u003c/p>\n\u003cp>Back in 2014, “My premium was $356 for a platinum plan,” Altman said. “I thought that was super affordable.”\u003c/p>\n\u003caside class=\"alignright\">\n\u003ch3>\u003ca href=\"https://www.kqed.org/news/11716531/newsoms-first-act-as-governor-expanding-health-coverage\">Newsom's First Act as Governor? Expanding Health Coverage\u003c/a>\u003c/h3>\n\u003cfigure>\u003ca href=\"https://www.kqed.org/news/11716531/newsoms-first-act-as-governor-expanding-health-coverage\">\u003cimg src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/01/NewsomInaugWaving-1020x691.jpg\" alt=\"\">\u003c/a>\u003c/figure>\n\u003c/aside>\n\u003cp>Premiums for the same plan have more than doubled, to $761 per month. Altman has switched to a plan with a lower premium. But add in the routine costs of treating her asthma, and she’s spending more than $800 a month.\u003c/p>\n\u003cp>“That’s very difficult to budget,” Altman said. “And it certainly isn’t sustainable.”\u003c/p>\n\u003cp>Currently, individuals who earn up to $48,560 a year are eligible for \u003ca href=\"https://www.healthforcalifornia.com/covered-california/income-limits\" target=\"_blank\" rel=\"noopener\">subsidized premiums\u003c/a> through Covered California. Altman makes too much to qualify. But Newsom’s budget calls for raising annual income limits for individuals to $72,840 and for families of four to $150,600.\u003c/p>\n\u003cp>“Had that subsidy bracket been in place when I started my business, there would have been years that I would have qualified,” Altman said. “I’m hopeful that some of these changes may make a meaningful difference in my financial bottom line.”\u003c/p>\n\u003cp>\u003cimg class=\"alignnone size-medium wp-image-11721624\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2019/01/Healthcare-Subsidies-chart-800x618.jpg\" alt=\"\" width=\"800\" height=\"618\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2019/01/Healthcare-Subsidies-chart-800x618.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2019/01/Healthcare-Subsidies-chart-160x124.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2019/01/Healthcare-Subsidies-chart-1020x788.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2019/01/Healthcare-Subsidies-chart-1200x927.jpg 1200w, https://ww2.kqed.org/app/uploads/sites/10/2019/01/Healthcare-Subsidies-chart.jpg 1650w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003c/p>\n\u003cp>Altman has shared her story with the advocacy organization \u003ca href=\"https://health-access.org/about-us/staff/\" target=\"_blank\" rel=\"noopener\">Health Access California\u003c/a>. Executive director Anthony Wright said Newsom’s budget is promising for Californians like her.\u003c/p>\n\u003cp>“Current law has cliffs where the assistance runs out,” Wright said. “The extra help will allow some families to get coverage that otherwise couldn’t afford it.”\u003c/p>\n\u003cp>Newsom plans to pay for the expanded subsidies by creating a state version of the Affordable Care Act’s federal mandate to either buy health insurance or pay a tax penalty (which has gone to $0 under the Trump administration).\u003c/p>\n\u003cp>In \u003ca href=\"https://lao.ca.gov/Publications/Report/3916?utm_source=laowww&utm_medium=email&utm_campaign=3916\" target=\"_blank\" rel=\"noopener\">a report\u003c/a> on the governor’s budget, the California Legislative Analyst’s Office notes that this approach could create a funding conflict. If the state tax penalty works, it should drive more people to buy insurance. But then, “less funding would be available for premium subsidies.”\u003c/p>\n\u003ch3>College\u003c/h3>\n\u003cp>Higher education is another big drain on middle-class budgets. Newsom’s budget calls for a tuition freeze at state universities, earmarking $300 million for the California State University system and $240 million for the University of California system each year.\u003c/p>\n\u003cp>University of Southern California professor of sociology \u003ca href=\"https://dornsife.usc.edu/pere/pastor/\" target=\"_blank\" rel=\"noopener\">Manuel Pastor\u003c/a> said middle-class families could also get a break under Newsom’s $40 million plan to make a second year of community college tuition-free.\u003c/p>\n\u003cp>“If you can make the first and second year free, you’re lowering the cost for a lot of middle class parents of a four-year education,” Pastor said.\u003c/p>\n\u003ch3>The Cost of Caring for Family Members, Young and Old\u003c/h3>\n\u003cp>Universal preschool and six months of paid family leave for parents are still on Newsom’s agenda. But this budget won’t pay for those goals.\u003c/p>\n\u003cp>Stanford University assistant professor of health research and policy \u003ca href=\"https://web.stanford.edu/~mrossin/\" target=\"_blank\" rel=\"noopener\">Maya Rossin-Slater\u003c/a> said California’s existing paid family leave law could be strengthened. Right now, many parents don’t use it.\u003c/p>\n\u003cp>Her research \u003ca href=\"https://web.stanford.edu/~mrossin/AKMdraft_Oct2018.pdf\" target=\"_blank\" rel=\"noopener\">shows California workers\u003c/a> at smaller, lower-paying companies are less likely to take paid family leave than higher-paid workers. That could be, in part, because workers fear that under existing law, their jobs won’t be protected while they’re out.\u003c/p>\n\u003caside class=\"alignright\">\n\u003ch3>\u003ca href=\"https://www.kqed.org/news/11708405/pricey-real-estate-prompts-scammers-to-target-senior-homeowners\">Pricey Real Estate Prompts Scammers to Target Senior Homeowners\u003c/a>\u003c/h3>\n\u003cfigure>\u003ca href=\"https://www.kqed.org/news/11708405/pricey-real-estate-prompts-scammers-to-target-senior-homeowners\">\u003cimg src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/11/Homes-1038x576.jpg\" alt=\"\">\u003c/a>\u003c/figure>\n\u003c/aside>\n\u003cp>“Job protection, I think, is crucial,” Rossin-Slater said, “Especially for middle-class families that might worry about not having a job to return to after the leave.”\u003c/p>\n\u003cp>Longer paid family leave could help alleviate some of the high cost of child care, which often costs middle-class parents more than \u003ca href=\"https://www.scpr.org/news/2016/04/13/59477/childcare-costs-more-than-college-tuition-in-calif/\" target=\"_blank\" rel=\"noopener\">college tuition\u003c/a>.\u003c/p>\n\u003cp>California’s population is aging. With more and more baby boomers retiring, the cost of caring for elderly parents will also start to stack up for more middle class families.\u003c/p>\n\u003cp>The governor’s budget includes a 15.2 percent increase in general fund spending for in-home supportive services. But USC gerontology professor \u003ca href=\"http://gero.usc.edu/faculty/donna-benton-ph-d/\" target=\"_blank\" rel=\"noopener\">Donna Benton\u003c/a> said most Californians don’t qualify for the low-income program. So they’re stuck spending thousands of dollars a year on caregiving.\u003c/p>\n\u003cp>Out-of-pocket costs eat up 20 percent of caregivers’ income, on average. Some caregivers have to quit their jobs.\u003c/p>\n\u003cp>“Family members in general sacrifice a lot,” said Benton. “And then when they go to look for services for themselves, usually they’re not going to qualify.”\u003c/p>\n\u003cp>Benton was part of a state task force that issued a \u003ca href=\"http://tffc.usc.edu/2018/07/02/final-report-from-the-california-task-force-on-family-caregiving-2/\" target=\"_blank\" rel=\"noopener\">number of recommendations\u003c/a> to help ease the cost. Among their ideas was a tax credit for caregiving expenses, as well as more funding for resource centers throughout the state that serve caregivers regardless of income level.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>When Benton looked through Newsom’s budget, she said, “I didn’t see anything that, I would say, touched on any of the recommendations.”\u003c/p>\n\u003cp>Long Beach environmental consultant Heather Altman lives near her parents, who are now in their 70s. She said they’re in a good financial position right now. But she wonders if they’ll end up needing her help in the future.\u003c/p>\n\u003cp>“Should it come to that time, then yeah, that responsibility falls to me,” she said.\u003c/p>\n\u003cp>The same will be true for millions of middle-class Californians.\u003c/p>\n\u003cp>\u003cem>\u003ca href=\"https://www.kqed.org/news/series/californiadream/\" target=\"_blank\" rel=\"noopener\">The California Dream series\u003c/a> is a statewide media collaboration of CALmatters, KPBS, KPCC, KQED and Capital Public Radio with support from the Corporation for Public Broadcasting, the James Irvine Foundation and the College Futures Foundation.\u003c/em>\u003c/p>\n\u003cp>\u003cimg class=\"aligncenter size-full wp-image-11660142\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/04/CADreamBanner.jpg%20https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/04/CADreamBanner.jpg\" alt=\"\" width=\"1867\" height=\"512\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner.jpg 1867w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-160x44.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-800x219.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-1020x280.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-1180x324.jpg 1180w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-960x263.jpg 960w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-240x66.jpg 240w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-375x103.jpg 375w, https://ww2.kqed.org/app/uploads/sites/10/2018/04/CADreamBanner-520x143.jpg 520w\" sizes=\"(max-width: 1867px) 100vw, 1867px\">\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11721611/middle-class-californians-heres-whats-in-gov-newsoms-budget-for-you","authors":["byline_news_11721611"],"programs":["news_72"],"series":["news_21879"],"categories":["news_1758","news_457","news_6266","news_8","news_13"],"tags":["news_3921","news_402","news_20472","news_5164","news_16","news_683","news_21358","news_3890","news_2081"],"affiliates":["news_7055"],"featImg":"news_11721642","label":"source_news_11721611"},"news_11716531":{"type":"posts","id":"news_11716531","meta":{"index":"posts_1591205157","site":"news","id":"11716531","score":null,"sort":[1546912811000]},"guestAuthors":[],"slug":"newsoms-first-act-as-governor-expanding-health-coverage","title":"Newsom's First Act as Governor? Expanding Health Coverage","publishDate":1546912811,"format":"audio","headTitle":"The California Report | KQED News","labelTerm":{"term":72,"site":"news"},"content":"\u003cp>California's newly sworn-in governor didn't waste any time tackling one of his key campaign pledges: expanding health care access in the Golden State.\u003c/p>\n\u003cp>Gov. Gavin Newsom \u003ca href=\"https://www.facebook.com/GavinNewsom/videos/349455942557314/\">rolled out a package of health care proposals and policies\u003c/a> a few hours after his inauguration, including an \u003ca href=\"https://www.gov.ca.gov/wp-content/uploads/2019/01/1.7.19-EO-N-01-19-1.pdf\">executive order\u003c/a> to create a new California surgeon general, and another that would consolidate the state's prescription drug negotiating power.\u003c/p>\n\u003cp>Right now, state health care programs like Medi-Cal for low-income Californians, CalPERS for retirees and the prison system all negotiate drug prices separately. Gov. Newsom's order directs state agencies to bargain together, and opens the door for private employers to join them, creating what Newsom's office calls the \"biggest single-purchaser system for drugs.\"\u003c/p>\n\u003cp>The new governor also wants to expand subsidies to help people buy medical coverage through Covered California — the Affordable Care Act marketplace — by both increasing the amount of financial assistance given to current eligible families and expanding access to middle-income families. Under the proposal, individuals who earn $72,000 a year, and a family of four that earns $150,000 could qualify for subsidies.\u003c/p>\n\u003cp>Newsom also wants to give undocumented young adults the ability to stay on Medi-Cal, the state's Medicaid program, longer. \u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>California already covers undocumented children through Medi-Cal until they turn 19. Newsom's proposal would extend that to age 26, which is a compromise with health advocates who wanted coverage for all undocumented adults. Because the Affordable Care Act prohibits the use of federal funds to cover people in the country illegally, the entire cost of the Medi-Cal expansion would be shouldered by the state — one reason former Gov. Jerry Brown declined to allocate money for this during his tenure.\u003c/p>\n\u003cp>The expansion of Medi-Cal and the marketplace subsidy changes will all be part of Newsom's first state budget, set to be unveiled Thursday.\u003c/p>\n\u003cp>In a statement, Newsom said he would pay for the expansions in part by restoring the individual mandate — the requirement that all adults carry health insurance — something Congressional Republicans eliminated with the passage of their tax bill in late 2017.\u003c/p>\n\u003cp>\"Every person should have access to quality, affordable health care,\" Newsom said in his inaugural address. \"Far-away judges and politicians may turn back our progress. But we will never waver in our pursuit of guaranteed health care for all Californians. We will use both our market power and our moral power to demand fairer prices for prescription drugs. We will stop stigmatizing mental health and start supporting it. And we will always protect a woman's right to choose.\"\u003c/p>\n\u003cp>Health care advocates cheered Newsom's proposals as steps in the right direction.\u003c/p>\n\u003cp>\"Our health system is stronger when everyone is included. These steps outlined today would put California on an aspirational and achievable path to universal coverage,\" said Anthony Wright, executive director of Health Access California. \u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\"Last year, voters supported Governor Newsom in a health care election, and were clamoring not just to protect their care, but for the real, tangible steps to improve access and affordability to care.\"\u003c/p>\n\n","blocks":[],"excerpt":"Gov. Gavin Newsom rolled out a package of health care proposals just hours after his inauguration, including orders to create a new California surgeon general and to consolidate the state's prescription drug negotiating power.","status":"publish","parent":0,"modified":1547142088,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":14,"wordCount":526},"headData":{"title":"Newsom's First Act as Governor? Expanding Health Coverage | KQED","description":"Gov. Gavin Newsom rolled out a package of health care proposals just hours after his inauguration, including orders to create a new California surgeon general and to consolidate the state's prescription drug negotiating power.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11716531 https://ww2.kqed.org/news/?p=11716531","disqusUrl":"https://ww2.kqed.org/news/2019/01/07/newsoms-first-act-as-governor-expanding-health-coverage/","disqusTitle":"Newsom's First Act as Governor? Expanding Health Coverage","audioUrl":"https://www.kqed.org/.stream/anon/radio/tcr/2019/01/NewsomPharmaDemboskytcram190110.mp3","audioTrackLength":134,"path":"/news/11716531/newsoms-first-act-as-governor-expanding-health-coverage","audioDuration":137000,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>California's newly sworn-in governor didn't waste any time tackling one of his key campaign pledges: expanding health care access in the Golden State.\u003c/p>\n\u003cp>Gov. Gavin Newsom \u003ca href=\"https://www.facebook.com/GavinNewsom/videos/349455942557314/\">rolled out a package of health care proposals and policies\u003c/a> a few hours after his inauguration, including an \u003ca href=\"https://www.gov.ca.gov/wp-content/uploads/2019/01/1.7.19-EO-N-01-19-1.pdf\">executive order\u003c/a> to create a new California surgeon general, and another that would consolidate the state's prescription drug negotiating power.\u003c/p>\n\u003cp>Right now, state health care programs like Medi-Cal for low-income Californians, CalPERS for retirees and the prison system all negotiate drug prices separately. Gov. Newsom's order directs state agencies to bargain together, and opens the door for private employers to join them, creating what Newsom's office calls the \"biggest single-purchaser system for drugs.\"\u003c/p>\n\u003cp>The new governor also wants to expand subsidies to help people buy medical coverage through Covered California — the Affordable Care Act marketplace — by both increasing the amount of financial assistance given to current eligible families and expanding access to middle-income families. Under the proposal, individuals who earn $72,000 a year, and a family of four that earns $150,000 could qualify for subsidies.\u003c/p>\n\u003cp>Newsom also wants to give undocumented young adults the ability to stay on Medi-Cal, the state's Medicaid program, longer. \u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>California already covers undocumented children through Medi-Cal until they turn 19. Newsom's proposal would extend that to age 26, which is a compromise with health advocates who wanted coverage for all undocumented adults. Because the Affordable Care Act prohibits the use of federal funds to cover people in the country illegally, the entire cost of the Medi-Cal expansion would be shouldered by the state — one reason former Gov. Jerry Brown declined to allocate money for this during his tenure.\u003c/p>\n\u003cp>The expansion of Medi-Cal and the marketplace subsidy changes will all be part of Newsom's first state budget, set to be unveiled Thursday.\u003c/p>\n\u003cp>In a statement, Newsom said he would pay for the expansions in part by restoring the individual mandate — the requirement that all adults carry health insurance — something Congressional Republicans eliminated with the passage of their tax bill in late 2017.\u003c/p>\n\u003cp>\"Every person should have access to quality, affordable health care,\" Newsom said in his inaugural address. \"Far-away judges and politicians may turn back our progress. But we will never waver in our pursuit of guaranteed health care for all Californians. We will use both our market power and our moral power to demand fairer prices for prescription drugs. We will stop stigmatizing mental health and start supporting it. And we will always protect a woman's right to choose.\"\u003c/p>\n\u003cp>Health care advocates cheered Newsom's proposals as steps in the right direction.\u003c/p>\n\u003cp>\"Our health system is stronger when everyone is included. These steps outlined today would put California on an aspirational and achievable path to universal coverage,\" said Anthony Wright, executive director of Health Access California. \u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\"Last year, voters supported Governor Newsom in a health care election, and were clamoring not just to protect their care, but for the real, tangible steps to improve access and affordability to care.\"\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11716531/newsoms-first-act-as-governor-expanding-health-coverage","authors":["3239","3205"],"programs":["news_72"],"categories":["news_1758","news_457","news_8","news_13"],"tags":["news_2409","news_5164","news_16","news_683","news_3890"],"featImg":"news_11716568","label":"news_72"},"news_11715748":{"type":"posts","id":"news_11715748","meta":{"index":"posts_1591205157","site":"news","id":"11715748","score":null,"sort":[1546552089000]},"guestAuthors":[],"slug":"california-leaps-to-obamacares-defense-in-fight-pitting-blue-states-against-red-ones","title":"California Leaps to Obamacare's Defense in Fight Pitting Blue States Against Red Ones","publishDate":1546552089,"format":"standard","headTitle":"The California Report | KQED News","labelTerm":{},"content":"\u003cp>California is once again defending the Affordable Care Act, leading a coalition of Democratic states against a small army of Republican lawmakers seeking to undo the Obama administration’s signature health care law.\u003c/p>\n\u003cp>Thursday morning, state Attorney General Xavier Becerra and 16 other attorneys general \u003ca href=\"https://oag.ca.gov/system/files/attachments/press-docs/224_0.pdf\" target=\"_blank\" rel=\"noopener\">appealed\u003c/a> last month’s ruling by a federal judge in Texas that declared the entirety of the Affordable Care Act, also known as Obamacare, unconstitutional.\u003c/p>\n\u003cp>\"I’ve seen how the ACA has transformed lives and I’ve seen it up close,\" Becerra said in a phone call with the press. \"That is why so many of us are committed to defending the ACA.\"\u003c/p>\n\u003cp>Many legal experts, both liberal and conservative, have predicted that the Texas ruling will be overturned by a higher court.\u003c/p>\n\u003cp>Last month, Judge Reed O’Connor of Fort Worth ruled on a lawsuit filed against the federal government by top law enforcement officers and other elected leaders of 20 states, including Texas and Florida. That legal coalition of red states argued that the individual mandate, which requires people to either buy insurance or pay a fee, was unconstitutional. The Texas judge \u003ca href=\"https://www.nytimes.com/2018/12/14/health/obamacare-unconstitutional-texas-judge.html\" target=\"_blank\" rel=\"noopener\">agreed\u003c/a> — and argued that the health care law should be nixed in its entirety.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>In 2012, the United States Supreme Court gave the green light to the mandate, arguing that Congress had the right to penalize the uninsured through its power to impose taxes. When Congress eliminated that fee as part of its sweeping change to the federal tax code last year, Republican lawmakers argued that the mandate could no longer be upheld as a tax.\u003c/p>\n\u003cp>Though the federal Justice Department disagreed that the entire law should be struck down, it declined to defend either the individual mandate or the requirement that insurance providers offer coverage to those with pre-existing medical conditions.\u003c/p>\n\u003cp>Last month, Becerra and this same blue coalition of lawmakers requested that the Texas court’s decision be suspended while the legal challenge makes its way through the court system. That process takes another step today as the 5th U.S. Circuit Court of Appeals must now decide whether to take up the challenge.\u003c/p>\n\u003cp>\"We are going to take it wherever we need to take it,\" said Becerra.\u003c/p>\n\u003cp>Since passage of the Affordable Care Act eight years ago, some 5 million more Californians get coverage through expanded Medi-Cal, private plans under the state’s Covered California exchange, and the ability of young people under age 26 to stay under their parents’ insurance.\u003c/p>\n\u003cp>That represents a \u003ca href=\"https://www.chcf.org/publication/facts-and-figures-on-the-aca-in-california-what-weve-gained-and-what-we-stand-to-lose/\" target=\"_blank\" rel=\"noopener\">quarter\u003c/a> of all Americans covered under the law. In addition, about an eighth of the state’s budget is derived from the $25 billion the federal government provides to subsidize Affordable Healthcare Act plans and the expansion of Medi-Cal.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003cem>CALmatters.org is a nonprofit, nonpartisan media venture explaining California policies and politics.\u003c/em>\u003c/p>\n\n","blocks":[],"excerpt":"State Attorney General Xavier Becerra and 16 other attorneys general appealed last month’s ruling by a federal judge in Texas that declared the entirety of the Affordable Care Act unconstitutional.","status":"publish","parent":0,"modified":1546558212,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":14,"wordCount":490},"headData":{"title":"California Leaps to Obamacare's Defense in Fight Pitting Blue States Against Red Ones | KQED","description":"State Attorney General Xavier Becerra and 16 other attorneys general appealed last month’s ruling by a federal judge in Texas that declared the entirety of the Affordable Care Act unconstitutional.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11715748 https://ww2.kqed.org/news/?p=11715748","disqusUrl":"https://ww2.kqed.org/news/2019/01/03/california-leaps-to-obamacares-defense-in-fight-pitting-blue-states-against-red-ones/","disqusTitle":"California Leaps to Obamacare's Defense in Fight Pitting Blue States Against Red Ones","source":"CALmatters","sourceUrl":"https://calmatters.org/","nprByline":"\u003ca href=\"https://calmatters.org/articles/author/ben-christopher/\">Ben Christopher\u003c/a> \u003cbr> \u003ca href=\"https://calmatters.org/articles/author/elizabeth-aguilera/\">Elizabeth Aguilera\u003c/a>","path":"/news/11715748/california-leaps-to-obamacares-defense-in-fight-pitting-blue-states-against-red-ones","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>California is once again defending the Affordable Care Act, leading a coalition of Democratic states against a small army of Republican lawmakers seeking to undo the Obama administration’s signature health care law.\u003c/p>\n\u003cp>Thursday morning, state Attorney General Xavier Becerra and 16 other attorneys general \u003ca href=\"https://oag.ca.gov/system/files/attachments/press-docs/224_0.pdf\" target=\"_blank\" rel=\"noopener\">appealed\u003c/a> last month’s ruling by a federal judge in Texas that declared the entirety of the Affordable Care Act, also known as Obamacare, unconstitutional.\u003c/p>\n\u003cp>\"I’ve seen how the ACA has transformed lives and I’ve seen it up close,\" Becerra said in a phone call with the press. \"That is why so many of us are committed to defending the ACA.\"\u003c/p>\n\u003cp>Many legal experts, both liberal and conservative, have predicted that the Texas ruling will be overturned by a higher court.\u003c/p>\n\u003cp>Last month, Judge Reed O’Connor of Fort Worth ruled on a lawsuit filed against the federal government by top law enforcement officers and other elected leaders of 20 states, including Texas and Florida. That legal coalition of red states argued that the individual mandate, which requires people to either buy insurance or pay a fee, was unconstitutional. The Texas judge \u003ca href=\"https://www.nytimes.com/2018/12/14/health/obamacare-unconstitutional-texas-judge.html\" target=\"_blank\" rel=\"noopener\">agreed\u003c/a> — and argued that the health care law should be nixed in its entirety.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>In 2012, the United States Supreme Court gave the green light to the mandate, arguing that Congress had the right to penalize the uninsured through its power to impose taxes. When Congress eliminated that fee as part of its sweeping change to the federal tax code last year, Republican lawmakers argued that the mandate could no longer be upheld as a tax.\u003c/p>\n\u003cp>Though the federal Justice Department disagreed that the entire law should be struck down, it declined to defend either the individual mandate or the requirement that insurance providers offer coverage to those with pre-existing medical conditions.\u003c/p>\n\u003cp>Last month, Becerra and this same blue coalition of lawmakers requested that the Texas court’s decision be suspended while the legal challenge makes its way through the court system. That process takes another step today as the 5th U.S. Circuit Court of Appeals must now decide whether to take up the challenge.\u003c/p>\n\u003cp>\"We are going to take it wherever we need to take it,\" said Becerra.\u003c/p>\n\u003cp>Since passage of the Affordable Care Act eight years ago, some 5 million more Californians get coverage through expanded Medi-Cal, private plans under the state’s Covered California exchange, and the ability of young people under age 26 to stay under their parents’ insurance.\u003c/p>\n\u003cp>That represents a \u003ca href=\"https://www.chcf.org/publication/facts-and-figures-on-the-aca-in-california-what-weve-gained-and-what-we-stand-to-lose/\" target=\"_blank\" rel=\"noopener\">quarter\u003c/a> of all Americans covered under the law. In addition, about an eighth of the state’s budget is derived from the $25 billion the federal government provides to subsidize Affordable Healthcare Act plans and the expansion of Medi-Cal.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\u003cem>CALmatters.org is a nonprofit, nonpartisan media venture explaining California policies and politics.\u003c/em>\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11715748/california-leaps-to-obamacares-defense-in-fight-pitting-blue-states-against-red-ones","authors":["byline_news_11715748"],"programs":["news_72"],"categories":["news_457","news_6188","news_8","news_13"],"tags":["news_2409","news_3890","news_1172","news_20378"],"featImg":"news_11715751","label":"source_news_11715748"},"news_11712847":{"type":"posts","id":"news_11712847","meta":{"index":"posts_1591205157","site":"news","id":"11712847","score":null,"sort":[1544908704000]},"guestAuthors":[],"slug":"no-changes-for-californians-looking-for-obamacare-despite-federal-court-ruling","title":"Covered California Extends Deadline After Anti-Obamacare Federal Court Ruling","publishDate":1544908704,"format":"standard","headTitle":"The California Report | KQED News","labelTerm":{"term":72,"site":"news"},"content":"\u003cp>\u003cem>Updated Saturday, 5:30 p.m.\u003c/em>\u003c/p>\n\u003cp>California's health care marketplace has extended the deadline for people to sign up for insurance that will start on Jan. 1, 2019, in response to a federal court ruling handed down on Friday that invalidated the Affordable Care Act.\u003c/p>\n\u003caside class=\"alignright\">\n\u003ch2>\u003ca href=\"https://www.kqed.org/news/11698852/6-things-to-know-about-covered-california-open-enrollment-for-2019\" rel=\"noopener\" target=\"_blank\">6 Things To Know About Covered California Open Enrollment for 2019\u003c/a>\u003c/h2>\n\u003cp>\u003ca href=\"https://www.kqed.org/news/11698852/6-things-to-know-about-covered-california-open-enrollment-for-2019\" rel=\"noopener\" target=\"_blank\">\u003cimg src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/10/RS11278_479421059-800x534.jpg\">\u003c/a>\u003cbr>\n\u003c/p>\u003c/aside>\n\u003cp>Saturday was supposed to be the cutoff for Californians looking to \u003ca href=\"https://www.kqed.org/news/11698852/6-things-to-know-about-covered-california-open-enrollment-for-2019\" rel=\"noopener\" target=\"_blank\">enroll in health coverage\u003c/a> through Covered California that would kick in at the beginning of the year. But that deadline has been extended nearly a week to Friday, Dec. 21 after a federal district court judge in Texas declared the Affordable Care Act (often referred to as Obamacare) \u003ca href=\"https://www.kqed.org/news/11712827/federal-judge-strikes-down-affordable-care-act-as-unconstitutional\" rel=\"noopener\" target=\"_blank\">unconstitutional\u003c/a>.\u003c/p>\n\u003cp>Covered California chose to extend the deadline after the extensive media coverage of the court decision led to fears that it could cause confusion for Californians over how it would impact their coverage. \u003c/p>\n\u003cp>\"We have seen tens of thousands of people flood into Covered California over the past week, and we want to make sure everyone can start the new year off right by being covered,\" said Peter Lee, executive director of \u003ca href=\"https://www.coveredca.com/\" rel=\"noopener\" target=\"_blank\">Covered California\u003c/a>, in a statement.\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Open enrollment in Covered California runs through Jan. 15, 2019, making it one of seven marketplaces that has a longer open enrollment period than the federal one, which ends today. Anyone enrolling between Dec. 22 and Jan. 15 will see their coverage start on Feb. 1. \u003c/p>\n\u003cp>U.S. District Judge Reed O'Connor ruled that the landmark health care law was unconstitutional because Congress earlier this year repealed the tax penalty for people who did not buy health insurance, often referred to as the individual mandate. \u003c/p>\n\u003cp>U.S. Supreme Court Chief Justice John Roberts had upheld the constitutionality of the law in 2012 in part based on it falling under Congress' power to tax. With the mandate repealed, O'Connor sided with 19 Republican attorneys general and one governor who argued that the law was no longer constitutional.\u003c/p>\n\u003cp>\"For the forseeable future, this ruling has absolutely no effect,\" Lee told KQED. \"If people are thinking about signing up for coverage in 2019, now is the time to do it, and their coverage will go live and apply throughout next year.\"\u003c/p>\n\u003caside class=\"alignright\">\n\u003ch2>\u003ca href=\"https://www.kqed.org/news/11711387/the-obamacare-mandate-is-ending-if-california-does-nothing-1-million-could-lose-health-care\" rel=\"noopener\" target=\"_blank\">The Obamacare Mandate Is Ending. If California Does Nothing, 1 Million Could Lose Health Care\u003c/a>\u003c/h2>\n\u003cp>\u003ca href=\"https://www.kqed.org/news/11711387/the-obamacare-mandate-is-ending-if-california-does-nothing-1-million-could-lose-health-care\" rel=\"noopener\" target=\"_blank\">\u003cimg src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/12/Doctor.jpg\">\u003c/a>\u003cbr>\n\u003c/p>\u003c/aside>\n\u003cp>The insurance marketplace had already been considering extending the deadline due to a surge in last-minute sign ups. According to Lee, 58,000 people have signed up in the past week, and nearly 180,000 people have enrolled for 2019 coverage overall, in addition to another 1.2 million who have renewed their existing plans for 2019.\u003c/p>\n\u003cp>But enrollment is down about 10 percent compared to last year, which Lee attributes to some healthy Californians choosing not to buy insurance because Congress repealed the individual mandate.\u003c/p>\n\u003cp>\"I want to be really clear: every one of those people is rolling the dice because some of them are going to end up in the emergency room and walking out with a $150,000 debt,\" Lee said.\u003c/p>\n\u003cp>California Attorney General Xavier Becerra, who has led a group of Democratic attorneys general defending the ACA, said in a statement Friday that \"our coalition will continue to fight in court\" to \u003ca href=\"https://oag.ca.gov/news/press-releases/attorney-general-becerra-denounces-court-ruling-declaring-aca-unconstitutional\" rel=\"noopener\" target=\"_blank\">defend the law\u003c/a>, which the White House said will stay in effect pending appeal.\u003c/p>\n\u003cp>The case is expected to end up in front of the U.S. Supreme Court, a process that could take months. Lee said if the decision is upheld, it would have devastating consequences for Californians covered by all types of insurance: private, Medicare and Medi-Cal.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\"This is really a decision which is truly beyond the pale,\" Lee said.\u003c/p>\n\n","blocks":[],"excerpt":"The deadline to secure coverage starting Jan. 1 was supposed to be today, but it has been extended to Friday, Dec. 21.","status":"publish","parent":0,"modified":1544932575,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":19,"wordCount":621},"headData":{"title":"Covered California Extends Deadline After Anti-Obamacare Federal Court Ruling | KQED","description":"The deadline to secure coverage starting Jan. 1 was supposed to be today, but it has been extended to Friday, Dec. 21.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11712847 https://ww2.kqed.org/news/?p=11712847","disqusUrl":"https://ww2.kqed.org/news/2018/12/15/no-changes-for-californians-looking-for-obamacare-despite-federal-court-ruling/","disqusTitle":"Covered California Extends Deadline After Anti-Obamacare Federal Court Ruling","path":"/news/11712847/no-changes-for-californians-looking-for-obamacare-despite-federal-court-ruling","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003cem>Updated Saturday, 5:30 p.m.\u003c/em>\u003c/p>\n\u003cp>California's health care marketplace has extended the deadline for people to sign up for insurance that will start on Jan. 1, 2019, in response to a federal court ruling handed down on Friday that invalidated the Affordable Care Act.\u003c/p>\n\u003caside class=\"alignright\">\n\u003ch2>\u003ca href=\"https://www.kqed.org/news/11698852/6-things-to-know-about-covered-california-open-enrollment-for-2019\" rel=\"noopener\" target=\"_blank\">6 Things To Know About Covered California Open Enrollment for 2019\u003c/a>\u003c/h2>\n\u003cp>\u003ca href=\"https://www.kqed.org/news/11698852/6-things-to-know-about-covered-california-open-enrollment-for-2019\" rel=\"noopener\" target=\"_blank\">\u003cimg src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/10/RS11278_479421059-800x534.jpg\">\u003c/a>\u003cbr>\n\u003c/p>\u003c/aside>\n\u003cp>Saturday was supposed to be the cutoff for Californians looking to \u003ca href=\"https://www.kqed.org/news/11698852/6-things-to-know-about-covered-california-open-enrollment-for-2019\" rel=\"noopener\" target=\"_blank\">enroll in health coverage\u003c/a> through Covered California that would kick in at the beginning of the year. But that deadline has been extended nearly a week to Friday, Dec. 21 after a federal district court judge in Texas declared the Affordable Care Act (often referred to as Obamacare) \u003ca href=\"https://www.kqed.org/news/11712827/federal-judge-strikes-down-affordable-care-act-as-unconstitutional\" rel=\"noopener\" target=\"_blank\">unconstitutional\u003c/a>.\u003c/p>\n\u003cp>Covered California chose to extend the deadline after the extensive media coverage of the court decision led to fears that it could cause confusion for Californians over how it would impact their coverage. \u003c/p>\n\u003cp>\"We have seen tens of thousands of people flood into Covered California over the past week, and we want to make sure everyone can start the new year off right by being covered,\" said Peter Lee, executive director of \u003ca href=\"https://www.coveredca.com/\" rel=\"noopener\" target=\"_blank\">Covered California\u003c/a>, in a statement.\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Open enrollment in Covered California runs through Jan. 15, 2019, making it one of seven marketplaces that has a longer open enrollment period than the federal one, which ends today. Anyone enrolling between Dec. 22 and Jan. 15 will see their coverage start on Feb. 1. \u003c/p>\n\u003cp>U.S. District Judge Reed O'Connor ruled that the landmark health care law was unconstitutional because Congress earlier this year repealed the tax penalty for people who did not buy health insurance, often referred to as the individual mandate. \u003c/p>\n\u003cp>U.S. Supreme Court Chief Justice John Roberts had upheld the constitutionality of the law in 2012 in part based on it falling under Congress' power to tax. With the mandate repealed, O'Connor sided with 19 Republican attorneys general and one governor who argued that the law was no longer constitutional.\u003c/p>\n\u003cp>\"For the forseeable future, this ruling has absolutely no effect,\" Lee told KQED. \"If people are thinking about signing up for coverage in 2019, now is the time to do it, and their coverage will go live and apply throughout next year.\"\u003c/p>\n\u003caside class=\"alignright\">\n\u003ch2>\u003ca href=\"https://www.kqed.org/news/11711387/the-obamacare-mandate-is-ending-if-california-does-nothing-1-million-could-lose-health-care\" rel=\"noopener\" target=\"_blank\">The Obamacare Mandate Is Ending. If California Does Nothing, 1 Million Could Lose Health Care\u003c/a>\u003c/h2>\n\u003cp>\u003ca href=\"https://www.kqed.org/news/11711387/the-obamacare-mandate-is-ending-if-california-does-nothing-1-million-could-lose-health-care\" rel=\"noopener\" target=\"_blank\">\u003cimg src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/12/Doctor.jpg\">\u003c/a>\u003cbr>\n\u003c/p>\u003c/aside>\n\u003cp>The insurance marketplace had already been considering extending the deadline due to a surge in last-minute sign ups. According to Lee, 58,000 people have signed up in the past week, and nearly 180,000 people have enrolled for 2019 coverage overall, in addition to another 1.2 million who have renewed their existing plans for 2019.\u003c/p>\n\u003cp>But enrollment is down about 10 percent compared to last year, which Lee attributes to some healthy Californians choosing not to buy insurance because Congress repealed the individual mandate.\u003c/p>\n\u003cp>\"I want to be really clear: every one of those people is rolling the dice because some of them are going to end up in the emergency room and walking out with a $150,000 debt,\" Lee said.\u003c/p>\n\u003cp>California Attorney General Xavier Becerra, who has led a group of Democratic attorneys general defending the ACA, said in a statement Friday that \"our coalition will continue to fight in court\" to \u003ca href=\"https://oag.ca.gov/news/press-releases/attorney-general-becerra-denounces-court-ruling-declaring-aca-unconstitutional\" rel=\"noopener\" target=\"_blank\">defend the law\u003c/a>, which the White House said will stay in effect pending appeal.\u003c/p>\n\u003cp>The case is expected to end up in front of the U.S. Supreme Court, a process that could take months. Lee said if the decision is upheld, it would have devastating consequences for Californians covered by all types of insurance: private, Medicare and Medi-Cal.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>\"This is really a decision which is truly beyond the pale,\" Lee said.\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11712847/no-changes-for-californians-looking-for-obamacare-despite-federal-court-ruling","authors":["11260"],"programs":["news_72"],"categories":["news_457","news_8"],"tags":["news_2409","news_5164","news_19542","news_683","news_20277","news_3890"],"featImg":"news_11712855","label":"news_72"},"news_11712827":{"type":"posts","id":"news_11712827","meta":{"index":"posts_1591205157","site":"news","id":"11712827","score":null,"sort":[1544890395000]},"guestAuthors":[],"slug":"federal-judge-strikes-down-affordable-care-act-as-unconstitutional","title":"Federal Judge Strikes Down Affordable Care Act as Unconstitutional","publishDate":1544890395,"format":"standard","headTitle":"The California Report | KQED News","labelTerm":{},"content":"\u003cp>A federal judge in Texas issued a ruling Friday declaring the Affordable Care Act unconstitutional, apparently setting the stage for another hearing on the health care law by the U.S. Supreme Court.\u003c/p>\n\u003cp>The \u003ca href=\"https://www.documentcloud.org/documents/5629711-Texas-v-US-Partial-Summary-Judgment.html\">ruling\u003c/a> by U.S. District Judge Reed O'Connor invalidates what's commonly referred to as Obamacare nationwide, and casts into doubt the survival of the law on the eve of the deadline for tens of millions of Americans to sign up for health care coverage in 2019.\u003c/p>\n\u003cp>The ruling comes in a lawsuit brought against what was one of the major domestic achievements of the Obama administration. An alliance of 19 Republican attorneys general and a governor led by Texas Attorney General Ken Paxton challenged the law.\u003c/p>\n\u003cp>As NPR's Alison Kodjak explained on \u003cem>All Things Considered,\u003c/em>\u003c/p>\n\u003cblockquote>\n\u003cp>\"The lawsuit had to do with whether when Congress last year repealed or eliminated the penalty for not having insurance — it was a tax penalty for people who didn't have insurance — whether that meant the rest of the law didn't apply anymore. The court case argued that all of the pieces of the law were dependent upon each other, so by eliminating the penalty the rest of the law fell apart. The judge agreed with that opinion.\"\u003c/p>\n\u003c/blockquote>\n\u003cp>In his 55-page opinion, Judge O'Connor said the debate over the ACA's interlocking provisions is \"like watching a slow game of Jenga, each party poking at a different provision to see if the ACA falls.\"\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>In a statement, White House press secretary Sarah Sanders praised the ruling.\u003c/p>\n\u003cblockquote>\n\u003cp>\"Obamacare has been struck down by a highly respected judge. The judge's decision vindicates President Trump's position that Obamacare is unconstitutional. Once again, the President calls on Congress to replace Obamacare and act to protect people with preexisting conditions and provide Americans with quality affordable healthcare. We expect this ruling will be appealed to the Supreme Court. Pending the appeal process, the law remains in place.\"\u003c/p>\n\u003c/blockquote>\n\u003cp>Shortly afterwards, President Trump \u003ca href=\"https://twitter.com/realDonaldTrump/status/1073761497866747904\">tweeted\u003c/a>, \"As I predicted all along, Obamacare has been struck down as an UNCONSTITUTIONAL disaster! Now Congress must pass a STRONG law that provides GREAT healthcare and protects pre-existing conditions.\"\u003c/p>\n\u003cp>California Attorney General Xavier Becerra, who led the coalition of states that defended the ACA \u003ca href=\"https://oag.ca.gov/news/press-releases/attorney-general-becerra-denounces-court-ruling-declaring-aca-unconstitutional\">promised to continue the court fight\u003c/a> to preserve the law.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>Rep. Nancy Pelosi, who is expected to be House speaker when Democrats come into the majority next month, \u003ca href=\"https://twitter.com/NancyPelosi/status/1073780352714461185\">tweeted\u003c/a>, \"Tonight's absurd ruling exposes the monstrous endgame of the GOP's all-out assault on people w/ pre-existing conditions & the ACA. When \u003ca href=\"https://twitter.com/HouseDemocrats\">@\u003cstrong>HouseDemocrats\u003c/strong>\u003c/a> take the gavel, the House will swiftly intervene in the appeals process to \u003ca href=\"https://twitter.com/hashtag/ProtectOurCare?src=hash\">#\u003cstrong>ProtectOurCare\u003c/strong>\u003c/a>!\"\u003c/p>\n\n","blocks":[],"excerpt":"President Trump praised the ruling by a court in Texas as supporters of the ACA said they will appeal.","status":"publish","parent":0,"modified":1544900079,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":13,"wordCount":452},"headData":{"title":"Federal Judge Strikes Down Affordable Care Act as Unconstitutional | KQED","description":"President Trump praised the ruling by a court in Texas as supporters of the ACA said they will appeal.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11712827 https://ww2.kqed.org/news/?p=11712827","disqusUrl":"https://ww2.kqed.org/news/2018/12/15/federal-judge-strikes-down-affordable-care-act-as-unconstitutional/","disqusTitle":"Federal Judge Strikes Down Affordable Care Act as Unconstitutional","source":"NPR","sourceUrl":"https://www.npr.org/","nprImageCredit":"Eric Gay","nprByline":"NPR","nprImageAgency":"AP","nprStoryId":"677000626","nprApiLink":"http://api.npr.org/query?id=677000626&apiKey=MDAxOTAwOTE4MDEyMTkxMDAzNjczZDljZA004","nprHtmlLink":"https://www.npr.org/2018/12/14/677000626/federal-judge-strikes-down-affordable-care-act-as-unconstitutional?ft=nprml&f=677000626","nprRetrievedStory":"1","nprPubDate":"Sat, 15 Dec 2018 08:49:00 -0500","nprStoryDate":"Fri, 14 Dec 2018 23:18:00 -0500","nprLastModifiedDate":"Sat, 15 Dec 2018 08:49:27 -0500","path":"/news/11712827/federal-judge-strikes-down-affordable-care-act-as-unconstitutional","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>A federal judge in Texas issued a ruling Friday declaring the Affordable Care Act unconstitutional, apparently setting the stage for another hearing on the health care law by the U.S. Supreme Court.\u003c/p>\n\u003cp>The \u003ca href=\"https://www.documentcloud.org/documents/5629711-Texas-v-US-Partial-Summary-Judgment.html\">ruling\u003c/a> by U.S. District Judge Reed O'Connor invalidates what's commonly referred to as Obamacare nationwide, and casts into doubt the survival of the law on the eve of the deadline for tens of millions of Americans to sign up for health care coverage in 2019.\u003c/p>\n\u003cp>The ruling comes in a lawsuit brought against what was one of the major domestic achievements of the Obama administration. An alliance of 19 Republican attorneys general and a governor led by Texas Attorney General Ken Paxton challenged the law.\u003c/p>\n\u003cp>As NPR's Alison Kodjak explained on \u003cem>All Things Considered,\u003c/em>\u003c/p>\n\u003cblockquote>\n\u003cp>\"The lawsuit had to do with whether when Congress last year repealed or eliminated the penalty for not having insurance — it was a tax penalty for people who didn't have insurance — whether that meant the rest of the law didn't apply anymore. The court case argued that all of the pieces of the law were dependent upon each other, so by eliminating the penalty the rest of the law fell apart. The judge agreed with that opinion.\"\u003c/p>\n\u003c/blockquote>\n\u003cp>In his 55-page opinion, Judge O'Connor said the debate over the ACA's interlocking provisions is \"like watching a slow game of Jenga, each party poking at a different provision to see if the ACA falls.\"\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>In a statement, White House press secretary Sarah Sanders praised the ruling.\u003c/p>\n\u003cblockquote>\n\u003cp>\"Obamacare has been struck down by a highly respected judge. The judge's decision vindicates President Trump's position that Obamacare is unconstitutional. Once again, the President calls on Congress to replace Obamacare and act to protect people with preexisting conditions and provide Americans with quality affordable healthcare. We expect this ruling will be appealed to the Supreme Court. Pending the appeal process, the law remains in place.\"\u003c/p>\n\u003c/blockquote>\n\u003cp>Shortly afterwards, President Trump \u003ca href=\"https://twitter.com/realDonaldTrump/status/1073761497866747904\">tweeted\u003c/a>, \"As I predicted all along, Obamacare has been struck down as an UNCONSTITUTIONAL disaster! Now Congress must pass a STRONG law that provides GREAT healthcare and protects pre-existing conditions.\"\u003c/p>\n\u003cp>California Attorney General Xavier Becerra, who led the coalition of states that defended the ACA \u003ca href=\"https://oag.ca.gov/news/press-releases/attorney-general-becerra-denounces-court-ruling-declaring-aca-unconstitutional\">promised to continue the court fight\u003c/a> to preserve the law.\u003c/p>\n\u003cp>\u003c/p>\n\u003cp>Rep. Nancy Pelosi, who is expected to be House speaker when Democrats come into the majority next month, \u003ca href=\"https://twitter.com/NancyPelosi/status/1073780352714461185\">tweeted\u003c/a>, \"Tonight's absurd ruling exposes the monstrous endgame of the GOP's all-out assault on people w/ pre-existing conditions & the ACA. When \u003ca href=\"https://twitter.com/HouseDemocrats\">@\u003cstrong>HouseDemocrats\u003c/strong>\u003c/a> take the gavel, the House will swiftly intervene in the appeals process to \u003ca href=\"https://twitter.com/hashtag/ProtectOurCare?src=hash\">#\u003cstrong>ProtectOurCare\u003c/strong>\u003c/a>!\"\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11712827/federal-judge-strikes-down-affordable-care-act-as-unconstitutional","authors":["byline_news_11712827"],"programs":["news_72"],"categories":["news_457","news_8"],"tags":["news_2409","news_19542","news_3890"],"featImg":"news_11712828","label":"source_news_11712827"},"news_11711387":{"type":"posts","id":"news_11711387","meta":{"index":"posts_1591205157","site":"news","id":"11711387","score":null,"sort":[1544656312000]},"guestAuthors":[],"slug":"the-obamacare-mandate-is-ending-if-california-does-nothing-1-million-could-lose-health-care","title":"The Obamacare Mandate Is Ending. If California Does Nothing, 1 Million Could Lose Health Care","publishDate":1544656312,"format":"image","headTitle":"The California Report | KQED News","labelTerm":{},"content":"\u003cp>[dropcap]I[/dropcap]n a scramble to keep people enrolled in health care plans, what did New Jersey, Vermont and the District of Columbia do earlier this year that California has not done?\u003c/p>\n\u003cp>They began requiring that their residents carry health coverage or face a state penalty for going without it. Such “individual mandates” aim to replace the federal mandate—perhaps the most controversial but essential part of the Affordable Care Act, often called Obamacare—that sought to force people to sign up for health insurance or pay a tax penalty. The Republican Congress and the Trump administration have repealed that federal penalty, effective next year.\u003c/p>\n\u003cp>The clock is ticking. Obamacare has led to a record number of Californians having medical coverage. But a new study warns that if the state does nothing to counteract the Trump administration’s moves to undermine Obamacare, up to 1 million more Californians could be without health insurance within the next five years.\u003c/p>\n\u003cp>What’s kept California from enacting its own mandate? Some state Democratic leaders are wary of enacting a state mandate without also making health insurance cheaper for Californians.\u003c/p>\n\u003cp>“Providing subsidies is a better reality for members of our community than providing penalties,” said Assemblyman Joaquin Arambula, a Fresno Democrat who co-chaired the select committee on universal health care that conducted town halls across the state last summer. “It’s the carrot versus the stick.”\u003c/p>\n\u003cp>[ad fullwidth]\u003c/p>\n\u003cp>Sacramento state Sen. Richard Pan, a Democrat who chairs the Senate Health Committee, said the Legislature is focused on keeping the state’s insurance market exchange, known as Covered California, strong. Some 2 million Californians buy health coverage through the exchange, which provides federal subsidies to low-income purchasers.\u003c/p>\n\u003cp>“We are going to do what we can in California to stabilize the insurance market, to do what we can to make health insurance, particularly on Covered California, affordable,” said Pan, who has not yet endorsed any particular remedy. “We are up against a federal administration that is doing the opposite and forcing people to pay higher premiums.\u003c/p>\n\u003cp>\"As we look at options, like do we want to do an individual mandate, we also need to recognize part of what is driving that is not only the removal of the federal mandate, but also actions taken to increase insurance premiums,” Pan continued.\u003c/p>\n\u003cp>Since the Affordable Care Act was implemented in 2013, the state’s uninsured rate has dropped from 20 percent to 7 percent. Currently 3.4 million Californians are uninsured, undocumented immigrant adults making up the majority of that group.\u003c/p>\n\u003caside class=\"pullquote alignright\">“We don’t want to require people to buy coverage that they can’t afford.\"\u003cbr>\n— \u003cspan style=\"font-style: italic\">Anthony Wright, executive director of HealthAccess, which advocates for consumers\u003c/span>\u003c/aside>\n\u003cp>But without more aggressive state intervention to counter Washington’s retreat from the program, an estimated 500,000 to 800,000 more Californians under 65 will be uninsured by 2023, according to a new study from the UC Berkeley Center for Labor Research and Education and the UCLA Center for Health Policy Research.\u003c/p>\n\u003cp>A mandate and state subsidies are among options the Legislature will be exploring to combat the expected exodus from insurance. But both are controversial. An Economist/YouGov poll found that 66 percent of Americans oppose a mandate. And although a few other states such as Vermont and Massachusetts do offer state subsidies, in California state subsidies could cost up to an estimated $500 million, at a time when an incoming Democratic governor and Democratic supermajorities in the Legislature have promised pricey programs such as universal health care and universal preschool.\u003c/p>\n\u003cp>So far, Covered California enrollment, now underway through Jan. 15, is meeting projections—with a big caveat. As of the end of November, more than 90,000 newly insured people signed up, said Peter Lee, its executive director. But those projections already were lowered by 10 to 12 percent compared to last year because it was unknown what effect the removal of the penalty would have on sign-ups.\u003c/p>\n\u003cp>“There’s no question that a penalty imposed on individuals for whom health insurance is affordable is a good policy,” said Lee, who said he would follow whatever rules the Legislature adopts. “The penalty encourages people to participate in a system that, if they don’t, we all bear the cost. And it encourages people to do the right thing for themselves.”\u003c/p>\n\u003caside class=\"alignright\">\n\u003ch3>\u003ca href=\"https://www.kqed.org/news/11698852/6-things-to-know-about-covered-california-open-enrollment-for-2019\">6 Things To Know About Covered California Open Enrollment for 2019\u003c/a>\u003c/h3>\n\u003cfigure>\u003ca href=\"https://www.kqed.org/news/11698852/6-things-to-know-about-covered-california-open-enrollment-for-2019\">\u003cimg src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/10/RS11278_479421059-1038x576.jpg\" alt=\"\">\u003c/a>\u003c/figure>\n\u003c/aside>\n\u003cp>Covered California is working on a report commissioned by the Legislature on how to best bolster the system. It’s due in February, and Lee said a variety of options are on the table, including a mandate, expanding subsidies and using state money to lower premiums, a process called reinsurance.\u003c/p>\n\u003cp>Some of those ideas echo the recommendations UC researchers offered in their study: incorporate a state mandate with penalty funds going toward making insurance more affordable, state-funded subsidies in addition to the existing federal subsidies, and a Medi-Cal expansion to include low-income undocumented immigrants.\u003c/p>\n\u003cp>These are not new ideas but they are politically and financially costly, said Gerald Kominski, a fellow at the UCLA Center for Health Policy Research.“We know that the mandate drives people into the market,” said Kominski. “If you’re going to pay a tax penalty and not have health insurance, why not look for insurance when almost 90 percent of those who buy in through Covered California received some sort of subsidy.”\u003c/p>\n\u003cp>“The state could consider bringing the whole threshold down for everybody,” he continued. “The point is to lower the thresholds and make people pay less out of pocket. That would increase affordability for lots of families.” Some advocates agree that a potential state mandate must also include a mechanism for making insurance more attainable.\u003c/p>\n\u003cfigure id=\"attachment_11712113\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg class=\"size-medium wp-image-11712113\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/12/HealthCareSignups-800x535.jpg\" alt=\"People wait to register for helath care insurance during an enrollment fair on March 28, 2014 in Bay Point.\" width=\"800\" height=\"535\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2018/12/HealthCareSignups-800x535.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2018/12/HealthCareSignups-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2018/12/HealthCareSignups-1020x682.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2018/12/HealthCareSignups-1200x802.jpg 1200w, https://ww2.kqed.org/app/uploads/sites/10/2018/12/HealthCareSignups.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">People wait to register for health care insurance during an enrollment fair on March 28, 2014, in Bay Point. \u003ccite>(Justin Sullivan/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“We don’t want to require people to buy coverage that they can’t afford. And what they can afford may be different in a high-cost-of-living state like California,” said Anthony Wright, executive director of HealthAccess, which advocates for consumers. “That’s why it’s hard to have a conversation about a mandate without affordability assistance.”\u003c/p>\n\u003cp>Under the federal mandate, Americans were compelled to carry health insurance or pay a penalty of $695 per adult or 2.5 percent of household income, whichever is higher, unless insurance costs more than 8 percent of a household’s income.\u003c/p>\n\u003cp>With the repeal of that ultimatum, California is bracing for the biggest dropouts among its residents who have been buying insurance through the subsidized Covered California program. The program projects it could lose 10 to 30 percent of its participants.\u003c/p>\n\u003caside class=\"pullquote alignright\">“There’s no question that a penalty imposed on individuals for whom health insurance is affordable is a good policy.” \u003ccite>Peter Lee, executive director for Covered California\u003c/cite>\u003c/aside>\n\u003cp>But the state also expects wider losses, including among the 46 percent of Californians who get insurance through employers, because they also will no longer be required to have it. Even Medi-Cal, the state-paid program for low-income Californians, will lose about 350,000 people, the study estimates, because the lack of a federal mandate may deter people from seeking health coverage at all—meaning they’ll never discover if they qualify for Medi-Cal. Last year the California Legislature considered creating a state mandate as part of budget discussions that included making insurance more affordable, but neither idea made it into the final budget proposal submitted to the governor.\u003c/p>\n\u003cp>Experts and advocates are hopeful that these ideas may gain traction under Gov.-elect Gavin Newsom, who has talked a big game on health care and access, pledging during his campaign to support single payer and universal coverage. If more Californians drop their health insurance, everyone pays. People most likely to drop out are the young and the healthy, experts say. But they are critical to keeping the whole operation afloat because the system cannot be made up of only sick people.\u003c/p>\n\u003cp>California already has taken steps to shore up the Affordable Care Act: banning short-term health plans, adopting legislation barring work requirements for Medi-Cal and offering a longer open enrollment period.\u003c/p>\n\u003cp>“Legislators tell us to expect a fresh look at state initiatives to stabilize the insurance market,” said Richard Cauchi who oversees health initiatives for the National Conference of State Legislatures. “So ‘stay tuned’ to see how many states will create their own solutions.”\u003c/p>\n\u003cp>[ad floatright]\u003c/p>\n\u003cp>\u003ca href=\"https://calmatters.org/\">CALmatters.org\u003c/a> is a nonprofit, nonpartisan media venture explaining California policies and politics.\u003c/p>\n\n","blocks":[],"excerpt":"Obamacare required people to sign up for health insurance or pay a penalty. Congress has repealed that federal penalty, effective next year. And the clock is ticking.","status":"publish","parent":0,"modified":1544916461,"stats":{"hasAudio":false,"hasVideo":false,"hasChartOrMap":false,"iframeSrcs":[],"hasGoogleForm":false,"hasGallery":false,"hasHearkenModule":false,"hasPolis":false,"paragraphCount":27,"wordCount":1496},"headData":{"title":"The Obamacare Mandate Is Ending. If California Does Nothing, 1 Million Could Lose Health Care | KQED","description":"Obamacare required people to sign up for health insurance or pay a penalty. Congress has repealed that federal penalty, effective next year. And the clock is ticking.","ogTitle":"","ogDescription":"","ogImgId":"","twTitle":"","twDescription":"","twImgId":""},"disqusIdentifier":"11711387 https://ww2.kqed.org/news/?p=11711387","disqusUrl":"https://ww2.kqed.org/news/2018/12/12/the-obamacare-mandate-is-ending-if-california-does-nothing-1-million-could-lose-health-care/","disqusTitle":"The Obamacare Mandate Is Ending. If California Does Nothing, 1 Million Could Lose Health Care","source":"CALMatters","sourceUrl":"https://calmatters.org/","nprByline":"\u003cstrong>\u003ca href=\"https://calmatters.org/articles/author/elizabeth-aguilera/\">Elizabeth Aguilera\u003c/a>\u003c/strong>","path":"/news/11711387/the-obamacare-mandate-is-ending-if-california-does-nothing-1-million-could-lose-health-care","audioTrackLength":null,"parsedContent":[{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003cp>\u003c/p>\u003cp>\u003cspan class=\"utils-parseShortcode-shortcodes-__dropcapShortcode__dropcap\">I\u003c/span>\u003c/p>\u003cp>n a scramble to keep people enrolled in health care plans, what did New Jersey, Vermont and the District of Columbia do earlier this year that California has not done?\u003c/p>\n\u003cp>They began requiring that their residents carry health coverage or face a state penalty for going without it. Such “individual mandates” aim to replace the federal mandate—perhaps the most controversial but essential part of the Affordable Care Act, often called Obamacare—that sought to force people to sign up for health insurance or pay a tax penalty. The Republican Congress and the Trump administration have repealed that federal penalty, effective next year.\u003c/p>\n\u003cp>The clock is ticking. Obamacare has led to a record number of Californians having medical coverage. But a new study warns that if the state does nothing to counteract the Trump administration’s moves to undermine Obamacare, up to 1 million more Californians could be without health insurance within the next five years.\u003c/p>\n\u003cp>What’s kept California from enacting its own mandate? Some state Democratic leaders are wary of enacting a state mandate without also making health insurance cheaper for Californians.\u003c/p>\n\u003cp>“Providing subsidies is a better reality for members of our community than providing penalties,” said Assemblyman Joaquin Arambula, a Fresno Democrat who co-chaired the select committee on universal health care that conducted town halls across the state last summer. “It’s the carrot versus the stick.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"fullwidth"},"numeric":["fullwidth"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>Sacramento state Sen. Richard Pan, a Democrat who chairs the Senate Health Committee, said the Legislature is focused on keeping the state’s insurance market exchange, known as Covered California, strong. Some 2 million Californians buy health coverage through the exchange, which provides federal subsidies to low-income purchasers.\u003c/p>\n\u003cp>“We are going to do what we can in California to stabilize the insurance market, to do what we can to make health insurance, particularly on Covered California, affordable,” said Pan, who has not yet endorsed any particular remedy. “We are up against a federal administration that is doing the opposite and forcing people to pay higher premiums.\u003c/p>\n\u003cp>\"As we look at options, like do we want to do an individual mandate, we also need to recognize part of what is driving that is not only the removal of the federal mandate, but also actions taken to increase insurance premiums,” Pan continued.\u003c/p>\n\u003cp>Since the Affordable Care Act was implemented in 2013, the state’s uninsured rate has dropped from 20 percent to 7 percent. Currently 3.4 million Californians are uninsured, undocumented immigrant adults making up the majority of that group.\u003c/p>\n\u003caside class=\"pullquote alignright\">“We don’t want to require people to buy coverage that they can’t afford.\"\u003cbr>\n— \u003cspan style=\"font-style: italic\">Anthony Wright, executive director of HealthAccess, which advocates for consumers\u003c/span>\u003c/aside>\n\u003cp>But without more aggressive state intervention to counter Washington’s retreat from the program, an estimated 500,000 to 800,000 more Californians under 65 will be uninsured by 2023, according to a new study from the UC Berkeley Center for Labor Research and Education and the UCLA Center for Health Policy Research.\u003c/p>\n\u003cp>A mandate and state subsidies are among options the Legislature will be exploring to combat the expected exodus from insurance. But both are controversial. An Economist/YouGov poll found that 66 percent of Americans oppose a mandate. And although a few other states such as Vermont and Massachusetts do offer state subsidies, in California state subsidies could cost up to an estimated $500 million, at a time when an incoming Democratic governor and Democratic supermajorities in the Legislature have promised pricey programs such as universal health care and universal preschool.\u003c/p>\n\u003cp>So far, Covered California enrollment, now underway through Jan. 15, is meeting projections—with a big caveat. As of the end of November, more than 90,000 newly insured people signed up, said Peter Lee, its executive director. But those projections already were lowered by 10 to 12 percent compared to last year because it was unknown what effect the removal of the penalty would have on sign-ups.\u003c/p>\n\u003cp>“There’s no question that a penalty imposed on individuals for whom health insurance is affordable is a good policy,” said Lee, who said he would follow whatever rules the Legislature adopts. “The penalty encourages people to participate in a system that, if they don’t, we all bear the cost. And it encourages people to do the right thing for themselves.”\u003c/p>\n\u003caside class=\"alignright\">\n\u003ch3>\u003ca href=\"https://www.kqed.org/news/11698852/6-things-to-know-about-covered-california-open-enrollment-for-2019\">6 Things To Know About Covered California Open Enrollment for 2019\u003c/a>\u003c/h3>\n\u003cfigure>\u003ca href=\"https://www.kqed.org/news/11698852/6-things-to-know-about-covered-california-open-enrollment-for-2019\">\u003cimg src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/10/RS11278_479421059-1038x576.jpg\" alt=\"\">\u003c/a>\u003c/figure>\n\u003c/aside>\n\u003cp>Covered California is working on a report commissioned by the Legislature on how to best bolster the system. It’s due in February, and Lee said a variety of options are on the table, including a mandate, expanding subsidies and using state money to lower premiums, a process called reinsurance.\u003c/p>\n\u003cp>Some of those ideas echo the recommendations UC researchers offered in their study: incorporate a state mandate with penalty funds going toward making insurance more affordable, state-funded subsidies in addition to the existing federal subsidies, and a Medi-Cal expansion to include low-income undocumented immigrants.\u003c/p>\n\u003cp>These are not new ideas but they are politically and financially costly, said Gerald Kominski, a fellow at the UCLA Center for Health Policy Research.“We know that the mandate drives people into the market,” said Kominski. “If you’re going to pay a tax penalty and not have health insurance, why not look for insurance when almost 90 percent of those who buy in through Covered California received some sort of subsidy.”\u003c/p>\n\u003cp>“The state could consider bringing the whole threshold down for everybody,” he continued. “The point is to lower the thresholds and make people pay less out of pocket. That would increase affordability for lots of families.” Some advocates agree that a potential state mandate must also include a mechanism for making insurance more attainable.\u003c/p>\n\u003cfigure id=\"attachment_11712113\" class=\"wp-caption aligncenter\" style=\"max-width: 800px\">\u003cimg class=\"size-medium wp-image-11712113\" src=\"https://ww2.kqed.org/news/wp-content/uploads/sites/10/2018/12/HealthCareSignups-800x535.jpg\" alt=\"People wait to register for helath care insurance during an enrollment fair on March 28, 2014 in Bay Point.\" width=\"800\" height=\"535\" srcset=\"https://ww2.kqed.org/app/uploads/sites/10/2018/12/HealthCareSignups-800x535.jpg 800w, https://ww2.kqed.org/app/uploads/sites/10/2018/12/HealthCareSignups-160x107.jpg 160w, https://ww2.kqed.org/app/uploads/sites/10/2018/12/HealthCareSignups-1020x682.jpg 1020w, https://ww2.kqed.org/app/uploads/sites/10/2018/12/HealthCareSignups-1200x802.jpg 1200w, https://ww2.kqed.org/app/uploads/sites/10/2018/12/HealthCareSignups.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\">\u003cfigcaption class=\"wp-caption-text\">People wait to register for health care insurance during an enrollment fair on March 28, 2014, in Bay Point. \u003ccite>(Justin Sullivan/Getty Images)\u003c/cite>\u003c/figcaption>\u003c/figure>\n\u003cp>“We don’t want to require people to buy coverage that they can’t afford. And what they can afford may be different in a high-cost-of-living state like California,” said Anthony Wright, executive director of HealthAccess, which advocates for consumers. “That’s why it’s hard to have a conversation about a mandate without affordability assistance.”\u003c/p>\n\u003cp>Under the federal mandate, Americans were compelled to carry health insurance or pay a penalty of $695 per adult or 2.5 percent of household income, whichever is higher, unless insurance costs more than 8 percent of a household’s income.\u003c/p>\n\u003cp>With the repeal of that ultimatum, California is bracing for the biggest dropouts among its residents who have been buying insurance through the subsidized Covered California program. The program projects it could lose 10 to 30 percent of its participants.\u003c/p>\n\u003caside class=\"pullquote alignright\">“There’s no question that a penalty imposed on individuals for whom health insurance is affordable is a good policy.” \u003ccite>Peter Lee, executive director for Covered California\u003c/cite>\u003c/aside>\n\u003cp>But the state also expects wider losses, including among the 46 percent of Californians who get insurance through employers, because they also will no longer be required to have it. Even Medi-Cal, the state-paid program for low-income Californians, will lose about 350,000 people, the study estimates, because the lack of a federal mandate may deter people from seeking health coverage at all—meaning they’ll never discover if they qualify for Medi-Cal. Last year the California Legislature considered creating a state mandate as part of budget discussions that included making insurance more affordable, but neither idea made it into the final budget proposal submitted to the governor.\u003c/p>\n\u003cp>Experts and advocates are hopeful that these ideas may gain traction under Gov.-elect Gavin Newsom, who has talked a big game on health care and access, pledging during his campaign to support single payer and universal coverage. If more Californians drop their health insurance, everyone pays. People most likely to drop out are the young and the healthy, experts say. But they are critical to keeping the whole operation afloat because the system cannot be made up of only sick people.\u003c/p>\n\u003cp>California already has taken steps to shore up the Affordable Care Act: banning short-term health plans, adopting legislation barring work requirements for Medi-Cal and offering a longer open enrollment period.\u003c/p>\n\u003cp>“Legislators tell us to expect a fresh look at state initiatives to stabilize the insurance market,” said Richard Cauchi who oversees health initiatives for the National Conference of State Legislatures. “So ‘stay tuned’ to see how many states will create their own solutions.”\u003c/p>\n\u003cp>\u003c/p>\u003c/div>","attributes":{"named":{},"numeric":[]}},{"type":"component","content":"","name":"ad","attributes":{"named":{"label":"floatright"},"numeric":["floatright"]}},{"type":"contentString","content":"\u003cdiv class=\"post-body\">\u003cp>\u003c/p>\n\u003cp>\u003ca href=\"https://calmatters.org/\">CALmatters.org\u003c/a> is a nonprofit, nonpartisan media venture explaining California policies and politics.\u003c/p>\n\n\u003c/div>\u003c/p>","attributes":{"named":{},"numeric":[]}}],"link":"/news/11711387/the-obamacare-mandate-is-ending-if-california-does-nothing-1-million-could-lose-health-care","authors":["byline_news_11711387"],"programs":["news_72"],"categories":["news_457","news_8","news_13"],"tags":["news_2409","news_5164","news_1323","news_683","news_1054","news_2605","news_3890","news_20452"],"affiliates":["news_18481"],"featImg":"news_11712106","label":"source_news_11711387"}},"programsReducer":{"possible":{"id":"possible","title":"Possible","info":"Possible is hosted by entrepreneur Reid Hoffman and writer Aria Finger. 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Hosted by journalists of color, the show tackles the subject of race head-on, exploring how it impacts every part of society — from politics and pop culture to history, sports and more.\u003cbr />\u003cbr />\u003cem>Life Kit\u003c/em>, which will be in the second part of the hour, guides you through spaces and feelings no one prepares you for — from finances to mental health, from workplace microaggressions to imposter syndrome, from relationships to parenting. The show features experts with real world experience and shares their knowledge. Because everyone needs a little help being human.\u003cbr />\u003cbr />\u003ca href=\"https://www.npr.org/podcasts/510312/codeswitch\">\u003cem>Code Switch\u003c/em> offical site and podcast\u003c/a>\u003cbr />\u003ca href=\"https://www.npr.org/lifekit\">\u003cem>Life Kit\u003c/em> offical site and podcast\u003c/a>\u003cbr />","airtime":"SUN 9pm-10pm","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2021/12/CodeSwitchLifeKit_StationGraphics_300x300EmailGraphic.png","meta":{"site":"radio","source":"npr"},"link":"/radio/program/code-switch-life-kit","subscribe":{"apple":"https://podcasts.apple.com/podcast/1112190608?mt=2&at=11l79Y&ct=nprdirectory","google":"https://podcasts.google.com/feed/aHR0cHM6Ly93d3cubnByLm9yZy9yc3MvcG9kY2FzdC5waHA_aWQ9NTEwMzEy","spotify":"https://open.spotify.com/show/3bExJ9JQpkwNhoHvaIIuyV","rss":"https://feeds.npr.org/510312/podcast.xml"}},"commonwealth-club":{"id":"commonwealth-club","title":"Commonwealth Club of California Podcast","info":"The Commonwealth Club of California is the nation's oldest and largest public affairs forum. 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You can also visit the MindShift website for episodes and supplemental blog posts or tweet us \u003ca href=\"https://twitter.com/MindShiftKQED\">@MindShiftKQED\u003c/a> or visit us at \u003ca href=\"/mindshift\">MindShift.KQED.org\u003c/a>","imageSrc":"https://cdn.kqed.org/wp-content/uploads/2022/02/mindshift2021-tile-3000x3000-1-scaled-1.jpg","imageAlt":"KQED MindShift: How We Will Learn","officialWebsiteLink":"/mindshift/","meta":{"site":"news","source":"kqed","order":"2"},"link":"/podcasts/mindshift","subscribe":{"apple":"https://podcasts.apple.com/us/podcast/mindshift-podcast/id1078765985","google":"https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkcy5tZWdhcGhvbmUuZm0vS1FJTkM1NzY0NjAwNDI5","npr":"https://www.npr.org/podcasts/464615685/mind-shift-podcast","stitcher":"https://www.stitcher.com/podcast/kqed/stories-teachers-share","spotify":"https://open.spotify.com/show/0MxSpNYZKNprFLCl7eEtyx"}},"morning-edition":{"id":"morning-edition","title":"Morning Edition","info":"\u003cem>Morning Edition\u003c/em> takes listeners around the country and the world with multi-faceted stories and commentaries every weekday. 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